Sign Presentation for HR Mobile

An HR presentation is a visual display of important human resources information tailored for employees or management. airSlate SignNow enhances your HR presentations by allowing you to easily integrate electronic signatures on documents, ensuring smooth workflows and quick approvals.

airSlate SignNow includes features like document templates, customizable fields, and collaborative editing, which can signNowly improve your HR presentations. These tools facilitate faster document preparation and enhance clarity for your audience, making your HR presentations more engaging.

airSlate SignNow seamlessly integrates with various HR software and platforms, such as G Suite and Microsoft 365. This allows HR teams to easily access documents and enhance their HR presentations with relevant data and analytics for more informed discussions.

Yes, airSlate SignNow offers a range of pricing plans that cater to businesses of all sizes, making it a cost-effective solution for creating HR presentations. You’ll gain access to essential features without breaking the bank, allowing you to invest more in your overall HR strategy.

Absolutely! With airSlate SignNow, you can customize your HR presentations by adding branding elements, adjusting layouts, and inserting signatures where needed. This level of personalization ensures your HR presentations resonate with your audience while maintaining a professional image.

Using airSlate SignNow for HR presentations streamlines the document signing process, reduces paperwork, and increases efficiency. By facilitating quick approvals, your HR presentations can have a more immediate impact, allowing your team to focus on strategic initiatives.

airSlate SignNow prioritizes security and compliance, ensuring that all your HR presentations are protected through encryption and secure access protocols. This gives you peace of mind that sensitive HR information is handled safely and will comply with regulations.

Arriving early and doing nothing is viewed more favorably than staying late and working assiduously. It’s unfair, but it’s only the first boot of real life to kick you in the ass.HR and the ethics hotline don’t exist as a resource to you; they exist to cover management’s ass. I’ve worked for bosses who have used racial slurs, homophobic epithets, threatened and intimidated staff, used drugs in the office, and misappropriated their expense credits, but they were never so much as suspended. I almost lost my job for marking a sale as closed when I got verbal confirmation from my client (with my manager on the phone), only to get the actual signed documents a few days later.Always, always, ALWAYS document and organize files of communication between you and your superiors and you and problem clients. Did I say always? Discrepancies (read lies) in accounts of your interactions from either of these parties is a fast track to being escorted out of the building. Nothing shuts up a lying SOB like a time-stamped email with the intro, “Per my email on July 15, I mentioned….”Always keep a pulse on the job market. At least twice a year apply for jobs in your industry to get a sense on what your skills trade for in the open market and to sharpen your interviewing skills. It’s also a great habit to be in the orbit of recruiters because they operate within a tight-knit ecosystem, network with, and know one another. If you’re not a great fit for one role, and they like you, they’ll refer you to a friend or colleague looking to fill another role as a courtesy.Even if you’re not interested in a role that they may signNow you for, always try to recommend or refer qualified candidates to recruiters. This pays dividends down the road.Be wise as a serpent, yet as humble as a dove. Many people advise against making friends, but I would advise that you make them believe that you’re a friend. Being too cold and stoic in the office will make your colleagues withhold gossip, news, and politics from you that may be actionable. You can be friendly without being friends. Whatever your line is, find it and stick to it.Never get comfortable. I had a former colleague who never placed photos of his family or accomplishments in his cube and I asked him why. He said he is always prepared to walk out of the building with the items on his person at a moment’s notice. Speaking from experience, there’s nothing more humiliating or anxiety-inducing than taking the security assisted walk of shame with all of your belongings in a box and colleagues peeking above their cubes like prairie dogs to watch you walk the green mile. Work is a place where you should be as productive as possible; your family, spouse, hobbies, religion, proclivities, and creature comforts shouldn’t occupy the work space.Your manager is NOT to be trusted with personal information. Whether your mom has cancer, wife left you, your kids are suspended from school, or you’re late on the rent, these aren’t the people to share your most vulnerable moments with for two reasons; 1. They don’t have the power to do anything about them, and 2. They are more likely to report this things up the chain of command to use against you should it ever become convenient as a manipulation tactic. I know this oversimplifies things for the truly empathic, and supportive managers out there, but for the sake of generalities, let’s leave those 8 people out of this and err on the side of caution.Use your lunch hour as an opportunity to network with people within different departments to grow your customer base. Every employee has internal and external customers, and it will behoove you to learn how to cater to them. If you’re in sales, take someone in Dev Ops, Professional Services, R&D, or Customer Experience to lunch. You’ll learn all the horrible things sales people do that make their job a living hell, so you won’t perpetuate that. You’ll also forge some great individual relationships for emergencies when you need to phone a friend.Stay away from the office complainer. Every office has at least one, and he/she is a cancer on your outlook and productivity. Regardless of how valid their complaints are about the quality of the snacks, the scheduled All Hands meetings, the increased co-pays on the new insurance for annual enrollment, the way management is trying to screw us with the new Comp Plan, etc., the best thing to do is to keep your exposure to this individual AT. A. MINIMUM.Become a Subject Matter Expert in at least one or more topics within your department. This makes you indispensable among your peers and management, because they don’t want to(or can’t do) do the job of training the whole staff or answering all their questions.Volunteer to headline new products or services, and you’ll become more visible with leadership and ahead of the curve when those products/services become mandatory.Make your career decisions for the people who will attend your funeral one day; not the people in that office. Days, or even hours after your death, someone will be posting a requisition for your position, and your duties will fall on the shoulders of another. Make sure you spend your strategic decisions improving the quality of time with the people who will be crying at your funeral. This puts a whole lot of unnecessary office bullshit into perspective.If you’re in the US, talk to your colleagues about your salary. Corporations benefit from dwindling unions and individual, rather than collective bargaining by negotiating salary and compensation on an individual basis. Men, this is our opportunity to gain solidarity with women who work equally to ensure that they’re paid equally. White folks, this is an opportunity to ensure Black folks, Hispanics, and Natives are paid equally. This isn’t a zero-sum equation; corporations make enough money to pay us all equally. They have the luxury of not doing so. Hold their feet to the fire, or have them risk losing the war of retention.Be kind. Especially to the people who least deserve it. 9 times out of 10, they’re fighting prodigious personal battles, and the only place they can funnel their energy is at work. Be gentle, but don’t be a doormat either.Bring your authentic self to work. I’ve seen introverts, extroverts, flashy dressers, frumpy dressers, those gifted with supreme elocution, and those with the longest, strongest Southern drawl succeed in business, which proves one thing. Success doesn’t care how you show up; just that you show up. I wish you the best of luck on your journey!

