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FAQs
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How can I implement an online payment gateway in an Android app using CCAvenue?
>Integration with CCAvenue is possible using their Mobile Integration Kit. They provide sample code for iOS and Android which can be downloaded from here:https://mars.ccavenue.com/downlo...They describe two ways of integrating with their payment gateway, seamless and non-seamless. Either way requires you to redirect the user to a web page to complete the payment process or acquire authorisation from the users bank. Once done CCAvenue can redirect the user to whatever URL you prefer. This could be a website, merchant server API or a custom URI like myapp:// where you could handle the response locally.Seamless means you have the opportunity to present the payment options natively and collect all required fields first, then submit this to CCAvenue.Non-Seamless means you just pass the amount and currency to CCAvenue and the billing and payment details are collected from the redirected page.Either way will you require you to handle integration with CCAvenue with a separate WebView Activity to which CCAvenue provide sample code for.First of all, you need to set up a CCAvenue account. Go to the Sign Up page, choose the Startup Pro plan and fill out your details. On creating your account, you will recieve an e-mail on your entered e-mail address to verify your e-mail. Once you verify your e-mail, you will recieve an activation e-mail which will give you your CCAvenue Account Login ID and you will be required to set your password. Set your account password and make sure you read the e-mails that you receive thoroughly.Login to CCAvenue M.A.R.S Panel (Dashboard). In the Settings > API keys tab , you would get the Merchant ID , Access Code as well as the Working Key. The working key is also named as the encryption key in the dashboard provided to your from CCAvenue. Copy these keys to a safe place for later use.To secure the data transmitted from mobile while initiating the transaction, CCAvenue has implemented a time-based RSA key pair value which needs to be fetched uniquely for every transaction. These files should be uploaded on your web server.To download these files, Login to CCAvenue Dashboard. Now go to Resources > Mobile Integration Kit. Further click on RSA & Response Handling. Download the PHP files from here. You can also use the JSP and ASP .NET files but make sure your web server supports these functionalities before you use them. PHP is supported by every web server so I am using PHP.You will find 4 files on unzipping your PHP download. These are: cacert.pem, ccavResponseHandler.php, Crypto.php and GetRSA.php. You will find 4 files on unzipping your PHP download. These are: cacert.pem, ccavResponseHandler.php, Crypto.php and GetRSA.php. Now follow the following steps:(a) Upload these 4 files on your web server.(b) In the GetRSA.php file, put your access code in the 4th line like this: 'access_code'=>"XXXXXXXXXXXXXXXXXX",(c) In the 20th line, you need to put the path where you have uploaded your cacert.pem file. For example: curl_setopt($ch, CURLOPT_CAINFO, $_SERVER['DOCUMENT_ROOT'].'/RSA/cacert.pem');(d) In the ccavResponseHandler.php file, put your working key in the 6th line like this: $workingKey='105B05A21AD102EBA62C051720CC3FA2';That's all for the server part.(Source :: Internet)Thanks.
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Can I use my CBSE 10th class mark sheet for an identity card issued by a recognized educational institution for a PAN card?
Digital Documents Now Valid. Here's All You Need To Know About DigiLockerDigiLocker is a platform for issuance and verification of documents and certificates in a digital format, thereby eliminating the use of physical documents. Indian citizens who sign up for a DigiLocker account get a dedicated cloud storage space that is linked to their Aadhaar or UIDAI number.DigiLocker is a cloud-based digital locker to save documents online. They are now be officially acceptedNew Delhi:The government, on Thursday, issued an advisory to all states to accept documents in electronic form. With the idea of paperless governance, and an aim to make life simpler for citizens, the government announced that documents such as driving license, car registration, voter ID, PAN card, school and college certificates, and many other documents issued by the government will now be accepted, when presented in digital form. These documents can even be used for photo ID purposes at airports and railway stations.DigiLocker, as the name suggests, is a 'digital locker' for citizens to securely save copies of all their documents.DigiLocker is a platform for issuance and verification of documents and certificates in a digital format, thereby eliminating the use of physical documents. Indian citizens who sign up for a DigiLocker account get a dedicated cloud storage space that is linked to their Aadhaar or UIDAI number.Government departments and organisations which are registered with DigiLocker can push electronic copies of documents and certificates issued by them, directly into the citizens lockers. Citizens can also upload scanned copies of their documents in their accounts. These documents can be electronically signed as well, using the eSign facility.Here is all you need to know about DigiLocker, and how to use it:Q) What is DigiLocker, and how does it work?A) DigiLocker is a digital locker facility provided by the government. It allows all Indian citizens to store scanned or digital formats of their documents. The technology used by DigiLocker is Cloud computing, where all citizens are given 1 GB (gigabyte) of storage space on a secure and private cloud account. DigiLocker is part of the government's Digital India initiative.The project was launched by PM Modi in 2015, when it had a beta version. It is now completely ready, with the government telling all states to start officially recognising it. It is aimed at reducing the need to carry physical documents, while also aiding in paperless governance.How the DigiLocker system worksQ) What are the benefits of DigiLocker?A) Some of the benefits offered by DigiLocker include:Citizens