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Validate Electronic signature Word Free. Investigate by far the most consumer-warm and friendly exposure to airSlate SignNow. Deal with your whole document digesting and expressing method digitally. Move from portable, document-based and erroneous workflows to computerized, electronic digital and flawless. It is simple to make, supply and indicator any files on any product just about anywhere. Make sure that your crucial business instances don't slip over the top.
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FAQs
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Can NDAs (non-disclosure agreements) be signed through an online form? Are there any legal implications with an online form?
In a word: Yep!Thanks to the E-SIGN Act, documents signed electronically have the same legal protections as those signed with a physical pen! As long as your eSignature solution is committed to strong legality and your NDA is drafted by a professional, you absolutely can trust NDAs that are created, signed, and stored online.There are a few options out there. The rest of these examples are using signNow’s service. You can even create one now with a free signNow account.Here’s how to set up the NDA:Step 1: Acquire an NDA TemplateYou can find NDA templates online, but I would recommend seeking out a legal professional to create one that’s right for your needs.Step 2. Upload the Template, Add SignersAfter signing in to your signNow account, you’ll see the "Who needs to sign?" menu. For a confidentiality agreement, you’ll probably want to choose between “Me & others” or “Just others.” After selecting one, you’ll be able to drag and drop, choose “Add File,” or use any of our integrations to upload your non-disclosure agreement.Now you can add signers, loop in other parties via our CC feature, and assign a signer order if needed. Select “Prepare doc for signing” to move on to the really cool part!Step 3. Format the NDA and Fill in Your InformationWith the NDA you imported pulled up in front of you, click any of the fields across the top of the page and drag it to where you want to place it in the document. Most of the fields have advanced features and some even let you add a validation type (email address, numbers only, etc.) to help guide signers and reduce errors. Take some time to click around to get your NDA dialed in.Once you get your formatting just right, hit Continue at the top of the page. Back on the “Get your document signed” page, you’ll add a title, an optional message, and send your online NDA out for signatures!Step 4. Sign Your NDA Online (Legally and Securely!)If you’re one of the signers, a prompt to sign the non-disclosure agreement will hit your (and other signers’) email inbox as soon as you send it out for signatures. Just click the “Review & Sign” button in the email to continue.We provide a variety of ways to create your electronic signature:Draw your signature on a touch screen using your finger or a stylusUpload a photo of your signatureType in your signature and customize from a selection of fontTake a picture of your signature using your smartphone’s camerasignNow will automatically prompt each signer to complete all their required fields. Once you’ve filled out your portion of the NDA, all you have to do is agree to one last legality measure and your job is done!Step 5. Access Your Online NDA Any TimeTo check the status, edit, or even download a hard copy of your confidentiality agreement; just visit the Documents section of your signNow dashboard any time.
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What will be the upcoming growth in the digital signature market?
The Digital Signature Market Research Report provides value chain analysis on the revenue for the forecast period 2016-2023 and estimates for each application in terms of market size, share, trend and growth. Furthermore, the report quantifies the market share held by the major players of the industry and provides an in-depth view of the competitive landscape. This market is classified into different segments with detailed analysis of each with respect to geography for the study period.The market size in terms of revenue (USD MN) is calculated for the study period along with the details of ...
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What's the best comprehensive back office system for Real Estate brokerages that includes Transaction Management, CRM & Drip Ema
All brokers use some sort of software suite to help them continue on the go.“Approximately 71% agents responded that they did use some form of CRM service that is integrated with website and other 3rd party software like MLS & Zillow.”Right real estate software which is combination of CRM + Transaction Management + EMail application can be selected by doing feature-by-feature comparison only.Yet, successful sorting out of important features of an integrated back-office system is intimidating, especially to non-technical people.RealtyShine is bringing to your eyes real estate industry-specific suite of applications that you need to expect from a software vendor to avoid generic piece of property management solution:Tenant/contact managementTenant self-service portalsDocument management (lease agreements, 1099s, official notices, etc.)Native mobile applications for iOS, Android & WindowsProfessional web portal integrated with CRMRent payment processingWorkflow managementWork order/maintenance managementApplicant screeningAccounting and financial managementProspect/lead trackingLead scoringUnit inspection formsIntegration with ILS (internet listing service)Reporting and AnalyticsOnce shortlisted any property CRM, check out its Marketing Automation(MA) and Billing/Invoicing capabilities, because transaction management module may have been excluded from CRM, as you have already mentioned.Although many CRM providers boast to have added MA functionalities, they are quite limited in scope.At RealtyShine, we work passionately to make our customers look brilliant on reality space by delivering futuristic real estate tools that are fully web enabled.To know about pricing and plan, you can navigate to this page.
