Invite eSign Presentation iPad

I completely agree about all the resources above - nothing can tell you how to present well and write great slide decks like watching people who do it brilliantly.My personal advice would be:Don't touch PowerPoint until you know what story you want to tell and how.  I often start with mind-mapping, or maybe just a list of the key points I want to get across.  It depends how long and complex the presentation is going to be.Don't touch PowerPoint unless you need it to help tell the story you want to tell.  If you can do just as good a job by talking and showing a product demonstration, or by whiteboarding, skip the slides. They shouldn't be mandatory.PowerPoint will blank the screen if you press the B button. So if you don't need slides for all of your talk, or if you want to get focus back for emphasis, blank the screen to get people looking at you again.  (Most presenter remotes will let you program a button to do that, some have one mapped already.)Remember it's not possible for your audience to read and listen at the same time.(This has been alluded to above but it bears repeating.) Never forget the presentation has to meet your audience's needs or it won't meet yours. Pick one or two people who will be in your audience.  Imagine what they will get out of the presentation, then from every slide, then from every point or every word.  If anything doesn't contribute to what the people in the room need from the presentation, kill it. Make every word and every graphic fight for its life.Practice, out loud, at least twice, all the way through. For most people, the first few times out loud will be clunky. You get to choose whether it's your furniture that sees them or your audience.Practice open, expansive, confident body language in a mirror, remember what it looks and feels like, so you can switch it on when you need to. Don't rush your words.  Don't be afraid of pauses.  Even if you're terrified and want to run from the room, faking confident body language will actually make you feel more comfortable.Good luck!

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Create a Content Driven Facebook Fan Page and Promote Affiliate Offers. I started a Cat Fan Page a year ago and I have over 88K fans on my page:Cat-O-Holics Page For Certified Cat Addicts Along with my content, I currently promote cat related items from Amazon, SunFrog, ClickBank, PeerFly, etc.Here are my profits from one of the affiliate programs for the past two weeks:It may not seem like a lot of money to some but I only spend a few hours each month scheduling all my content including my money post (affiliate offers) and that's all I have to do until the next month.Anyways,  below are some content strategies for you Facebook Fan Pages: Content Strategy for Facebook: how to signNow your fans?What are you going to share?That is the question that most marketers ask when they start their Facebook Adventure. That applies not only to Facebook but for any platform or social network in which you are active. What part on your corporate website, which on your blog, LinkedIn, Twitter, and your newsletter?Each platform of social media has its own audience and its own method of use. So Twitter is perfect for spreading news, discussions about serious issues and to monitor and interact with people you find interesting. For this reason, Twitter is a very suitable medium for marketing facts. What we also find clear is that Twitter users much more recent (marketing) news tracking and more interested in its social media marketing than, say, newsletter readers, who in turn will get weekly presented an overview of what important news last week, and often more his all-round.So look what content is appropriate for the platform on which you are active. For example, the feed of all items will be displayed on the newsletter, and is distributed via RSS and Twitter. Newsletter readers are given an overview of the major items presented last week, and are likely to spawn more white papers that provide an overview of eg. The market of affiliate marketing. Facebook is in it against much more low-level and suitable for light-hearted topics and discussions.Content Strategy for FacebookIn the first part I made equally the concept of interested graphics (interest-based networks) to. If you're going from here it is very important that you know what your content strategy before you start. Are you out of control if you focus on irrelevant topics than is garnering fans or organizing a contest or advertise wasted time, money and effort.By having your content to hit the right chord with your audience you care interaction. This is for the Facebook sign that your content is engaging and relevant to the target audience. This relevance is calculated by the edge rank. Before you start working with your content strategy, it is wise to realize what the Edge Rank is and how it works.Edge RankFrom the perspective of the Facebook user is the importance of the Edge Rank is most evident. In a Peter Minkjan blog he describes clearly what the function of the Edge Rank is:"The epicenter of the Facebook ecosystem for all his or her personal news (news feed). Every time you log in is that the first page that you see, with the major updates from your friends and fan pages that you like. What nowhere everyone realizes that the news no means shows all the updates default, Facebook set so that only the "important news" shows and a large proportion of never users use the other option.. "latest news" As a result, many updates from fan pages not seen by her fans. In order to change that here you have to pay attention to raising your Edge Rank. "Facebook uses the Edge Rank so to weigh updates on relevance to prevent users from being overloaded by a massive rash of content. In this sense, the Edge Rank acts as a filter to show all users the news that he or she is most relevant. Thus, research has shown that on average on 17% of your fans will see an update of your page. To ensure that many of your fans see your updates, you'll have to provide updates that generate affinity (interaction), have enough weight and are placed at the right time.The Edge Rank AlgorithmThe Edge Rank of an object (update, response, like, check-in, etc ...) is calculated by means of the following formula. By the scores attributable to three components and these scores to count on you come to the EgeRank.The three components in brief:1. Affinity between the receiver and transmitter. Is there a strong relationship between transmitter and receiver? It is more likely that the recipient will see your update. The affinity is being determined by the number of overlapping friends, mutual interaction, and viewing each other's profile.2. Weighting of the various edges. Some interactions count more than others. A like is quickly installed, where a response is even greater.3. Time. The universal rule is that the older an object is, the less interesting it is for the recipient.6 Tips For An Effective Content StrategyRegardless of the choice of what content you are going places, the 'nature of Facebook "some implications for the way you are going to distribute content via our Facebook page.1. Automatic vs. manualIt's pretty easy to Articles of your website via an RSS feed automatically by posting to your Facebook page. Nice and easy, because if you do not have to manually install updates. These updates are ineffective, because automatically placed articles have low Edge Rank because they do not invite to like it or to respond. Titles of articles are often optimized only to click on, to make people curious. Because of the low Edge Rank, you will only achieve little fans with these kinds of updates. Hence, you can place more manual updates that indeed elicit interaction.2. Quality instead of quantityIf you want to make sure that your updates seen by many people as possible, you should spread your updates over the course of the day. More important still is not too much post messages. So we post on the Facebook page of Marketingfacts max ± 2/3 messages per day. That while we could share many more blogs. However, there is a negative correlation between the number of updates and the number of fans of a page. Too often post is reason number one for unliken businesses.2-3 posts a day is by no universal rule. This limit is for each page lie elsewhere.Except that you must be careful that you do not irrititeert your fans, I also notice that when you updates placing too quickly in succession, the performance deteriorates. At the time I update a new place, the Edge Rank from the most recent update to previously backward. Focus therefore on posts that you know they are going to do well, and beware that you no posts are places to get your quota.3. Keep it short and sweetMost Facebook users are reading, not all updates for the average user that there are simply too many. To the large amount of updates to scan and read a lot of users only what stands out and their arouses interest. To meet this it is wise to keep it short and powerful your updates. From examination of Buddy Media shows that updates with a length between 1 and 80 characters generate more interaction than 27% average. However, only 19% of the updates has this length. After 250 characters, the interaction is signNowly reduced. Hence also would fit into a tweet updates on the Facebook page of Marketingfacts.Do not worry if your total range will initially collapsing, this is a logical result because you put less updates.4. Keep it lightLinkedIn where you can truly be described as a business network, the vast majority of users on Facebook is to relax. Here you have to take into account in your content strategy. Profound lyrics that do well on a blog will appeal signNowly less on Facebook. Adjust your content strategy here and keep you updates airy and informal, and if it succeeds humorous. This does not mean you just funny, hilarious pictures to share, but sometimes a little less serious subject is doing very well.If I am to choose which items I on Facebook go places, I look at about what blogs are appealing in an accessible manner and / or care of discussions. For example, “four golden rules for the right content in the right context” really a topic which you should read as “Gallup: We prepare the youth in school for the past,” a clear social character where many are already over have been surprised.5. Look for interaction fromLike other social media, Facebook is not a one-way street. The best Facebook campaigns adjust the fan focus, not the product. Involve your fans will increase the page and interaction. Involving fans can already easily by allowing them to decide on something small, like the new cover photo.There are several other ways to stimulate interaction, which I'm not