can access their digital documents anytime, anywhere and share it online for their ease and convenience. This helps in saving time, paperwork, and helps people get their work done on the move.It reduces the administrative overhead of government departments by minimising the use of paper, thereby making it a hassle-free and more environment-friendly way of getting things done.DigiLocker makes it easier to validate the authenticity of documents as they are issued directly by the registered issuers. Since documents are verified by the concerned departments, it helps a user get many other tasks done, for eg: documents required for various banking purposes, or at airports and railway stations, where IDs are needed.Self-uploaded documents can be digitally signed using the eSign facility (which is similar to the process of self-attestation of documents). Documents can thereby be shared as and when required, without it having to be manually delivered or collected.All physical documents can then be kept in the safety of ones home, minimising the chance of ever losing them, or damaging them.Here is a video showing how DigiLocker helps in our daily lives:Q) How can I open a DigiLocker account? What do I need?A) The DigiLocker facility is available only for Indian citizens. To open a DigiLocker account, you must have an Aadhaar card (Aadhaar number). To activate the account, it is mandatory to link your DigiLocker account to your Aadhaar (UIDAI) number.Q) Is my data (certificates and documents) safe in DigiLocker?A) The government assures that DigiLocker is completely safe, with some of the best security features available on date. DigiLocker allows only the user to access their data and documents. The user gets a secure and private cloud account, which is password-protected. Security measures also include a 256 Bit SSL encryption and mobile authentication based sign up process (with OTP facility). DigiLocker also comes with a 'timed logout', which means it logs the user out if the individual leaves it open and idle.DigiLocker follows the best industry practices, and keeps data 100 per cent private, allowing only the user to share details and documents with others. DigiLocker is ISO certified, and has an ISO-27001 certified data centre.Some of the main security features include:Standard Practices: DigiLocker follows standard software development practices of uniform coding standards, guidelines and reviews. Every release is reviewed and tested internally for security and penetration vulnerabilities before getting deployed on our servers.256 Bit SSL Encryption: DigiLocker uses 256 bit secure socket layer (SSL) Encryption for information transmitted during any activity.Mobile Authentication based Sign Up: DigiLocker uses mobile authentication based signup via OTP (one time password) for authenticating users and allowing access to the platform.Aadhaar Authentication based Issued Document Access: To receive issued documents from registered issuers, citizens need to authenticate themselves using Aadhaar's Biometric or Mobile OTP authentication service.ISO 27001 certified Data Centre: The application is hosted in a ISO 27001 security certified data centre.Data Redundancy: Data is backed up in secure environment with proper redundancy.Timed Log Out: To protect citizen's account from unauthorized access, our system is designed to terminate session automatically if extended inactivity is detected.Security Audit: The DigiLocker application has been security audited by a recognized audit agency and the application security audit certificate has been obtained.User Consent Based System: The data from DigiLocker is shared only with the citizen's explicit consent. All sharing and access activities are logged and conveyed to the citizen. Organizations that need access to citizens' certificates need to register on DigiLocker and seek explicit consent from the citizen.To know full details about the technical specifications of DigiLocker, please click here.Q) Who are the key stakeholders in the DigiLocker system?A) DigiLocker has three stakeholders. They are:Issuer: Entity issuing e-documents to individuals in a standard format and making them electronically available eg: CBSE, Registrar Office, Income Tax department, RTO (transport office), etc.Requester: Entity requesting secure access to a particular e-document stored within a repository (eg: University, Passport Office, Regional Transport Office, etc.)Resident: An individual who uses the Digital Locker service based on their Aadhaar number.Q) What are the main technology components of the DigiLocker system?A) The main technology components of the DigiLocker system include:Repository: Collection of e-documents that is exposed via standard APIs for secure, real-time access.Access Gateway: Secure online mechanism for requesters to access e-documents from various repositories in real-time using URI (Uniform Resource Indicator).DigiLocker Portal: Dedicated cloud based personal storage space, linked to each resident's Aadhaar for storing e-documents, or URIs of e-documents.To know full details about the technical specifications of DigiLocker, please click here.Q) What is the sign-up and sign-in procedure for DigiLocker? Can I link my Google or Facebook to DigiLocker?A) While signing up for a DigiLocker account, it is mandatory for a user to have an Aadhaar (UIDAI) number. A one-time password or OTP is sent to the users Aadhaar-linked mobile number, which they need to sign-up.For log-ins thereafter, a user can set a password of their choice, or link the account to their Facebook or Google logins. The choice of linking DigiLocker with Google or Facebook is given to every user, and is left to their discretion. It is not necessary to link them.Here is video explaining the sign-in and sign-up processes:Q) Can an NRI (Non Resident Indian) sign up using a foreign mobile number?A) No, it is not possible. You can register in DigiLocker using an Indian mobile number only.Q) Once I sign-up for DigiLocker, How can I get my eAadhaar linked with my account?A) Here are the steps to get eAadhaar in DigiLocker:Login to DigiLocker with your credentials.After logging into DigiLocker, you will see a dialog box with a message to get your