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Your step-by-step guide — send multiple payment
Using airSlate SignNow’s eSignature any business can speed up signature workflows and eSign in real-time, delivering a better experience to customers and employees. send multiple payment in a few simple steps. Our mobile-first apps make working on the go possible, even while offline! Sign documents from anywhere in the world and close deals faster.
Follow the step-by-step guide to send multiple payment:
- Log in to your airSlate SignNow account.
- Locate your document in your folders or upload a new one.
- Open the document and make edits using the Tools menu.
- Drag & drop fillable fields, add text and sign it.
- Add multiple signers using their emails and set the signing order.
- Specify which recipients will get an executed copy.
- Use Advanced Options to limit access to the record and set an expiration date.
- Click Save and Close when completed.
In addition, there are more advanced features available to send multiple payment. Add users to your shared workspace, view teams, and track collaboration. Millions of users across the US and Europe agree that a solution that brings everything together in a single holistic enviroment, is what enterprises need to keep workflows functioning efficiently. The airSlate SignNow REST API allows you to embed eSignatures into your application, internet site, CRM or cloud. Try out airSlate SignNow and enjoy quicker, easier and overall more efficient eSignature workflows!
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hey what's going on everybody hope you having a good day as always my name is Michael and thank you for joining me so today's video I want to talk about paying extra on your loans it's no secret that paying extra will help you save money in the long run but there is a better way of doing it rather than just paying extra each month and so that's what we're gonna talk about and in order to illustrate this I'm going to make it very very easy to follow example right let's pretend that I go out and buy a loan I spend $20,000 the loan term is for 48 months or four years and the interest rate is seven percent right well to start off with let's just assume that I don't make any extra payments whatsoever how much money is that going to cost me in the long run in interest now as you can see here assuming I don't make any extra payments I'm going to pay two thousand nine hundred eighty eight dollars and forty four cents in interest and obviously it'll take me 48 months to pay the loan off so that's how it works out if you were not to pay any extra whatsoever but clearly that's not what we want to do in this situation so let's pretend that instead what I'm gonna do is every single month I'm going to make $100 extra payment every single month let's see how that math works out well in this case instead of it taking me 48 months to pay off it will only take me 39 months to pay off and instead of two thousand nine hundred eighty eight dollars and forty four cents it only cost me two thousand four hundred dollars and thirty cents so that is almost saving me six hundred dollars in interest right and all it involves me doing is paying $100 extra per month that's it right by paying extra every month I'm going to save money in the long run and I'll pay my loan off faster so clearly it's a win-win now I want to take this one step further and make things a little bit more interesting instead of paying $100 extra per month let's pretend that at the beginning of the year I make a big payment of $1,200 extra right mathematically or I guess financially it's the exact same dollar amount as far as extra payments are concerned right one is a hundred dollars extra per month per year that's $1,200 well in this scenario I'm just gonna pay $1,200 the year up front in January let's see how that works out if every year I made an extra $1,200 payment in January I would actually pay the loan off in 37 months and I would only pay two thousand two hundred and sixty two dollars and fifty seven cents so that's about an extra $150 on top of the $600 savings that you had from the previous example right so to me it's pretty cool that even though you're still spending the same exact dollar amount extra per year one way is actually going to save you even more money and that is by front-loading that extra payment in one lump sum at the beginning of the year and if this at all doesn't make sense to you as to why it works this way pretty much just understand that your interest is calculated based off how much your principal remaining amount is so when you're making a hundred dollars extra per month you're slowly getting to one thousand two hundred dollars less per year than the original loan amount is four whereas if you make one just big upfront payment you're getting that benefit right in January you're not waiting until December to get $1,200 less you're gonna get right off the bat and because of that you're going to save even more money now if this still doesn't make sense to you put it put your question in the comment section down below I'll do my best to explain it another great thing that you can do is use the links that I have down below it'll be directly to this calculator that I use for this example and you can actually start playing around with your exact loan so you can put your principal amount your remaining number of payments your interest rate how much extra you want to pay per month compared to if you front-loaded those extra payments what it would look like right and hopefully that'll make it a little bit easier to understand another great way of looking at this is you can clearly see how important it is to make a down payment on your loan even though we're not really talking about down payments specifically theoretically it works out the same you are going to save more money by making a large down payment rather than having a bigger monthly payment spread over a longer amount of terms because your front-loading the discount so I hope you guys found this video beneficial you learn something new if you did please do me a favor and hit the like button leave a comment saying you enjoyed it if you shared it with your friends and family I would really really appreciate it also if you would love to support the channel directly there's two ways you can do that one I do have a patreon link down below if you want to be a supporter because even a dollar extra per month means the world to me another great easy way of doing it is actually just using my Amazon link down below if you happen to be buying anything on Amazon soon and you go through my link beforehand Amazon gives me a small commission it's an easy way without costing you anything extra supporting the channel but more than anything thank you so much for watching take care don't forget to Like subscribe comment share you guys know what to do but I'll see you guys next time have a good one hey guys I know I just said this stuff but let me say it again thank you so much for watching this video I appreciate all the support that you guys give me and to support you here's two more videos that I've made in the past in case you haven't seen them don't forget to share these with your friends and family so we can help all the people achieve their financial goals likewise if there's anything that you would want to see made that you haven't seen thus far definitely don't hesitate to let me know but thanks again take care and have a good day
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