all fan but work well for your Edge Rank. So you can actively ask fans a message Liking if they like it. Ways I often use for Marketingfacts are starting a discussion about the article which I share, or start a discussion via a Facebook Question.6. Use pictures and videoVideos, but especially photos, are doing very well on Facebook. Research by Conversocial shows that pictures generate the most interaction of all types of updates. Photos and videos are suitable because of their high entertainment value than excellent for the platform and can release an enormous amount of likes and comments.On the Facebook page of Marketingfacts we place therefore every day a likeable image. This ranges from fun or incorrect ade to internet memes, webcare fails, distintive products and inhakers. Make sure that images are relevant to your brand or target group.Pictures work best when you can see what is being shown in one store. That, in my view, the reason that pictures work better than videos. Videos must first play, and then comes the clue is often not directly. So make sure your images are immediately clear, and keep taking into account possible cut off when the image is too high / wide. Infographics because of their enormous length so not handy, because you only a portion of the image will be displayed (thereby images of Facebook may simply not have too high aspect ratio, but that aside).Set a Content CalendarIf you have gone through the above process, you are ready to determine the ideal content mix for your Facebook page.To ensure that you consistently and regularly install new updates, it is advisable to record a content calendar what you're going places in the near future. This will keep a good overview and hold you enough variety in your updates. Moreover, the editorial planning ensures that the content that you post stays with the content strategy you've adopted in line. With tools like Conversocial or today via Facebook itself you can schedule posts. To draw up a content calendar you do not need expensive tools. A simple Excel spreadsheet or document is enough.Competitions & Special SffersAlthough I believe more in organic growth of your fanbase (through content), contests and competitions are a great way to quickly grow your fan base. Contests and other activities thus pass regularly reviewed. For many people then also an important reason to become fans of a page. From research Beyond shows that 42% of the repondents have sometimes become a fan to receive promotions and discounts. Nevertheless, we have to Marketingfacts only after signNowing 10,000 fans organized the first contest.Be RelevantCompetitions are however only a good tool if you bet correctly. For the same reason you should publish relevant content you should also share in a relevant price. Raffle an iPad, you get probably many iPad-interested fan there. Good plan if you're iPadclub or MediaMarket, but what you like PayPal with these people need ...Store numbers in this case are just a sham. If there is no affinity between the brand and the fans will show little interaction, so they will hardly see updates of the brand. Give preferably something out of your own product range or something emphatically in the minds of your target audience is and has a connection to your brand. This should make sure you wear the right fans and you increase the chance that they remain active after the ceremony.Stick To The GuidelinesWhat many organizations do not realize when they set up a Facebook contest, is that within Facebook rules by which everyone must abide by. Facebook uses fairly strict rules regarding contests on fan pages. A major reason is that they want to prevent the news of users 'polluted' by comments, likes and messages from Facebook friends to participate in a contest. In addition, one would like that companies use Facebook ads to bring their game to the attention.Violation of these rules may mean that you will be removed entire page. Do you like this to the following rules:Participation in the competition can only take place on a separate application and not on the bulletin board.Facebook functionalities (such as likes, comments, tagging and uploading pictures on the bulletin board) should not constitute a participation mechanism.You may never receive via Facebook contact the winners. This includes chat, e-mail, bulletin board or by posting a comment. You will be the winners so outside, Facebook should contact you by e-mail or phone. So do not forget to ask participants to this data.StuntsBesides contests can also organize other actions to grow your fan base. To insert Hubspot every week a picture of the "customer of the week as the cover photo.The Facebook page of Marketingfacts owes fans on one deliberate stunt. Before Marketingfacts beginning of this year the new site introduced was the site for two days on black. As a joke we created a fake Facebook site which was fully integrated into Facebook under the guise “Marketingfacts moves to Facebook.”The stunt was caught wide and we were in no time trending topic. The news was picked up by the Volksrant that the message has already been removed. The stunt also yielded much commotion alongside many new likes on. You did however have to be a fan to view the temporary site on Facebook, so they are all fair likes. After eventually App out of the bag was there, among others on Frank-ly Media Research and Customer Talk about the launch and / or written stunt, which resulted in ± 1400 new likes.Additional Help If you would like to learn more about how to create your Facebook Fan Pages then check out the resources below:FREE VIDEO:  Learn How To Make Money On Facebook FanPageRobot- auto post to Facebook, autopost to Pinterest, Google+ autoposter, automatic tweets

Two articles that might help you with your marriage planning !!                                         1. The Un-Traditional WeddingA Thank You to My Daughter for Her Untraditional Wedding — The Billfold When I gave birth to boy-girl twins over 27 years ago, I didn’t think about the double cost of the miraculous event. My immediate feelings as I held these two beautiful beings were of complete joy and all-encompassing love. It was the kind of love that would persuade a mother to do anything for her kids — step in front of a moving vehicle, run into a burning building, donate a kidney, or spend lots of hard-earned money to keep them happy and healthy. The twins challenged our family economically because they required double the amount of diapers, clothes, and toys, and then as they grew older, double the cell phones, laptops, college tuition, and cars. Having these now grown-up children in my life was — and still is — worth every penny we spent on them. Being a mother and friend to my children has been priceless.When my grown daughter announced she was engaged, I immediately pictured her in a beautiful white gown smiling at her new husband. I imagined her dancing with her dad during the traditional father-daughter dance. My vision included all our extended families dancing and sending congratulatory proclamations to my daughter and her new husband, and we were prepared to help make her wedding dreams come true. Teary-eyed, I put the thought aside, and waited to hear what the newly engaged couple wanted for their wedding day.Soon after her announcement, I received an e-mail invitation to a “Barbecue Wedding.” What? No official wedding invitations? The dress is casual, the invitation said. Casual? I read on. Please bring a dish? No filet mignon, or stuffed chicken? I don’t get to stress over shopping for a mother of the bride dress, or my hair? There would be no bridesmaids, no maid of honor, no walk down an aisle, and no father-daughter dance. I was stunned. Why was my sweet baby girl breaking all the traditions? I became teary-eyed with the realization that I would never go shopping with my daughter to find “the dress,” and I wouldn’t see her dance with her father in that dress before she took off for her honeymoon with her new husband.Just to give you some background, my husband and I have a history of being fiscally conservative. We know the importance of keeping enough money in a savings account in case of a sudden illness or job loss. Our family experienced the challenge of both, and gratefully got through them without too many scars. We pay off our credit cards every month, have been on just a few vacations and are dedicated hard working employees. Simply, we are not filthy rich but we are not poor. We were prepared to make our daughter’s wedding day dreams come true.As our conversations continued over the next few months, I learned that the goal of the barbecue would be to focus the day on food, family and friends, and to hang out and enjoy each other’s company, while the ceremony would be secondary. I learned that my daughter and her future husband would be returning to the old-fashioned way of simply letting everyone know that they decided to commit themselves to each other. The party would be held in her fiancé’s small city backyard, and there would not be enough room to invite all of our extended family. My daughter and son-in-law said that they didn’t want anyone to stress out, or for anyone to spend a lot of money to travel from a distance for “just a backyard barbecue.” I came to the conclusion that my child’s mind was taken over by an alien force.The barbecue wedding day came, and it was sunny and beautiful. Since guests were all volunteering to bring food, drinks and supplies, I signed up for paper plates, napkins, cups and silverware (plastic of course). I made chocolate cupcakes stuffed with chocolate chip cookie dough, which was topped with vanilla icing and decorated with a beautiful pink handmade flower. There was brisket that had been cooking for hours and hours, lots of gorgeous salads, side dishes, and specialty drinks made with champagne and liquor. A homemade wedding cake was decorated with yellow icing and the words of the couple’s favorite activities. My daughter dressed in her favorite brown and blue flowered sundress, which was a previous gift from her fiancé. Her husband-to-be was decked out in jeans and his favorite faded college t-shirt. There were no special clothes. The guests were dressed in everything from T-shirts and shorts to short fancy dresses. Several male guests wore Hawaiian shirts with jackets over them.I’d like to thank my daughter for her nontraditional wedding. Once I let go of my expectation of a traditional wedding experience, my daughter’s wedding day turned out to be one of the most fun days I’ve had. My daughter’s and her husband’s friends are some of the most incredibly wonderful and fun people I have ever met. The whole laid back attitude of the day was incredible — there was bocce, planking, great