eAadhaar.Click on "Click here" link.An OTP box will appear in the dialog.You will receive an OTP on your mobile number linked to Aadhaar.Enter this OTP in the OTP box and click "Verify OTP" button.On successful validation of the OTP you will be redirected to "Issued Document" page where URI for eAadhaar will be listed.Click on "Save" icon next to Aadhaar Card on "Issued Document" page. Your eAadhaar will be saved to "Uploaded Document" section.Q) Is DigiLocker only accessible through a web browser? Does DigiLocker have a Mobile App? What platforms is it available on?A) DigiLocker is available both for the web, as well as mobile. This means, a user can access their DigiLocker account both, from a web or mobile browser, as well as the DigiLocker Mobile App.The DigiLocker Mobile App (mobile application) is available on Google Play Store and iOS App Store. Click on the links in this answer, while on your mobile phone, to download the DigiLocker App.Q) What are the rules and amendments to use DigiLocker?A) To know all about the rules and amendments of DigiLocker, please click here. The first 8 pages are in Hindi. For English, please go straight to page 9.Q) How do I upload and e-sign documents on DigiLocker?A) Here is a video explaining the entire process of uploading and e-signing documents on DigiLocker:Q) How do I get documents issued on DigiLocker?A) Here is a video explaining the entire process of getting documents issued on DigiLocker:Q) What is DigiLocker integration with Ministry of Road Transport and Highways (MoRTH). What are the benefits of this integration for citizens?A) DigiLocker has partnered with the Ministry of Road Transport and Highways for making available digital driving license and vehicle registration certificates to Indian citizens. Under this partnership, DigiLocker is now directly integrated with the National Register, which is the national database of driving license and vehicle registration data across the country. Henceforth, DigiLocker users will be able to access their digital RC and DL both on desktop computers and on mobile devices.Here are the benefits of this integration:Paperless Services: Digital driving license and vehicle registration will minimize the use of physical documents.Authentic Records: Citizens can share the authentic digital certificates directly from the data source with other departments as identity and address proof resulting in reduction of administrative overhead.Spot Verification: The digital RC and DL in a DigiLocker account can be spot verified for authenticity either by validating the Digital Signature of MoRTH on the PDF copy of the document or by scanning the QR code on digital documents by using the QR scan facility on DigiLocker mobile app.Q) What is the process of getting my digital DL (driving license) and RC (registration certificate) in DigiLocker?A) For getting the digital RC and DL, users should ensure their Aadhaar number is linked with their DigiLocker account. Once this is done, they can go to the "Pull Partner Documents" section, select the issuer and document type and enter the document details asked for. This will allow them to fetch their document from the transport ministry database. Once the document is fetched, users can save a permanent link (URI) to this digital document in their "Issued Documents" section for later reuse.While fetching the transport ministry digital records in DigiLocker, your name in your Aadhaar card should match your name in the RC and DL database of the National Register. This ensures that only the rightful owner of the documents is able to fetch the digital DL and RC.Please click here to get a step by step demo for the process of getting the digital RC and DL.Citizens can get their Digital RC and DL on both desktop and on mobile devices (Android only at present, iOS coming soon.)Q) How can I be sure that the Digital RC and DL in DigiLocker is indeed coming from the transport ministry database? Are these digital records authentic and legally valid under Indian laws?A) The digital RC and DL in DigiLocker is digitally signed by Ministry of Road Transport and Highways. It is fetched in real-time directly from the National Register database and has a timestamp for record keeping purposes. This digital document is a legally valid document under the Indian IT Act 2000.Q) How can a CBSE Class XII student get access to their digital mark sheet on DigiLocker?A) DigiLocker has partnered with CBSE for issuing digital mark sheets to 2016 Class XII students. Students who have registered their mobile number with CBSE would receive their DigiLocker account credentials through SMS, while those who don't have their mobiles registered with CBSE would need to create a DigiLocker account with their mobile number, sync with their Aadhaar number and then pull their mark sheet from the CBSE databases.For step by step instructions on how to do this, please click here.Q) What are issued documents and what are uploaded documents?A) Issued documents are e-documents issued by various government agencies in electronic format directly from the original data source and the URI (link) of these documents is available in the issued documents section of DigiLocker. Whereas uploaded documents are those e-documents uploaded directly by the DigiLocker user.Q) What is the maximum allowed file size that can be uploaded?A) Maximum allowed file size is 10MB.Q) What type of files can be uploaded?A) File types that can be uploaded - pdf, jpeg & png.Q) What is the meaning of URI?A) A URI is a Uniform Resource Identifier generated by the issuer department, which is mandatory for every e-document of the DigiLocker system. This unique URI can be resolved to a full URL (Uniform Resource Locator) to access the actual document in its appropriate repository.Q) What departments under the government have linked themselves to DigiLocker so far? What advisory has the government given to the states to officially recognise soft copies (on DigiLocker)?A) Here is the letter or advisory that the government has issued to all the states to officially recognise documents of citizens uploaded or fetched on DigiLocker. The letter also lists all the government departments that have linked themselves to DigiLocker.