Today is the worst day of my life. I am going to write about the worst experience in my entire 24-year-old life span. I want to forget it as soon as possible.So today I went to meet my friend. I signNowed the spot early and started waiting for him.It wasn't long when I saw few policemen approaching me.One of the policemen asked me “What are you doing here ?”I said “Sir, I’m waiting for my friend”Policeman: “Which friend? Can you call him?”Me: “Yes of course sir.”Policeman: “Then call him and give it to me.”I tried to call him but unfortunately, it wasn’t connecting. Man! I was scared as hell.I tried three-four times and then he said.Policeman: “Stop making excuses. I know boys like you. You people come here and harass girls.”Me: “No sir, absolutely not. I’m a decent guy. I am a college student myself.”Policeman: “Don’t talk much, just sit in the jeep.”Me: “Sir believe me I’m innocent.”Suddenly he dragged me toward the police vehicle by holding my collar and forced me to sit there. There were three more boys in that jeep.They took us somewhere. When we signNowed we were taken to a big hall kind of room. There were many policemen and women there.There was a policewoman who seemed the most senior among them.She said “Don’t you people have shame. Don’t you think about your mother and sisters before harassing girls? It’s because of people like you women are unsafe in India” She was loud in her tone.She continued “But no worry. Now I have taken the charge and I will ensure girl’s safety in this city. To do that I will teach a good lesson to molesters like you so that you won’t be harassing any girl in the future.”When she was finished a few policemen came and directed us toward another hall. There, our mobiles, watches, wallets and other things were taken. Then they told us to remove our shirt or t-shirts anything we were wearing on upper body, that too in front of some policewomen.I was feeling very shy but I did it as I had no other option.“Chalo ab sab ke sab murga ban jao”(Now everyone, take cock position)We did as they said. Suddenly someone hit me on my hips with a broad stick. It was unbearable.“Saale ba**we”(Bas***ds!)We were kept like that for 30 minutes. In between, they were shouting on us and hitting us on our butt. They were telling us to keep our hips up and don’t sit comfortably.Then we were told to do 50 sit-ups, holding our ears and saying “Ab kabhi ladki nhi chedenge”(We will never tease girls from now on).While doing so, I noticed almost all of us were crying(including me). The policewomen standing there were having a good laugh on us and throwing cuss words regularly.God knows how many innocents were there. After all this, they let us go but with a strong warning.I came to my room straightaway and cried for several hours recalling the bad experience which I had. I haven’t eaten anything yet. Now I’m writing this with tears dropping from my eyes.This was one of the pages from the diary of Anirav. It’s been 2 years still, he hasn’t forgotten that incident. Every time when he remembers whatever happened with him that day, it scares the sh*t out of him.So what scares Indian Men? Fear of getting accused of something which they never did and penalized for the same, that too without :any evidence.any chance to defend themselves.any fair trial.any investigation.listening to their side of story.And with :the help of gender-biased laws.the help of misandry spreading among the society nowadays.the help of mentality that “men are always wrong”the lack of support provided to men by law, police, and society.the sudden increase in pseudo-feminism and false notion of equality.For those who don’t know, this is murga (Cock) position:Source:- Google Images

