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FAQs
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Did Raghuram Rajan know about the demonetization scheme of Narendra Modi?
The following persons only were aware of the plan.1. PM Narendra Modi2. Finance Minister Arun Jaitley3. RBI Ex-Governor Raghuram Rajan4. RBI Governor Urijit Patel5. Secretary of Economic Affairs Shaktikanta Das6. Secretary of Investments & Currency Dr. Saurabh Garg7. and a few others in finance ministry.Because the plan was finalized six months back and Mr. Rajan left office on 4th September 2016 only. So such a decision can’t be carried out without the approval of RBI Governor.The detailed execution went something like this.Before Six Months- Plan was finalized and execution for the D-Day started.June - Banks were directed to dispense more 100 rupee note by RBI.Before three Months- Design of new 500 & 2000 rupee note was finalized and went for printing at Mysuru Mint press.PS: Only the design of the plate was finalized. The printing didn't start that time as Mr. Rajan denied continuing for next term and new governor was declared.The printing facility at Bharatiya Reserve Bank Note Mudran Private Ltd. (BRBNMPL) in Mysuru under Reserve Bank of India was set up with the De La Rue Giori, now KBA Giori, Switzerland.20 August - Mr. Urjit Patel was declared as new governor.4 September - Mr. Urjit Patel joined office as new governor and gave a green signal to Modi for demonetization after a thorough discussion. He sent his signature sample in English and Hindi to be added to newly designed 2000 currency plate.5–6 September - Signature was added to the plate and new dye was made. Printing of currency started.27 October - The central bank put out a warning about fake currencies on its website. It asked banks to put entire banking areas under CCTV surveillance and ensure that cash receipts in the denominations of Rs 100 and above are not put into re-circulation without the notes being machine-processed for authenticity.The CCTV surveillance is now being used to monitor and record all the money exchanges that are taking place at banks.2 November - Banks were directed again to dispense more Rs 100 notes through ATMs within the next fortnight.7 November - The Heads of currency management divisions in all banks received a confidential communication from the Reserve Bank of India (RBI) to be present at the headquarters.8 November Morning- They were given charge of a double-locked currency chest, which they were told contained currency notes of the new denomination: Rs.2,000.Though it also had the RS 500 new notes, but it wasn’t disclosed.8 November 7 PM- All MDs of banks were called for a meeting at RBI and were kept waited till 8PM. At PMO, all cabinet ministers were called for a meeting, but no one was allowed to carry mobile.Privacy was of top most priority. Even leak of the news by a few minutes could have caused disaster.8 November 8 PM- Disclosure of demonetization by PM on National TV.The entire nation came to know about it at the exact same time.A master stroke that left the nation spellbound !But the question to ponder is - Did Mr. Rajan leave the office, because he wasn’t in full support of the plan ?Here is what he had to say on demonetization in 2014: Ref“I am not quite sure if what you meant is demonetise the old notes and introduce new notes instead. In the past demonetization has been thought off as a way of getting black money out of circulation. Because people then have to come and say "how do I have this ten crores in cash sitting in my safe" and they have to explain where they got the money from. It is often cited as a solution. Unfortunately, my sense is the clever find ways around it.They find ways to divide up their hoard in to many smaller pieces. You do find that people who haven't thought of a way to convert black to white, throw it into the Hundi in some temples. I think there are ways around demonetization. It is not that easy to flush out the black money. Of course, a fair amount may be in the form of gold, therefore even harder to catch. I would focus more on the incentives to generate and retain black money. A lot of the incentives are on taxes.My sense is the current tax rate in this country is for the most part reasonable. We have a reasonable tax regime, for example, the maximum tax rate on high-incomes is 33%, in the US it is already 39% plus