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Hey what's going on guys random we were here and I'm talking to you today about credit repair mistakes mishaps and the steps maybe oversights I got an email of a gentleman who was saying that he forgot to put his social security card on the letter okay another individual was asking do I have to get the letters notarized I forgot to send it certified mail his first class - okay I've gotten these emails and comments so what I want to break that down for you right now so it's okay didn't send your social security card copy all right it's okay that you didn't send it certified mail you send it first-class it's okay that you didn't get notarized it wasn't 100% perfect now optimally optimally we wanted certified mail we want to get the notary I want to make sure it's signed everywhere you cross every T and dot every I you get the IDS that you need on their social driver's license it's very important that you get the letters out as best you can now if you can't and I know money is tight for some individuals I was there before I remember notary I went to my bank to get free notary I went to my credit union I went to my credit union get free notary I went out of my way to get the free notary because I knew right then and then I needed to be economical about it there were times where you know certified mail was a little bit of a stretch and if you've got to send it out first class I'll tell you guys listen I've had people who have sent IDs that had did they've learned different states or had to send something first class because it was less expensive for them or they didn't get the notary because it was too expensive and still got results guys you can still get results with the 609 dispute letters which you can get at 6:09 creditrepair.com you can still get results I've seen people get results you can do it I'm here to help you we have a whole team to do it for you if you need right here at the awesome Life Group calm okay so it can be done however you need to accomplish the goal but you have to get the job done you can't just rest on there you know this idea of well I don't have the money from notary I don't have the that time or the ability to get the certified now I remember accidentally this isn't before I knew everything that I do now accidentally send it Priority Mail which was fine still have tracking and it was pretty quick it got there fast but it wasn't certified mail if I needed to show stamped and the post of a United States Postal Service had a record of it if I needed to ever go to court okay so it's important to do the absolute best you can but if you've got to knock something out knock it out get it done it's more important that you get the disputes in then they'd be 100 percent perfect so these are just a couple few credit repair mistakes you know another big mistake here is applying for credit even a secured credit card believe it or not even applying for the wrong secured credit card at the wrong time during a credit repair process some individuals can do it and they have strong enough credit to do it because maybe their credit is like a 620 you know and it's just it's just barely on that cusp and they still have some collections and like payments and look I've seen people who have 700 scores who have late payments who want to get cleaned up with us okay you there's all sorts of people all over the place some people more cash heavy and feel like they can get a secured card and maybe they can but if you try to apply for credit during that period of time you might incur another heart inquiry what you probably will and it's not going to look favorable when your credit is already so low it can really bring you down we know that a heart inquiry three five six seven points somewhere in there even if you have good strong good stress I applied for card the other day and it was nine points it went ten nine points I was like wow nine points so that's it that's if you have strong healthy good credit so to go out there during the credit repair process and apply for credit can be a mistake for you guys just be cautious even super credit cards and I know be careful on those credit combos guys you all want on the credit cards and they will say hey and you might apply for this first premier you might be able to get this first from their card either secure card with Wells Fargo secure card with Bank of America with Capital One secured card something of this nature remember their affiliates that's how they're making their money when you click it and you sign up I've seen people get denied I had someone call me who was working with it their friend or another individual or something of this nature and they said well why would they why would Credit Karma say that we could get that card if we couldn't I was like they don't really know they're just trying to sell you a product it's trying to make some money so be cautious about the credit cards alright and speaking of the credit Karma's sometimes Credit Karma has something that says removed they have this weird bracket where they remove things out of the algorithm during the credit repair process for you it would be a mistake to simply believe everything you see on Credit Karma Credit Karma is not the most accurate okay it might be deleted probably is gonna be deleted but you want to get it in black and white from the credit girls themselves that says delete it delete it delete it delete it we see over and over again guys I've had some great results people are writing in they say delete it delete it that's fantastic that's the official document if it says removed on Credit Karma you got to make sure make sure 100% that you get something of black and white from Equifax TransUnion Experian that says deleted so if you have any questions about anything that is going on with you if you're making any credit repair mistakes please let me know if you have any questions about those and we can rectify those beforehand put them in the comments below put those comments below if you have any questions if you're making any mistakes as I get questions all the time if you put them in the comments below maybe I can reach out to you and do a video specifically for you if you have in credit card issues you want to get your stuff straight 609 credit pair comm we can do it for you at the Austin Life Group comm where we also have trade lines and business credits hey if this video helped you out please give it a thumbs up let's try to get this video to a hundred likes or guys smash the subscribe button and I will see you on the other side thanks guys