conversations and lots of amazing food and drinks. The homemade brisket, salads, specialty drinks and fabulous desserts would have easily cost $100 a person at a restaurant. The ceremony was heartwarming and funny. It was a good learning experience for people like me who are accustomed to traditional weddings — it showed that two people who love each other and decide to get married don’t have to throw a big, expensive party. They can do it in the comfort of their own backyard without breaking their — or their parents’! — bank.In 2011, the average wedding cost $26,501. This price can creep up to $40,000 to $100,000 depending on the venue, food, flowers, music, number of guests and the dress! Here are some of the typical costs of a wedding: $2,000 on flowers, $250 to $5,000 on a dress, $100 to $1,000 on hair and makeup, $5,000 to $10,000 for food ($50 to $150 a plate per person), $1,000 to $2,000 for a band, $1,000 for limousines, $2,500 ($25 a person) for alcohol, $1,000 for a cake, an extra $2,000 for fees, gratuity and add-ons — not to mention what that guests spend on travel, accommodations and gifts.My daughter and her husband introduced me to a simple, economical way of getting married with their backyard wedding. They showed me that a wedding day doesn’t need to be what society has made us think it needs to be. They still committed to a life full of love, and they saved a bundle of money they’ll be able to use to enjoy their future.If you want to support the wedding business and all those that work in the industry, go for the big expensive soup to nuts wedding with all the fixings. Everyone loves a big classy party. All those vendors and employees will thank you. But I believe my daughter and husband are still thankful to this day for the surprise check they received from my husband and me (plasticware and cupcakes were just not enough of a wedding gift!).So, if you get an e-mail invitation to a backyard barbecue wedding, jump with joy — your loved ones are fiscally brilliant. Love and commitment doesn’t change whether or not you have a $1,000 party, or a $100,000 party.            2. Ways To Save Money On Your Wedding33 Insanely Smart Ways To Save Money On Your Wedding 1. Don’t get married on a Saturday.“We moved our wedding to a Friday (originally planned for Saturday) and saved a few thousand dollars by doing so.” —Kim Ryba White, Facebook“We got married on a Sunday and they offered a 15% discount. It was a holiday weekend so many had off from work on Monday — it worked out really well!” —Ashley Fizzarotti, Facebook“We got married on a Wednesday, completely nontraditional, so we saved an incredible amount! Easily a couple thousand.” “We had our wedding on Wednesday, July 3. Everyone was off the next day and our wedding began at 6 p.m. so some came right after work.” —Dee Clifford-Bremner, Facebook2. Take your time.“Having a two-year engagement has saved us a ton of money! We booked our venue and caterer super early so the prices would not go up. We have been able to do a ton of research on what places/vendors are the least expensive without sacrificing quality. We saved a lot of money on save the dates and invites by waiting for deals to be emailed to us. It’s also nice because we had four birthdays, two Christmases, and two years worth of tax returns between the time we got engaged and our wedding.” —Alexis Ziegenfuss, Facebook“I literally spent hours googling wedding venues, and I had what my now-husband calls a crazed look in my eyes and a notebook of stress, but it was worth it in the end.A little research before touring places can help you avoid falling in love with a venue you can’t afford.” —Meghan Thibodeau, Facebook3. Get married right at the end of the off-season.“My hubby and I got married a week before peak season started. So we had nice weather but cheaper prices!” The Venue4. Find a venue that doesn’t require you to use their vendors.“My best wedding saving tip is to find a venue that doesn’t require you to use a particular caterer/bartender/DJ. I saved so much money by being able to select my caterer ($1,300 for service for 100), bartender ($500 for the bartender, beer, and bar necessities — we bought most of our own alcohol for $400 from a wholesale liquor store and had a full bar), DJ ($350 flat rate, and they even did our ceremony music!), and photographer ($795 for all rights to our photos, an online album for a year, and a flash-drive with all of our photos — not to mention he stayed for the entire day, 3 p.m. to after 12 a.m.)! I ended up paying $3,345, when I would’ve paid $10,700 for those things ($4,000 for catering, $4,000 for the bar, $700 for four hours of a DJ, and $2,000 for photographer) at the other venue I was considering. I saved $7,355 for just picking another venue.” —Lyndsey Gallian Thompson, Facebook5. Rent a house for the wedding and for lodging.“We rented a house, which tripled as wedding venue, housing for out of state wedding party participants, and secluded honeymoon venue the following week.(Off-season is a great time for a romantic getaway in a vacation destination.)” “We rented a huge vacation home and had a house party! It was low-key, intimate, yet still was major cause of celebration. Hiring a caterer with a kick-butt menu to do a party was so much better than a sit-down meal. We didn’t even do tables — lots of bar tops and existing comfy furniture for perching. We also were able to have our entire bridal party stay in the bedrooms of the house, cutting their expenses too.” 6. Have your ceremony and reception in the same place.“We had the ceremony and the reception in the same room. The guests sat at their tables during the ceremony and were able to start the cocktail/appetizer hour immediately after the ceremony while we took pictures. This saved on transporting the bridal party — no limos, less time restraints, and out-of-town guests didn’t have to worry about getting lost.” —Heather Watkins Imani, Facebook“Got married in a hotel. The flowers from the hall were carried through into the dining space and nobody needed transport to the reception. Since a lot of guests stayed in the hotel, the management cut us a deal with the food.” —Emma McGregor, Facebook7. Consider getting married on campus.“I work at a college with a beautiful dining hall, so we got married there, and they gave me an amazing discount on the venue!” —Kayce Taylor, Facebook“Aunt #1 worked at a university, so we looked at locations on the very picturesque campus for Aunt #2, who got a huge discount because of the staff connection. If you know anybody who works at a university, park, whatever, check with them to see if they can swing something like that for you. You can get some GORGEOUS locations simply by putting out a call and seeing who knows what.” —Kaitlin Kelly, Facebook8. Have your reception at a restaurant.“After an exhaustive search, I realized that getting married at a fancy restaurant was our most affordable option. Instead of paying $1,000 or more (sometimes much more) to rent a space and then bring everything in, I had to buy only food and alcohol. The room, furniture, linens, lighting, beautiful decor, dishes, silverware, fancy display items, etc., were all included. So much cheaper than renting a space and having to bring in everything from forks to outhouses.” 9. Get married at the courthouse.*“We had a courthouse wedding and a family and ‘friends like family’-only reception. Having the wedding at the courthouse was so much easier because they guide you through all the paperwork so there is absolutely no confusion. It also took the pressure off of having to create a fairy tale for everyone to watch me. We put more effort into the reception and it was beautiful.” —Rachel Luttrell, Facebook“Have a courthouse wedding! More money for the honeymoon and less stress before the big day! That’s how we did ours and I remember being excited but not stressed out about anything.” *A courthouse wedding doesn’t have to feel like a trip to the DMV; you can still wear a fancy dress and invite a decent amount of guests! Look for historic courthouses in your state — the buildings are often gorgeous but they are still budget-friendly.The Food & Drink10. Don’t serve a sit-down dinner.“We had a small ceremony at our hometown church, went back to our place for cake, champagne, and gifts, and then went to a local bar in our wedding clothes and didn’t have to pay for anything all night!” —Amanda Weber, Facebook“Instead of having a dinner, I held an evening wedding and served hors d’oeuvres, saving another $1,000 at least.” —Emily Olson, Facebook11. Think beyond chicken and fish.“I saved thousands by having a guy roast a hog and having a friend make sides only. The guy who roasted the hog did so at his place of business and brought the pulled pork to the hall with different sauces already on the pork. Pulled pork on jalapeño rolls, green beans with almonds, cheesy smashed potatoes, and cornbread for my country-chic theme. We had 250 guests for less than $2,000! I still have people talk about how good my wedding food was!” “We had a local club make fried chicken and we made our own sides. We had a bonfire in our backyard after with wine and beer.” —Christina Waugh, Facebook“We got creative with our food. We had BBQ from an amazing local BBQ joint and were able to feed all 110 guests for $600.” —Emily Erker Szucs, Facebook“We had a baked potato bar. Potatoes are cheap, so we were able to get a lot of toppings for variety. My parents are wonderful and helped prepare the food and set it up. I also made a small cake for the cutting, and we got a sheet cake from the grocery store bakery (you’re skeptical, but it was awesome — people were asking where we got it) to serve guests. No catering bill. (And frankly, it tasted way better!)” —Susan Marie Cole, Facebook12. Fake your wedding cake.“Fondant and tiered cakes are insanely expensive. Have a baker make a fake cardboard and decorated cake with the top layer (and smallest) real for cutting and the rest just pretty for decoration. Then have basic sheet cakes in the back for the caterers to cut and serve to your guests.” —Mary Brylski, Facebook“Have a small cake or make some of the bottom tiers a facade (ice and decorate a styrofoam wheel), and serve cut sheet cake pieces from the back.” —Whitney Williams, Facebook13. Don’t feel like you HAVE to have a wedding cake.