State taxes, etc., it takes it to near 50. We are actually lower than many industrial countries. Given that, there is no reason why everybody who should pay taxes is not paying taxes. I would focus more on tracking data and better tax administration to get at where money is not being declared. I think it is very hard in this modern economy to hide your money that easily.”Source - LivemintHuffingtonpostBusiness StandardEdit1: The new 2000 currency note was initially printed at Mysuru Mint. Thank you User-12623941048551877892 for pointing this out. ReferenceEdit2: Those who are cursing the government for demand supply mismatch of notes should read below possible reasons.a) Had Mr. Rajan had continued as governor, the scenario could have been different. More 2000 notes could have been printed due to availability of time.b) Only one printing press (Mysuru) was used to print the new notes initially. So it limited the printing capability and increased the distribution duration to all banks across the country.c) Only availability of 100 rupee notes decreased ATM's capability in terms of value.d) Change in dimensions of the currency note increased ATM up-gradation time both in terms of software and hardware.e) The no of ATMs for withdrawal got reduced as CDMs couldn't be used for withdrawal. Otherwise people would get same old currency deposited by some other person.Details on SPMCILThank you everyone for the Upvotes. This is not so a customary ‘thank you’ note, but it means a lot to me in keep going. This was my 2nd answer on Quora and 1st answer to receive 1000+ Upvotes that too within two days. :)PS: I’m politically neutral and don’t have any strong support for any of the political parties. But whenever I come across some exceptional steps by them( may be by BJP or Congress or AAP), I criticize or appreciate. The scenario is not ideal always and as per a report 61% of all projects fail to succeed (delivered on time, on budget, and with required features and functions) 43% are challenged (late, over budget, and/or with fewer than the required features and functions) 18% fail (either cancelled prior to completion or delivered and never used). So let’s appreciate this man for the huge step taken.
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What are the main areas that one should learn during CA articleship?
I did my articleship from Khimji Kunverji and Co., one of the top firms in Mumbai; and it was an awesome experience. Let me shed some light on my learnings -Learn to say NO - Random seniors come and give you random work. Learn to say No. Learn to say you are busy. You are not a dustbin.Learn to say YES - You need to have a good rapport with your immediate seniors and your boss. I have filled my boss’s daughter’s BFM admission form because she needed some help. Sometimes, you have to keep your ego aside and look at the larger picture.Whether audit or tax is the one for you - You tend to spend 3 years in articleship, doing either audit or tax. It is good enough time to gauge whether you want to do this for your entire life or not. For me the answer was NO, and I switched to Finance. No point wasting time once you qualify.Domain Knowledge - In your first job interviews after becoming a CA, a lot of stress will be on what you did during these 3 years. You should be upto date with that. Get your basics right.Out time is a myth – As per my firm HR Manual, the official work time was roughly 10-30 to 6–30. Strangely, you used to be penalized for coming late, but no credit for going late. It’s the norm. Get used to it.Make Mistakes - Ask stupid questions. Make mistakes. Experiment. Because you have the license to. You are a fresher. As a CA, people expect more.Do not neglect your Social Life - Its important. Your boss will not come at 12 to your place with a cake in his hand, wishing you a happy birthday.I remember getting into a train during my 1st year articleship. I somehow started chatting with a guy standing near me. He was a CA. I told him I just cleared IPCC and started with articleship. He started laughing and said “Welcome to Hell”.With all the office and study pressure, you might feel life sucks during articleship, but it will be a great experience. You will create memories of a lifetime. Cherish it :)
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What kind of skill set should a CA student develop before starting Articleship?
