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In what areas is Europe better than the US?
Having lived in both and being from neither, I guess I'm entitled to a couple of opinions.If you are not a millionaire, pretty much everything. Life is just better for the average person in Europe.- Work: It's not as easy to be fired as in the US. There are protections for the workers, paid vacations, and maximum number of hours. The working conditions in the US are humiliating.- Health: Ask anyone in the US, but really, anyone: anyone will have a story about some condition that he or she should have gone to see a doctor, but didn't want to spend a thousand dollars on that. In Europe, this is a non-issue.- Food: You know the non-GMO, organic, range, local, gourmet, whole-foods kind of stuff? In Europe, it's called FOOD. Besides, the "organic" (or bio, in some countries) denomination of food in Europe is really restrict. The FDA allows some food to be labeled organic with amounts of chemicals that are not even legal for any kind of food in Europe.Food is a whole level of things. Besides the better quality of produce, there are italians (real italians), and french (real french) everywhere. Enough said.- Coffee: You sit down and enjoy a good coffee, usually in a nice place, and relax. You don't drink a bucket of crap in the car. Speaking of which, the next topic:- Cars: It's not even funny. American cars are the joke of the world's industry. Only brazilian, russian and chinese manage to make worse cars than america, and I'm not sure about that. No, seriously. American cars are huge, unsafe, inefficient and slow. Which leads to something else:- Driving: Americans can't drive properly. Go to any interstate. Roads are crap, and everybody drives anywhere. There's no passing lane. Most people don't use winter tires - they rely on bigger cars, which is actually worse.Because of that, transport is expensive in US, moving around is absurdly expensive, even though fuel is so cheap.- Moving around: because the US is not a real market economy, but an unregulated set of cartels, things are way more expensive than they should. This affects air travel, in a country so big. I can travel in Europe with prices 90% smaller than I travel within the US. - Telecommunications: Same reason. There's no real competition in the US. The internet is a joke, and it's filtered, analyzed by the NSA, throttled by your ISP, expensive and slow. Really expensive. Really slow. My house in the US (in a city with 300k people) has a 3mpbs connection, for 60 dollars a month. My house in Germany (in a village with 10,000 people) has a 100mpbs, for 20 euros a month.- TV: There is plenty of state-sponsored TVs, which are high quality. There's no FOX news. - Education: in Europe, it is generally free from kindergarten to the PHD. This is where the US will fail in the future. It already lost a generation, and if they don't fix this, US will suffer for the next centuries.- Personal safety: The number of murders, burglaries, robberies, in most of Europe is a fraction of that from the US. You as an individual feel safer. Especially from your fellow citizens. I know that if I ride my bicycle in the middle of the night, nothing will happen. In florida, I'm afraid of doing so during the day.- Police: If you are not white, you are in trouble in the US. It's a sad reality of a country which had de facto slavery until 40 years ago, and official segregation until 60 years ago.No one fears the police in Europe like a black or latino person does in the US.- Culture: do I really need to go on this one? Besides Europe being the birthplace of western culture, what I mean here is that when everyone has better education, and no need to work to pay your college or your hospital, you have more time to learn things. And to travel. And to speak multiple languages. It's hard to see someone monolingual. In the area I live now (close to the border with the Netherlands and Belgium), it's hard to see bilinguals. Everybody speaks German, the local dialect (closer to dutch), and the young people speak English and French. It's not a big deal.- Environment: the aspirations of the people still count more than the interests of corporations, quite different from the US. So, the air is cleaner (thanks to bigger restrictions and WAY more efficient vehicles), the water is better and so on.- Pressure from corporations: There's no pressure to put corn syrup on everything. Or fracking. Or you name it.- Sugar: in the US, everything has sugar. And our body gets addicted. People drink bucketloads of soda, but even avoiding that does not make you free from sugar. It's everywhere. Your pizza has a shitload of it (not that american pizza is any good anyway). Your bread. Everything. Which leads to...- Obesity. Seriously, when I see dutch people riding bicycles under negative temperatures, looking all elegant, and I remember the lazy fat people riding electric wheelchairs inside a supermarket, I just feel sad. In Europe I don't see anyone riding around the parking lot of a supermarket until they find a parking spot right by the door, instead of walking 50 meters.- The metric system: Really. Don't get me started on that one. - Equality. European economies are way more equal than US, and it shows. You don't have nearly as much people depending on the government to live as there are people in the US using food stamps. The veterans don't end up in the streets. You don't see people making billions, while tell their own employees how to withstand hard times, like McDonald's CEO did last year.- Manufacturing: It's the same problem as the cars. In the US, you have badly-paid, overworked employees which have a bunch of problems no one needs to care about in Europe, and it shows. Everything is flimsy. Look at a window in an American house and look at a German, solid window. It's the same with everything. Every time I go to the US, I think that everything is made to be super cheap and disposable, from the houses to cars to clothes. - Drinking: in most countries, it's legal to drink from 16, and guess what? It's not a big deal. Kids drink, and get used to it. This leads to lower levels of binge drinking, like american kids do when they legally can (even though they drink and use drugs much more than in Europe).- Civil liberties. You can marry anyone you want, of any gender. No one cares. I can go on. What is better in the US? THE PEOPLE. Americans are lovely and nice. They are warm, nice people. The same can't always be said of German or French or Danish, for example.
