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hey what's going on guys happy Presidents Day hope you're enjoying the extra holiday hope you got the day off for work and enjoying yourself maybe you're partaking in some of those Presidents Day sales and when you're going out with those sales you want to make sure your credit is good okay you want to utilize your credit responsibly paying that off and so I got some questions here about credit right so first one here can you send a debt validation letter to a collector even if you have not received anything in the mail or should I send a dispute letter please advise I would truly appreciate it caramel code and this about a day ago on the YouTube channel okay so can you send a debt validation letter even if they have not sent you anything in the mail yes the short answer is yes now many individuals utilize a debt validation letter as a response to respond to be reactive to something in the mail them sending something that collectors saying hey you need to pay this or if we don't hear back from you in 30 days we're gonna assume this debt is yours invalid it's a little trick they try to utilize to scare you to know you know cuz they ain't got no contract right I don't have anything to prove it so send that debt validation letter right away if you want okay you don't have to you could send a dispute letter directly start up here have them do it you can send just a debt validation letter to the collector or you can do both at the same time and that's what I encourage everyone do okay in the be uncommitted package you've got all the collection validation letters for those you got four rounds of those four rounds of those and four rounds of the dispute letters so you can send Boom Boom Boom Boom and send your letters boom collectors to creditors collect private excuse me there's my voice a little bit I've been been getting all excited getting all ramped up credit repair alright trying to stay cool tonight guys just being very mellow had a fantastic day answering and comments and working with you guys catching up and so happy Presidents Day and we will go to the next one okay so this individual was telling me that they sent a dispute letter in just a couple of days ago and for some reason a collection from Sprint was removed yesterday any ideas why so hey B I sent out first letters two days ago but this sprint book came off like yesterday any ideas I don't want to call them I want to ask them why I want to poke the bear oh well okay I'm great busy Jones thank you very much for the comment so yeah okay yeah you don't want to call them you know when I alert them you don't want to ask the calling up Sprint collectors and be like hey he took that off what happened why but so this is wonderful news maybe it was too old it fell off maybe they rescinded it for some reason all you need to do is keep your eye on the ball here okay just continue to monitor your credit reports and when you get an updated credit report from your disputes and you will see if that is gone if it's removed or whatever okay I'm not sure where you're monitoring right now sometimes different monitoring services do different things okay we know that not all of them are the most accurate so you want to make sure you get in black and white that that thing was gone or is no longer there or has been removed and deleted okay if none of course you can dispute it and perhaps you've sent all your dispute letters with that Sprint on there okay so it will probably just be ignored if it's gone they're just gonna be like no there's nothing there I don't know what this individual would be disputing this so don't sweat it you're fine and yeah it's probably it's probably gone I'm guessing this either I'm guessing there's probably too old that's the whole thing so alright guys so keeping this one pretty Swift pretty tight and quick if you have more questions and concerns put them down below I will try to hit you back in a video or we're doing a lot of emails so perhaps haven't been as diligences is making in-depth videos for you guys but I will be giving more generously to you guys on the channels more in-depth but you know staying in the office 24 hours a day it's a lot of noise kick who just kidding not in here 24 hours I'm here here 27 hours that's right because I never stop credit repair 24/7 in the seven stands for 27 hours anyway guys I appreciate you thanks for bringing some let me bring some levity to the channel I have some comedy give this video a thumbs up if it helped you out like subscribe comment and share and until I see you in person you know where I'll see you I'll see you on the other side take care