This hunger for more knowledge is good for a CA Student. It is a very good idea to know what others have learnt and re-assess oneself on the basis of same, so that you become equally competent. This is a good way of improving oneself.Part A - About the core Knowledge:(a) What your firm operates in - you can't do much beyond that.Core Knowledge = Practical Knowledge about areas your firm is operating in.See the firm you have chosen or you got into, basically will provide you with the knowledge of some of the fields in which Chartered Accountants works. You cannot gain knowledge about all fields in which Chartered Accountants work, since the scope is very wide and whether it is a Big Four or a sole proprietor Chartered Accountant, nobody can give you work experience in all fields. So basically these core areas where you get to work - you have to be satisfied with the same. All you can do is - learn from experiences of your friends who are in to different core areas. This is a rigid area, and not much can be done in this.(b) Try to get an assignment in all kinds of activities that your firms do -You can't go out of the box in which your firm operates, but atleast you can learn everything that is in your box. Many articles run away from certain things - saying it is a low category assignment or not so fascinating. It is because they all hear it from their friends about the big industry they worked in and blah blah things. But go and ask those friends, if they know, what is the procedure to obtain a PAN card and a duplicate PAN card? What is the procedure to obtain Shop Act? or atleast if they know what is Shop act?My Insights -In our office they didn't used to allow articles to do that, the administrative people like Bcom people used to do that. But I insisted on the same, to allow me to do them once. The task was easy, but it was something very basic that I learnt. Later when you start your practice or job, these are somethings that give you edge over others. If you become an entrepreneur, you can handle those things yourself. So it is beneficial always.(c) Try to get assignments in all kinds of industries that firm works in -Basically most Chartered Accountants work in some fixed industries since when you do good to one client, similar clients get attracted, so automatically, you will see that most clients are of similar category. As an article you should try to do audit of all kinds of organizations -Based on organization type like Sole proprietor, Private limited companies, Partnership firms, trusts, public limited companies etc.Based on different business forms like Retailers, Wholesalers, Chain stores, Manufacturers, Service providers, Traders, Consultants, Support Services, Maintenance services, Export oriented, etc.Based on different industries like IT, E-commerce, FMCG, Finance, Automobiles, Telecom, etc.Based on Tax benefits or special act companies like religious trusts enjoying benefits u/s 11 or 12, regulated companies like insurance, banking, etc. or may be companies in Special Economic Zones, etc.A Piece of Advice -You won't find all of the above in any one firm. Such firms giving such wide opportunities don't exist. But thing is - you need to explore every corner of your own firm, whatever it is.(d) Try to gain overall knowledge of all types of works -Don't think about specialization in Articleship, it is not that much useful, because if later in life that sector goes down, your career will get a full-stop. As a Chartered Accountant you must first learn all the basics of all types of work, when you become aware about basics, i.e. after articleship, then you should try to develop core competence when you find jobs or do practice.My Insights -If you don't get an assignment of different type - go to your principal and say that "Sir, I want to learn about that kind of work, if next time there is any work related to that xyz client, please give me a chance." I did it in my articleship, and I got those opportunities, Sir was happier indeed, that an article was ready to take up some sort of responsibility. I am pretty sure, 80% of Chartered Accountants would do the same. If you say politely, the teacher inside them will awake, and they will allow you to fly!Part B - Other things that you should learn during articleship - More important than above said things!(a) Office Ethics -You should learn about the office culture, how people dress, talk, meet and greet colleagues, seniors and clients. It is very important to observe how people form groups, how they make their juniors to work and seniors to help/guide. It is very important to notice, how others are keeping good relations with administrative staff i.e. HR, Clerks, etc. - something that is very helpful at times of problems. There are many more things - basically you have to learn how people operate in office and especially how your boss stays in office - since someday you too will be a boss.A Piece of advice -Learn good things only. Although I assume most Chartered Accountants are well cultured and natured, but exceptions may exist. But remember, may be your boss was good or bad, you have to become a good boss in future.At many times you feel that your boss did wrong, and he/she should have allowed you to do xyz thing. Remember such incidents or make a note of it. When you become a boss, you do them correctly. If you are able to do, you are a good boss, else you will realize had a wrong idea about your boss.