In today’s fast-paced business world, driving business efficiently is often at the heart of growth plans. With growth, companies try and focus more on their primary activities and just that the secondary activities do not get neglected due to less attention so seek assistance of outsourcing partners.Initially, the word “outsourcing” was associated with replacing native workers with overseas workers, but in time, the definition has evolved. Today, outsourced workers don’t provide simple support and take over low-level tasks or providing services not found in same country. Today outsourcing p...

I am going to assume that you want to do the trip quickly as opposed to a pleasure trip where you are willing to take in some attractions along the way.Preparation: make sure your vehicle is serviced, and that your tires are in good shape (proper winter tires in season). Plan you route, but allow flexibility. Obtain maps covering your intended route, or a recent road atlas, even if you will be using a GPS. Prepare some entertainment—you will be out of the range of decent radio reception in some stretches, depending on your route. I load a couple of MP3 players with some playlists, and podcasts.In general, the Trans-Canada Highway provides a straight forward route. However if going to Toronto (as opposed to say Ottawa), you should consider going through USA for part of the way. I like to drop down across the border from Winnipeg, head to Duluth, and continue through the Upper Peninsula of Michigan, crossing back into Ontario at Port Huron/Sarnia.If you do take the all-Canadian route, I would strongly suggest taking the northern route through Cochrane. It is slightly longer, but almost always faster. The road is flatter, most of the traffic is trucks, and they tend to drive consistently at about 100 km/h. The route along the north shore of Superior has far more car traffic, and you are likely to encounter some cars driving at the (legal speed limit) of 90, with a string of traffic accumulating behind them.If you want to make good time, and yet not wear yourself out, limit your driving to 10, or at most 12 hours per day, including stops. Make reasonably frequent stops, but keep them short. I tend to eat lightly at lunch, buying something where there is counter service rather than sit-down service. If you can, get on the road by 6:00 without eating, and stop for breakfast after an hour or so. You will be able to cover a good distance before car traffic becomes heavier. Quit at around 6 in the evening, have a good meal, relax, and plan where you think you will get to the following evening, and select a few motels closer and farther from this destination. I tend not to make a hotel reservation until around 4pm, so I will have a better idea where I wish to stop, and make a reservation then. Some people prefer to make their reservations in the evening for the next day, in the comfort of their motel room. Some hotels allow you to cancel your reservation before 4pm but others require a day’s notice, particularly those that offer better rates for advanced booking.

As a seasoned corporate recruiter and principal of Career Insights, a job search consulting firm, following is my telephone/video interview preparation list: - Keep phone line (or Internet video program) open at least 15 mins. before scheduled time. - Switch off call-waiting feature so you won't be interrupted. - Turn off tv, stereo, cell phone and other intrusive noises. - Use a corded land line versus cordless (or mobile phone) if possible. DO NOT place the interviewer on speakerphone. - For Skype or other live video interviews, ensure that your image (including background) that will be projected is optimal. Your attire, groom, and presentation (i.e. posture and maintaining eye contact) shouldn’t be any different than a face-to-face interview.   - Have a copy of the resume you submitted in front of you and study the job posting/description beforehand. - Don't be surprised if the interviewer has allotted limited time (10-15 mins.) for screening. (see below) - Conduct extensive research on the company beforehand (products, customers, competitors, corp. profile, press releases, etc.). Perform due diligence on the interviewer via online social media sites (LinkedIn, Facebook, Twitter, etc.) but keep this information to yourself. - Don't ask about vacation, holidays or benefits yet. Another 'no-no' is inquiring about the firm's internal transfer policy. - If you’re asked about salary history or requirements, respond by stating that you’d be happy to go over your compensation in your current (or most recent) position, but emphasize that you’re flexible and more interested in finding the right position. - Hopefully, you're speaking directly with the hiring manager. If it's HR or a screener, don't let on that you're disappointed. They're still the gatekeeper that you need to dazzle.  - Ask the interviewer what they believe is the most important qualification and attribute(s) to perform the job. Let them know that you researched the company and share a bit about what you learned.  - If there's time, ask about the technology or system they’re using if it's relevant to the position. And it wouldn't hurt to ask about the company or department culture if the discussion is going well.  - Convince him (her) that you're a team player; that you're not only looking for the right position, but for the right company. This will reassure them that you're not going to bail if another job comes along or when the economy picks up. - If the interview is running over the scheduled time allotted, it's a positive sign, but don't make it difficult for the interviewer to end the call. - If there's not a fit, don't fret. Stay positive and professional. If appropriate, ask about other opportunities in the company. - End by expressing gratitude for their time and complement them for being a great representative of the company. Without sounding desperate, make sure you verbalize that you're interested in the position and hope to meet the interviewer in person. It’s appropriate to ask what the next steps are and their timeframe for filling the position.