“We decided to have a milk-and-cookie bar at our December wedding! As opposed to serving cake to our 250 guests at $2.50 a slice, we bought 300 cookies (chocolate chip, sugar, etc.) from the bakery at a local grocery store and then had drink dispensers filled with white and chocolate milk. My husband and I then cut a cupcake for our cake cutting. It was a huge hit and cost half the price!” —Clare Bogle, Facebook“Skip the cake. Your guests just want a nice dessert. Quality is key. They want sweet and they want it right after dinner.” —Teri Staub, Facebook“We had mini pies enough for each guest to have two for about $350… I talked to friends who have recently been married and scoured local bridal blogs and talked to all of my vendors to find a pie lady who worked out of her house. She rocked and we didn’t have ANY left over.” —Emily Erker Szucs, Facebook14. Don’t offer endless alcohol options.“We got two kegs from a great local brewery and had one ‘signature’ cocktail, that’s it.” “Do not have liquor at the reception! Trust me… As someone who plans weddings for a living, beer and wine is the way.” The Decor & Flowers15. Choose a venue that doesn’t need much decor.“We are having our ceremony and reception at the same venue. It used to be an old National Guard Armory; new owners came in and renovated it beautifully, which saves on decorating costs since the venue is so amazing.” “We were married at the water reclamation plant — only a couple hundred dollars and a beautiful Japanese garden for pictures!” “We were married 10 years ago in a beautiful hall with a garden courtyard; it was built by a Rockefeller as an ornate bank in the early 1920s — the ceremony was in the courtyard and reception inside. The courtyard had a beautiful garden, so no decoration needed except for some ribbon on the archway we married under.” You could also get married in December, when a lot of venues will already be decorated beautifully for the holidays.16. Consider doing your own flowers. (Yes, it’s possible.)“If you’re crafty, or know someone who is, do your own flowers. This will save you thousands! Our entire floral budget was $250, and we ordered from Wholesale Flowers, Wedding Flowers, Bulk Flowers | FiftyFlowers.com. We used red ranunculus and white garden roses, and that made seven bouquets, 10 boutonnieres, and all the table flowers. We picked greenery out of my backyard for filler. We purchased small colored bud vases from Hobby Lobby when they went 50% off and stacked them on top of wooden rounds (my husband’s grandfather made them instead of purchasing) and old books.” “My mother-in-law and her friend bought the flowers from a local flower wholesales, and made all the bouquets, button holes, and decorations.” —primandpropa“We did potted plants in Mason jars as centerpieces instead of flowers from a florist! Centerpieces for 10 tables was $20 total instead of $20 per table.” —jessicaa4ce278f9b17. Don’t have real flowers. (Yes, it’s possible.)“I’m making our bouquets and bouts out of fabric flowers (that I also made); you can keep them forever and have ANY color or pattern you want!” —kassyh4d7b0cb42“We used artificial flowers. I really wanted there to be a lot of flowers inside the church and I knew it would be crazy expensive to use real flowers. They looked great!” —mollyp4e13db336 (Hint: Afloral has beautiful, realistic-looking faux flowers!)“I learned how to make crepe-paper flowers, and used them instead of a florist. The supplies to make them cost a fraction of the amount of real flowers, they were therapeutic to make, and they will be functional long after the wedding to use, sell, or give as gifts!” —Kate Mason, Facebook18. Try an alternative to bridesmaids bouquets.“As opposed to carrying flowers down the aisle, my bridesmaids each carried a lantern! We bought neon orange and yellow ones at Kohl’s for $7, then spray-painted them silver to match our wedding colors. We also wrapped purple ribbon around the handles! My bridesmaids loved that they were able to take them home afterwards.” —Claire Bogle, Facebook19. Or don’t have flowers at all.“We skipped flowers altogether. No one missed them.” —leaho4f38c9b5e20. Get items secondhand.“I borrowed 90% of my decor from my mom’s friend’s daughter, who had gotten married a couple of years earlier. Most people getting married usually have friends, or friends of friends, who have recently gotten married too, so ask around!” —Kalie Sacco, Facebook“I went garage sale-ing for most of my decor. Mason jars, doilies, old mailboxes, milk glasses, etc. I saved thousands by decorating with the help of some friends!” —Dfox1984“An old bookstore was going out of business. With our love for reading, I thought, what better centerpiece than an antique book! Each book cost us around 15 cents.Then I painted on numbers and voilà!” —Katie Alcock, FacebookSmarter DIYRico Castillero studiocastillero.com21. Be your own DJ (or have a friend do it).“Our venue had a professional sound system built in. We literally plugged in a MacBook Pro, had a friend help us create a playlist that flowed, and danced the night away. We did arrange to have an MC present to keep things flowing.” —Emily Erker Szucs, Facebook“Our friend/bartender from the bar my husband and I met at got certified just for us and married us for free! He also DJ’ed using a sound system and my Spotify premium account.” —kelsid4eb82d05222. Create your own photo booth.“We really want a photo booth for our reception next year, but they’re obscenely expensive. Instead, we plan on putting a huge piece of butcher paper (decorated with paper flowers) on an empty wall and buying a photo booth kit, which includes fun hats, sunglasses and other accessories. You could also easily and cheaply put a kit together yourself. Guests will be able to take their own pictures with their phones! The total cost for the project will be around $50; the cheapest photo booth we could find was $500.” —Emily Christine, Facebook“We bought a Bluetooth remote and tripod for our iPad for $50 total and will be using that to take pictures for our photo booth! Also, I found that it’s so easy to make your own props with a color printer, card stock, and dowel rods.” —Brandy Ginther, Facebook23. When people offer to help, let them!“Don’t be afraid to take guests up on their offers for services in exchange for a wedding gift. A cousin did my beautiful cake and we saved big there, and it was so appreciated. My mom made the groom’s cake, just a regular red velvet, and it was awesome!” —Laura Hope Jackson, Facebook“We’ve asked our friends and family to please help on the day, take responsibility for something or join in with the bake-off instead of getting us a present. We really don’t need a set of champagne flutes, but someone making sure my granny eats would be super.” —Jemma Beedie, Facebook24. Don’t feel like you have to DIY All The Things.“Be realistic about what to DIY, and what not to DIY, because sometimes having to get all the materials yourself and spending the time on the projects costs you more than hiring someone else to make/do it.” —Andrea Jung, FacebookSave on Basically EVERYTHINGRyan Polei ryanpolei.com / Via Flickr: ryan_polei25. Utilize the grocery store.“I ordered both my flowers and cake from a grocery store. I had beautiful flowers for everyone for way less than the price of just my bouquet at a regular florist. I also had eight round cakes decorated in white that I placed roses on. I put them on different heights of cake platters.” —Y2jasmine (See how you can fancy up a grocery store cake here.)“We ordered all of our wedding flowers through the florist at the grocery store. We saved thousands of dollars and still got more flowers than I thought we would be able to afford!” —stephaniea4d15128ce26. Shop for white dresses that aren’t specifically wedding gowns.“Bought my wedding dress online from a teen prom site during off-season. The dress was amazing and cheap!” —Lucy Clay, Facebook“If you’re even just a little bit talented with a needle (or know someone who is), buy a white bridesmaid’s dress and embellish it. You could save yourself THOUSANDS and still get a beautiful, one-of-a-kind dress.” —Terri Schlichenmeyer, Facebook“Bought my dress from Macy’s and had alterations done by a very good seamstress.My friends were shocked when they learned it cost me less than $200!” —Bethany Harbison, Facebook“The dress I ordered was actually a bridesmaid dress, but instead of a blue dress with white, I flipped the colors and ordered white with blue. Beautiful dress and I saved well over 50% on it.” —Kimberly Baron Honea, Facebook27. Plan to hit big sales.“I saved a ton of money on bridesmaid gifts by shopping on Black Friday.” —Alexis Ziegenfuss, Facebook“My bridesmaids dresses were all bought around Christmas. They were just sale holiday dresses, rather than bridesmaids dresses.” —Molly Mac, Facebook“I chose colors based on the seasonal holiday directly preceding my wedding (Easter) and shopped at Michael’s for the clearance tchotchke and decor pieces.” —Michelle Katherine, Facebook28. Try to cut back on the small fees that really add up.“If you have anyone who can pick up flowers, dessert, etc., you can save a lot on delivery charges!” —oceanview“An art gallery downtown offered free table and chair setup, and the rental for tables and chairs was also included in the room fee. (Look for that — that is a major place generic reception venues really nab you!)” —Emily Erker Szucs, Facebook29. Wear a previously owned dress.“I found my dress on eBay for $40.” —amyn44a87f26c“Buying a used wedding dress from a place like Once Wed orPreOwnedWeddingDresses.com! I spent $350 on a dress that sells for $1800 in bridal stores!” —Sara Harkins, Facebook30. Check out non-wedding retailers.“I needed my wedding cake on the cheap side. So I posted on Craigslist for people to give me their cheapest price to make the small cake we were going to cut and feed each other and then cupcakes for the guests: $100 for 65 cupcakes and our cake.” —jessicab4721e304b“Check Amazon — our groomsmen had matching ties and pocket squares for $9 each and we were able to tie the dads’ stuff in too!” —alixei31. Take advantage of a credit card with good points.“We found a credit card with cash back and 0% APR for a year. This allowed us to use our gift money to pay for catering, and we saved 15% with all the cash back (about $500). Not too shabby.” —kelcicortrecht(Of course, do this only if you’re sure you can pay it off quickly without incurring interest; no one should go into debt for their wedding.)32. Sell as much as you can after the wedding.“Buy items that can be easily resold versus renting them. I purchased all my tablecloths for $10 a piece, and resold them on eBay after. Did the same thing with the burlap runners I wanted, and they both resold so easily!” —lacilace33. Know what you DON’T need.“I kept getting emails about napkins personalized with our names and picture on them. I didn’t want people wiping their faces with a picture of my face, so we decided to skip that.” —carolinenicolepPS: I guess Mandar Kamble (मंदार कांबळे) must have answered your query with that answer of marriage of Anand Bansode.