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What is the court order really asking Apple to do?
Here is a great explanation of what the FBI is asking: Apple can comply with the FBI court order . That blog also has links to the actual documents the FBI filed with the court. I can't explain it better, but I'll summarize here for interested Quorans.The FBI wants the files that are on the phone. Those files include the SMS messages, phone logs, e-mails, and other data that various apps maintain on that phone. Presumably, they know how to open up the phone and read raw memory. That doesn't help, because the data is encrypted. Once they unlock the phone, they can do a backup of the phone to iTunes (or something better than iTunes, because iTunes is not the great a backup program) using conventional methods.While the phone's owner is the employer, the unlock code was only in the hands of the presently dead terrorist. There are three problems facing the FBI: (1) They can only try ten guesses before iOS deletes all of the files on the phone. Assuming they get past that, (2) they would have to enter all of their guesses manually as iOS only allow for manual entry of an unlock code. That would take time and a careful worker and lots of fingers because there might be a half million tries needed. Assuming they could enter their guesses using a computer (via USB, for example) instead of using a finger, (3) iOS will pause between incorrect guesses to slow down the hacking process.What the FBI is asking for Apple to write a new operating system (someone cleverer than I has already named it FBiOS). That operating system might have all of the features of iOS 9 with some differences. The counter that counts to ten would be eliminated, so the FBI could enter as many unlock codes as they wanted until the phone unlocked. The routine that accepts user input from the touchscreen would be modified to also accept user input of an unlock code over USB (or WiFi or Bluetooth, but USB seems cleaner). And lastly, the part of the routine that adds the delay after unsuccessful attempts would be eliminated. Then, the FBiOS image would have to be signed by the Apple master key, which only Apple has.The FBI is not asking Apple for the unlock code because Apple doesn't have it and the FBI knows that. FBiOS doesn't currently exist, so the FBI is asking Apple to write a new operating system. Since Apple already knows how to write a new operating system based on one they just wrote, that shouldn't be too hard. Apple, rightfully, is concerned about the possibility of FBiOS getting out beyond just that one single phone (or is it two?). The FBI can't write FBiOS because they don't have the source code for iOS and they don't have the expertise. They also don't have Apple's master key.I was wondering how they could get a secured phone to load software when the phone knows it is secured. It turns out that there is a well-known capability of the iPhone to boot a new flash image that is loaded from the USB port. This is useful for when your phone is so hopelessly corrupted that it won't even boot up. So that is how they would get FBiOS to run on the phone. However, that new flash image needs to be signed by the Apple master key.Maybe others have already proposed a solution wherein the phone is in joint custody of the FBI and Apple, Apple will write FBiOS, have it flashed into the phone, then destroy all copies of FBiOS, have the FBI unlock the phone, download all of the data, then reflash iOS over FBiOS and let the FBI keep the phone, but do it under the condition that if in the future Apple is ever asked to do that again, the request needs to identify the specific phone and Apple is free to publicly disclose all of the details of the request in advance to ensure that this is always a last resort. While they are at it, Apple should also modify the code that displays the home screen so that it flashes "FBiOS" so that if FBiOS does get out in the wild, it can't be used secretly.Update: Perhaps my characterization of FBiOS is inaccurate. See comments. FBiOS would run on the phone, but it would not replace the iOS that is on the phone and it would not have all of iOS's features.
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Can Apple make a First Amendment case against the FBI in the encryption controversy?
