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I'm Dave champion this video is going to be most relevant to people who've read income tax shadowing events have been part of the tax honesty movement for some time or are part of the tax honesty patriot group on Facebook and the subject is why we need to sue banks over their demand their unlawful demand for a Social Security number it's virtually impossible to open any bank account or brokerage account or any kind of trading account in the United States without providing the financial institution with a social security number that has some really unpleasant implications for our liberty generally for our privacy but most importantly it's a full on complete government driven scam if you're in a bank sitting at a desk with a new accounts employee and they say I'm gonna need your social security number and you say why do I need one to open an account the first thing they're going to say is yes it's required under the Patriot Act and that is a complete lie when you actually look at the Patriot Act or any other banking regulations all it ever says is the bank has to request sufficient identification did it reasonably can anticipate that it knows who you are interestingly there's no requirement for the bank to validate any of the information you give the banks hypothetically speaking if you handed them a fake driver's license they didn't know what's fake and you gave them a social security number that's not yours and you requested to open a checking account or savings account that is interest-free so there be no information returns being sent to the government they would never know the information is not you as an example if at the time your open account you provided a say a driver's license and maybe a CCW and a passport and a credit card that's more than enough to fulfill the regulation there is zero requirement in law to provide a social security number of course the big scam is although they're asking for a social security number that's not really what they're asking for and that brings us to the second argument they use if you pull out the law and say it doesn't say I need to provide a social security number the second equally bogus explanations to give you is that it's a matter of their business practice as as a business they have determined that absent a social security number many simply don't want your business okay now a lot of very libertarian is a fair kind of people say well I still writers are private this is okay shut the up you don't know what you're talking about first of all that's a complete scam on the part of the bank also it's virtually impossible to exist without a bank account so if you can't open a bank account without a social security number what that means is it's virtually impossible to exist without a social security number which the law does not require anybody to have unless there's some little tiny technical reason in the law to have one you don't need one by the way that's as per the Social Security Administration so the scam that I mentioned earlier and this what is our business practice are all wrapped together and here's why when you give a bank a social security number you think you're just giving your social security number but you're not because what the bank does the part you can't see remember you're filling out documents at the table and you're handing them over to the employer the employee the employees got a computer screen up and while you're doing your thing the employees look at the screen and entering in the data okay guess where your social security number goes there's only one place on the computer screen for your social security number to go it's in the field of its entitled tax payer identification number which is an entirely different facet of a social stratum that's not just like hey and you have a secured number that is pulling us like putting a noose around your neck and saying yeah we're gonna make you when they're gonna make this account taxpayer account okay even though you may not be a taxpayer actually if you're an ordinary citizen living and working one of the fifty states you're almost certainly not a taxpayer for the purposes of the income tax however they're gonna try and rope whatever is in your account under that umbrella oh yeah what's in there that that's money owed to the government for income tax purposes okay by putting that in there as a tax payer identification number now that also means that the IRS has the ability to enter in your number and find your bank account like that if there's not a social security number slash taxpayer identification number associated with that account the IRS does not have that ability okay further when the IRS has a notice of levy when they have a lien against somebody that lien is against a personal to see John Doe for the purpose of this discussion with a taxpayer identification number so when they search for a bank account they find the account with that taxpayer identification number the way regulatory law works is it ties the money that's in your personal private bank account you didn't even know they were putting it in taxpayer identification it ties that money to the government's claim under a taxpayer identification number okay now you might not have even filed a return maybe somebody wrongfully unlawfully illegally filed information returns against you and by the IRS s information return matching program the IRS said hey we say you owe money even though you don't owe money even though you didn't fill out any w-4 or w9s even though you didn't file a tax return because you know what the law is but some other butthole tried to rope you into the system okay and the bank has then roped you into the system as far as the government getting it some money so if the government has one of these a lien is a legal concept but if they have a notice of levy for which there has to be a lien in the first place okay if they have a notice of levy they can only go after a bank account that has a taxpayer identification number associated with it because that under in the way regulatory law work that's ties the proceeds that are in that account to the claim the IRS has if the account is under John Doe with no taxpayer identification number the IRS can't go there okay so you see what's happening when the bank says it's merely our business practice what they're doing is they're creating the presumption in law that the proceeds that you put into that bank account are subject to taxation by the United States government that you are a person subject to the tax that the Congress has imposed the income tax upon you and that the money in there pertains to that tax that's what the bank is doing when they enter your social security number into the only field they have for it which is taxpayer identification number further when you fill out the signature cards funny when I was a boy a signature card was literally 3x5 index card and you printed your name and you wrote your signature and they put it in a in a drawer now it's damn things like 14 inches long it's got all this legal jargon and there is an embedded form w-9 where you declare that the money you're about to put in that bank account pertains to us source income belonging to a foreign person yeah how many of you know that when you signed there's two places to sign on the card one of them is just a general contract between you and the bank the second one is where you declare that the purpose of that account is to hold funds they're subject to US income tax that belong between non-resident alien okay so you see that the Bank scam where it's the law requires it no and its business practice now so now let's go back to the very beginning of the video we talked about suing the bank right what we need to do is we need to get a community of people to all contribute the sufficient amount of money to take a bank doesn't matter what bank to court because once that bank loses all the other banks will have to stop doing it because there's case law and they know they're gonna lose to the law so clear there's no there's no question they will lose okay so if they go into court and they say well we're required under the law to do this that's not answer to the complaint okay all you have to say is all your attorney has to say all the the group's attorney has to say is oh sure where it says social security number show us in law where that specified as something you have to get from somebody who wants to open it go ahead at that point the banks will be ah well ah its employed okay and then if they try to make the business practices argument which they would almost certainly make along with a request for dismissal of the suit tab then you say we want to depose you because we want to get screen captures of what happens when somebody opens a bank account we want to see we want to pull up we've had people go in and open accounts at your establishment so we want screen captures right off the computer of where you put their social security number and when you get the screen capture it's gonna show taxpayer identification number you say that's not a business practice that's a scam you just took a person who has no tax liability and you rope them into the tax system as far as the money in that account is concerned you have changed their legal status without their knowledge or consent you committed fraud under federal law imagine how fast the bank is gonna want a backpedal when they've committed fraud okay so because you can see you cannot sign the w-9 Sigyn scar I'm sorry that doesn't apply to me if you've already provided your social security number they'll go okay because they know they're gonna put it in the computer anyway okay that's how they run this scam so hopefully you understand how that whole thing and why we need to sue the ever living out of a bank now if you want to know more income tax shattering the myths all you have to do is go to www.bookshare.org anarion americans walking around earning a living Congress has never imposed the income tax on them if you want to know all of those things in law easily explained right here alright guys thanks very much take care