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hey everybody its Hillary here from thrive your all-in-one management software built for small business today we're talking about payments payments payments is the thing that makes the world go around and actually makes your business operate so it's really important you might have heard of payment solutions like Square or PayPal those are great don't get me wrong but they only do a part of the job so we're gonna go through the different things that you should be mindful of when searching for your next payment processing solution alright so the first thing you want to be mindful of when you're searching for your next payment processing solution is mobility because most people and small business owners are on the go you want to be able to take a payment from a customer wherever that customer may be and that solution is the ability to take a phone use the camera not to take a picture but to scan that credit card and to receive the information on the card what that allows is the confidence that when you're out on the job and you've completed the work and the customer is standing there with credit card in hand you don't have to worry about [Music] swipers thing nor though it's not connecting no you take your phone scan the credit card you receive the payment and your what's the next thing to be mindful how much you're getting charged so different companies out there offer different rates and if you're not paying attention to the rate of the company that you're deciding to use it might be in trouble because it can get really expensive you want to look for a solution that offers a rate of 3 percent or less in charges no more than 30 cents for every transaction now there's something else right there's that thing called card-not-present transactions that's when you're on the phone with the customer they're giving you the credit card information maybe that customer is going online putting in a credit card to secure their appointment in those two scenarios the cards not actually physically present in most payment processing solutions will charge more for that however there are solutions like thrive that will never never charge you extra for a card not present transactions the third thing that you want to be mindful of when finding your next payment processing solution is you want to find a solution that is connected to all the other things that you do to run your business maybe it's marketing maybe it's sending emails maybe it's more incident to your customers by having your payment processing solution integrated and connected to everything else you do it makes you and your business that much more power so what you're doing by having your payment processing solution connected to everything else you do is you are getting more insight into your customers how much they spend allowing you to take action to make more money and who doesn't like making more check us out at strathcom watch more videos me giving you tips and tricks on how to better your business see you soon you