(b) Printing, Scanning, Documenting, Letter typing, Organizing Office, Using appropriate Stationery -Your reaction - "Oh God! Really?"Consider this situation - you are in a corporate office, a high ranked employee. You tell the clerk to scan a document, but your clerk is new. He is not acquainted with the printer. What would you do, if you yourself don't know how to use a printer or scanner? In early days of your job or in many companies, you don't have clerks who do it for you, you have a printer next to you and you have to do it yourself. In case you don't know these, what a shame! A Chartered Accountant, but does know how to use a printer or how to unpin a staple! God! Dummies on earth.My Insights -One of the expert HR was sharing his experiences with interviewing Chartered Accountant, at a conference that I was listening to. He said, we tried an experiment successfully. We told every candidate entering into the interview room to arrange certain documents and properly organize them into a file. Now on the basis of how file was organized, they discovered candidates who had done dummy articleship or articleship of low grade, because those candidates never knew how to arrange a file, since they never did it in their lifetime.So basically the best thing about a good leader, boss, a senior or an entrepreneur is that he/she knows the work of all persons junior to him/her very well. That's why they can handle them well.So basically learn the following things and many more which I can't list out -How to properly document an Audit file?How to properly keep a permanent client record - both electronic & physicalHow printers, scanners, servers of your office, internet network, LAN systems, routers, biometrics, connections etc. work in your office.How to use correct stationery correctly? Like properly unpinning documents, or may be how to create sets for clients, income tax officers, registrars etc.How to draft covering letters, envelopes, request letters, etc.(c) Drafting Email Communications & Email Ethics -The most important part indeed of articleship. The fact is we never get opportunity to learn this anywhere else. This is a good ground to learn. Initially you can see how your boss writes email, how your senior does it. Then you can innovate it yourself. The thing is in business world, everything today goes on Email. Emails don't have a tone, they don't have smileys (means they are not used). Writing a good email, is an art. It is very important to learn how to write such kinds of emails.Emails asking client to provide information, with accurate requirement list.Polite Emails for making client realize the wrong they have done.Emails providing consultancy services. See email consultancy is a big time opportunity and costless service, in future a good means of earning.Writing intra-office emails.Whom to keep in CC, Never to use BCC, how should be the subject line, how should be the signature etc.When email shouldn't be used & telephonic conversations should be preferred, sending reminders, how to use meeting feature, etc.(d) Oral Communications - F2F or telephonic or over internetThis is again a great area to learn. It very necessary to learn how to interact with clients. The interaction can be face to face, or telephonic or over internet services like skype, etc. It very important to learn to learn how to deal with such situations. A conversation over telephone, has to be polite and discussing documents over telephone is also an art. Similarly communication over Skype is also an interesting thing to learn, one should know how to have business conversations over Skype and how to share documents, discuss & present over it.(e) Formatting documents - Something that stupids call stupidity!I have seen documents and emails from fellow Chartered Accountants, so pathetically formatted, that I sometimes wish to hit them with a stone, maybe their sense would come back then. But basically the idea is Chartered Accountants are professionals, and therefore, a professional behaviour is expected from them. The behaviour is expected highest in the documents and reports. Thus, it is very important to learn:Appropriate font sizes, font stylesHow to add tables in emails, how to structure an email, maximum size of emails, minimum size of emailsWhen to use and when not to use - bold, italics, underlines, shades, coloursHow to structure paragraphs, appropriate line spacingHow to convert documents into different formatsHow much margins to keep, how to make document print readyHow to make document secureHow to make documents self-explanatory by adding commentsHow to use various functions like footnotes, document review, freeze panes, grouping - sub-grouping, page numbers, author details etcCover page for report, report size, number of maximum pages, drafting executive summary, adding disclaimers, etc.Conclusion:The Part A makes you an intelligent Chartered Accountant.The Part B makes you an intelligent Human Being.And let me tell you, Part B is more important, because even if you don't become a CA, an intelligent human being can definitely live a good career!Ignoring the part B is very common amongst CA, and that's why MBAs getting an edge over CAs is also very common.Many people say 'Articleship is nothing but labour work', well it is because you think it that way, and that's why you are doing it that way. If you try, you will realize articleship period is life changing!"You will have hundreds of opportunities to learn the bigger things once you become CA, but not these small things. Once you become CA, people don't expect you to know everything, they understand it is quite impossible, but they definitely do expect that you know these basic things rightly."
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What are common exaggerations employers tell in a job interview?