“I realized I’m a showpiece that needs be mandatorily auctioned off to the best bidder when I turned 25, if I wanted to save myself from being harassed, embarrassed and questioned by the world around”YEAR 2016Scene 1 - Apartment, Bangalore, 10.30 PM, MondayI’m tired and back after 20 hrs of back to back shift and I see 7 miss calls from Mom. I call her back.“Nini, Can you be home this Sunday instead of next Monday? It is really urgent.”No Hi and no Hello. SO it must be important. I’m suddenly awake and alert.“Yeah sure. What happened?”Mom in an apprehensive tone, “You come first. We will talk later”.The last time she said this exact statement 6 yrs before, my beloved Dida (Granny) was on death bed and wanted to see me for the last time.Scene 2 - Home, Kolkata, 7.30 PM, SaturdayI’m tired and irritated. After 36 hrs of back to back shift, 2 hrs of travelling to Bangalore Airport which is 50 KM away from the city!! and 3 hrs of flight, and additional 45 mins from Airport to my home, I see a platoon of relatives at home.No one is dead, no one is sick and everyone is discussing my wedding!!!!!!!!OK, I must have had an accidental amnesia because i do not recall any selected would be life partner nor do I recall the entire scenario in front of me as being urgent. I, go to my room, freshen up and garner enough body and mental strength to swim through all the relatives and signNow mom.“Ma, what is going on?”“Nini, We found you a perfect match finally. He is a Doctor as you wanted. Settled abroad as you wanted. He loved dogs, reading and travelling as you wanted. Most importantly he is your Mami’s sister’s husband’s cousin’s daughter’s son. SO we know that he is genuinely a great guy and he is in Kolkata for 2 days.”(Me being a stupid and naive fool, once made up a stupid claim stating that I would only marry a Bengali doctor settled in New Zealand who loves Bengali literature and poetry and Dogs. I thought the specimen with these features would be impossible to ever find anywhere. )“You made me waste my non-refundable ticket for Monday for this?”(Forgive me but I’m the stingiest person on this entire planet and 7 K down the drain gave me a heart attack.)The conversation or rather the fight that followed was 4 hrs long and had too much of emotional drama to fill an entire season of Ekta Kapoor’s serial.Scene 3, South City Mall, Kolkata, 7.30 PM, SundayI’m staring at my beautiful and scrumptious lamb and cottage cheese sizzler, wanting to devour it but unable to do so as the prospective groom to be of mine is saying something while our entire family is staring at us from a separate table few feet away.Why the hell did I order Sizzler, when I knew I cannot have it?I’m prepared for the scenario where I know rejection is on way as he was quite good looking and sounded intelligent too.What?? Let’s face it guys. I was 87 kg, spectacled nerdy, crazy haired sulking female with more interest and eye contact with the food than him.“I want you to reject me.”OK my sole attention is on him. This is new.The sizzler is feeling dejected and uninvited suddenly.“Sorry!!Come again!”“Could you please reject me? You seem like a nice girl and me rejecting you might create a lot of issues for you. I know how it is in Indian household. Beside, I’m married. Have been for the past 3 years. In fact this year I’m planning to finally take mom and dad to Wellington along with me to meet him.”14 K up and down airfare + 7 K non refundable cost + 2 K in cab fare + 3 K Beauty Parlor & new dress expense + 10 K shopping and dinner at South City mall with family. = 35 K gone in 2 days!!!!!!!!!I was never more sad at being able to reject a guy for the first time in my life.My craziest groom hunting experience till date that I will never ever ever ever ever forget.35 K INR people!!Thirty Five thousand freaking Indian Rupee for a simple ‘Ladka ladki Muu Dikhaai Rasam’.And that too I’m still single and without a groom but a completely planned out wedding.Edit 1 -For more such incidences from my Arranged Marriage hunt read Debaleena Chowdhury's answer to As a feminist Indian women, can you elaborate on your experience in dating Indian men or meeting prospective grooms for an arranged marriage?