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What is it like for a foreigner living in Tallinn?
(I started to answer a very short answer and ended up with a long entry. I hope you find it useful.)As Richard Tuisk said, it depends a lot on where you are from. However, let me tell you what my experience has been so far in Estonia, what I think it is good and what I would see as a downside of living here. Of course, I need to qualify my answer by saying that I am Latin American, but also have lived in four other countries (including the US where I went to college).A quick introduction: Estonia is a small country located in the Baltic Sea next to Russia and Latvia and very close to Finland. It is part of the European Union. The area of the country is roughly the same as Switzerland or as Maryland and Massachussets combined. There is about 1.3 million people living here which means it is not densely populated. The country is essentially flat, except in the south where you find the highest point at 318 meters (1043 ft). The main city and where I live in is Tallinn. The population is about 400,000 people. Tartu is the second city with about 100,000 people and all the rest of towns are smaller than that.Immigration systemIf you are European, moving here is no problem as you enjoy all the benefits of any country within the European Union. If you are not European, the main reasons people immigrate here is to work which would guarantee a working visa or if you are married to an Estonian citizen which allows you to apply for a visa as long as you have enough funds to live here.Overall, the process to get a short-term visa is straight forward. Obtaining a long-term visa is more complicated as you have to speak the language at a relatively high level. Obtaining a citizenship requires that you give up your own citizenship.JobsAlthough Estonia suffered also during the 2008 crisis, there is enough jobs in areas of business and technology for people to move here. One of the problems Estonia faces is that it does not have enough people to fill all jobs in IT areas as I hear.There is a few big companies who recruit people from abroad, but if you don't speak the local language, your opportunities are reduced to the IT area (I work for Skype which originated here in Estonia which was acquired by Microsoft in 2011). You can see a list of notable companies here: List of companies of EstoniaSocial interactionEstonians tend to be reserved in comparison to other Europeans. I suggest to foreigners who come here to be aware of differences so they are not taken by surprise. Some examples of faux pas I have encountered:Using smalltalk in a conversation.Saying good morning when coming to office or good bye when leaving.Smiling with no reason (I have to accept that this could be awkward in Northern Europe and some parts of the US, but it is totally normal in Mediterranean or Latin American environments).Being noisy. People love their quiet here.However, it is totally Ok to try to make a conversation in English especially with young people. I am learning Estonian and try to use the language when I can, but in some occasions (say, at the pharmacy), I need to switch to English and have never found anyone being annoyed by that.The exception to all of this is if you meet young people. They tend to be more open and curious (especially women). I am speaking about more casual environments such as a cafe or a restaurant, but a bit less at work. Another obvious exception is if you are in a touristy area (such as the Old Town in Tallinn), but this should go without saying.It is totally Ok to be in a group of people and be totally silent. For example, you can have lunch or share a cab with Estonians when no one is speaking, but there is no awkwardness on it. Another thing is that people do not demonstrate much through their expressions which is one of the difficult things to deal with for me. Remember, I come from a country where you smile or frown or show your teeth if you want someone to understand you clearly.When having a conversation with an Estonian, you should say what you mean and mean what you say (remember what I said about smalltalk?). For example, if you ask "how are you?" to an Estonian, do it only if (a) you really want to know how the other person is, and (b) don't ask it if you don't know the person well. I value that Estonians take your word at face value and you should do the same with them.One word of advice is that Estonians can be very critical of others, but they are mainly critical of themselves. Someone told me once that complaining is a national sport, and I have to agree with that. In other words, when they tell you that something is truly bad here in this country, you have to take it with a grain of salt.Because of this, you should also expect that people are straight forward with you. In some cases, this borders on rudeness if I measure by my home country's standards, but here is totally Ok. I have seen a few foreigners getting shocked by that, but you get used to it. In other words, they are not politically correct (this I like very much).Also, because people are economical with the language, you shouldn't expect what I would call, a "warm" communication most of the time. As a latin person, I need to say and hear things on a beautiful way, but this doesn't happen here much. It is different when you start to get to know locals.Which brings me to the last point. It takes a while before you break the ice with an Estonian, but it is worth waiting. I have had the chance to establish a closer link with some locals outside my wife's family and I find an honesty and sincerity that I haven't seen in other places. If you get to that point, congratulations, as you have made it through this journey. By this time, you should also be an expert on sharing saunas with people you don't know (and yes, naked) and