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yeah it's on YouTube what's going on what's going on YouTube Facebook i G on the above we're gonna share this oh you know I'm saying today oh where are my manners man where are my manners are apologized what's going on ladies and gentleman this is Mark Fagan from MLF Enterprise your credit consultant creative financing specialists and also a student of the mentor we cannot forget the mind game because the mental game is the most powerful game in universe can't get nothing done without it right all right so check this right today we're going to talk about stacking your cards this is for all my players earlier who trying to get that break you're trying to get some capital so you can't make a move you know I'm saying you have a business where you want to scale up but you need an infusion of capital but you know I'm saying the banks ain't trying to play that sba game with you you know I'm saying they're not trying to give away that SBA money people out there you know everybody got projects going on you want to flip a house you want you know I'm saying anything you've got to get done going to need the capital right so let's talk about stacking cards or stocking revolving lines of credit for all my people out there who you know I'm say looking for the fancy lingo no before we begin this is for business not business sorry this is for personal credit this strategy is a personal credit strategy people out there saying man I want to use my business credit to make moves I don't want to get my personal involved and all this kind of stuff me personally I don't care where the money coming from as long as it legal moral ethical are they above so if it if it boils down to us using personal credit to get what we need then let's get personal all right so check this right stocking cards no let's say you want to get a hundred grand right always how about target in mind the end goal is to get a hundred key right you want get 100k for your project cool and personal credit is very this is very attained using your personal lines of credit however what really gets people in problems is that you know you already know the game your credit might be good your credit profile might be damn near perfect but everybody ends up in this three inquiry roadblock you know I'm saying after you get three inquiries then you know the credit bureau not the credit bureaus the bunks start looking at you funny like yeah I know your credit score is perfect playable what are you trying to get what you're trying to do what you're really trying to do you know I'm saying you got three inquiries in the space of one month what the hell you trying to do family you try to run off with my money plan so we have to find a way to work around this okay no let's rig up some math right so no let's say your credit is perfect and every time you apply for a swipe let's just say on average you get 10k no obviously people can't get more than that right if you get 15 20 35 but let's just for math purposes man let's just say you getting 10k per card right no somebody else might come and say man you know I'm gonna be walking wrong with 10 credit cards 20 credit cards on but I don't care man I'm saying I'm trying to get to the morning let's focus on how we can do things and not focus on why won't work you know I'm saying all right check this right trying to get a hundred K know what a lot of people don't realize is that yeah you got three inquiries but in fact you really have nine inquiries yes you got nine times to swing out the plate player per round and the reason why you can do that is because you don't have one credit profile you got three credit profiles I know we think we got one credit profile when somebody comes to hey bro I got a 820 I got a 720 I got a flat 50 credit score they really think of one profile but in reality we got three profiles and these profiles are the big three maybe the most famous you know I'm saying they always was a hard time but as I said before many obstacles become stepping stones so we're gonna use these bureaus as stepping stones to step to a hundred K right so you got you got Equifax you got TransUnion and you got Experian the big three right the big three know each Bureau got three inquiries in them right so every round we should be applying for nine cards right so no you might be like goddamn how do I do that how do I do that how do I make sure when I applied to one bunk for our swipe that they don't hit all three of my stuff imma break it down to you know I'm gonna give you I live a backstory know my people out there you can't hold us back from the information man our people we rugged like that we built like that you know I mean so there are these forums okay forums are the best place to get information from right and they there is a forum that is built up of bankers okay they come in the forum and there are live they complain about you know I'm saying they complain about this they complain about that a lot of bankers and they they talk and if you know saying we we get access to these forums can I tell you how but we get access to some of these forums and we just in there like a fly on the wall man and this is what happened right this is what happened so you got three credit bureaus right and every time a credit bureau gets a dispute to fix somebody's credit because the people credit reports how I turn our mistakes on them when I get a dispute to fix somebody's credit they send the dispute straight to the Box you're like man you know I'm saying they send it to the box cool okay so no with that being said whenever you do a dispute you sell a dispute to three bureaus right you send a dispute to three bureaus now when you send that dispute to three bureaus what happens the banks get three letters to sort out and if you got like people sending a hundred thousand-plus disputes per day you got three hundred thousand disputes going to the bank and the bankers man ain't trying to spend out bread and trying to spend out money right so what happened is they decided that look for certain products like revolving lines of credit where we get the most disputes from we just want to report to one Bureau that way we got you know we getting three times less work to do right so they most bunks report to one Bureau so you might have bunk a report to these guys bunk B report to these guys um bunk C report to these guys no I'm not saying that you should every time you you looking for a swipe you must apply to the same Bank all the time nah remember this is America you got all these got their own banks bro you got bunks all over the place you got bunks as soon as you step onto your hose Bank Bank bank all these bunks staring you in your face no the key is to find out which bunk reports - we're and that's where that's where it pays to get coached up because we can show you what bank to hit up what Bank reports to who and you know I'm saying and the thing about it is that I can say yeah we have a database of these banks and credit unions that report to these things but honestly bro information changes every probably what 18 months sometimes it's every six months information be changing so you might say Bank a your bank in your neighborhood might be reporting to Equifax at this point in time but if you sit and wait like six they might jump the ship and report to TransUnion that's how they me man that's why it pays to have a coach it pays to know the game right and I'm here to give y'all all the game you know I'm saying I'm not leaving anything on the table so you got to do your research know it's easy to do your research you can google a bank and eventually you'll if you want it bad enough you'll find out which credit be really report - and then you just ah make a play apply for the thing wait till a statement update and then you can look to see where their report to try they won't even wait to the statement updates if you got the right credit report and credit monitoring service that's what I always say man make sure you get credit check Tony you get real-time updates you don't have to sit and wait to the statement update before you see the thing on your credit profile man come on baby and that's how we do it it's and doing this you get you get your swipes in record time 10k here 10k 10k 10k there all right no so Morris awesome I'll give you all some more sauce I hope y'all plate not full you know I'm saying I hope y'all gobble up all that sauce I gave you because I'm gonna give you some more sauce no check this right what happens if for some reason right one of these bunks knock knock sorry let's just say you're a credit plan of always I'm we're repairing your credit right and you know when you got credit repair you got these one this one bureau that decide to play hardball right so you got Equifax you know Equifax decide to play hardball I'm gonna verify everything you know I'm saying no eventually they break down but let's just say you can't use this just like ah a lot of people be like damn and you only could clean up - I'm up my crew profiles it's a failure I don't wasted my money bro Kimbo you got six inquiries to where you can go in there and get your bread and then in the meantime this gets cleaned up you've got another three that's the beauty about knowing the credit game inside out all right anyway ladies and gentlemen no I'm saying that coaching cars coming up for all my people out there who you want to get coached up on holder bill your credit you want get caught up on how to get the bag or you want to get your credit repair or you want to get guidance on how to get your credit repair all you got to do hook us up in the DMS get your free consultation an action plan delivered to your email box that way you can look at it in the leisure of your own time this is Mark Fagan emote peace