Best Credit Card Processors 2019Lori Fairbanks, StaffJanuary 2, 2019You have a lot of options when it comes to choosing a credit card processing company, but it can be hard to decide which one will be the best fit for your business. In our testing, we looked for transparent pricing with low rates and few fees, month-to-month contracts and reliable customer support. See our top recommendations, below, or check out our credit card processing guide if you want tips to help you choose the right processor for your business.Our Best PicksTo help you find the right processor, we researched and analyzed dozens of options. Here’s a roundup of our 2019 best picks for credit card processing companies and an explanation of how we chose them.Best for Flexible TermsFlagshipRates : 0.30% + $0.10 above interchange per transactionRead review Visit SiteBest for Small Business OverallHelcimRates : 0.25% + $0.08 above interchange per transactionRead review Visit SiteBest for MobileSquareRates: 2.75% flat rate per transactionRead review Visit SiteBest Online ProcessorStripeRates: 2.9% plus $0.30 cents flat rate per transactionRead review Visit SiteBest Low-Volume ProcessorPayPalRates: 2.7% flat rate per transactionRead ReviewBest for RetailFirst DataRates: Starting at 0.39 to 1.89% + $0.15 cents per transactionRead ReviewFlagship Merchant ServicesBest for Flexible TermsSummaryFlagship Merchant Services is our pick for flexible terms because it offers favorable month-to-month terms to all its merchants, with no setup, gateway setup or early termination fees. This full-service credit card processing company has low rates and offers both tiered and interchange-plus pricing, so you can choose the pricing model that's best for your business. The service includes a merchant account and a wide range of credit card processing options, including in-person, online and mobile credit card processing. If you need a more advanced solution, you also have the choice of using a full-featured iPad POS system. Flagship has an easy application process and 24/7 customer support.Read our full review of Flagship Merchant ServicesHelcimBest for Small Business OverallSummaryHelcim is one of the most transparent companies in the industry. It provides interchange-plus pricing to all its merchants and posts its complete rates and fees on its website, so you know exactly what you'll pay. Its rates are low, it offers volume-based discounts and its one of the few companies with a rate lock, guaranteeing its margin won't increase over the life of your account. Helcim has in-person, online and mobile processing, plus more advanced solutions such as invoicing, recurring payments, and level 3 and multicurrency processing. It provides its services on a month-to-month basis, charges no early termination fee and has 24/7 phone support.Read our full review of HelcimSquareBest for MobileSummarySquare provides a fast and easy way to accept credit card payments anytime, anywhere, and is our mobile processing best pick. Getting started is simple. Just sign up for an account, download the Square credit card payment app and plug Square's card reader into your iOS or Android device. Its credit card payment app includes full-featured point-of-sale software and you can also use Square's stand to turn your iPad into a powerful POS system at your checkout counter. Square offers dedicated solutions for all types of businesses, has simple pricing, fast deposits, a free online store, and other benefits.Read our full review of SquareStripeBest Online ProcessorSummaryStripe is our pick for online credit card processing. It's easy to set up an account, so your online store can start processing credit card sales right away. You can choose from the simple Stripe Checkout system that you can copy and paste into your online store, or program the Stripe API into your shopping cart. It also has plugins and integrations for hundreds of business software applications and services. Stripe is packed with features and customization options, which lets you tailor the service to suit your e-commerce business's unique needs. The company also has flat, transparent pricing, so you'll know exactly what you'll be paying.Read our full review of StripePayPal Credit Card ProcessingBest Low-Volume ProcessorSummaryPayPal offers credit card processing to all types of businesses at a budget-friendly price, which is why it's our pick for businesses with low-volume sales. Whether you make sales in person, online, on the go or all of the above, PayPal has a credit card processing solution for you. Designed specifically for small businesses and startups, the service has pay-as-you-go terms and comes with additional perks like a basic POS system, the ability to extend credit to customers, a rewards business Mastercard program, and 24/7 phone and email support.Read our full review of PayPal Credit Card ProcessingFirst DataBest for RetailSummaryFirst Data is one of the largest credit card processors in the U.S., and it's our pick for high-volume businesses. It offers competitive rates, is willing to negotiate fees and has the technology in place to allow its merchants to accept all types of payments. This includes its popular Clover line of processing equipment and Alipay, a popular Chinese payment method that merchants in tourist towns may wish to accept. It is First Data Salutes initiative offers perks to merchants in the military and their spouses. First Data provides 24/7 phone support and live chat.Read our full review of First DataWhat to Expect in 2019It’s taken American consumers longer to begin using mobile wallets like Apple Pay, Google Pay, and Samsung Pay than industry experts expected, but usage continues to grow, and according to a Zion Market Research report, 90 percent of cell phone users will make a mobile payment by 2020, up from just 50 percent in 2017. Globally, U.N. payment experts predict that in-store mobile payments will finally overtake credit card usage by 2020. This is good news for merchants that have the technology to accept mobile payments because consumers that pay with mobile wallets spend more and shop more frequently, according to a recent study by operations management researchers at the University of Illinois at Urbana-Champaign.Physical credit cards will soon be upgraded to contactless, tap-and-go credit cards that use near-field communication (NFC) – the same technology that powers mobile payments. The benefit of contactless cards is that transactions are faster than those made using EMV chip cards but just as secure. For merchants and consumers that disliked the slower transaction times of EMV cards, tap-and-go cards will be a welcomed update. Chase, the largest U.S. issuer of credit cards, plans to roll out tap-and-go Chase Visa credit cards to customers whose cards are up for renewal in 2019, as well as those who open new accounts. Later in the year, it will begin issuing tap-and-go debit cards.Our MethodologyTo help you find the right Credit Card Processing, we researched and analyzed dozens of options. Here is a roundup of our 2019 best picks for Credit Card Processing and an explanation of how we chose them.Locating the Best ServicesTo find the best credit card processors for small businesses, we started by asking business owners which credit card payment processing companies they use or have worked with. We also asked what the businesses liked and disliked about these vendors, and whether they would recommend them to other small businesses and why.Choosing the Best ServicesNext, we created a comprehensive list of credit card processors suitable for small businesses. In addition to those mentioned by the small business owners we spoke to, the processors we were familiar with and those that contacted us asking to be considered, we also looked at credit card processing companies that appeared on reputable online sources, such as merchant services review sites and business websites.Researching Each ServiceWe then researched these vendors and narrowed our list down based on different use-case scenarios (Best Picks categories above). Our research consisted of reviewing each processor's website, watching videos, reading how-to guides, browsing help resources, and trying out demos when available. We also posed as business owners and asked questions of sales and customer support reps, to get a better idea of the quality of service and find out information that isn't readily available online.Our Best PicksIn total, we compiled a list of more than 85 credit card processors. Our picks for top credit card processing companies are First Data, Flagship Merchant Services, Helcim, PayPal, Square, and Stripe. Those that made it to our shortlist include Braintree, Chase Merchant Services, Dharma Merchant Services, Elavon, EMSplus, Fattmerchant, Global Payments, Payline, QuickBooks Payments, Shopify Payments, SumUp, TSYS and Worldpay, Inc.Full List of Credit Card ProcessorsHere is a full list of Credit Card Processing providers and a summary of what each company claims to offer. This alphabetical list also includes our best picks, which are marked with badges.2Checkout2Checkout is a global payment platform that allows companies to accept online and mobile payments from buyers worldwide. According to the company, it offers a pre-integrated payments gateway, PCI compliance, international fraud prevention and integration with more than 100 shopping carts.https://www.2checkout.comAmazon PayAmazon Pay, formerly known as Amazon Payments, is a credit card processing service for online merchants. You add its familiar checkout button to your website, and your customers use their Amazon credentials to complete their transactions. You pay a flat percentage of each sale and a per-transaction fee. There's no long-term contract or monthly, annual, gateway or PCI compliance fees.https://pay.amazon.comFlagship Merchant ServicesFlagship Merchant Services is our pick for the credit card processor with the best flexible terms, because it offers customers month-to-month service with no early termination fee.http://flagshipcreditcardprocessing.comPayment Processing: Accept Payments AnywherePayment Processing: Accept Payments Anywhere is a payment gateway provider that lets you accept credit cards through the platform itself or integrate payment with your existing merchant account. The service is packed with features, such as advanced fraud detection, recurring billing and e-check processing. However, with its $49 setup fee and monthly gateway fee, working with the service directly may cost slightly more than going through a third-party processor.https://www.authorize.netBankCard USABankCard USA offers all types of credit card processing solutions for small businesses, including wireless and mobile processing, e-commerce solutions, and POS systems. It claims to have a guaranteed low rate, but its rates and fees aren't clearly disclosed on its website. BankCard USA promises same-day application decisions.http://www.bankcardusa.comBASYS ProcessingBASYS provides credit card processing services with features including free online reporting. The company offers several solutions including TransFreedom, ProPay and