have had your share of vodka.Quality of life, services, infrastructureWhen compared to other places where I have lived, I have to say that Estonia still doesn't signNow the level of living in Germany or the US, but it is getting closer by the day. However, I would say that Estonia is already at the level that I would call it first-world country in most aspects.Infrastructure and services need some improvement, but they provide the minimum level of service. For example, if you don't have a car, you can use public transportation everywhere even if buses, trains or trams are sometimes old. Roads in Tallinn are Ok, even if you find potholes in some places. Services such as schools and hospitals are public which means that there is always a waiting list. If you need to visit a specialist doctor, you have to wait. On the other hand, the wait is not as bad as in third-world countries (like where I come from). Also, those services are basically free. The downside is that there is almost no private service, and even the ones there are rely partially on the public health system for some aspects.I have had two children born here and had no complaints about the process. In fact, I felt that everything was very professional and that they always try to do their best. However, when I spoke with Estonians, some of them were very surprised that I spoke highly of the hospital system. I guess it's up to my personal point of view in this case.Taxes are low. Personal income tax is 21% flat for everyone. If you live here and your visa allows it, you can create your own start-up in no time which is prevalent among young people in IT.By the way, unemployment was at 8% at the end of Q3 in 2013. I am no economist, but I understand that this is still considered high. However, it came down from 10.2% at the end of 2012.Food, shoppingEstonia has the typical supermarkets like any other European country. There is also local markets, but you probably need to speak Estonian or Russian. Typical food you find are potatoes, wheat-like grains, oats and so on. Pork meat and fish are eaten often here, but beef is not yet too common. Vegetables and fruits tend to be expensive. I miss having international food though. There is one supermarket in town (Stockmann) that carries some international products, but it is very expensive. I was used to visiting Oriental-type shops in Ireland and Germany, but there is none here that I know of.There is a few shopping centres, but the variety is not wide. I am in favor of buying local to support businesses here, but in many cases, we end up buying from abroad because of the lack of options or because we would have to wait for too long. For example, my wife and I love movies (yeah, still buying old-fashioned DVDs), but there is no shop that fills our expectations. Because of that, we buy everything from Amazon.ActivitiesIf you love nature, you are in luck. There is a lot of natural areas in the country and they are a short drive away. There is plenty of sea shores, forests, rivers and lakes. In the Summer you can do hiking, camping, canoeing and you can add cross country skiing in the Winter. Estonians love nature in general.If you are a city person (like myself), then that's another story. There is a few theatres, cinemas, galleries and so on, but everything is limited. Tallinn itself has the most interesting activities in the center. There is plenty of good restaurants though.Cinemas show the popular movies like everywhere else and you can find some artsy type of cinemas for alternative movies. No movie is dubbed here, but they usually carry subtitles in both Estonian and Russian.What is impressive about this countryThere is a few good things that I haven't seen outside Estonia. The first one is the electronic system prevalent in this country. When you are a foreigner and get your Estonian ID, you are also getting your electronic identity. With that, you can file taxes online, access information about property, bank accounts, mobiles, whatever services you need. When you get your local ID number, you automatically get a local e-mail address at the eesti.ee domain that you can redirect to your personal account. With that, you never miss an official communication (such as whenever is time to file your taxes).That ID has also legal validity and you can sign documents electronically anywhere in the world. For example, if you apply to get a car leasing, you don't have to show up at the bank necessarily. They send you some forms, you put your ID card in your computer reader, sign the document electronically, and send it back and that's it. It is the equivalent of putting your signature on paper in front of the bank official or lawyer. Estonian citizens and permanent residents are even allowed to vote online with their ID.A second impressive area is bureaucracy: it is a well-oiled machine. One recurrent example is taxes. You get the notification that your taxes are ready to file, you login to the tax office site, sign in, check that they have the correct information that they have collected from your company, employer and so on, sign with your ID card, and that's it. It might take as little as five minutes. My wife and I file jointly, so it takes us much longer: twenty minutes (and that's because we always forget to do one crucial step so we are delayed).The government doesn't even use paper for their minister meetings. They file everything electronically which is made available so you can follow up agendas, minutes and whatever happens there.You want to open your own company? It might take literally twenty minutes to do that too. All of this thanks to the frictionless bureaucratic system they have here. You want to park? Send a text to the number 1902 with your plate number and where you are parking and it will be charged to your mobile.One more impressive part: internet. Besides having decent