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alright economist for this choice you'll be working with the piggy bank primer and you'll need to go get a little length book from your teacher to do the activities all right hopefully you have your blank book and you're ready to go the piggy bank primer hi my name is piggy bank I'm the fellow on your dresser who helps you save money for things that you want I'm usually a bank shaped like a pig but even a can a jar or an old box can be used as a bank a favorite saying of mine is spend apart save apart and maybe share a part two friends of mine learned this lesson not too long ago Greg hopper and his friend and T both wanted to had a want they saw a great mp3 player at the mall it was really cool it was the mp3 player that everyone wanted they made plans to buy the mp3 player activity one my wants here are some things some definitions for you to know once these our desires our wishes that can be satisfied by consuming goods or services remember a good is an object that can satisfy people's wants these are things that people make or grow surfaces these are activities that can satisfy people want once so these are things that you can do for others an income is earning receive for work providing human labor or resources in your little blank book I want you to do this activity Greg and Anne have unlimited once for goods and services what are some goods or services that you want on page one either paste pictures draw pictures or write a list of things that you want they can be goods or services when you're done continue the video Greg went to his mother and asked her to buy the mp3 player for him his mother told him he could earn income working around the house and then he could use that money to buy the mp3 player she said that she would pay him to clean his room mow the yard and take out the trash during summer break greg was so happy that he jumped up and down yelling I am getting my mp3 player at first Greg work had to earn the income for his mp3 player when his mother paid him put his money into a pickle jar he was well on his way to saving enough for his mp3 player activity two it's time to get out your booklet again this is called now or later here's a definition for you to know saving means putting a side income or gift money for future use look back at the pictures of your list of wants and activity one which goods or services can you buy right now and which goods or services must you save for you have to decide on the next two pages in your booklet you're going to use pictures or list to describe your choices in each category so on one page right once i can buy now and you can use pictures or make a list of the ones that you can buy now on the next page right once I'm a saved to buy and then use pictures or make a list of the wants that you must save to buy press play when you're ready to continue one day Greg's friends asked him to go to the park to ride bikes when Greg told them about all the money he had in his pickle jar they begged him to buy ice cream for them after all Greg had plenty of money to spend Greg had a choice to make I can buy ice cream for everyone or save for my mp3 player he thought to himself maybe it won't hurt this one time to treat my friends Greg went back to the house to get the money from the jar to pay for the ice cream he took a little extra just in case he had less savings in his jar after the ice cream Greg and his friends passed the video arcade by his tokens for video games his friends begged Greg being a good-hearted person the tokens getting to charity was important to Greg when he was at the zoo he learned that the zoo was collecting money for a new panda bear exhibit he decided he wanted to help so he also gave some money for the exhibit every day more interesting things like going to the movies going to an amusement park or just buying new CDs kept Greg spending his money soon he had the little savings Greg had a super time with his friends but he wasn't saving for the mp3 player when he spent his money for things now he gave up saving for the MP fire auntie plan differently an earned income from tasks that she did around the house too she offered to babysit her little sister so that her mother could cook dinner she saved her income in her piggy bank spend apart safe apart and share apart is what I'm going to do to thought Ian she's safe for the mp3 player and bought a new comic book she thought the new panda bear exhibit for the zoo was important too so she made a contribution I have a birthday coming up soon she thought i think i will use some of the money i receive as a birthday gifts to buy that new game i want but i will save the rest of my birthday money in my piggy bank for the mp3 player and her friends had some good times during the summer but an always did the jobs that she said she would before she went off to play when her friends begged her to buy them ice cream or candy bars she would tell them that she was saving for an mp3 player as a special treat for a birthday she would buy her friends an ice cream cone at the end of summer and had saved spent and shared her money white here's the next activity get back out your booklet it's called choices have costs and benefits you'll need to know these definitions choices those are the decisions made or a course of action taken benefits these are things that are favorable to the decision-maker think of them like a plus costs these are things that are unfavorable to the decision-maker think of them like a minus when you make a decision you have to look at all of the benefits and costs that go with each choice you want to select the choice that gives you the most benefits for the fewest costs now is your chance to satisfy your once you're going to write two choices from activity 3 on the lines above the Charter you're actually going to do this in your booklet you're going to list all of the benefits in the costs for each of the items see which one will satisfy your wants in the best possible way so in the next page of your booklet right choice 1 and choice too and you're going to have to look back and from your list pick two of the things from your list now underneath choice one I want you to list all of the benefits all of the pluses about making this choice then underneath choice to write all of the benefits or the pluses for choice to on the next page right all of the costs or the negatives about making choice one and then all of the costs or the negatives about making choice to press play when you're ready to continue how do I start saving auntie wanted her mp3 player she knew she would have to save money she received as gifts her income she earned doing jobs for others her mother helped and make a budget to help meet her goals the first thing n decided was how much to save then in search for ways she could earn income to save for her mp3 player she started by offering to watch her little sister while her mother cooked dinner sweeping the sidewalk was hard work but it was another way for an to earn income to save wisely and put the money she received his gifts into her plan any money and was given or income she earned was included in her budget Ann's mother told Anne to include other things for which she wanted to save in her budget tube and wanted a new game to play with her friends so she included that in her budget and like to help others from her visit to the zoo she remembered that the zoo was collecting money for the new panda exhibit and decided to include giving money to the zoo in her budget planning a budget helped an to spend save and share her money wisely so some things to think about are your goals a goal is something a person plans to achieve in the future what goals do you need to save for you'll need a plan that's a process developed in advance of doing something to achieve your goal and had a plan a budget can be a part of that plan it's a plan for managing income saving and spending a week before school started Greg and and plan to go to the mall to buy their mp3 players Greg went to his mother to ask about buying his mp3 player his mother asked him for the money that he had saved from the income he earned working and from the money he had received his birthday presents he shook his head sadly he had spent much of his money so he did not have enough saved to buy the mp3 player and asked her mother to take her to the store to buy her and p3 player she not only had saved for the mp3 player but she also had money for a pizza which she shared with her friend Greg the moral of the story when you learn to work hard to earn income remember to spend a part save apart and maybe share a part spending saving and sharing mean that you can have some of the things you want now you must plan for things you want in the future and you can still help others have fun buying some things you when you want them but stick to your plan to save for the big things you want in the future by planning you will know how much you can spend on your friends when you're doing fun things with then that's the end of this project make sure you turn your little booklet in to your teacher and think about how you're going to save for the things you want later