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Can anyone suggest a good company that provides HIPAA compliant medical transcription outsourcing?
Benefits of Online Medical Transcription CompaniesAccurate documentation of healthcare details of a patient is vital to ensure appropriate ongoing care for the patient, and for these healthcare providers rely on online medical transcription companies. Flawless documentation is also indispensable from the point of view of ensuring error-free provider billing. Offshore medical transcription services & Outsourcing reduces the writing work and effort ofphysicians,while reducing the risk of legal disputes and problems related to insurance reimbursement. With increasing popularityforthese services on a global level, developing countries in Europe are investing more on building MTSOs.Growing Preference for Medical Transcription CompaniesTransparency Market Research’s Medical Transcription Services Market Research Report by Regional Analysis” forecasts steady growth of the transcription market through 2019. Due to increased healthcare documentation in the U.S., North America dominates the global market. Most medical professionals utilizing this service are domiciled in the United States which outsourcing.in-shore is expected to give more scope forFactors driving market growth include the following.The main factor driving cost reduction in this market is many major MTSOs coming up with cost-effective products.The growing awareness of the importance of accurate medical documentation and its implementation by healthcare physicians, hospitals, clinics and other healthcare institutes is also driving market growth.providers includingIncreased awareness about the benefits of electronic patient recordkeepingGovernment initiativesIncreased geriatric population worldwideReimbursement processingAvailability of various software leading to competitive cost reductions.Medical Transcription OutsourcingCombining Human Perception and Leading Technology for the Best ResultsA signNow trend in the transcription market is the use of novel recording system that combines different types of automatic audio recorders and speech recognition technology. Nowadays, many companies are offering both transcription services and software. Audio recorders are being replaced by speech recognition software that automaticallyconvertaudio into text format. However, here too human intervention via transcribers becomes necessary to edit the transcripts prepared by the speech recognition system.Providers leading in the industry combine technology and human skills to ensure precision in the clinical documentation process.The advantage of this approach is that the transcriptionists who are highly trained understand the medical context, check for accuracy and provide outstanding service that cannot be obtained from a software system alone.As these companies are effectively staffed, they can ensure production coverage in peak volume periods and round-the-clock service.They are also seriously committed to HIPAA privacy and security and ensure complete confidentiality of patient information.They can work with EMR/EHR systems via HL7 interface. They can directly work with most EMRs or upload reports into them.They can also help customers to post old medical records into the electronic record system.In addition to this, healthcare providers can also utilize a full suite of revenue cycle management (RCM) solutions including medical billing and coding services.Hospitals Benefiting from Outsourced Medical TranscriptionMany hospitals among other healthcare organizations choose to outsource their healthcare documentation requirements. Boone Hospital Center in Columbia has partnered with a service provider in order to achieve “greater efficiencies” in this process. A major reason for the switch is the mandatory ICD-10 implementation. This regulatory change, which is the first ICD update in 35 years demanded a comprehensive communication and retraining process to educate staff about the new ICD-10 requirements, according to a hospital spokesperson. He pointed out that outsourcing these tasks has become a healthcare industry standard over the past five years, especially with the advent of electronic medical records. Many healthcare providers depend on outsourced services for transcribing medical documents such as for surgeries with complex notes.There is no doubt that offshore medical transcription is a fast-growing and promising segment in the field of future patient documentation. These effective solutions enable care providers to meet their complex documentation requirements in an increasingly challenging and advancing healthcare environment.More...
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What are the best features of Microsoft Office 365?
