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the pen fed Platinum rewards Visa credit card now this video is going to be a complete overview I'm going to show you everything that you need to know about this card including the opening offer the annual fee the interest rate and all of the benefits that you get with this card so if you are interested in learning more about the pen fed Platinum rewards Visa card then keep watching as this is going to be the most valuable video you ever watch okay so jumping right into this you can see that with this card it says get rewarded on everyday purchases and the way that you can do this is via points that you earn so you can get 5x points on gas paid at the pump and also EV charging stations three x points at the supermarket this includes most Target and Walmart locations now this is really interesting guys because in I think every other credit card lender that I've been on every time they have offered supermarket and I'm talking about the the big ones I'm not going to name any names just in case I'm incorrect but I'm pretty sure that with all of the big credit card institutions anytime I have came across the ability to earn cashback or points at a supermarket they've always excluded Target and Walmart so the fact that PenFed included in this is very very handy as a I don't live in America but I know how huge these stores are in the US and I'm guessing that most of you do the vast majority of your grocery shopping at Target and Walmart so the fact that you can earn 3x points at these locations is super super handy we also have restaurants TV radio cable and streaming services that are all within this three-point category and then anything that falls outside of these areas you basically earn One X points on so this is all other purchases that fall outside of these two categories so that is how you can earn points on this card you also get 15 000 bonus points when you spend 1.5 thousand dollars in the first 90 days of opening your card so as soon as you apply guys you've basically got three months to spend 1.5 000 and if you do this successfully if you spend the 1.5 000 you will earn 15 000 bonus points which once again is very nice and this can set you off to a great start with this card now coming over here we can see this card has a zero dollar annual fee which makes this card way more accessible for the everyday person and then the variable purchase APR is between 16.49 and 17.99 and this is the interest rate for this card now the reason that I explained both of these before I got to this last point is because this variable APR is basically what we need so you...