The ACRA requires that businesses in Singapore set up a bank account. It can get a little confusing given that there are so many options to choose from. We've ranked the top four banks in Singapore: DBS, Maybank, OCBC, and UOB as well as a great new solution: Transferwise. Jul 1, 2019So I have included below how to go about opening a corporate bank account, and then which banks are the best banks in Singapore. I hope this works for you. Thanks for your questionOpening a Corporate Bank Account in Singapore[Singapore companies have plenty of options when it comes to opening a corporate bank account. Most of the banks in Singapore offer attractive features such as multi-currency accounts, internet banking, credit cards, trade financing, freedom to move funds across countries, and more. Opening a corporate bank account in Singapore is a relatively simple and straightforward procedure. However, it is important to compare the corporate account's features of the various banks in order to select the bank that comes closest to meeting the particular needs of your company.The purpose of this guide is to provide an overview of the requirements for opening an account and will assist you in choosing a bank that best matches the banking needs of your company. The focus of this guide is on the banking needs of small to mid-size companies.Note that the information presented here is for general guidance only. Once you have narrowed down your choice to a few banks, you should confirm the account features with the respective bank(s) directly, to ensure you are aware of their latest policies and offerings. Banks operate in a very competitive environment and are periodically adjusting their offerings to remain competitive.Singapore Account Opening RequirementsIn general, most banks have the following requirements for opening a corporate bank account in Singapore:1) Many banks require that the account signatories and majority directors be physically present in Singapore for paperwork signing at the time of opening the company bank account. Some banks may accept the signing of documents at one of their overseas branches or in front of a Notary Public.2) Typically, the banks would require the documents listed below. Additional documents may be required by the bank on a case-by-case basis.Completed Corporate Account Opening Forms (signed by authorized signatories as per the board resolution)Board of Directors Resolution sanctioning the opening of the account and the signatories to the account (to be prepared by your company secretary)Certified True Copy of Resolution sanctioning the opening of the account and the signatories to the account (most of the banks have their own format and you just need to sign it)Certified True Copy of Certificate of Incorporation (must be certified by the company secretary or one of the directors)Certified True Copy of Company’s Business Profile from Company Registrar (must be certified by the company secretary or one of the directors)Certified True Copy of Company’s Memorandum and Articles of Association (MAA) (must be certified by the company secretary or one of the directors)Certified True Copies of Passport (or Singapore IC) and Residential Address Proof of the Directors, Signatories, and Ultimate Beneficiary Owners. If you are in Singapore, just bring the originals and the bank will make a copy.Local Banks in SingaporeFeatureFeatureDBSOCBCCan the account be opened without being physically present in Singapore?** Physical presence is strongly recommended for all the banks to avoid delays.No. The executive director and authorized signatory must be present, for a face-to-face meeting. However, some exceptions may be made on a case by case basis subject to the bank’s discretion.DBS Bank offers online applications where you can potentially skip the branch visit and save time – account verification can be done over Facetime/Skype or a phone call, subject to the bank’s conditions.No. The executive director and authorized signatory must be present, for a face-to-face meeting. However, some exceptions may be made on a case by case basis subject to the bank’s discretion.Singapore Dollar Current AccountSetup feeNoneNone. However, there is an account fee of S$38 per month (waived for 1st 3 months)Deposit requiredS$1,000 to S$3,000S$3,000Minimum balance requiredDBS Digital Business Account has no minimum balance requirement.DBS Business Account requires an average monthly balance of S$10,000, or S$35 monthly fee will apply.Average monthly balance of S$5,000 (waived for 1st 6 months). Thereafter, S$35 per month if monthly average balance falls below S$5,000.Debit cardYes, no annual fees. Earn 0.3% cash rebate on all charges.Yes, with S$5,000 daily cash withdrawal limit and with S$10,000 daily debit card transaction limit.Cheque bookS$25/book for DBS Digital Business Account.Free-of-charge with DBS Business Account.YesCredit cardYes, subject to approval**For local entities.No. Debit card available linked to SGD account.Internet