speeds, there is practically free access points everywhere through the country. I personally have witnessed free available working access points in national parks and public beaches. You can read this article that talks about this (read the date: 2005!): Estonia sets shining Wi-Fi exampleIn my case, I don't use access points much because I have a decent LTE connection with my mobile. Mobile companies have good coverage and relatively good service. I remember that when we got our internet when we moved here, it took only one day to install it. When I measured the effective speed a few months later out of curiosity, it was 50 Mbps. Not bad.The downsidesAs anywhere else, there is a few things that you need to be aware of that could be difficult to adapt to.The first part for me is the social interaction which tends to be dry and quiet. I mentioned that above, so not much more to say here.Another one is the weather. In Winter, the sun might rise at 9:30 in the morning and set at 3 in the afternoon. That's just about six hours of sunlight. If you add that it is cloudy most of the time during the Winter, then you realise how dark it might be. As counterposition, Summers are amazing (up to 20 hours of sunlight and clear skies easily).Winters are relatively long. It gets cold around the end of October and stays that way until around April. It varies from year to year, but sometimes the temperature drops to -30 degrees Celsius (-22 F). Life rarely stops here because of the cold or snow though. I have taken the bus at -30 degrees Celsius. It makes for an interesting ride.One more problem for a foreigner to live here is that you feel a bit isolated from the world. Flights are available mainly to neighbouring countries plus Germany, UK and the Netherlands. If you are from another country, you always need to make connections which makes it longer and more expensive to go back home.Last, if you are from a big city, you might find even Tallinn a bit provincial. It is changing as of late though. On the other hand, there is some positive things out of this too: less crime and virtually no traffic jam as I know it (I live 20 km. from work and make it in 30 minutes on a good day and 45 on a bad one).If you are thinking to move here, I definitely recommend this place.
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What are the best ways to succeed massively in real estate?
You have to face the reality that you are heading back to school as the first year(s) are learning experiences. There are so many figures out there, like 80% of American agents leave in their first two years or something like that but it is reflective of people coming in with only a focus on making money and not a career.be open minded, learnbe trainable and then apply what you are taughchoose a broker not by the commission split but based on the training programBest, absolute best bet for success, get hired by a strong team, one with good leadership and one that is actually hard to get into. You will learn more working in a strong team in the first year than you will in five years on your own.If you join a team, who is their coach, Tom Ferry, Ken Goodfellow or whoever? If the team is not being coached by a top coach, do not bother, find a better team.Go to office meetings, learn what is happening, go to board and brokerage events, seminars, head to NAR Expos, absorb, learnI have been at it 50 years and I still sit down at lunch most days, when I am working in my home office and I turn on YouTube and watch a real estate or training video.Read the Millionaire Real Estate Agent and online, the remarkable, List More, Sell More by my favourite trainer, Jerry Bresser.If you put in less than 10 hours a day the first year, you are slackingCover as many open houses as possible for agents in your office but check them out first as some are dogs, or impossible to find even with 10 arrows pointing. Only cover saleable listings.Take a top producer to lunch. Not coffee, that is too cheap. If in the same office, ask if you can shadow her or him which some may allow. I spend as much time as I can with fellow top producers, their success and enthusiasm is contagious.DO not hang out with failed agents who bitch and complain. Do not walk away from them - run as fast as you canHave a great manager, someone who actually cares about your success and who will spend time with youI can go on and on. I was lucky, I was just 21, I got shoved into a hot subdivision, the commission per deal was terrible but we sold 5 or more a week so it paid off and I learned. I also observed that the money was in resale so I started to work hard to find buyers of new homes who had a resale to list. I knew nothing when I came in, there were no books, no tapes, nothing and I sold 100 houses my first year because I did what I set out here. I learned and at 50 years now I now know about 50% of what I need to know about real estate. I was recently at NAR Expo two months ago in Boston and took 11 seminars plus I got to hang out with top Realtors and I came back pumped and have put new things into my business.Very last thing, since 1968 I have been having a love affair with real estate. I have served some wonderful people, I have served some very difficult assholes as well (which gives one great stories to tell) and I have had incredible mentors along this journey. I could never make the money I do somewhere else, have reasonable hours, vacations and super friends because of this business. Either fall in love with you do or it will eat you up and spit you out.Your destiny and journey lies within you, No one is going to pull you through your first year. It is yours to seize.Best wishes for success, report back in one year and Merry Christmas, a real estate career can be a great gift for you and your family
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Is Zoho a good CRM?