Apple certainly argued - appropriately, in my opinion - that the court’s ex parte order to provide custom software for the FBI violated Apple’s First Amendment rights.Quoting a portion of Apple’s February 25, 2016 brief (emphasis added, footnotes omitted):The First Amendment Prohibits The Government From Compelling Apple To Create CodeThe government asks this Court to command Apple to write software that will neutralize safety features that Apple has built into the iPhone in response to consumer privacy concerns. Order ¶ 2. The code must contain a unique identifier “so that [it] would only load and execute on the SUBJECT DEVICE,” and it must be “‘signed’ cryptographically by Apple using its own proprietary encryption methods.” Ex Parte App. at 5, 7. This amounts to compelled speech and viewpoint discrimination in violation of the First Amendment.Under well-settled law, computer code is treated as speech within the meaning of the First Amendment. See, e.g., Universal City Studios, Inc. v. Corley, 273 F.3d 429, 449 (2d Cir. 2001); Junger v. Daley, 209 F.3d 481, 485 (6th Cir. 2000); 321 Studios v. Metro Goldwyn Mayer Studios, Inc., 307 F. Supp. 2d 1085, 1099–1100 (N.D. Cal. 2004); United States v. Elcom Ltd., 203 F. Supp. 2d 1111, 1126 (N.D. Cal. 2002); Bernstein v. Dep’t of State, 922 F. Supp. 1426, 1436 (N.D. Cal. 1996).The Supreme Court has made clear that where, as here, the government seeks to compel speech, such action triggers First Amendment protections. As the Court observed in Riley v. Nat’l Fed. of the Blind of N.C., Inc., 487 U.S. 781,796 (1988), while “[t]here is certainly some difference between compelled speech and compelled silence, . . . in the context of protected speech, the difference is without constitutional significance.” Compelled speech is a content-based restriction subject to exacting scrutiny, id. at 795, 797–98, and so may only be upheld if it is narrowly tailored to obtain a compelling state interest, see Turner Broad. Sys., Inc. v. FCC, 512 U.S. 622, 662 (1994).The government cannot meet this standard here. Apple does not question the government’s legitimate and worthy interest in investigating and prosecuting terrorists, but here the government has produced nothing more than speculation that this iPhone might contain potentially relevant information. Hanna Decl. Ex. H [Comey, Follow This Lead] (“Maybe the phone holds the clue to finding more terrorists. Maybe it doesn’t.”). It is well known that terrorists and other criminals use highly sophisticated encryption techniques and readily available software applications, making it likely that any information on the phone lies behind several other layers of non-Apple encryption. See Hanna Decl. Ex. E [Coker, Tech Savvy] (noting that the Islamic State has issued to its members a ranking of the 33 most secure communications applications, and “has urged its followers to make use of [one app’s] capability to host encrypted group chats”).Even more problematically, the Court’s Order discriminates on the basis of Apple’s viewpoint. When Apple designed iOS 8, it wrote code that announced the value it placed on data security and the privacy of citizens by omitting a back door that bad actors might exploit. See, e.g., Hanna Decl. Ex. AA [Apple Inc., Privacy, Government Information Requests]. The government disagrees with this position and asks this Court to compel Apple to write new software that advances its contrary views. This is, in every sense of the term, viewpoint discrimination that violates the First Amendment. See Members of City Council v. Taxpayers for Vincent, 466 U.S. 789, 804 (1984).Finally, the FBI itself foreclosed what would have likely been a promising and vastly narrower alternative to this unprecedented order: backing up the iPhone to iCloud. Apple has extensively cooperated and assisted law enforcement officials in the San Bernardino investigation, but the FBI inadvertently foreclosed a ready avenue by changing the passcode, which precluded the iCloud back-up option.To avoid the serious First Amendment concerns that the government’s request to compel speech presents, this Court should vacate the Order.Answering the final part of the question details, I find it difficult to imagine the government succeeding in obtaining an order to seize Apple’s source code, because such a seizure would violate Apple’s due process rights.
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What is the best e-signature app?
What is Digital Signature? And Benefits of Digital Signature CertificatesA digital signature is basically a way to ensure that an electronic document (e-mail, spreadsheet, text file, etc.) is authentic. Authentic means that you know who created the document and you know that it has not been altered in any way since that person created it.Digital signatures rely on certain types of encryption to ensure authentication. Encryption is the process of taking all the data that one computer is sending to another and encoding it into a form that only the other computer will be able to decode. Authentication is the process of verifying that information is coming from a trusted source. These two processes work hand in hand for digital signatures.How do I get a Digital Signature?Digital Signature Certificate (DSC) is a secure digital key that certifies the identity of the holder, issued by a signNowing Authority (CA). There are many companies provide Digital Signature , i.e.SIFYeMudhra(n)codeThese companies gives LRA to several companies that are basically known as LRA. You may directly apply online and purchase from your local authority.signNow - offers a 14 day free trial and 3 types of pricing plans starting from $9.99 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for Mac, iOS, Windows, Android and Web-browser.signNow - offers a 14 day free trial and 2 types of pricing plans starting from $29 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.signNow - offers a 30 day free trial and 3 types of pricing plans starting from $15 when paid monthly. The number of document sends included each month differs by plan type. Available for Web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. All plans include fair user restrictions to sign documents and send them for signature. Available for web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. Unlimited document sending is subject to fair use thresholds. Available for Web-browser, iOS and Android.signNow - offers a free trial and 2 pricing plans starting from $16 per month when paid annually. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.Digital Signature for E-tenderingThere are three types of digital signature certificates depending on the validation of identity and type of use. They are:Class I DSC – Individuals get it for validating the email identification of the users and in situations where risk is minimal and here the signature is stored in software.Class II DSC – Business organizations or individuals use this digital signature certificate to validate the information given by the subscriber in the application against the information available in a trusted consumer database and in other such situations where security risk is moderate. In this case a hardware cryptographic device is used for storing the signature.Class III DSC – This digital certificate is directly issued by the signNowing authority and it is required that the person applying for DSC must be present at the signNowing authority’s premises and prove his/her identity in front of the authority and the security risk involved in this case is very high. In this case also a hardware cryptographic device is used for storing the signature.The Necessity of Digital Signature CertificatesFor e-filing of the income tax returns by any individual, the Government of India has made it mandatory to affix digital signatures to the income tax returns documents. For affixing the digital signature one must have digital signature certificates issued by licensed certification authority.In addition, Ministry of Corporate Affairs has set the mandatory guidelines for the companies directing them to file all reports, applications and forms using a digital signature only and this again requires a digital signature certificate.For GST also a company must verify its GST application by affixing a digital signature using digital signature certificate in order to get registered for GST.These days many Government procedures, filling different applications, amendments and forms require digital signatures made by using digital signature certificates.Benefits of Digital Signature CertificatesSaves Money & Time: As there is no need of physical presence you can digitally sign your PDF files and other documents using DSC anywhere & anytime. You need not sign your paper documents and then scan them to send them across through internet if you follow the above given option. You can save the money which would otherwise be spent on printing and scanning the document. You can also go green by saving paper.Secured Data: The digitally signed documents are tamper proof as the digital signatures are secured with a private key and public key and they cannot be edited after digitally signing the document.Authentic: Digitally signed documents are authentic and the receiver can be completely sure about the sender’s identity and integrity. The receiver can easily execute the information in the document without worrying about the document being forged.Certificate (DSC) is essential for companies and organizations that take part or intend to take part in eTendering processes on various Government sites. If a organisation going to apply for any Government eTender needs to have a Class 3 Digital Signature Certificate registered in the name of a representative who is authorized to submit online offers for e-Tendering applications.How to apply digital signature ?We enable compliance with legal and regulatory requirements for end-to-end electronic transactions for any kind of E-Business.What Documents required for Class 3 Digital Signature ?Documents required for Class 3 Digital SignatureApplication Form (Duly Signed)Recent Passport Size Photograph (Pasted on the Application form and Signed across the Photo)Identity ProofPAN CARD * (Income Tax F Filing Portal requires PAN Encrypted DSC)PassportDriving LicensePhoto ID Issued by Central Or State GovernmentVoter IDAadhar CardApply for Digital SignatureAddress ProofPassportDriving LicenseLatest Utility Bills - Not Older than 3 Months (Telephone, Electricity, Water, Tax, LIC)Ration CardVoter IDBank Account Statement ( Not Older than 2 Months)Service Tax/ VAT registration CertificateProperty tax/ Municipal tax ReceiptProof of Right to do Business (Any one of the Following)Certificate of IncorporationMemorandum of Association & Articles of associationRegistered Partnership deedValid Business licenses like VAT , Service Tax RegistrationLicense under shop and Establishment Act (For Proprietorship Concerns)PAN Card of the Company/FirmProof of Right to do Business (Any one of the Following)Latest annual Report / BalancesheetLatest Income Tax ReturnsOrganization Bank Details on Banks Letter Head/ Latest Bank statement attested by BankAuthorization Letter in Favor of the applicationAll Documents to be Self Attested by the applicant & Attested by the Authorised Signatory of the Business with Stamp & Seal. For More information about Best Digital Signature company in kanpurDifferent software solutions exist for different platforms, hence I am going to give one (the most common one) for each one of them:Windows: Open the PDF in signNow and click the “Fill & Sign” button in the right pane.Mac: Open the PDF in Preview, click the Toolbox button, then click SigniPhone and iPad: Open the PDF attachment in Mail, then click “Markup and Reply” to sign.iPhone and Android: Download signNow Fill & Sign, open the PDF, and tap the Signature button.Chrome: Install the signNow extension, upload your PDF, and click the Signature button.And you are good to go!!
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What are the benefits of electronic signature?
What is Digital Signature? And Benefits of Digital Signature CertificatesA digital signature is basically a way to ensure that an electronic document (e-mail, spreadsheet, text file, etc.) is authentic. Authentic means that you know who created the document and you know that it has not been altered in any way since that person created it.Digital signatures rely on certain types of encryption to ensure authentication. Encryption is the process of taking all the data that one computer is sending to another and encoding it into a form that only the other computer will be able to decode. Authen...
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What is encryption?