bankingYes, free access. Inquiries, local payments, overseas payments. No max transaction amount limit (unless set by the customer). Full transactional capabilities on desktop and mobile app versions.Yes. Inquiries, local payments, overseas payments. No max transaction amount limit (unless set by the customer).Foreign Currency AccountForeign currency account availabilityBoth current account and fixed deposit account available in major currencies.Both current account and fixed deposit account available in major currencies.Initial deposit requiredVaries based on currency (For example, USD1,000 and EUR8,00).Varies based on currency (For example, USD1,000 and EUR1,000).Minimum balanceVaries based on currency (For example, USD1,000 and EUR800).Depends on the currency type, normally equivalent to US$500/EUR500.Cheque bookYes, for certain currencies.Yes, for USD.Debit CardYes.No.Internet bankingYes, free access. Inquiries, local payments, overseas payments. No max transaction amount limit (unless set by the customer). Full transactional capabilities on desktop and mobile app versions including DealOnline FX platform.Yes. Inquiries, local payments, overseas payments. No max transaction amount limit (unless set by the customer).Credit CardYes, subject to approval.No.Related ServicesBusiness InsuranceYesYesTreasury Services: FX Spots, Bonds, IR Swaps, FX Options, Futures, Forwards, etc.YesYesBusiness Loans**Generally the entity must have been in operation for a minimum of 1-3 yearsYes. The loan amount depends on factors such as company history, number of employees, local shareholding, etc.Yes. The loan amount depends on factors such as company history, number of employees, local shareholding, etc.Accounts Payable Services: cashier’s order, DD, TT, interbank GIRO payment, internal fund transfer, cheque issuance servicesYesYesAccounts Receivable Services: incoming TT, bill payment services, GIRO CollectionsYesYesLiquidity Management ServicesYesYesTrade Finance Services: Import Products, Export Products, Bank GuaranteesYesYesInternational Banks in SingaporeFeatureMaybank (FlexiBiz)Standard CharteredCitiBank (CitiBusiness)Can the account be opened without being physically present in Singapore?** Physical presence is strongly recommended for all the banks to avoid delays.We require face to face meeting for all authorized signatories in account opening as part of our due diligence process. However, in exceptional cases where one of the directors (not major shareholder nor authorized signatory) is unable to come to Singapore, we can arrange for the client to visit one of our overseas branches (London, New York, Hong Kong, China, Malaysia, Indonesia, Philippines, Cambodia, Vietnam, Laos & Myanmar) where they will assist to verify the documents and signature before sending back to Singapore for processing.No. The executive director and authorized signatory must be present, for the due diligence meeting with the bank officer. However, some exceptions may be made subject to the bank’s discretion – e.g. existing customers can go to the bank’s branch or appointed agent worldwide, for identification verification and due diligence teleconference.No. The executive director and authorized signatory must be present, for a face-to-face meeting. However, some exceptions may be made on a case by case basis subject to the bank’s discretion.Singapore Dollar Current AccountSetup feeNilNoneNilInitial deposit requiredS$1,000S$30,000S$100,000 or equivalent (USD equivalent for USD account).Minimum balance requiredNil.Average monthly balance of S$30,000; or S$50 monthly fee will apply.S$50,000 or S$100 monthly fee will apply (same applies for both SGD and USD account).*Minimum balance is based on total relationship balance rather than per account.ATM cardNo.No.Nil.Cheque bookYes.Yes.Yes.Credit cardYes^No. Debit card available (only linked to SGD).Corporate commercial cards available.Internet bankingYes.Yes. One-off setup fee of S$50 will apply.Foreign Currency AccountForeign currency account availabilityUSD, GBP, EUR, CAD, AUD, NZD, HKDBoth current account and fixed deposit account available in major currencies.Both current account and fixed deposit account available in major currencies.Initial deposit$1,000 (in respective currencies, except for HKD $10,000).US$30,000 (Varies based on currency).S$100,000 or equivalent (USD equivalent for USD account).Minimum balance$1,000 (in respective currencies, except for HKD $10,000).Varies based on currency.Average monthly balance of US$200,000 or S$200 monthly fee will apply*Minimum balance is based on total relationship balance rather than per account.Cheque bookFor USD only.For USD only.Yes.ATM CardNo.No.Nil.Internet bankingYes.Yes. One-off setup fee of S$50 will apply.Yes.Related ServicesBusiness InsuranceYes.Yes.No.Treasury Services: FX Spots, Bonds, IR Swaps, FX Options, Futures, Forwards, etc.Yes.Yes, depending on business activities.Yes.Business LoansYes. Generally, the entity must have been in operation for a minimum of 1-3 years.Yes. The loan amount depends on factors such as company history, number of employees, local shareholding, etc. Minimum 3 years of financial statements required.Yes. Subject to the bank’s assessment.Accounts Payable Services: cashier’s order, DD, TT, interbank GIRO payment, internal fund transfer, cheque issuance servicesYes.Yes.Yes.Accounts Receivable Services: incoming TT, bill payment services, GIRO CollectionsYes.Yes.Yes.Liquidity Management ServicesYes.Info not available.Yes.Trade Finance Services: Import Products, Export Products, Bank GuaranteesYes.Yes.Yes.