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hi everybody Marco kebab oh here from business credit blogger.com today's blog post we're going to talk about how to convert credit cards into cash at 0% APR now I want to write this blog post because and do this video because this is the question they get a lot from real estate investors who are looking to get cash for down payment money or to do rehabs on their properties they need that cash liquid cash so one of the easiest ways to get cash if you can't get traditional bank lines of credit or installment loans etc because let's say you can't verify income let's say you're self-employed and you can't you can't produce tax returns or your tax returns show that you don't make a lot of money because you know a lot of duck shion's for the business etc you know self-employed people will have a tough time being on a verify income so one of the best sources of capital of course is credit cards now with credit cards obviously you make purchases but how do you pull cash out of credit cards lump sums of cash so you can use it for let's say real estate investing or for your business well this is a strategy that's really powerful where you can get thousands twenty thousand fifty or a hundred thousand in cash at 0% APR for 12 months or more on your money now this is unheard of then I'm gonna show you how to do it but there's no strategic way to do it obviously you could do this with personal credit cards or business credit cards preferably I love business credit cards because they only report to the business credit reporting agencies as far as the ones that we obtain for you through our funding program now how does this actually work well in a nutshell we what we do in our program was we get you five high limit business credit cards and I'm gonna just make it as simple as possible let's say we obtain five business credit cards each with a twenty thousand dollar credit limit so you have a total of a hundred thousand and credit limit available availability on five across five different business credit cards one of those credit cards are gonna allow you to do a cash advance obviously all the cards can allow you to cash advances but many of them have limitations most credit cards will only give you a cash advance capability up to usually fifty percent of the purchase limit so there are some specific lenders which is the ones that we select for you we make sure that you can get at least one card that allows you to cash advance ninety to a hundred percent of the credit limit so one of the cards are gonna allow you to cash advance up to twenty thousand credit cash advance if your limits twenty thousand you could catch advance twenty thousand so I'm just making this as simple to explain as possible now what you're gonna do is and the other four credit cards we obtain for you are gonna have what we call balance transfer offers at 0% for 12 months 15 or even 20 months at 0% if you do balance transfers with those cards now of course those other cards are gonna have their own 0% purchase APR opportunities etc but card number one what you're going to do is you're gonna do a cash advance on card number one let's say for $20,000 that's your limit so you're pulling twenty thousand in cash you either struck yourself a check because they come with check writing privileges or if you don't have the checks that come with it you just simply call the back of the car and say you want to do a cash advance and what happens is the bank sends you that that those funds into your own checking accounts so you now have twenty thousand in cash on in your checking account and your balance on card number one is twenty thousand you have a twenty thousand dollar cash advance so now what do you do well you select one of the other four cards and you contact these two card number two let's just say and say you want to take advantage of the balance transfer offer so you provide the details for card number one and they pay off card number one so they're basically transferring that twenty thousand dollar balance on card number one onto your new card which is the card number two that has 0% APR on the balance or let's say for 15 months let's say so now you have a twenty thousand dollar balance on card number two at 0% interest for 15 months and you've avoided the large cash advance high credit limit on the first car now card number one the card you originally did the cash advance F hat is now paid in full and now you have another twenty thousand credit limit availability on card number one so you could repeat this process that ya do another cash advance another twenty thousand in your business checking account and you could transfer that balance to card number two so this is how you can feasibly grow your cash amounts in your checking account and this is completely legal this is a promotion that credit cards do for you and this allows you to get cash now one thing I want to point out though is there is some credit card issuers have a balance transfer fee which can range anywhere from two to three percent so let's say you're gonna cash advance twenty thousand dollars well what that's what that's gonna cost you is a couple hundred dollars to get twenty thousand in cash okay at 0% for let's say fifteen months so where can you get twenty thousand dollars in cash for two three hundred dollars 2 percent or 3 percent I mean it's ridiculous this is the cheapest type of money you can get by utilizing credit cards now keep in mind this is a powerful strategy but you have to have the right type of cards in the right combination of cards for this to work optimum in the boat the best way and that's what we do for you in our funding program so if you're looking to get high limit business credit cards and if you don't qualify for business credit cards we can get you high limit personal credit cards as well but what what you're going to want to do is go to a business funding review.com and that'll allow you to put it in for information you need to upload a try merge rapport and a 680 score or higher is what we look for ideally this is gonna be stated income so you don't have to worry about proving income no documentation like financials or tax returns you're stating your income only so this type of program is ideal for you if you can't verify income so this is this whole strategy is called the balanced transfer strategy it's just a powerful way for you to get cash at 0% for 12 months or more now most people say well what happens when the bailiffs transfer offers are over well it's very simple to reset this to reset your zero percent balance offers because banks are always offering you these balanced transfer opportunities because they want your debt okay so this is something you continue to do over and over again on a regular basis even on a monthly or yearly basis so if you're flipping real estate just think about how proffered this is let's say you need 50 thousand in cash to purchase a property that's what you need for down payment some rehab work etc so you do the cash advance let's say it costs you 2% balance transfer fee so that's a couple hundred bucks to get you the the the cash you need in your bank account well what happens now is you have 0% on that balance transfer for let's say 12 months let's say the rehab only takes you four or five months to flip that property guess what you made your return on your investment times whatever five times ten etc but that's the power of this type of strategy so if you want more information check out our blog business credit blogger com be sure to subscribe to our YouTube channel below click Subscribe and for if you want to prequalify for our unsecured business credit lines high-limit cards we get you about five cards total totaling about 100 even 150 thousand credit limits then go to business funding review.com and fill out the form and upload your try merge credit poor I'll take us about 24 to 48 hours to do the review with that make it a great day we'll talk to you real soon