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hey credit warriors welcome to the show and in this video i want to give you a selection of credit cards to earn huge cash back rewards on non-category spend now for non-category spend ie things that aren't like the regular categories that credit cards have like dining travel etc but just normal spending the gold standard is kind of two percent all right with cards like the city double cash the td double up card the new um wells fargo active cash etc but in this video i want to give you a selection of credit cards that give you more than two percent on all spending on the card this is gonna be awesome so here are six credit cards that give you more than two percent cashback on everything and if you like the sound of that hit the like button don't forget to subscribe let's go number one the alliant credit union visa signature card now this is an old favorite but it's actually nowhere near as competitive as it used to be the card earns 2.5 cashback on all spending up to 10 000 in spend per month and then it goes down to 1.5 it used to be unlimited 2.5 percent so a friend of mine literally got this card and then went and bought a 50 000 uh red digital cinema camera and earned like 1 250 cashback on that one transaction but now it's limited to 10 000 per month which still should be enough for most people but if you say wanted to go and pay taxes with it and it is a great card for paying taxes because that 2.5 percent is obviously higher than the standard roughly two percent fee uh that you get charged when you pay tax through a credit card tax processor okay with on the irs's website so it's a great hard for paying taxes but you're going to be limited now to 10 000 per month so you know i paid 21 000 in one transaction on the amex business gold card in federal taxes recently and so obviously you wouldn't be able to do that because you're limited to 10 000 per month i guess you could split it up over two or three months though so it still could be okay but that's not all this card has become more restrictive as well in other ways over the past few years so now you have to maintain an ally credit union high rate checking account and have a minimum average balance of 1 000 every month in the quarter preceding the next quarter which you will earn 2.5 percent and it's reset every quarter so you've got to have an average balance of 1000 otherwise you only earn 1.5 which still isn't super bad so if you do miss out on it one month because you didn't maintain that balance or one quarter because you didn't maintain that balance it's not a...