Clover Capital. Choosing a solution depends on your business's needs.https://basyspro.comBestMerchantRatesBest Merchant Rates boasts everyday low rates and posts its interchange-plus pricing on its website. The company states that there are no long-term contract or cancellation fees, so you won't have to worry about any unpleasant surprises. It sells processing equipment or, if you already have the hardware, reprograms it for free.http://www.bestmerchantrates.comBluePay ProcessingBluePay Processing, recently acquired by First Data, offers all-in-one credit card processing solutions for a wide range of B2B and B2C merchants, including nonprofits. It offers omnichannel and Level 3 card processing, but it specializes in online transactions and integrates with more than 450 software platforms.https://www.bluepay.comBlueSnapPayments processor with an all-in-one payment platform. The platform accepts more than 100 payment types and has a single integration.http://home.bluesnap.comBraintreeWant to accept more than one type of online payment? Braintree, a PayPal company, lets you accept PayPal, Apple Pay, Venmo and more using a single integration into your website or app. You can also accept more than 130 currencies. Volume pricing is available for companies processing $80,000 or more per month.http://www.braintreepayments.comCDGcommerceCDGcommerce provides in-person and online credit card processing services to small businesses. It offers interchange-plus pricing to all its merchants and charges fewer fees than most. There's no setup, AVS, PCI, TIN/1099K or annual fees. There's also no monthly minimum and no early termination fee.http://www.cdgcommerce.comCartwheel RegisterCartwheel Register by Tantrum Street is a mobile credit card processing app for the iPhone and iPad. Instead of using a card reader, it uses your device's camera to capture card data. The company charges a flat percentage of each sale plus a per-transaction fee. There are no monthly, annual or PCI-compliance fees and there's no contract so you can cancel at any time without penalty.https://www.cartwheelregister.comCentury Business SolutionsCentury Business Solutions provides in-store, mobile and online payment solutions for businesses of all sizes across multiple industries. It doesn't require you to sign a contract, and it integrates with more than 50 accounting software programs, e-commerce platforms, and CRM systems.http://www.centurybizsolutions.netChange Merchant SolutionsChange Merchant Solutions offers a choice between flat and interchange-plus pricing, and every six months it invites its merchants to submit a statement for an audit to ensure their rates haven't increased. It works with new businesses and can approve applications as quickly as the same day. It doesn't charge setup or cancellation fees.http://changemerchantsolutions.comAccept Credit Cards Online | Merchant Service Provider | Credit Card ProcessingAccept Credit Cards Online | Merchant Service Provider | Credit Card Processing merchant accounts let you process credit cards online and offline, even if you have bad credit or are a high-risk merchant. The company says it offers low rates, but it only posts its qualified debit card rate on its website. It comes with free setup, software, online shopping cart, and terminal or credit card reader.http://www.charge.comChase Merchant ServicesChase Merchant Services, formerly known as Chase Paymentech, is one of the largest processors in the industry. It offers a wide selection of products to help small businesses accept credit cards in person, online and on the go. Its processing services come with advanced fraud protection, data encryption and other security tools to protect your business and customers.https://merchantservices.chase.comCornerstone Merchant ServicesCornerstone offers merchant accounts, a variety of processing equipment and its own online payment gateway, so you can accept credit card payments in-store, online and on the go. It pairs its customers with a dedicated account executive, so you'll have a consistent contact throughout the life of your account.http://cornerstonemerchant.comCredit Card Processing SpecialistsCredit Card Processing Specialists advertises a free terminal, no long-term contract, and a low-rate guarantee, though it only shows its qualified debit card rate on its website. It offers industry-specific merchant accounts, a variety of processing services and third-party software integration (including QuickBooks).http://www.creditcardprocessingspecialists.comCredit Card Processing - Merchant Services & Payment Processor CompanyAccept VISA, Mastercard, American Express, Discover and STAR credit and debit cards with a merchant account from Credit Card Processing - Merchant Services & Payment Processor Company, a Paysafe (formerly iPayment) company. It offers solutions for retail, restaurant, and e-commerce businesses, including POS systems, mobile credit card processing, and a virtual terminal for phone and mail orders.http://topten.creditcardprocessing.comCurrencycloudCurrencycloud is a cross-border payments platform based in New York and London that helps B2B businesses accept payments from international customers. It provides real-time exchange rates and has a global collections program that provides your clients with virtual, local account numbers so you can receive payments faster.https://www.currencycloud.comDharma Merchant ServicesDharma Merchant Services is a certified green business that provides payment processing for retail, restaurant and e-commerce businesses. It has no long-term contract requirements and is transparent about pricing, posting its complete rates and fees on its website. The company donates generously to charity and offers discounted rates to nonprofits.https://www.dharmamerchantservices.comE-Commerce ExchangeAccept credit cards and integrate your credit card terminal or POS system with QuickBooks when you use E-Commerce Exchange. The company also lets you accept international payments, online payments, checks, and EBT. It offers other business services such as small business loans, merchant cash advances, and payroll services.http://www.ecenow.comeData Financial GroupIn addition to providing in-person, mobile and online credit card processing for U.S. businesses, eData works with high-risk and international businesses. It offers additional business services, like small business loans, merchant cash advances, and marketing.https://edatapay.comEMSplusEMSplus is a mobile credit card processing app from Electronic Merchant Systems (EMS) that works on Apple and Android phones and tablets. It has flat-rate pricing and a month-to-month agreement with no setup, cancellation or monthly fees. There are also no monthly minimum processing requirements.https://plusbyems.comElectronic Cash Systems (ECS)ECS, a division of US Alliance Group, provides merchants with credit and debit card processing services. In addition to mobile credit card readers and countertop checkout terminals, ECS sells and supports ATMs. It offers additional business solutions such as ACH transfers, remote electronic deposits, and merchant cash advances.http://www.ecspayments.comElectronic Payment ExchangeAlso known as EPX, Electronic Payment Exchange has nearly 40 years of experience in the payment processing industry and is a subsidiary of North American Bancard. It uses multiple technologies to secure your processing data end-to-end and provides retail, online, mobile and ACH processing services.https://www.epx.comElectronic Payment SystemsElectronic Payment Systems is another provider that offers more than credit card processing. In addition to retail, mobile and online processing, it provides processing equipment, check processing, loyalty and gift cards, merchant cash advances, and marketing and SEO services.http://www.eps-na.comElectronic Transfer, Inc.Electronic Transfer, Inc. offers retail, e-commerce, mail, phone, and mobile credit card processing solutions. It claims low rates, but they aren't posted on its website. It advertises free merchant-account setup, virtual terminal, shopping cart, recurring billing and fraud prevention.http://www.electronictransfer.comeMerchanteMerchant offers credit card processing services for all types of businesses. This includes retail stores, service providers, ecommerce businesses, professional offices, and mobile merchants. The company claims to have the lowest rates for card present transactions but doesn't post them online. It promises fast approvals and quality customer service.http://www.emerchant.comEVO iPOSEVO iPOS, a division of EVO Payments International, was formerly known as Sterling Payment Technologies. This full-service credit card processor works with retail, restaurant, B2B, e-commerce and service businesses. It offers credit card readers, POS systems, mobile payment processing and value-added programs like gift cards.https://evoipos.comFastTransactFastTransact provides credit card processing services for businesses. The company has other products, including POS systems.https://www.fasttransact.comFattmerchantFattmerchant is an integrated payment technology platform that revolutionizes the payment processing experience for business owners through real-time data analytics, transparent subscription pricing, and award-winning customer support. Fattmerchant members enjoy all of these benefits with no hidden fees, no contracts, and unlimited processing.https://www.fattmerchant.comFederated PaymentsFederated Payments offers to check acceptance and merchant services, including retail, online, phone and mobile processing. It has a cash-advance program and notes that it approves most applicants and no financials are required to apply. Gift cards, customer loyalty programs, and processing equipment are also available from this company.http://www.federatedpayments.comFlintFlint has partnered with Stripe to offer an innovative mobile credit-card-processing system. You don't need a reader to accept credit cards on your smartphone – just download the credit card payment app, and then scan the card to process a transaction. It also comes with features like e-commerce processing and invoice billing.http://www.flint.comGlobal PaymentsGlobal Payments ranks among the largest credit card processors in the U.S., though it also serves businesses in many other countries. The company offers a full range of processing services to businesses of every size, across many industries, including retail, restaurant, healthcare, education, gaming, and nonprofits.http://www.globalpaymentsinc.comgoEmerchantgoEmerchant provides payment processing services for e-commerce businesses, but it works with companies that accept payments in person as well, offering terminals, a POS system and a mobile card reader. It also has developer tools for businesses that need custom integrations.https://www.goemerchant.comFree POS Systems & Payment ProcessingGotmerchant provides credit card processing services and equipment to retailers, restaurateurs, and online merchants. Its hardware options include credit card machines, wireless card readers, electronic cash registers and POS systems. It also offers touch tone