Let’s step this down a bit to a more common language way of explaining encryption. You have seen the definitions but that only helps if you understand the rest of the terms.Data encryption is data security, plain and simple. It is the locked door and drawn curtain that keeps people from seeing and stealing your data.When you parade through your home naked, you expect a measure of privacy. To insure this, you purchase curtains and hanging them over windows and doors. You use this to keep prying eyes from seeing the cool stuff you got last Christmas or keep people from seeing that you stay up late watching reruns of The Bachelor. Curtains are there to make your stuff less human visible.This is part one of encryption. A mathematical formula is run that scrambles your data in the packets that you are sending between computers. If someone intercepts that data, all they will see is gibberish and nonsensical information. For instance, the formula might say that every instance of the letter “lowercase a” should be turned into e, then turn that into 6, then turn that into Z. Now, we have just encrypted lowercase a to become Z, but through a process whereby someone cannot guess the steps backwards to decipher it because the first backstep makes Z a 6 and still leaves a nonsense word. So, this is the curtain that obscures the data and restricts prying eyes from seeing the original.To keep people from stealing your fine china, big screen TV, and leather couch, you deadbolt your doors and slide lock your windows. This restricts access to your belongings. The more intense your locks are, such as using combination, hidden key, or biometrics in place of the old fashion master lock, the more difficult your home will be to access. Bars on windows, reinforced doors, motion lighting, all are additional security measures that restrict someone’s ability to access your home without your permission.That is the second part of encryption. Now that the data is scrambled, it needs to be protected. This is where public key infrastructure comes into play. Without going into too much detail, PKI is what companies and users trust to keep data safe and guarantee that the two people who should be sharing data are and that no one else can interject or steal data along the way.This is done with keys, both public and private. This is just like giving your favorite nephew a key to your house. You don’t give it to someone else to give to him. You go see him in person and give it to him. PKI is a system developed to insure that digital keys are exchanged safely with only the people that they are supposed to go between. This lets them then unscramble the data so that they now know a Z is really an a and they can read your data and you can read theirs.Notice in all cases, I said restricts, not prevents. The goal of information security as a field is to make information more difficult to attain and less appealing to would-be thieves. Companies that spend more time and money on security experience fewer intrusions than those who take shortcuts or cut costs. Home and business owners enjoy only as much security as they plan for and purchase. If you purchase biometric locks, security lighting, a well-trained guard dog, armed security agents, automated gates, perimeter cameras, a reinforced concrete wall, electrified fencing, etc., then you see how increasing security also increases cost and restricts personal movement.However, your neighbors deadbolt only heavy wooden door now looks like a piece of cake by comparison when it comes to picking which home to rob. It is the same with encryption and data security.
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What is the "best" electronic / digital signature solution?
What is Digital Signature? And Benefits of Digital Signature Certificates [ http://www.idltechnologies.com/ ] A digital signature is basically a way to ensure that an electronic document (e-mail, spreadsheet, text file, etc.) is authentic. Authentic means that you know who created the document and you know that it has not been altered in any way since that person created it. Digital signatures rely on certain types of encryption to ensure authentication. Encryption is the process of taking all the data that one computer is sending to another and encoding it into a form that only the other computer will be able to decode. Authentication is the process of verifying that information is coming from a trusted source. These two processes work hand in hand for digital signatures. How do I get a Digital Signature? Digital Signature Certificate (DSC) is a secure digital key that certifies the identity of the holder, issued by a signNowing Authority (CA). There are many companies provide Digital Signature , i.e. SIFY eMudhra (n)code These companies gives LRA to several companies that are basically known as LRA. You may directly apply online and purchase from your local authority. 1. signNow [ https://sign.keepsolid.com/ ] - offers a 14 day free trial and 3 types of pricing plans starting from $9.99 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for Mac, iOS, Windows, Android and Web-browser. 2. signNow [ https://www.signNow.com/ ] - offers a 14 day free trial and 2 types of pricing plans starting from $29 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android. 3. signNow [ https://www.signNow.com/ ] - offers a 30 day free trial and 3 types of pricing plans starting from $15 when paid monthly. The number of document sends included each month differs by plan type. Available for Web-browser, iOS and Android. 4. signNow [ https://www.getsignNow.com/ ] - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. All plans include fair user restrictions to sign documents and send them for signature. Available for web-browser, iOS and Android. 5. signNow [ https://signNow.com/ ] - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. Unlimited document sending is subject to fair use thresholds. Available for Web-browser, iOS and Android. 6. signNow [ https://www.signNow.com/ ] - offers a free trial and 2 pricing plans starting from $16 per month when paid annually. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android. Digital Signature for E-tendering There are three types of digital signature certificates depending on the validation of identity and type of use. They are: Class I DSC – Individuals get it for validating the email identification of the users and in situations where risk is minimal and here the signature is stored in software. Class II DSC – Business organizations or individuals use this digital signature certificate to validate the information given by the subscriber in the application against the information available in a trusted consumer database and in other such situations where security risk is moderate. In this case a hardware cryptographic device is used for storing the signature. Class III DSC – This digital certificate is directly issued by the signNowing authority and it is required that the person applying for DSC must be present at the signNowing authority’s premises and prove his/her identity in front of the authority and the security risk involved in this case is very high. In this case also a hardware cryptographic device is used for storing the signature. The Necessity of Digital Signature Certificates For e-filing of the income tax returns by any individual, the Government of India has made it mandatory to affix digital signatures to the income tax returns documents. For affixing the digital signature one must have digital signature certificates issued by licensed certification authority. In addition, Ministry of Corporate Affairs has set the mandatory guidelines for the companies directing them to file all reports, applications and forms using a digital signature only and this again requires a digital signature certificate. For GST also a company must verify its GST application by affixing a digital signature using digital signature certificate in order to get registered for GST. These days many Government procedures, filling different applications, amendments and forms require digital signatures made by using digital signature certificates. Benefits of Digital Signature Certificates Saves Money & Time: As there is no need of physical presence you can digitally sign your PDF files and other documents using DSC anywhere & anytime. You need not sign your paper documents and then scan them to send them across through internet if you follow the above given option. You can save the money which would otherwise be spent on printing and scanning the document. You can also go green by saving paper. Secured Data: The digitally signed documents are tamper proof as the digital signatures are secured with a private key and public key and they cannot be edited after digitally signing the document. Authentic: Digitally signed documents are authentic and the receiver can be completely sure about the sender’s identity and integrity. The receiver can easily execute the information in the document without worrying about the document being forged. Certificate (DSC) is essential for companies and organizations that take part or intend to take part in eTendering processes on various Government sites. If a organisation going to apply for any Government eTender needs to have a Class 3 Digital Signature Certificate registered in the name of a representative who is authorized to submit online offers for e-Tendering applications. How to apply digital signature ? We enable compliance with legal and regulatory requirements for end-to-end electronic transactions for any kind of E-Business. What Documents required for Class 3 Digital Signature ? 1. Documents required for Class 3 Digital Signature 2. Application Form (Duly Signed) 3. Recent Passport Size Photograph (Pasted on the Application form and Signed across the Photo) 4. Identity Proof 5. PAN CARD * (Income Tax F Filing Portal requires PAN Encrypted DSC) 6. Passport 7. Driving License 8. Photo ID Issued by Central Or State Government 9. Voter ID 10. Aadhar Card 11. Apply for Digital Signature 12. Address Proof 13. Passport 14. Driving License 15. Latest Utility Bills - Not Older than 3 Months (Telephone, Electricity, Water, Tax, LIC) 16. Ration Card 17. Voter ID 18. Bank Account Statement ( Not Older than 2 Months) 19. Service Tax/ VAT registration Certificate 20. Property tax/ Municipal tax Receipt 21. Proof of Right to do Business (Any one of the Following) 22. Certificate of Incorporation 23. Memorandum of Association & Articles of association 24. Registered Partnership deed 25. Valid Business licenses like VAT , Service Tax Registration 26. License under shop and Establishment Act (For Proprietorship Concerns) 27. PAN Card of the Company/Firm 28. Proof of Right to do Business (Any one of the Following) 29. Latest annual Report / Balancesheet 30. Latest Income Tax Returns 31. Organization Bank Details on Banks Letter Head/ Latest Bank statement attested by Bank Authorization Letter in Favor of the application All Documents to be Self Attested by the applicant & Attested by the Authorised Signatory of the Business with Stamp & Seal. For More information about Best Digital Signature company in kanpur [ http://idltechnologies.com/ ] Different software solutions exist for different platforms, hence I am going to give one (the most common one) for each one of them: 1. Windows: Open the PDF in signNow and click the “Fill & Sign” button in the right pane. 2. Mac: Open the PDF in Preview, click the Toolbox button, then click Sign 3. iPhone and iPad: Open the PDF attachment in Mail, then click “Markup and Reply” to sign. 4. iPhone and Android: Download signNow Fill & Sign, open the PDF, and tap the Signature button. 5. Chrome: Install the signNow extension, upload your PDF, and click the Signature button. n short, “best” varies by your specific need - and there are dozens of comparison vectors. The 2 most important, IMHO, are do you need 1. A “standing order” doc that can be easily signed anytime by anyone, such as an injury waiver at a karate school / trampoline park / etc- that sort of thing. The signor is not pre-defined. For that, we (SwiftCloud [ https://swiftcloud.ai/ ]) may well be best, but there are dozens to compare, and important to consider is volume, HIPAA medical compliance, integration to marketing, etc. 2. Specific doc / signor - such as a real estate sales contract. The parties are pre-defined, and automation can be added to flow from group 1 (say, “the seller(s)”) to group 2 (seller’s agent, for example) to group 3 (the buyer(s) consecutively or concurrently. The #1 reason to use e-signature is to save time + integration on the data i.e. so marketing is 100% automated for example, and reducing time-to-close which results in higher sales pull-through rates. Don’t get me wrong, saving money on paper, printer, ink, printer jams, etc. is important - but that’s a money saver, not a money maker. Marketing and sales will actually create new revenue for you, so to not use electronic signature [ https://swiftcloud.ai/products/electronic-signature ] is for most businesses, downright neglectful. Granted, I’m a bit biased, but happy to do a formal study to prove it with real numbers, should anyone be so inclined. And you are good to go!!
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