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this is how i saved 115 000 in one year with receipts hey beautiful people it's courtney you heard that right but to be specific i saved 115 three hundred and twenty two dollars in one year i'm gonna be showing you guys statements how i got there and steps you can take to do this yourself don't forget to smash the like button if you wanna save that amount too and let me know down below in the comments what is your savings goal of the year let's talk about the receipts first and get that out of the way so i believe in 100 full transparency i love seeing numbers and i'm sure you guys do too so what i thought was the best way to actually measure this was to go into my savings account statement and actually pull out my savings and deposits for every single month of the year and i'm gonna throw all 12 months up on the screen here so feel free to pause it if you want to add this up yourself if you don't trust my opinion maybe you just don't trust my math skills and that's quite okay too but i thought this would be the best way to actually see how much i saved in one year although it might not be a hundred percent accurate a thing i didn't take into account was actually retirement savings so i did not pull together all the statements for that so of course we still saved for our retirement throughout this year as well but this is how we saved up this much money and it was specifically for our house because normally i would not leave this amount of money in my savings account i would choose to invest most of it what i personally choose to do is leave about six months worth of an emergency fund in my savings and absolutely everything else goes into a retirement or an investment account now even still you'll notice one month i had a deposit for 25 000 now i did not include that amount in this total and that's because that 25 000 actually came from an investment account and i stuck it in there with the purpose of growing a couple thousand over the course of about a year and then that way if i was able to pull it out and i had made money on it i would to pay for the house and if not i would leave it in there just to keep growing so that was a little more discretionary but i did not count that towards the total since i probably saved that amount the year prior and was just pulling it out so want to clear that up as well now that we got the proof out of the way let's dive into how i actually did this now it goes without saying common sense you have to make more than 115 000 if you want to save 115 000 in a year so keep that in mind no matter what your savings goal is obviously your goal is to probably make twice as much as that let's talk about income because i know most people work atypical nine to five where you have a set income and maybe only a small percentage of raise every six months to a year now there's only so much growth that you can make in those positions so unless you're already making two hundred thousand dollars a year where you could save a hundred thousand you have to find a way to increase your income outside of your standard job while also working at your standard job so it's not going to be easy you might be working 60 to 80 hours a week to get your income to where you need it to be to be able to save as much as you want to save and that's what this channel is for i want to provide you guys with so many different ideas of ways to make money whether it's a side hustle or a full-on business you want to start to really grow your income so here's some extra things we did and took on to save this much money and hopefully you could get some tips or ideas of things you could do yourself another thing that i want to point out is two incomes are better than one so what i mean by this is it's not just me saving this money it's also my husband and things he does so it's a kind of a combined effort and it definitely wouldn't be as high if it was just me living on my own by myself now a few videos back i did a video on 10 things i stopped buying to be more minimalist and to also save money so i am not going to repeat any of those 10 things here but it equated to about an 800 a month savings a little bit more actually so if you want to check that video out i will link it down below or you could click the little i up here because although saving 800 a month is great it's not going to get you to a hundred thousand dollars in a year let's talk about my husband first so we could go ahead and get his stuff out of the way but in one year he was able to actually more than double his income and i thought i would share a few of those tips with you this was a little bit of an unusual circumstance but the option is out there for most people to take advantage of this so i think it's 100 something worth sharing now if you didn't know my husband was in the military for five years when he got out we moved here and he got a full-time job during this year where we were able to save a lot of money he had a full-time job and he went back to school now normally you might be thinking that going back to school is actually going to cost you more money and what i think is one of the best benefits of being in the military is their gi bill and now i'm no expert but if you aren't familiar with it they basically pay you to go back to school paying for all your classes and books but they also give you a bah which is a housing allowance now this depends on if you're full-time or not anything over 50 full-time you get like a percentage of it and then if you're 100 a full-time student you get 100 bah and for us it depends on your area but for us this equated to over sixteen hundred dollars a month so that's almost twenty thousand dollars that we could save right there just from the housing allowance which i think is absolutely amazing on top of those two things he also worked a lot of side jobs now if you're wondering how to get more side jobs we could do an entire video on that andy is honestly such a good worker and once he found one job it would lead to another job either with that same person or someone they knew referrals grow like crazy but a great place to start where he found a lot of these jobs outside of people he just knew was actually on craigslist so we could do a whole video about that in the future because it's a great way to make some side money so that's what andy did let's talk about what i did to help contribute to that savings so number one this was probably one of my best years on youtube and it helped me save a lot of money and when we're talking about percentages i tried to save about 60 to 75 of my income every single month from youtube that pretty much just went straight in the bank and that's something i swear by as soon as you get paid just put it away and do not think about it so even though our money is combined we pretty much used andy's full-time job income to pay our bills and rent and things like that and then my income was mostly savings retirement and then some spending money as well so youtube did really well for me this year and that made up a bulk of my income however i also started my business the year prior to this and what i did this year was just continue to grow it and when i actually went in and looked on my analytics just from my online website i also sell on etsy as well but i was just looking at my online website and my sales actually grew by 60 percent this is actually what my slime business looked like when i first started it was just in a small corner in my room and then within a year i moved it into my garage and then it just kind of got bigger and bigger where i needed more shelving more supplies so it really grew a lot and has come a really long way now this was right before the pandemic so i was still traveling for work conventions and selling slime at different slime conventions as well as still selling a lot online it was also the height of slime so my business was able to do really well through different email marketing and just social media in general so business was doing really well i was able to save a lot of money but beyond that there was another big input that really helped us and that was that we had completely paid off both of our vehicles and we still have those vehicles to this day so both of our vehicles are 2014 but they're still running great still doing good in the year or two leading up to us thinking about saving for a house and building a house and all of that we really decided to just pay down payments on our car and just get them completely saved off now my car was around 300 per month andy's truck was about 400 a month so that was over a 700 a month savings which is over 9 000 in one year and my last tip was to actually invest now i'm a little bit of a gambler so you may or may not want to take my advice however i love investing i love investing in index funds but i also love playing around with stocks now i don't play around with money that i'm not willing to lose nor will i put in money that i'm gonna need immediately and i'm not willing to hold until i get some gain on it so keep that in mind if you need the money in one year you may make 12 to 20 or you might lose 12 to 20 depending on the year now if you have some extra money you want to see if you can make some money on i think your best bet is honestly just an index fund like a vanguard s p 500 fund and also right now if you're a new customer on weeble which is a brokerage account i will leave my link down below you could get two free shares when you deposit a hundred dollars into your account and if you want to you could always just take those shares and withdraw i love weeble because they have zero dollar trade fees and after everything robin hood pulled this past week i will be moving all my funds over there as well and if you don't want to do that i would recommend like a really high interest savings account there are some out there now but just sticking it in your bank it's literally gaining like pennies which is just completely worthless to me so if you're two to three years out of a big savings goal you're going for i would highly recommend investing some of that money and doing your own research and not just taking my advice but that is what i would do and that is what i do do with my own money and those are the steps we took to be able to save over a hundred thousand dollars in one year my biggest biggest tip overall is to find a way to increase your income and of course to really cut down on spending so i hope you guys found today's video helpful let me know what your savings goal is for this year in the comments down below and i will see you guys very soon bye [Music]