Here’s a breakdown of some awesome Features Office 3651. Work Smarter, EverywhereAfter buying Office 365, you also gain access to its accompanying mobile apps and browser apps. This allows you to access their cloud service from any up to date web browser on your desktop or mobile device. Even better yet, you don’t have to install Office software on your computer to do this.The mobile app allows you to access all of your Office 365 subscriptions and Office products right from your smartphone or tablet; this includes Word, Excel, Powerpoint, Onenote, and more. Cut the cord and stop working on your PC only — download the Microsoft Office 365 mobile app to stay productive, even while on the go.2. Enjoy 50 GB of StorageEach Office 365 user receives a whopping 50 GB of storage with Exchange Online; this can be used to save emails, calendar events, task lists, meeting notes, contact information, and email attachments.You can save some more space in your mailbox by utilizing the OneDrive cloud storage feature to share attachments.Your OneDrive storage is also synced to your device, enabling you to work offline on files. As soon as you reconnect to the web, the newest versions of your documents will be automatically uploaded to your cloud storage. The new versions of your documents will also be sent to any other connected device, including your phone or tablet — nifty!3. Edit Documents with Real-Time Co-AuthoringCollaborate online and see changes your team makes to shared documents within your Office apps as they happen with the real-time co-authoring feature in Word. Save your file to OneDrive cloud storage or SharePoint so your team can access the document and make any necessary edits or updates. You can also share it directly from Word by utilizing a handily integrated sidebar. As the publisher and access-giver, you can edit accessibility settings at any time.With the improved version control that was rolled out with Office 2016 co-authoring, you can see which changes to the document were made by which contributor and when the update was made. You can also easily revert back to a previous version of the file whenever you need to.4. Connect with Co-WorkersYou may not have known this, but Office apps include a Skype in-app integration. You can use this feature to instant message your teammates, share your screen during meetings and have audio or visual conversations — without even exiting the Office apps you’re working in. You can continue Skype conversations even after you close your office apps via your desktop or mobile version of Skype. The best part? Your team will receive unlimited Skype minutes.Source: Microsoft5. Send Links, Not FilesIt’s time to move away from email attachments. It’s never been easier to share documents for co-authoring!Simply upload your file to Office 365’s cloud storage. Then, write your email via Outlook or the Outlook web app. Rather than attaching your document to the email, you can insert a link to the file on your cloud. Outlook will automatically allow email recipients to edit the document you wish to share. You can always change permissions on any document at your convenience.6. Convert OneNote Items into Outlook Calendar EventsEasily configure OneNote items to tasks within your Outlook calendar. You can also assign tasks to colleagues, complete with follow-up reminders and concise due dates. You can also transfer meeting notes taken in OneNote via email to your teammates, and add important details (date, location, and attendees) to their respective meeting.7. Use Your Mouse as a Laser Pointer during PowerPoint PresentationsWith only a simple keyboard shortcut (Ctrl + P), your mouse can be used as a laser pointer during your PowerPoint presentations. You can also use the “presenter mode” commands while using this feature.The laser pointer tool has been a nifty trick within older versions of the office apps for years; however, it was only recently integrated for touch-screen devices. All you have to do is hold down on your device’s screen, and the laser pointer will appear.8. Create a Power Map Using ExcelTurn data into a 3-D interactive map with Power Map, one of the many Power BI-enhanced data visualization features that Excel has to offer. It comes with three different filters: List, Range, or Advanced. The Power Map will help you not only convey your data more effectively, but also support your claims by creating a tangible story from the numbers.
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What have real estate agents found to be the best online tools for getting leads?
Facebook & Instagram are excellent tools for real estate companies to use if they want to make the most of their social media strategy. If you want to promote real estate on Instagram, there are a few important things to consider.Using these social networks to collect leads well involves more than simply posting images regularly. You need to be able to plan and run the right, which means you need to know where to find your audience.Now let me give my personal suggestion on this matter, the best way to collect leads using Facebook & Instagram is the Facebook Lead Ads feature.Why the Facebook lead ads is so important for your brand?Here are the 4 core reasons for a business to choose Lead Ads as your advertising platform:1)It’s cheaper than the traditional types of ads. There’s no doubt that by using Lead Ads you can definitely save money of your advertising budget. Based on our experience we can confirm that using Facebook Lead ads reduces the costs per lead to less than a half of usual spend.2)It creates brand awareness. Facebook, currently the biggest social media platform is the right place to start to build your brand awareness, as makes the whole process of creating your audience and converting it into a lead, as easiest as it can be.3)It saves time. When Facebook presented Lead Ads, they announced it as tap tap done feature, and it literally is like that. It saves user’s time but also yours, as make it fast and easy for you, lead creator to prepare and manage your leads.4)It is a fully customizable tool. In fact, it is possible to customize the form with different fields like: size people business, field of study, etc…when creating an ads campaign.Don’t worry if it is your first time in the Lead Ads world I am happy to suggest to you this free guide, that will help you to learn more about this topic ;)Check out our video to discover 4 instagram tips to boos your real estate marketing strategy !