This question has been around probably since the stone ages when the first manager decided to hire her/his first employee. While originally they were probably minor embellishments, many companies have resorted to using whoppers in the hope that they can attract "the best and brightest". Here are some that I have encountered over the years and the thoughts that came to mind once I heard them:NOTE: My answers are intended to be as exaggerated as the statements that were provided to me. Take them with a grain of salt."We have an open door policy here" - this is a total lie especially in bigger companies. If you think you are going to get the ear of the CEO if you have any concerns in a company bigger than 10 people, be prepared for a long wait."We have a flat organization structure here" - Trust me, if you have more than two people in a department, one will always be more senior than another one. It may not be spelled out in terms of title, but there will always be leveling."We believe in empowering our employees" - SCENARIO 1: In other words, we are ready to let you pick an icon or two on a PowerPoint deck, as long as you are ready to justify why you picked the person icon with the blue shirt versus the one with the red dress.SCENARIO 2: We will give you the awesome responsibility of taking out the trash. Since we trust you so much, we *know* you will separate the recyclables from the compostables right?"We trust our employees" - We trust our employees as long as they cc: us on every e-Mail you send and you are willing to accept "feedback" about the tone, your spelling or the fact you have a "creative" e-Mail signature (which is not company sanctioned)."We believe training is important for ongoing development" - that is, if you can flag down a colleague who has learned something and you can pin her down for a few minutes during your lunch break, we are more than happy to let you "learn"."We believe in work-life balance" - in other words, we expect you to work your entire life here and if you ask for comp time, we may give it, but don't think for a minute you can step away from your laptop or cell phone.Here are some new ones (09/02/2012)"We are a meritocracy" - that is until the boss's best friend wants to buy yet another new toy, then be prepared to be denied that raise/bonus you worked so hard to earn over the past year. Also known as "We don't play favorites here!" or "We promote from within" (see below)"We have a hands-off management style" - the only thing that we 'don't' do (yet) is monitor how many squares of toilet paper each employee uses, but that's because we don't want to look like total jerks (but in all honesty, we do - we just dock it out of your pay if you use too much)."We provide our employees the latest technologies to do their jobs" - SCENARIO 1: you mean a 486 with a VGA monitor running Windows 95 isn't bleeding edge? Go bitch to Johnson who still has a 386SX running Windows 3.1!" SCENARIO 2: yes we will give you a laptop, but it's a hand-me-down that was we forgot to return to IT during the corporate refresh from the Bush administration (41 or 43, what's the difference?)."We promote from within" - Sure, if you work REALLY hard, you might be able to be promoted from Junior Peon I to Junior Peon II, but don't ask us to give you a bump in salary because of that - either because "you didn't do *that* great!" or "we just don't have it in the budget this year""We give opportunities to travel" - SCENARIO 1: You travel - from the office to a customer whose office is 5 blocks away -- don't even THINK about billing us for the miles because we know where you liveSCENARIO 2: You live on the road 340 days a year, so that means you don't have any pesky distractions like family and the like. You think you will be able to come home during the weekend? Not unless you pay for it yourself and can squeeze in that free time somewhere.SCENARIO 3: Sure - as long as you take coach, are willing to take connecting flights from SFO to LAX if it saves the company more than $50 and that those frequent flier miles you earn go right back to the company - you think that you get to keep those? The CEO needs them to go first class - after all *he* is an executive and who are you again?New (10/23/2012):SCENARIO 4: Sure - you can travel - just be prepared to share a room with Johnson who snores like a malfunctioning buzzsaw, Smith who watches PPV porn in the buff and tries to expense it as a "meal", and Thompson who argues with his wife on the phone until 3AM. Now if you piss us off, we'll put you in a room with Jones here who likes to go to strip clubs and enlist some of the talent if you know what I mean (wink wink)SCENARIO 5: Sure you can travel, but just be prepared to sleep in your rental car (a microcompact) if we can't find you a room within our budget. For the record, Motel 6 is considered a "Luxury" hotel according to our CFO so be careful about where you want to stay -- that is unless you want to take it out of YOUR paycheck. Yeah, we know the CEO stays in the best suite in the Four Seasons any time he travels, but remember, HE is the head of the company... you aren't!"We have a team environment here!" - if you think that either sitting in a bull pen with 20 others who live in conference calls *all* the time even though they sit right next to each other or blindly stare into their monitors with headphones on means that they work closely together, we are a tight knit group. "We want a person who wants to be a player-coach" - in other words, we want a person who will be a player while everyone else "coaches" you (demands that