Recover Mark Placeholder with airSlate SignNow

Recover mark placeholder

today i'm giving you three fatal mistakes that most consumers make when disputing midland portfolio recovery and calvary now just so you know this is not limited to just these companies okay it's any debt buyer and we're going to go over mistake number one which is a method mistake number two which is a reason and mistake number three which is an approach all right so how to avoid these mistakes and what to do instead now if you go to my channel you can use a little tiny icon to search portfolio recovery or debt buyer and you're going to find a bunch of other videos so if you are experiencing this problem i would really recommend going and checking that out all right so here is mistake number one which is using the validation of debt method and this doesn't work because first of all it's a direct approach to the debt buyer which you don't want to do and it weighs precious dispute time on a method that virtually never results in a deletion right not only that but it uses a method that's reserved for a different type of collection like medical utility apartment insurance gym and this letter will normally result in a response from them with some bs case law rejection okay and you also have to remember that they're not collecting on behalf of a company so they have a financial stake even if it is a small one and that they're going to press you really hard for the money and this sometimes includes lawsuit if it's when if it's within the status limitation right this can set you back so far like months and sometimes years all depending on how you're disputing now another thing that you don't want to do is send a 609 don't even get me started on that one don't even all right so mistake number two is using the you don't have a contract with me type of reason okay so using the dispute reason i have no contract with you is a mistake and here's the reason why this reason will almost never remove the account your contractor agreement was with the original creditor company for credit money services whatever right and their agreement is with the collection agency or debt buyer who will attempt to collect the debt and you already agreed to it you already agreed when you signed up with the original company to pay the collector in the event that you did not pay the original collect uh creditor okay so keep this in mind you are not going to have a contract with them like that's not how the debt collection industry works all right now this dispute reason is normally used when you know that the account doesn't belong to you so you know if that is the case then maybe you can use it i mean that's still a stretch okay now by using this dispute reason...