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Is it worth giving a real estate agent 3% for selling your home? I don't think they do anything except put it on the MLS. The bu
Realtors hear this all the time. I don't understand why you don't want us to be paid for our effort. The charge is more then just what we do which I have a list to put on here. It is the expense-car, repairs, time, fees ( and believe me there are many over 1200 a year here minimum) gas, computer, phone, cable, and much more. We work so hard. We are constantly going to classes and I can't overdo what it takes. Here is the list and this++++++++ more is what you get for your 3%.A side note-If your house doesn't sell the Realtor gets $0 zip Nothing and they still have done lots of work. How many people work for free?Association of REALTORS® (NAR) presented it to Congress to demonstrate all the tasks that real estate professionals must do to close a single transaction.Pre-listing activities ___ 1. Make appointment with seller for listing presentation. ___ 2. Send a written or e-mail confirmation of appointment and call to confirm. ___ 3. Review appointment questions. ___ 4. Research all comparable currently listed properties. ___ 5. Research sales activity for past 18 months from MLS and public databases. ___ 6. Research “average days on market” for properties similar in type, price and location. ___ 7. Download and review property tax roll information. ___ 8. Prepare “comparable market analysis” (CMA) to establish market value. ___ 9. Obtain copy of subdivision plat/complex layout. ___ 10. Research property’s ownership and deed type. ___ 11. Research property’s public record information for lot size and dimensions. ___ 12. Verify legal description. ___ 13. Research property’s land use coding and deed restrictions. ___ 14. Research property’s current use and zoning. ___ 15. Verify legal names of owner(s) in county’s public property records. ___ 16. Prepare listing presentation package with above materials. ___ 17. Perform exterior “curb appeal assessment” of subject property. ___ 18. Compile and assemble formal file on property. ___ 19. Confirm current public schools and explain their impact on market value. ___ 20. Review listing appointment checklist to ensure completion of all steps.Listing appointment presentation ___ 21. Give seller an overview of current market conditions and projections. ___ 22. Review agent and company credentials and accomplishments. ___ 23. Present company’s profile and position or “niche” in the marketplace. ___ 24. Present CMA results, including comparable properties, sold listings, current listings and expired listings. ___ 25. Offer pricing strategy based on professional judgment and interpretation of current market conditions. ___ 26. Discuss goals to market effectively. ___ 27. Explain market power and benefits of multiple listing service. ___ 28. Explain market power of Web marketing, IDX and REALTOR.com. ___ 29. Explain the work the brokerage and agent do “behind the scenes” and agent’s availability on weekends. ___ 30. Explain agent’s role in screening qualified buyers to protect against curiosity seekers. ___ 31. Present and discuss strategic master marketing plan. ___ 32. Explain different agency relationships and determine seller’s preference. ___ 33. Review all clauses in listing contract and obtain seller’s signature.After listing agreement is signed ___ 34. Review current title information. ___ 35. Measure overall and heated square footage. ___ 36. Measure interior room sizes._ ___ 37. Confirm lot size via owner’s copy of certified survey, if available. ___ 38. Note any and all unrecorded property lines, agreements, easements. ___ 39. Obtain house plans, if applicable and available. ___ 40. Review house plans, make copy. ___ 41. Order plat map for retention in property’s listing file. ___ 42. Prepare showing instructions for buyers’ agents and agree on showing time window with seller. ___ 43. Obtain current mortgage loan(s) information: companies and account numbers. ___ 44. Verify current loan information with lender(s). ___ 45. Check assumability of loan(s) and any special requirements. ___ 46. Discuss possible buyer financing alternatives and options with seller. ___ 47. Review current appraisal if available. ___ 48. Identify Home Owner Association manager if applicable. ___ 49. Verify Home Owner Association fees with manager — mandatory or optional and current annual fee. ___ 50. Order copy of Homeowner Association bylaws, if applicable. ___ 51. Research electricity availability and supplier’s name and phone number. ___ 52. Calculate average utility usage from last 12 months of bills. ___ 53. Research and verify city sewer/septic tank system. ___ 54. Calculate average water system fees or rates from last 12 months of bills. ___ 55. Or confirm well status, depth and output from Well Report. ___ 56. Research/verify natural gas availability, supplier’s name & phone number. ___ 57. Verify security system, term of service and whether owned or leased. ___ 58. Verify if seller has transferable Termite Bond. ___ 59. Ascertain need for lead-based paint disclosure. ___ 60. Prepare detailed list of property amenities and assess market impact. ___ 61. Prepare detailed list of property’s “Inclusions & Conveyances with Sale.” ___ 62. Compile list of completed repairs and maintenance items. ___ 63. Send “Vacancy Checklist” to seller if property is vacant. ___ 64. Explain benefits of Home Owner Warranty to seller. ___ 65. Assist sellers with completion and submission of Home Owner Warranty application. ___ 66. When received, place Home Owner Warranty in property file for conveyance at time of sale. ___ 67. Have extra key made for lockbox. ___ 68. Verify if property has rental units involved. And if so: ___ 69. Make copies of all leases for retention in listing file. ___ 70. Verify all rents and deposits. ___ 71. Inform tenants of listing and discuss how showings will be handled. ___ 72. Arrange for yard sign installation. ___ 73. Assist seller with completion of Seller’s Disclosure form. ___ 74. Complete “new listing checklist.” ___ 75. Review results of Curb Appeal Assessment with seller and provide suggestions to improve salability. ___ 76. Review