you turn in the TPS report yesterday)Here are some new ones (09/28/2012):"We are like a family here" - in other words, if you like working in an environment where everyone acts either like a domineering parent or a spoiled child, you'll feel right at home here!"We provide benefits that are considered the best in the industry" - you mean that our swill that we call coffee, our fine eau du tap (that's tap water for those of you who don't speak French) and our high deductible HMO doesn't excite you? Well too damn bad because the boss needs to use the money earmarked for that to pay for her/his kid's drug rehab program, her/his partner's weekly therapy sessions and her/his canine acupuncture treatments. Now don't get us started on our two weeks of "PTO" which you need to use when we shut down our office at the end of the year and guess what, whatever you don't use does NOT roll over to the following year!"We only believe in hiring the best and brightest" - that is if you think that people with single digit IQs who gloat about how drunk they got over the weekend is the mark of true genius. See also "We only have "A" players work for us!""We provide flexible work hours" - Feel free to come to the office anytime between 8:00 and 8:01 AM and stay until 9 or 10PM 7 days a week. We won't mind at all if you stay longer, but that's your choice -- everyone else will...And some more (09/30/2012):"We have a strong management team"- OPTION 1: This company was the brainchild of three college buddies who were getting drunk/smoking pot/playing World of Warcraft. One Saturday night, they came up with this "innovative" iPhone app company/social networking site and decided to drop out from their liberal arts program to make their millions. Thanks to Facebook/Twitter/etc, they caught the eye of leading VCs who decided to invest millions of dollars into the company even though they don't have a clue about how to monetize it or build a prototype that doesn't break and crash your system.OPTION 2: We have an incredible executive team but one noteworthy VPs is only 25, but he founded six companies before he was 22, sold 5 of them and 1 went public. It hasn't gotten to his head though, but he does write a blog with thousands of followers where he shares his "insightful" management advice to other millenials like "Don't hire anyone over 30 - they are too old to learn anything" or "If you don't have billions like me by now, you might as well go work at Starbucks, if you are lucky!""We have a casual dress code" - OPTION 1: Don't be surprised if you see the CEO walking around in his jammies, a bathrobe and bunny slippers - it helps him "think". Don't make any comments about it or you'll be fired faster than you can possibly imagine. OPTION 2: Sure, feel free to wear whatever you want, but those jeans better be "dressy" (Translation: cost more than $200) and a nice shirt (a $150 linen shirt will do nicely). If you wear a pair of $300 Converse All Stars (or some fancy Italian brand from your trip in Italy), you will fit right in! Just remember, we do pay top dollar, at least compared to Foxconn in China.OPTION 3: Don't mind Steve over there, he's our office nudist, but he does puts a towel on during our daily SCRUMs because we don't want to offend anyone and well... he had an accident once and we can't afford to clean the carpets AGAIN."We have an open floorplan" - we are too cheap to buy cubicles since we invested our money into fancy hardware (see above) or in a building in an area that has obscenely huge rent (SoMa, Silicon Alley, etc.), but we got a "steal" since we are sharing it with 7 other companies, including a blow dry bar, a foot massage parlor, two social networking sites, a consulting firm, a food kitchen that doubles as a performance space on weekends, a "consulting company", and an iPhone app company we bought 6 months ago for only $100MM. "We have a young, hip office" - We have an amazing kitchen with a kegerator available at any time, a fridge stocked with the latest junk food from Albania, and mini-bar that would rival anything you would see with your buddies during the weekend. Fee free to partake at ANY time, after all - our chief engineer walks around wasted most of the time anyways."We have a diverse staff here" - We have people of all ages here - we even have a 35 year old guy around here somewhere - he's a little old, but we think he lends a different perspective that we would not consider."Everyone here is a coder" - Yes, even the receptionist knows how to program in at least eight programming languages, so don't feel too stupid if you only know Javascript, Java, Jython, Python, and C++."We are in the 'xyz' space" - We have a brilliant idea that is very similar to ten other companies in the market and swap employees more often than swingers change their partners!"Don't worry, this interview will be easy" - We will ask you questions based off esoteric functions that no one ever uses and expect you to build an entire application on a whiteboard in 15 minutes - no pressure!Here are some new ones (10/11/2012):"We have a work hard / play hard culture" - All employees are required to work until they pass out, but hey, it's all good because we have happy hours every Friday -- just remember to get back to work afterwards because we don't pay you to slack off!"We will be the next 'xyz'" - Our idea has been replicated so many times by so many different companies that we have lost track - but hey, the Street is stupid and they'll throw us money anyways because we put the right words in our investor presentation!"We believe in personal