Years ago, Zoho was once considered the “poor man’s Salesforce”, because it was simply a cheap CRM in comparison. Today’s startups have more options that are not only affordable but designed to give them an edge.I’d recommend to try Teamgate CRM. Made for startups/small and medium business, it is the most user-friendly CRM, according to Capterra.com .Teamgate wasn’t built to be a cheap version of clunky enterprise CRM software. It beats Zoho by:Quick and easy stratMade for startupsThe most user-friendly CRMCustomer supportFeatures: Teamgate surpasses all competition by giving you the right tools to manage; lead generation; lead and data importing; lead conversion to deal; and, lead scoring which allows you to focus on those leads most likely to convert.Plus, there’s a list of great features better implemented with Teamgate, such as:Its easy drag and drop function allows deals to move fluidly through the sales pipeline.It offers easily searchable, historic record filtering for companiesIt permits multiple owners of company accounts – several sales reps may be assigned to the same accountIt presents real-time, valuable insights on the trajectory of leads and dealsIt offers much-needed, instant overviews of profitability, both present, and futureIt gives you the power of integrations such as; Voximplant and OpenStreetMapIt makes custom activities easy to create and sourceLearn more at Teamgate: The Zoho CRM Alternative Built for StartupsVytas
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One can use the debit card of bank A to withdraw money from the ATM of bank B. How is this made possible when banks are not allo
2 words: Visa, Mastercard.First, disperse the idea that these are finance companies. They are technology companies that work almost exclusively in the finance industry.Step 1 - Start:What Visa and Mastercard do is access the data in real time. The data is not stored by them, just accessed. So when you use your SBI card in an HDFC machine, the card details are encrypted with X25 protocol, and sent to Mastercard servers (since SBI cards are issued under Maestro label which is managed by Mastercard). Here you have provided access to Mastercard into your bank details and passcode.Step 2-A:Once these details are verified, Mastercard sends back the encrypted details to HDFC machine about the validity, passcode and account balances. But, not all the details are sent at once. At first, the machine receives validity details. Once the validity is proven the validity data packet is suspended (not destroyed/dismissed/ended). The transaction moves forward and you are asked for your passcode. Once the 4-digit code is entered, the machine fetches the passcode data packet and verifies it. Depending on the machine, this may take more or less time. So instead of making the customer wait, the passcode verification happens in the background, and the transaction moves forward.Step 2-B:You now enter the amount you want to withdraw or some other transaction like mini-statement that you want to perform. The account balances packet provides the information of whether the amount is available and the machine's programming decides whether the amount is under the top limit, more than the minimum limit, and if the amount is valid.e.g. top limit of 15,000 but you can withdraw only 10,000 at a time from HDFC machines but 15,000 from SBI machines. This is from machine's programming. The amount has to be a minimum of 100. This is the machine check. The amount has to be in multiples of 100, but if you enter 900 and the machine has currency notes only for 500, you are informed so. This too is the machine check part. If all these conditions are satisfied, the last part is balance check, whether you have sufficient balance to withdraw the amount you entered. This is the Mastercard part.Step 3:Once the transaction is verified, BEFORE the money is dispensed, the passcode verification comes back with a reply. You might have experienced a delay of couple of seconds during high-transaction periods like 6:30 to 8:30 pm in India. This is because of the passcode verification part. So many verifications to process in so little time... hence, you need to wait for a second or two.If the reply is True, i.e. the passcode you entered matches the passcode stored in SBI database, the money is dispensed. If the reply is False, you get an error message and the transaction starts all over again.Step 4 - End:In either case, the transaction is said to be complete. All the data packets Mastercard had sent are now duplicated, and sent to the SBI servers along with the details of the transaction you just performed (the place, time, duration of transaction, start time, end time, amount, verification details, technical time duration of the transaction, technical start times and end times, et al - a LOT of data). Once the SBI servers respond with a signal that they have