results of Interior Décor Assessment and suggest changes to shorten time on market. ___ 77. Load listing into transaction management software program.Entering property in MLS database ___ 78. Prepare MLS Profile Sheet — agent is responsible for “quality control” and accuracy of listing data. ___ 79. Enter property data from Profile Sheet into MLS listing database. ___ 80. Proofread MLS database listing for accuracy, including proper placement in mapping function. ___ 81. Add property to company’s Active Listings list. ___ 82. Provide seller with signed copies of Listing Agreement and MLS Profile Sheet Data Form within 48 hours. ___ 83. Take additional photos for upload into MLS and use in flyers. Discuss efficacy of panoramic photography.Marketing the listing ___ 84. Create print and Internet ads with seller’s input. ___ 85. Coordinate showings with owners, tenants, and other Realtors®. Return all calls — weekends included. ___ 86. Install electronic lock box if authorized by owner. Program with agreed-upon showing time windows. ___ 87. Prepare mailing and contact list. ___ 88. Generate mail-merge letters to contact list. ___ 89. Order “Just Listed” labels and reports. ___ 90. Prepare flyers and feedback faxes. ___ 91. Review comparable MLS listings regularly to ensure property remains competitive in price, terms, conditions and availability. ___ 92. Prepare property marketing brochure for seller’s review. ___ 93. Arrange for printing or copying of supply of marketing brochures or flyers. ___ 94. Place marketing brochures in all company agent mailboxes. ___ 95. Upload listing to company and agent Internet sites, if applicable. ___ 96. Mail “Just Listed” notice to all neighborhood residents. ___ 97. Advise Network Referral Program of listing. ___ 98. Provide marketing data to buyers from international relocation networks. ___ 99. Provide marketing data to buyers coming from referral network. ___ 100. Provide “Special Feature” cards for marketing, if applicable. ___ 101. Submit ads to company’s participating Internet real estate sites. ___ 102. Convey price changes promptly to all Internet groups. ___ 103. Reprint/supply brochures promptly as needed. ___ 104. Review and update loan information in MLS as required. ___ 105. Send feedback e-mails/faxes to buyers’ agents after showings. ___ 106. Review weekly Market Study. ___ 107. Discuss feedback from showing agents with seller to determine if changes will accelerate the sale. ___ 108. Place regular weekly update calls to seller to discuss marketing & pricing. ___ 109. Promptly enter price changes in MLS listings database.The offer and contract ___ 110. Receive and review all Offer to Purchase contracts submitted by buyers or buyers’ agents. ___ 111. Evaluate offer(s) and prepare “net sheet” on each for owner to compare. ___ 112. Counsel seller on offers. Explain merits and weakness of each component of each offer. ___ 113. Contact buyers’ agents to review buyer’s qualifications and discuss offer. ___ 114. Fax/deliver Seller’s Disclosure to buyer’s agent or buyer upon request and prior to offer if possible. ___ 115. Confirm buyer is pre-qualified by calling loan officer. ___ 116. Obtain pre-qualification letter on buyer from loan officer. ___ 117. Negotiate all offers on seller’s behalf, setting time limit for loan approval and closing date. ___ 118. Prepare and convey any counteroffers, acceptance or amendments to buyer’s agent. ___ 119. Fax copies of contract and all addendums to closing attorney or Title Company. ___ 120. When Offer-to-Purchase contract is accepted and signed by seller, deliver to buyer’s agent. ___ 121. Record and promptly deposit buyer’s earnest money into escrow account. ___ 122. Disseminate “Under-Contract Showing Restrictions” as seller requests. ___ 123. Deliver copies of fully signed Offer to Purchase contract to seller. ___ 124. Fax/deliver copies of Offer to Purchase contract to selling agent. ___ 125. Fax copies of Offer to Purchase contract to lender. ___ 126. Provide copies of signed Offer to Purchase contract for office file. ___ 127. Advising a seller in handling additional offers to purchase submitted between contracts and closing. ___ 128. Change MLS status to “Sale Pending.” ___ 129. Update transaction management program to show “Sale Pending.” ___ 130. Review buyer’s credit report results — Advise seller of worst and best case scenarios. ___ 131. Provide credit report information to seller if property to be seller-financed. ___ 132. Assist buyer with obtaining financing and follow up as necessary. ___ 133. Coordinate with lender on discount points being locked in with dates. ___ 134. Deliver unrecorded property information to buyer. ___ 135. Order septic system inspection, if applicable. ___ 136. Receive and review septic system report and assess any impact on sale. ___ 137. Deliver copy of septic system inspection report to lender and buyer. ___ 138. Deliver well flow test report copies to lender, buyer and listing file. ___ 139. Verify termite inspection ordered. ___ 140. Verify mold inspection ordered, if required.Tracking the loan process ___ 141. Confirm return of verifications of deposit and buyer’s employment. ___ 142. Follow loan processing through to the underwriter. ___ 143. Add lender and other vendors to transaction management program so agents, buyer and seller can track progress of sale. ___ 144. Contact lender weekly to ensure processing is on track. ___ 145. Relay final approval of buyer’s loan application to seller.Home inspection ___ 146. Coordinate buyer’s professional home inspection with seller. ___ 147. Review home inspector’s report. ___ 148. Enter completion into transaction management tracking software program. ___ 149. Explain seller’s responsibilities with respect to loan limits and interpret any clauses in the contract. ___ 150. Ensure seller’s compliance with home inspection clause requirements. ___ 151. Recommend/assist seller with identifying and negotiating with trustworthy contractors for required repairs. ___ 152. Negotiate payment and oversee completion of all required repairs on seller’s behalf, if needed.The appraisal ___ 153. Schedule appraisal. ___ 154. Provide comparable sales used in market pricing to appraiser. ___ 155. Follow up on