growth" - We fully expect you to learn the latest and greatest technologies on your own without surfing the web, taking classes and the like - after all, what doesn't kill you makes you stronger right?"We have a great healthcare package!" - We have a half filled bottle of aspirin that someone left a while back and three bandaids in a first-aid kit around here somewhere. "We provide unlimited vacation days" - We plan to work you so hard that you won't be able to take any time off. If you do take a day off, be prepared to see someone else sitting at your desk when you get back.NEW (02.09.2015)"We (tend to) promote from within" - "We really don't plan to hire anyone for this job except for either the boss' best friend or transfer someone that might have the skills (like the receptionist that would be the perfect Director of Product Marketing), but we want to show the world we are a growing company.""XYZ skill is strongly preferred" - "Don't bother applying for this job unless you worked for a well known competitor, invented the technology, or are a subject/domain expert. Neither your boss nor the CEO know a thing about the subject, but we expect our less senior level employees to know everything about XYZ.""We want player coaches..." - "The CEO is the only true manager; everyone reports to him. Even if you are a VP, you won't have any direct reports for the foreseeable future (if ever)."NEW (03.12.2015):"We believe in open allocation" - The CEO and the rest of the executive team are too busy playing DOMA/counting their money they got from some gullible angel/getting drunk (or stoned)/doing cosplay/reading reddit (or 4chan)/downloading illicit torrents/surfing for porn online/going out for coffee/hitting on the interns to tell you what to do. Don't worry though, you will be given tons of money to hire a bunch of 1099 contractors (at $10/hour), to work for you."The potential income you will receive is unlimited" - You will be a 1099 contractor where you have to provide your own equipment (don't forget your health and car insurance because we can't take care of you -- the CEO on the other hand is insured for billions), pay for goodies to wow your customers, and more. Long story short, if you make $4.50/hour you are doing great!
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What is your opinion on Saurabh Bhardwaj's EVM demo?
EVM is an Embedded device without any network connectivity.In General, any embedded device can be hacked predominantly in 3 ways.During System Boot upDuring firmware upgradeThrough network (if the device is connected to network or any ports are open to hack the device)1. Embedded devices will boot from Onboard/Onchip flash memories. After power up, the ROM boot loader or BIOS firmware will look for a secondary boot strap loader and copies it to system memory which in turn copies the application binary to the system memory. The current embedded devices implement what is known as Secure boot which authenticates the boot loader and also the firmware binary before loading to system memory. If by chance the device is hacked and a bad copy of firmware is stored in flash, then the secure boot fails and hence the device cannot come up. Most of the Present day embedded devices implement a Secure boot mechanism and hence they cannot be hacked during boot up.2. Embedded devices can be hacked during firmware upgrade (Locally or Remotely) by writing malicious firmware binary which corrupts the system. The present day embedded systems implement Secure firmware upgrade mechanism which authenticates the new firmware before writing to flash.3. Embedded devices can be hacked through network ports by injecting malicious packets. The present day systems implement SSL for network communication with external world and also block all the ports. The EVM’s don’t have any network connectivity and hence not possible to hack the device.So what are the possibilities of hacking EVM.The hacker can design his own custom firmware which can function as per his needs and can put the firmware in EVM. This option is ruled out in case of EVM assuming it has secure firmware upgrade implemented and also qualified/authorised people are allowed the firmware upgrade.The firmware loaded into the EVM may have some Secret logic which can be activated by pressing few key combinations! I am not sure if the firmware put into the EVM has any such secret logic and anyone is aware of that!EVM can have some default configuration (Say this configuration may contain some fixed votes for each party) which can be activated by some key press (Generally any embedded device can have a button for re setting to default configuration)So the point here is that, unless the EVM firmware has some secret logic which should be known to someone to activate, it is hard to break or manipulate the device. Else one needs to physically access the device memory using some JTAG port (Which will be blocked in production EVMS generally) and change the data/code in the memory to tamper the device!I am assuming that EVM should have implemented all the security features of the Embedded system as it used for high security application.So why AAP is doing this?Divert public attention from the Core issue of Bribery charges against Mr KejriwalThey want to feed a wrong information in the minds of public that EVM is not safe by repeatedly saying that and many educated people believed that this guy used actual EVM and is able to manipulate it so easily where as the fact of the matter is something different.Already EC has invited hackers to try and hack EVM. Let’s see if anyone can do it!