credit card processing and integration with Yahoo Store Merchant accounts.http://www.gotmerchant.comHeartlandHeartland, a Global Payments company, is a popular small business credit card processor that provides in-person, e-commerce and mobile payment processing to businesses in many industries. The company offers interchange-plus pricing to all its merchants, which is the pricing model industry experts recommend. It also offers robust data security and 24-hour customer service.http://www.heartlandpaymentsystems.comHost Merchant ServicesHost Merchant Services offers interchange-plus pricing to all its merchants, and you can view its rates for businesses processing $10,000 or more per month on its website. Those processing less, as well as high-risk businesses, need to call for quotes. It offers discounted rates to nonprofits. There's no long-term contract, early termination fee, setup fee or monthly minimum.https://www.hostmerchantservices.comIntrixIn addition to merchant services and payment gateways, Intrix provides bespoke payment solutions to enterprise businesses, APIs that developers can use to connect with proprietary software, and white-label products such as virtual terminals, mobile apps, and hosted payment pages that resellers can customize with their own branding.http://intrix.comiTransactiTransact provides a full range of merchant services, including ACH processing. It also offers processing equipment, data analytics, and merchant cash advances. For its resellers, such as credit unions and community banks, it has a white-label mobile app and card reader that can be customized with your brand.http://itransact.comLeaders Merchant ServicesLeaders Merchant Services claims to have a 98 percent approval rate for merchant account applications and offers a free mobile card reader to new merchants. It advertises industry-low rates, though it doesn't post them on its website. The company can set you up with processing equipment and provides its merchants with 24/7/365 support.http://www.leadersmerchantservices.comLeap PaymentsLeap Payments offers interchange-plus pricing to all its merchants and is one of the few companies with a rate-lock guarantee. It sells a variety of terminals and POS systems. Supported businesses include retail stores, restaurants, professional and personal service providers, contractors and home services, and e-commerce stores. It also works with businesses in high-risk industries.http://www.leappayments.comMSI Merchant ServiceMSI Merchant Service is a Shift4 Payments company (formerly Harbortouch) that provides payment processing services and equipment to small businesses. MSI’s website talks about interchange rates, but its application shows tiered pricing, so you may need to specifically request interchange-plus pricing when you call for a quote. It offers on-site installation services and training as well as 24/7 technical support.http://www.msimerchantservice.comMaverick BankCardThis company works with various banking partners to deliver the right products and services for your business's needs. The businesses that Maverick BankCard can provide credit card processing services for run the gamut of industries: retail, restaurant, ecommerce, hospital, lodging, gas station and nonprofit. It can also work with high-risk businesses.http://www.maverickbankcard.comMerchant AnywhereMerchant Anywhere offers its processing services to small businesses on a month-to-month basis and charges a single monthly fee, which includes gateway services. There are no fees for application, setup, cancellation or statements. There’s also no monthly minimum. You can use Merchant Anywhere on Android and Apple devices as well as computers.http://www.merchantanywhere.comMerchant OneMerchant One offers processing solutions for small businesses that accept card payments in-store, online, on the go, or by mail and phone order. It approves a high percentage of applicants, can set up your account quickly and provides 24/7 customer support. It advertises low processing rates, but only posts the rate for qualified debit transactions on its website.http://www.merchantone.comMerchant Solutions LLCMerchant Solutions lets you accept credit cards in person, online and by phone. The company works with business of all sizes, including those that are home-based. Services also include mobile and PC credit card processing, as well as merchant and POS cash-advance programs. It advertises a free terminal placement program, but terms for it aren't posted.http://www.merchantsolutionsllc.comMoolahMoolah, not to be confused with Moolah Payments, is a rarity among mobile credit card processing companies, because it provides you with a merchant account and a Payment Processing: Accept Payments Anywhere gateway but charges very few fees. There are no monthly, annual, PCI, gateway or termination fees. It has flat, transparent pricing, pay-as-you-go terms, and a low monthly minimum. It integrates with hundreds of third-party apps, including e-commerce platforms and POS systems.https://www.moolah.ccNational BankcardNational Bankcard provides its processing services on a month-to-month basis with no cancellation fee. You can choose either interchange-plus or tiered pricing, but you'll have to call for a quote since only its qualified rate for swipe debit cards is posted on its website. The company sells terminals, POS systems, and mobile card readers, and you can view pricing for these items online.http://www.nationalbankcard.comNational Merchants AssociationNational Merchants Association is a merchant services provider that offers in-store and online credit card processing to small businesses, including high-risk merchants. It has flat-rate pricing, integrates with QuickBooks and many shopping carts, and supports recurring billing.https://www.nationalmerchants.comNational ProcessingNational Processing offers credit card processing for retail, restaurant, and online businesses, as well as those that sell over the phone or by mail order. It has interchange-plus pricing and you can view its rates on its website. ACH and check processing services are also available.http://nationalprocessing.comNational Transaction Corporation (NTC)NTC lets you process credit cards, debit cards, EBT cards, online payments, electronic checks and gift cards using your own phone, tablet or computer. NTC works with businesses in a variety of industries, including travel agencies and healthcare businesses that process medical claims.http://www.nationaltransaction.comNationwide Merchant SolutionsNationwide Merchant Solutions has a roster of services to help you accept credit cards and grow your business. In addition to in-person, mobile and online credit-card processing, it also offers ACH and Level 3 processing. It advertises no contract and interchange-plus pricing, though its rates aren’t posted on its website.http://www.nationwidemerchantsolutions.comNewtekNewtek offers a full suite of processing services for retail, mobile and ecommerce businesses, allowing you to accept all major credit and debit cards as well as payments made using mobile wallets like Apple Pay. Newtek sells a variety of processing equipment and provides its customers with 24/7 support.https://www.newtekone.comNextPayNextPay is a full-featured online credit-card-processing company that works with international businesses as well as those in some high-risk industries. Its features include email payments, subscription billing, multi-currency processing, API integration and an advanced anti-fraud system. Mobile credit card processing is also available from this company.http://www.nextpay.comNorth American BancardNorth American Bancard is a large credit card processor that provides a complete range of solutions, including check acceptance and ATM service. The company claims to have the fastest approvals in the industry and some of the lowest rates, though only its qualified debit rate is displayed on its website. Month-to-month terms are available to most merchants.http://www.northamericanbancard.comPayAnywherePayAnywhere, the mobile credit card processing arm of North American Bancard, offers two plans. The Mobile plan has flat-rate pricing, pay-as-you-go terms and no monthly fee or minimum. The Storefront plan is for businesses processing more than $5,000 per month. It has tiered pricing, which you can view on the company's website, plus a monthly fee. Card readers are available, including a Bluetooth option.https://www.payanywhere.comPayJunctionPayJunction provides its customers with interchange-plus pricing, and established merchants can submit billing statements to qualify for a rate match. It doesn't charge any PCI compliance, gateway, annual or exit fees, and it only charges a monthly fee if you process less than $10,000 per month. It connects with third-party applications and has an API for custom integrations.https://www.payjunction.comPayLeapAcquired by First Data in 2017, PayLeap is a mobile and online credit card processing service designed specifically for small businesses and online stores. PayLeap integrates with many shopping carts and social media sites, and your developers can use its APIs and SDKs to completely customize the service and software to suit your business's exact needs.http://www.payleap.comPayPal Credit Card ProcessingPayPal lets businesses of all sizes, including startups and microbusinesses, accept credit cards with minimal application requirements. It's affordable, has transparent pricing and terms, and is easy to use for both in-person and online transactions. It also integrates with many POS systems and shopping carts.https://www.paypal.comPayaPaya, known as Sage Payment Solutions before its acquisition by private equity firm GTCR, is a credit card processing company that you can use to accept debit and credit cards, mobile and online payments, and electronic checks or ACH. It has more than 300 integrations, allowing you to connect it to your shopping cart, POS system, and other business software.https://paya.comPayFrogPayFrog, which has been in the industry since 2010, has merchant services that include recurring billing, a simple shopping cart feature and emailed receipts.https://www.merchantcardservicespro.comPayment DepotLike other top processing companies, Payment Depot uses interchange-plus pricing, but it's membership-based, so there's no percentage markup, just a per-transaction fee, and a monthly membership fee. Multiple plans are available, based on your processing volume. There's no annual PCI compliance fee, and no cancellation fee if you decide to close your account.https://paymentdepot.compayment portalpayment portal offers a diverse portfolio of payment options. From mobile credit card processing options to POS systems to credit card processors designed for brick and mortar stores, PaymentPortal offers an option for nearly every type of business.https://paymentportal.usPaySafePaysafe is a global payments company that recently acquired iPayment. It provides in-store, mobile and online credit card processing, and works with merchants as well as with platforms and ISO partners that resell its services. Other Paysafe brands include Skrill, Neteller, Golo, and