appraisal. ___ 156. Enter completion into transaction management program. ___ 157. Assist seller in questioning appraisal report if it seems too low.Closing preparations and duties ___ 158. Make sure contract is signed by all parties. ___ 159. Coordinate closing process with buyer’s agent and lender. ___ 160. Update closing forms and files. ___ 161. Ensure all parties have all forms and information needed to close the sale. ___ 162. Select location for closing. ___ 163. Confirm closing date and time and notify all parties. ___ 164. Assist in solving any title problems (boundary disputes, easements, etc.) or in obtaining death certificates. ___ 165. Work with buyer’s agent in scheduling and conducting buyer’s final walk-through prior to closing. ___ 166. Research all tax, HOA, utility and other applicable pro-rations. ___ 167. Request final closing figures from closing agent (attorney or Title Company). ___ 168. Receive and carefully review closing figures to ensure accuracy. ___ 169. Forward verified closing figures to buyer’s agent. ___ 170. Request copy of closing documents from closing agent. ___ 171. Confirm buyer and buyer’s agent received title insurance commitment. ___ 172. Provide “Home Owners Warranty” for availability at closing. ___ 173. Review all closing documents carefully for errors. ___ 174. Forward closing documents to absentee seller as requested. ___ 175. Review documents with closing agent (attorney). ___ 176. Provide earnest money deposit from escrow account to closing agent. ___ 177. Coordinate closing with seller’s next purchase, resolving timing issues. ___ 178. Have a “no surprises” closing so that seller receives a net proceeds check at closing. ___ 179. Refer sellers to one of the best agents at their destination, if applicable. ___ 180. Change MLS status to Sold. Enter sale date, price, selling broker and agent’s ID numbers, etc. ___ 181. Close out listing in transaction management program.Follow up after closing ___ 182. Answer questions about filing claims with Home Owner Warranty Company if requested. ___ 183. Attempt to clarify and resolve any repair conflicts if buyer is dissatisfied. ___ 184. Respond to any follow-up calls and provide any additional information required from office files.
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How do I go about registering a startup in India, initially without any co-founders, but making provision for some in the future
Once when you have come up with a great idea and have decided how to register a business company in India, then certainly you must follow some procedures to register your business in India. After deciding regarding registration, naturally there arise many questions like where should you get the application form, what is the process for registration, what is the registration fee, whom should I contact for making my registration successful.To get rid of all the confusion, let we help you make your registration process simple and easy with all necessary details. This article will help you with all the relevant information as a step-by-step procedure for those who have decided to register a business in India or to those who have considering registering a business in India.Before entering into the registration process, you must be aware of some basic information about the country where you are going to register your business in. India is the seventh largest country with the pool of opportunities in the emerging market for the world. Any business in India will likely succeed in their field because, after the Republic of China, India ranks as the second populated country in the world. To make your registration process easy first, you must gather some information about the country namely; their culture, common business trends and the landscape of India. It will help you decide which part of the country you want to and can register your business. The Indian market trend remains as relationship oriented.It is obviously easier for an Indian citizen to register a business in India compared to a foreign country. I am going to list all the official procedures that required for registering a company in India.RELATED POST: LEGALRAASTA RAISES INR 7 CRORE FROM ANGEL INVESTORSLet’s start, what is a company?A company is an association, which is organised and formed to carry out a Business. A company is a legal entity that is classified and should be registered under the company Act 1956. This company Act subdivides the company into two categories called as the private corporation/company and Public company.Let’s Understand What Private Company And Public Company IsWhat is Private Limited CompanyHere are the features of a private limited company as follows:A Private company can have a maximum of 50 members.It restricts to transfer his or her shares to anyone.Should not invite public to subscribe regarding a company share.A private company should have a minimum capital of 1 Lakh Rupees or capital may vary time to time.The private company should only have two board members and may have two directors.Once a private company is incorporated, it can start its business.What is Public Limited CompanyThe characteristic of a public limited company is as follows:There is no limit of members in the public limited company.It can transfer his or her shares to their shareholders.It allows inviting the public to subscribe regarding company shares.The public limited company should have a minimum capital of 5 Lakh Rupees or the capital may vary from time to time.The minimum number of board members required in a public company is seven and must have at least three directors.The company can start its business only after receiving its commencement certificate.Why Should You Register Your Company?The main reasons to register your company are as followsProtectionTransferable ownershipRetirement fundsTaxationRaising funds through sale of stockDurabilityCredit ratingHow To Register A Business Company In IndiaTo register a company in India, it may take the duration of about 15 days to a month and sometimes more than that. Every state has a regional office of the Registrars of the company (ROC) to guide the registration process. On whitedust, we are going to give a step by step procedure to register a