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What are the responsibilities of a real estate broker on a daily basis?
Nobody ever answers these questions and there is a reason…IT’S HARD WORK….!Responsibilities include…PaperworkMore paperworkTrying to get other people to do paperworkGoing up and down stairs in a hurryCold callsMore cold callsGetting yelled at or yelling once an hour 7 days a week. No HRLooking for keysCalling people for keysYelling, or being yelled at for keysDriving a lotGoing to courtMore phone calls…Now you know…!
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Is Brexit not a right decision? How can everyone claim it’s bad if Britain's democracy voted for it?
“People like Coldplay and voted for the Nazis. You can't trust people, Jeremy.”It’s a joke, of course, but it is a joke wrapped around a really uncomfortable truth.The problem is, people aren’t necessarily bad, or even, on average, “stupid” per se. But there are a plethora of reasons why they might be convinced to vote for things which are, objectively, awful, like a political party that intends to exterminate large numbers of its citizens.And if they can be convinced to vote for something as terrible as that, how much less would it take to convince them that leaving the EU is a good idea? Note: Not equating Nigel Farage with Hitler. Definitely not doing that.People think Ukip's new anti-EU poster resembles 'outright Nazi propaganda'Oops. Anyway, the reason it’s so easy to get people to vote the way cock-wombles like Farage, bumbling, racist, nincompoops like Boris Johnson, and six-toed, inbred, chinless fucking aliens like Jacob Rees-Mogg want them to, is that they can lie and lie well. They have developed a very particular set of skills, skills they have acquired over their ineffably long careers. Skills that make them a nightmare for democracy. The skills, my friend, of the Bullshit Artist.B-U-L-L-S-H-I-T, new word, A-R-T-I-S-T. Bullshit artist.Working men and women have been deceived by people like these for years, voting against their best interests. Getting them to vote for Brexit was a cinch!:“£350m to the NHS a week?! Come on, what…do you hate the NHS? Vote for Brexit and it’ll finally be funded properly!”“Don’t believe the people saying that we don’t send that much, NET, to the EU a week. Our numbers are right…look!…they’re on the side of a big red bus! Don’t believe all the people who say we’ve been fucking it over for the past 8 years, under-funding it and privatising it piecemeal for our pals’ enrichment. Don’t believe the people who say our NHS relies on EU nationals to function and that it might collapse if they all left. They’re just scaremongering! They’re traitors! If Brexit goes bad it’ll be because of those naysayers, talking down Britain!”So they lied, and people voted. And here we are. With our “right” decision:Why do turkeys vote for Christmas?
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What is the sign of the x-component of e with arrow1, the electric field at a with arrow due to q1?
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(1.) The electric field of the electron in the hydrogen atom is given by
(2.) The electric field at any particle in the hydrogen atom is given by
(3.) The magnetic field of the electron on a given point in space ( on the point where q1 is located) is given by
(4.) The magnetic field at a is given by
(5.) The gravitational field of the atom in one unit of time ( where q1 is located) is given by
(6.) In a vacuum, the total energy of the electric field of the electron in the hydrogen atom is given by
(7.) The total energy of the magnetic field of the electron in the hydrogen atom is given by
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