^ Maybank provides a business credit card with the following criteria:Director(s) must be aged between 21 and 60; Company must be registered in Singapore (ACRA) with at least one local Director (Singaporean or Singapore PR); Company must be in operation for at least 2 years, with an annual sales turnover of at least S$200,000; If newly incorporated, alternative option is to apply for a business credit card fully secured via time deposit with the bank (Min S$10K limit).In SummaryAlmost all major banks of the world have their presence in Singapore. Banks are generally happy to open a corporate bank account for any company (whether Singapore or offshore) as long as the necessary paperwork is submitted and the banks are satisfied with the information provided for purposes of their internal due diligence.Need help to open a Singapore bank account?Hawksford offers unparalleled subject-matter expertise and comprehensive end-to-end support for all manner of establishing and managing a business in Singapore.FIND OUT HOW HAWKSFORD CAN HELPBest Business Bank Accounts in Singapore: DBS, OCBC, or UOB?BY: GORDON NG May 31, 2017Apart from its strict laws and multicultural society, Singapore is well known for its established and diverse financial sector. Ranked one of the most competitive financial centers in the world, the island republic is set to become even more attractive to businesses as it eagerly welcomes the digital age. While the Singapore government pushes the boundaries with its Smart Nation initiative, banks are taking the cue and becoming more innovative with their processes. This has resulted in the rapid growth of the FinTech industry, meaning that setting up a business entity in Singapore is now just a few clicks away.First things first: The sign-upWhere the general experience with opening an account is concerned, DBS wins hands-down. It takes 5 minutes to apply for a DBS Business Account from the DBS site, as opposed to waiting hours in a queue at OCBC and UOB. Applying for a DBS Business Account has been one of my favorite banking experiences and it shows DBS’ commitment to being the best digital bank in the world.Between OCBC and UOB, I prefer OCBC, as you can arrange for a meeting with your assigned Relationship Manager (RM) to get your documents done. Nonetheless, both OCBC and UOB require you to be present to sign thick stacks of documents. With DBS on the other hand, everything is done online and the paperwork is minimal. Even better, it’s system can connect to ACRA and retrieve your company’s information to autofill some of the fields. How useful!Look through the slides for a general feel of DBS and OCBC’s digital platformsUser-friendlinessComing from an HR tech company, I naturally paid attention to the user interface and user experience (UI/UX) of the different platforms as well.In my opinion, OCBC Velocity has the best UI/UX, followed by DBS IDEAL and lastly, UOB BIB Plus. OCBC’s previous design had too many unnecessary steps on their platform, and after a revamp around 2014, the whole experience has become very pleasant. The system takes you from A to B within a few clicks, whether you’re transferring funds or disbursing salaries. DBS IDEAL hasn’t changed much since it was launched, but I must applaud their new digital token product, which you can access on your mobile phone. That has saved me the hassle of carrying a token everywhere I go. As for UOB BIB Plus, the system was not intuitive enough, and that meant having to fill in many fields and select from many drop-down menus to get my work done.How the DBS IDEAL digital token worksCost comparison of digital business accountsIn an effort to streamline their operations and cut down on manual work, the banks have implemented a new generation of business accounts. DBS started a fully online digital business account called DBS Digital Business, which eliminates any manual transactions. OCBC and UOB followed with their own versions of digital accounts shortly after:Making the best choice for yourselfHaving tried out all three platforms, I’d say DBS and OCBC have the best UI/UX and setup processes, with DBS edging out the rest thanks to their speedy setup time and digital mobile token. I also had a pleasant experience with the customer service representative at DBS when I opened a business bank account with them. What has your experience been like so far, fellow entrepreneurs?