IncomeAccess.https://www.paysafe.comPaySimplePaySimple lets you accept payments online, in person and on the go. You can create and email invoices, and your customers can use the click-to-pay buttons to remit payments online. PaySimple supports recurring billing, can be set up to automatically email payment reminders and has a dashboard that tracks your accounts receivables.http://paysimple.comPineapple PaymentsPineapple Payments is a merchant services provider that offers omnichannel payment processing solutions to businesses of all sizes. It has an iPad POS system, integrations for all major shopping carts and EMV-capable mobile card readers. Its merchants can choose either interchange-plus or flat-rate pricing.http://pineapplepayments.comPlanet PaymentPlanet Payment provides domestic and international payment processing to merchants that accept payments in person and online, as well as to banks and payment service providers. In addition to its multicurrency processing services, it offers a money-transfer platform, risk management, authorization, and capture services and other advanced solutions.https://www.planetpayment.comSecurionPaySecurionPay is an online payment platform that works with B2B, SaaS, e-commerce and some high-risk online businesses registered in 40 European countries. With it, you can accept online payments from your international customers in 160 currencies. It has flat-rate pricing and no monthly fees. It integrates with many e-commerce platforms and an API is available for custom integrations.https://securionpay.comSekure Merchant SolutionsSekure Merchant Solutions offers retail, online, mobile and MOTO (mail order, telephone order) credit card processing. It works with businesses in many industries, including retail, restaurant, petroleum, hospitality, service, and government. It advertises low rates, but you'll have to call for a quote, as it doesn't post them on its website.https://sekuremerchants.comShopify PaymentsBusinesses using the Shopify platform to sell products online can use Shopify Payments to accept credit and debit card payments. You can also use the service to accept payments via social media channels like Facebook and Pinterest, as well as in-person using a mobile card reader. It has competitive flat rates and month-to-month terms, and you avoid paying an extra fee for using an external payment gateway.https://www.shopify.comSignature Card ServicesSignature Card Services provides in-store, online and mobile credit card processing to businesses of all sizes. It can also handle multi-currency processing and alternative payments, which may be useful if you have international customers, and Level 3 transactions, which can reduce the cost of accepting payments from your B2B and government clients.http://www.signaturecard.comSum upThis mobile credit card processing company is already popular in Europe and recently opened a U.S. office to expand its services to businesses in this country. It has a low, flat rate, apps for iOS and Android devices and a Bluetooth card reader that accepts chip and magstripe cards as well as mobile wallets like Apple Pay and Google Pay.https://sumup.comTSYSTSYS is one of the country's leading payment processors, and it recently acquired Cayan (formerly Merchant Warehouse). It works directly with businesses of all sizes across many industries, including healthcare, as well as indirectly through merchant account providers. It has everything you need to process credit cards in-store, online and on the go.http://www.tsys.comThe Transaction GroupThe Transaction Group specializes in providing merchant account services to international and high-risk businesses, including legal marijuana dispensaries and vape shops. It also serves low-risk businesses. Its merchants can accept all major credit and debit cards in-store, online, over the phone or mail order, and on the go. E-check processing is also available.https://thetransactiongroup.comTidal CommerceTidal Commerce, formerly known as Premier Payment Systems, provides credit card processing services to businesses of all sizes, across many industries, including retail, restaurant, healthcare, B2B and professional services. It offers its merchants the choice of simplified tiered or interchange-plus pricing, and you can view its rates online. It doesn't charge setup or cancellation fees.https://tidalpay.comTotal Merchant ServicesTotal Merchant Services is a large credit card processing company that was recently acquired by North American Bancard Holdings. It offers a complete range of payment processing products and services to businesses in many industries, such as retail, food and beverage, beauty and fitness, healthcare and professional services. It advertises free product placement, fast deposits, and 24/7 customer support.http://totalmerchantservices.comTransNational PaymentsTransNational Payments provides interchange-plus pricing to all its merchants. It offers in-store, mobile, MOTO and online credit card processing services. It has Level 2 and Level 3 processing for companies that accept B2B payments and also supports recurring payments. An API is available to merchants that need custom integrations.https://gotnpayments.comTransparent Merchant ServicesTransparent Merchant Services claims it can slash up to 68 percent off your current processing fees. The company charges a flat, monthly fee plus a per-transaction fee over interchange, which may be a cost-effective pricing model for companies with large sales tickets. As with most processors, you pay an annual PCI compliance fee. There's no contract, and no cancellation or setup fees.http://www.trytransparent.comTSYSTSYS is one of the country's leading payment processors, and it recently acquired Cayan (formerly Merchant Warehouse). It works directly with businesses of all sizes across many industries, including healthcare, as well as indirectly through merchant account providers. It has everything you need to process credit cards in-store, online and on the go.https://www.tsys.comUpserveIf your restaurant uses Upserve's Breadcrumb POS, you can accept credit cards using Upserve Payments. With this credit card processing service, you can accept payments tableside or at a checkout station. You pay the interchange rate plus a per-transaction fee for each sale, and the monthly subscription fee for the POS software.https://upserve.comVelocity Merchant Services (VMS)VMS provides online, mobile and in-store processing solutions and processing equipment, including card readers, POS systems and cloud-based terminal options, it also offers merchant cash advances, loyalty programs and a website builder for your online store.http://getvms.comWorldpayWorldpay, Inc, formed after Vantiv acquired Worldpay, is one of the world's leading payment processors. It offers advanced omnichannel products and services to make credit card processing work even better for your business. These include developer resources to integrate Worldpay with apps your company already uses and value-added services like gift cards, loyalty programs, and working capital.https://www.worldpay.comSquareSquare is the best mobile credit card reader because it is easy to use, packed with features, and usable as an iPad or Android POS system.https://squareup.comStripeStripe is the best online credit card processor because it's easy to use and has transparent pricing, extra features, and custom options.https://stripe.comFirst DataFirst Data is the best credit card processor for businesses with lots of sales: It offers contract-free pricing tiers that can reduce costs.http://www.firstdata.comCard Z3NThe business offers a large number of services ranging from merchant services to HR services to consulting. Card Z3N's merchant services and credit card processing offerings are designed specifically with small businesses in mind.https://www.cardz3n.comElavon Credit Card ProcessingFormerly NOVA, Elavon is one of the largest credit card processors in the world. It works with businesses of all sizes, though its focus is small and midsize businesses. Its services include retail, mobile, and online credit card processing, and it posts its pricing online. Elavon can provide you with processing equipment as well.http://www.elavon.comHelcimHelcim is the best credit card processor for small businesses, with transparent, locked-in and affordable pricing. It also has numerous features and integrations that are helpful for small businesses.https://www.helcim.comPaylinePayline provides cost-effective credit card processing solutions with no lengthy contracts to businesses of all sizes. It has multiple plans, each featuring interchange-plus pricing with rates posted on its website. Custom solutions are also available. Payline offers in-store, online, mobile and ACH payment processing, as well as subscription billing services.https://paylinedata.comTouchSuiteTouchSuite offers multiple POS systems and business services. In addition to its TouchSuite Restaurant POS system, it resells Talech to quick-service restaurants, QuickBooks POS to large retailers, Clover to small and midsize retailers, Booker to salons and spas, and Payment Processing: Accept Payments Anywhere to e-commerce businesses. It also offers credit card processing and SEO, working capital and marketing solutions.https://touchsuite.comBluePay ProcessingBluePay Processing, recently acquired by First Data, offers all-in-one credit card processing solutions for a wide range of B2B and B2C merchants, including nonprofits. It offers omnichannel and Level 3 card processing, but it specializes in online transactions and integrates with more than 450 software platforms.http://www.bluepay.comPayPal Credit Card ProcessingPayPal lets businesses of all sizes, including startups and microbusinesses, accept credit cards with minimal application requirements. It's affordable, has transparent pricing and terms, and is easy to use for both in-person and online transactions. It also integrates with many POS systems and shopping carts.https://www.paypal.comPinpoint PaymentsPinpoint Payments offers merchant services and credit card processing services for businesses. The company has an A+ BBB rating and features an easy-to-use platform.https://pinpointpayments.comAlliedWalletAlliedWallet provides credit card processing and merchant services to its users. The business was founded in 2005 and offers features including an eWallet and user-friendly dashboards.https://www.alliedwallet.comAuricAuric aims to provide businesses with affordable credit card processing options. The business passes the credit card processing fee to consumers through a service charge, and the platform offers a discount when customers use cash.https://www.thinkauric.comEditor's note: Looking for a credit card processor for your business? If you're looking for information to help you choose the one that's right for you, use the questionnaire below to have our sister site, BuyerZone, provide you with information from a variety of vendors for free:Does your business currently accept credit cards?This is a lot of information, and I hope that you find the answers that you seek. Thanks for your question