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Populate countersignature credit card

before you even think about applying for your next credit card make sure you watch this video because there are things that you should never put on a credit card application what's up winners my name is nam if you're new this channel welcome here we talk about things personal finance and credit start now by subscribing so you don't miss out on any future videos so from a person who has a booklet full of credit cards i know how frustrating it can be when you get denied so let's dive right into it and go exactly what you should put on a credit card application and things to avoid as a disclaimer i never advise you to lie blankly on your credit card applications so whatever you do decide to put on your credit application just do it at your own risk the first thing that you got to realize is that with any type of credit application that you apply for whether it be a credit card a loan or anything else your application will help the lender determine how risky you are if you understand that premise that's how you should navigate a credit card application for example let's just say that you have a cousin named dwight and every time that you lent him 10 he never pays you back in this instance dwight does not seem trustworthy why would anybody lend you money if they know that they won't be repaid so now let's go over a credit card application through bank of america just like any other credit card application you need to put in your personal info this can include your name residential address phone number and social security number the first thing that you got to be cautious about is your employment status because in this drop down menu you can see employed homemaker retired self-employed students and unemployed so based on my own personal experience and other data points you'll have the least amount of friction if you go with the employed route even if you are a business owner you are employed by your business technically though you may be a sole proprietor if you say that you are employed it would just be much simpler the majority of credit card applications out there go through an algorithm that goes through ai so automatically a computer is processing most applications smaller banks and credit unions may have to manually review it but this is rarely the case so how banks and credit unions mitigate risks is by ensuring that the individual has a steady income so if you are a homemaker retired student or unemployed right there it already shows that you have a lack of finances but this does not necessarily mean that you get denied automatically i believe that most negative things that you can't put in an application whether it be saying that you're a homemaker or unemployed yes you can still get unemployment but this...