This is the article that I wrote for incoming batch of MBA students for Class of 2017-19 hope some of you who plan to pursue MBA in coming future find it useful.On one hand The MBA journey for most of you will begin this year and on the other for me it's ending. So I think it’s the right time to share some of my learnings from these 2 years of MBA with you since most of you must be having questions regarding the interview’s, College selection, MBA life and most importantly placements. I have tried to keep this post concise but as you know summing up two years of MBA in two-page word doc is a mammoth task so this post might be long read for some.Let me give you a brief introduction of my pre MBA profileBtech Electronics & Communication (2008-12) | Software Engineering Analyst Accenture-26 Months | 10th-77% 12th-79% | Btech-71.74% | CAT14-95 Percentile |The percentile range of 94-97 is like having it all yet not having it since all the time you feel the pain of solving 4-5 more questions and landing up in the 98+ range. The same Trauma I also went through post CAT results in 2014.The options that I had in hand were IMI, XIMB, MDI, IMT & IIM Ranchi HR program.I started with my interview preparations the most useful resources were threads on Pagal Guy, Amiya Sir’s Facebook group and Mrunal’s Blog. Though MBA helped me in developing reading as my hobby but back then I was not much into books so I watched summaries of some famous books such as Animal Farm and Mein Kampf in order to quote them during group discussions to gain some brownie points. For GD according to me more than practice it’s about how well read you are that matters. Read as much as you can from news to views just read it all trust me it will never go waste.The best part about interview’s is the very first question itself i.e. tell me something about yourself it is here where you can swing the whole interview in your direction. In the end its about your story and how much impactful it is. For weaving a perfect story always end first question with a statement that creates same level anxiety for the interviewer as it’s there for GOT episodes.Each interview was a unique experience in itself MDI interview revolved around ecommerce, IMT was all about Cricket, IMI revolved around Narendra Modi, XIMB was about Raghu Ram Rajan and in the end IIM Ranchi was about Why HR.Finally, the results were out I made it through IMT, IMI, XIMB was waitlisted at MDI and was rejected by IIM Ranchi. After series of discussions and consultations I decided to opt for IMT Ghaziabad though batch size was one big factor but then the legacy of college and reviews of my friends studying there lead me to join it finally.First few months went off in a flash with morning’s dedicated to classes and evening’s to MarkUp the official marketing committee of IMT Ghaziabad where I got through after 5 rounds of rigorous interview and the workload from both Classroom and Committee was too much with stringent deadlines this taught me when it’s asked you have to deliver no running away from that.The most fascinating part of MBA colleges are Case study competitions where you get an opportunity to solve a real life problem and you get paid for the same. I won two such competition’s one organized by SAB miller and other by Social Responsibility club of IMT before my internship interviews.As being GEM and from IT field I got a reality check during summer internship when I had no shortlist for first 2 days but I had faith in myself and was looking for that one opportunity which ultimately came my way on day three in form of Videocon and I cracked it to secure internship in Marketing domain which was my aim as I was reluctant to join back IT services companies for internship after coming from same background. This also taught me one important lesson of MBA if you want something be ready to have loads and loads of patience for it.The next few months of first year were spent in making my CV stronger by winning competitions organized by IIMA, Lava Mobiles, Cashkaro.I also did short term projects for Oyo Rooms and Goibibo and made board room presentations to them along with my friends. In the meantime, the elections for Markup happened and I transitioned from a member to Coordinator for the Committee.The internship stint at Videocon taught me about the intricacies of Sales and Marketing and how each one of them is so different from other yet so closely related. The year two at IMT began with recruiting junior member’s for Markup that showed me a glimpse of how people management is at core of everything and if you can get right people the work becomes so much simpler.The second year of MBA starts off in a flash there is July where you get feel of becoming senior then august when you start looking at your books for exams and September when panic button gets pressed and finally October-November& December when the war can be declared anytime i.e. placement week happens.During my second year also the craze for Case competitions never faded and I won Campus rounds for Mahindra War Room, Aditya Birla Retail,FCB Ulka, TATA Steel and made it to Nationals of Infosys Case Competition. The best part of all these competition was that they taught me about different sectors and different challenges in those sectors which was above any bookish knowledge that I could have learned from.The Sign-ups started rolling for the final placements with big names coming each day and I started registering for them. Somewhere deep inside me I was fearful regarding shortlists but then the effort that I had put in be it academically (I neither excelled nor did bad just maintained decent CGPA of 6.9) or in extracurricular gave me faith that I can make it through in one go this time around.It was evening of 17th Nov when I got a mail in my Inbox from placement office informing me that I have been shortlisted for Google. First it gave me goosebumps because this was the biggest job in campus with package not only matching my age but a Brand that is everyone’s dream to get associated with. The placement process started early morning on 18th Nov around 7:30am. We were told that it was a profile based shortlisting and they have gone through each and every CV and finally came down to list of candidates they are going to interview.It was a rigorous process with my third interview ending around 8:30pm in evening. Later that night I got to know that I have made it through Google and need to send them acceptance mail. The high school marks, being an engineer or coming from IT background none of it mattered the only thing that mattered in that interview room was me and my MBA life so to conclude just want to say MBA is all about exploring yourself if you give it all then you will definitely have it all. All the best and thanks for having the patience to read till the end if you did soRegards,Shashank SrivastavaIMT Ghaziabad Class of 2015-17