company, especially in India.Steps To Register A Company In IndiaStep 1: How To Obtain The DIN (Director Identification Number)First and the first process in registering a company is to acquire a DIN for directors. The government has set new requirement under which directors for an Indian company, in which both an Indian and a Foreigners must register and get a unique identification number. It called as DIN(Director Identification number). The Ministry Of Corporation Affairs (MCA) issues DIN, which is a unique identification number for an existing director or to the person who is intended to become a director of the company. Even if a person severs as a director to many companies only one DIN is allotted to a particular individual. For every director company DIN has been made compulsory according to the Amendment Act 2006.The Ministry Of Corporation Affairs (MCA) identifies the directors of the company by using this DIN. The process takes approximately one or two days with a registration fee of 100INR.Here are the Mandatory Documents required:-Identity ProofPassportDriving licenseVoter IDPAN cardA photograph is a mustAddress ProofRation cardBank statementElectricity BillAlso Read: 10 TIPS FOR STARTING A HOME-BASED FOOD BUSINESSSteps to fill the E- form for obtaining DIN:-Create a login ID with an username and password in the MCA website (mca.gov.in).After creating an account with MCA. Log in to your account and fill the E- Form to generate your DIN.Download the E-form DIN-1 and fill it with the necessary details.Procedure to fill the DIN 1 form:a. Enter the full name of the applicant and make sure not to use abbreviations.b. Enter your father’s name even if the woman is married.c. Select the options whether you are a citizen of India or not.d. Attach the latest photograph of the applicant in the box provided. The full face of the applicant should be clear. It should be in JPEG format.e. Enter the nationality as mentioned in your passport.f. Specify your current occupation and your education qualification.g. Enter your date of birth in the given format (date- month-year).h. Specify your gender by selecting one of the two options.i. Enter your place of birthj. Enter your Pan card number. Once it is entered it will highlight the “Verify income tax PAN details “ button click on it to verify.k. Enter your Voter’s Id number, Passport number and Driving licence number in next fields.l. Enter your permanent address including your city, state, pin code, country, ISO country code, mobile number, E-mail, Fax, telephone number.m. Select one of the two options whether the present and the permanent address is the same. If address differs, please mention it below in the next field.n. Select the relevant check boxes in the Certification field.o. Attach the required documents as referred to in the form.p.Select the appropriate category of the person who has signed your e-form either a Notary public or Gazette Officer of a government.q. Enter the corporate identity number (CIN) of the company with which Secretary is associated with the company and in which the applicant is proposed to be a director. Click the pre-fill button. The system will automatically display the name of the enterprise.r. Check your e-form is successful, required documents are attached, pre-scrutinize your e-form and then submit it.After uploading the DIN 1 form, it will generate the DIN for the director. After generating the DIN one should intimate to their company about DIN by using DIN 2 formDetails to be entered in DIN2 form are listed below:a. In the TO address field enter the company name and the address of the company.b. Enter the datec. Enter your DIN numberd. Enter your namee. Enter your father’s namef. Enter your residential addressg. Enter your email IDh. Enter your designationi. Specify whether chairperson or director or executive directorj. Determine the category, name of the company and date of appointment.k. Enclose a copy of DIN allotment letter.The next process is that the company should intimate regarding the director’s DIN to the Registrar Of Corporates (ROC) through DIN 3 formDetails to be entered in DIN3 form are as follows:a. Enter the Corporate Identity Number (CIN) of the companyb. Click the prefill button by which the system automatically displays the name.c. Enter the address of the company and the e-mail id of the company.d. Enter the authorised capital of the company, some members in the company.e. Enter the paid capital of the company and enter the total number of directors and managing directors of the enterprise.f. Enter the DIN number of the director and click the prefill button.g. Then the system will display the personal details of the director. Enter the date when the intimation received from the Director in Form DIN 2.h. Select the designation and the category of the director like the chairperson, executive or nonexecutive.i. Enter the DIN of the director if you have chosen an alternative director.j. Enter the details of the director like the name of the company, email id and the date of appointment.k. Provide the details of the manager like name, address, e-mail, designation and date of appointment.l. In an optional attachment, you can provide any other information.m. Enter the date in which it has been authorised by the board of directors and submit the form.n. The e-form should be digitally signed by the managing director or manager or director of the company, mention their designation and DIN.o. The certificate should be digitally signed by the company secretary and enter his designation and membership number.p. Check the form by clicking the form check button, if you want to modify anything modify it using modify button. A then upload the filled form.q. If you want to update your personal details or change of address or any change in DIN, then director should intimate the change by submitting the e-form DIN 4.This above Image Source: SlideShare.netStep 2: How to Obtain Digital Signature Certificate (DSC)The documents should submit in an electronic format for Digital Signature Certificate. Digital Signature ensures the documents security and authenticity. Indian company Directors is required to get a DSC. The agencies that have been appointed by the Controller Of Certificate (CCA) should authenticate the Digital Signature Certificate. The digital signature validity is within one or two years. Once when it expires, we should renew it. The time taken to complete this process is the minimum of 1 to 6 days. The registration fee may vary from 400 to 2650.Step 3: Reserve the Company name with ROCFirst, you have to decide a unique name to register your company in India and get approved from ROC. The company name registration process starts with filling the application Form 1A which is available at the ROC office of every state. The necessary documents you should provide are the address proof of the company that you have to register, name and signature of one of the directors. So you have to suggest five unique, different names because the ROC staff will search for the availability of company name in India. If your business name that you have suggested is not approved, then you will be given a chance for resubmission of the new panel of names against the fee paid. It may take 2 to 3 days to complete the process and the registration fee is RS 500.Here are the Steps to fill Form 1A:-Select from the two options whether the application is meant for incorporating a new company or changing the name of the existing company.Provide the details of the applicant like his DIN or PAN card number or Passport number. Click the prefill button. Then the system will automatically display the name and the address of the applicant if you have provided your DIN number. If you provide your PAN or Passport number, then you have to fill the details.From the given categories select the type of your company, state whether the company proposed is private or public.Select whether the proposed company has a share capital or not.Enter the state in which the proposed company is to be registered.Enter the name of the office of the registrar of the companies in which the proposed company is to be registered.Enter the number of promoters and details of the promoters like his category, DIN and Name.Suggest six alternative names for the company to be registered. Please give the name in the order of preference.Explain the significance of the proposed name of the company in few words.Enter the primary objects of the proposed company to be included in MOA.Enter the proposed authorised capital.Enter the particulars of 2 directors like their DIN, name, father’s name, nationality, PAN number, and address.Verify it and upload the form.Step 4: Memorandum And Articles Of Association Vetted And PrintedThe Memorandum Of Association contains the information about the company’s main objective. The document should include the information regarding what is the capital amount that you want to raise by issuing shares and the purpose for which the capital will be used on present and future.The Articles Of Association contains the information regarding the then companies daily operation. In the form INC-29 both the Memorandum Of Association and Article Of Association should be attached. With the ROC of vetting, you can file these draughted documents Online. Then print the documents and get signNowd once the ROC approves your MOA and AOA. This process has to be done within six months of the name approval. There is no registration charge.Step 5: The companies documents should be stampedThe companies documents should be stamped either at the superintendent or an authorised bank.has made mandatory to pay all the stamp duties for all the incorporated company forms and documents online via www.mca.gov.in website. The charge may differ from state to state and it may take one day to complete this process.Step 6: Documents Should be SignedEach and every document of Memorandum Of Association and Articles Of Associations should sign by at least two members of the company in their handwriting and one witness should be there for signature. It may take a day to complete the process.Step 7: To Get CertificateThe next step is to get the Certificate Of Incorporation from ROC and MCA. It may take a week or more and the cost may differ depending upon the companies authorised capital. Example: the cost is 4000 firs the company capital of Rs 1 lakh.Step 8: Ensure The LegalityMake a Seal ensure the legitimacy of the companies document. A company should stamp its document with its unique company seal. It may take a day of time to complete the paper and the cost is 350 Rs.Step 9: To Get Pan NumberThe next you should obtain the Permanent Account Number (PAN) from UTI or NSDL. It may cost around 60 to 70 and take 15-20 days to time to complete the process.Step 10: To Obtain Tax NumberObtain the Tax Account Number (TAX) from the income tax. TAN is a ten digit unique ten digit number required for the people who are responsible for deducting tax at a http://source.It may take 15 days of time to obtain TAN and its cost is around 55INR.Step 11: Registration for VATWith the Sales Tax Officer, you must register for VAT. VAT is a Value Added Tax, which requires registration by filling the Form 101. The time duration to complete this process is 12 days and the cost is around Rs.5000 plus its stamp duties of Rs.100Step 12: Registration for Professional TaxNext is to register for Professional Tax from the Profession Tax Officer of the state. Register the employees with provident fund organisation. It may take 2 to 3 days and its free of cost.Step 13: Identified With An Individual RecordEach employee of the company should be identified with an individual record for Medical Insurance Scheme. The employer should register the Form 01 with is sent as per Employees State Insurance. It may take 2 to 3 days of time for issuing the Employer Code Number.Step 14: Government ApprovalThe last step is filling for government approval before RBI/ FIPB for foreigners and NRIs. It may take 15 days to complete the process.If you were having any query regarding registration of your company, then feel free to contact us for all types of help. Our Experts will surely help you to get rid of your problem in a minute.Visit These Websites with Simple Registration:Quick Company indiaeFiling PortalMyOnlineCAMinistry Of Corporate AffairsIndiaFilingsVakilsearchOnline Company IndiaLegalraasta india
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