received and stored the data that was sent to them, Mastercard makes the data packets vanish into thin air, they are destroyed.This is the true end of transaction.Data Storage:So, as you see in this process, nowhere are your banking details stored except for your bank. Mastercard stores the details necessary to track the transaction - account number, times, places, amount withdrawn. But no details about your banking account like birth dates, addresses, balances, signatures, et al. This is why on the receipt of the ATM transaction, you see last digits of your account number, and not your name (if the name part was made possible, it'd have an incredible marketing potential).Access Mesh:More or less the same methodology is used by Visa. The tech will be similar to the upcoming RuPay cards. These companies have individually been given access by the banks and by the government to implement this technology that makes our lives and banking easier. Also, they are always under strict scrutiny.These companies have also granted access to each other so that Visa cards work on Mastercard machines and vice versa. The ATMs are configured to allow access to both. If a third company comes into the market, the machine firmware will need to be updated to allow access to that card e.g. RuPay. Also, RuPay will have to establish connection with Visa and Mastercard and all the banks. It is an incredibly complicated mesh. But RBI makes it look easy and helps such companies through the process.I apologize for a too-detailed response. The electronic payment processing is a subject very close to me personally. I think i have answered your question adequately amongst all this gyan. Please feel free to share any of your further queries and questions. I won't make the response this long, promise!
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how to get a class 3 digital signature which supports participating E-tenders as well to file my partnership firm’s & mine e-tax
Click her for class 3 digital signature [ https://signyourdoc.com/class-3-digital-signature/ ] Documents Requirement Class 3 Individual * Pan card * Address Proof * One Colour photo on Digital Signature Form Note ; All documents are self attested. Class 3 Org Documents * Pan card * Address Proof * Company registration certificate/ Vat Copy / Service Tax Copy * Bank statement Latest * ITR copy (Latest) * One Colour Photo on Digital Signature Form Note ; All documents are attested by company stamp and signature A Digital Signature is the equivalent of a physical signature in electronic format, as it establishes the identity of the sender of an electronic document in the Internet. Digital Signatures are used in India for online transactions such as Income Tax E-Filing, Company or LLP Incorporation, Filing Annual Return, E-Tenders, etc., There are three types of Digital Signatures, Class I, Class II and Class III Digital Signature. Class I type of Digital Signatures are only used for securing email communication. Class II type of Digital Signatures are used for Company or LLP Incorporation, IT Return E-Filing, Obtaining DIN or DPIN, and filing other forms with the Ministry of Corporate Affairs and Income Tax Department. Class III type Digital Signatures are used mainly for E-Tendering and for participating in E-Auctions. Digital Signatures come in the form of a USB E-Token, wherein the Digital Signature Certificate is stored in a USB Drive and can be accessed through a computer to sign documents electronically. With E-Return filing becoming mandatory for Income Tax Assesses with an income of over Rs.5 lakhs per annum, the requirement and prevalence of Digital Signatures has increased manifold. IndiaFilings can help you obtain your Digital Signature hassle-free online. Class 3B [ Organization User / Government User / Banking User ] Signing & Encryption digital signature certificate can be issued to any authorised person of an organization on behalf of organization. Class 3B Signing & Encryption [ COMBO ] certificate is the higest level of certificate among all type of certificates. Class 3B Combo DSC can be used for eTendering, eProcurement, eBidding, eAuction on all government , semi government, PSUs, Private portals. Class 3B Organization User DSC can be issued to Propritorship Firm, Partnership Firm, Private Limited, Limited, NGOs / Trust, LLP where as Class 3B Govenment Users & Banking Users can be issued to only employees of government organizations and banking organizations respectivaly. Class 3 digital signature can be issued in two categories : Signing , Signing & Encryption. Signing Certificate could only be used for signing a document whereas encryption certificate provides protection to encrypted document / information over the transmission of document / information on internet. Encryption Certificates are most popular to use on eTendering or eProcurment platforms. Encryption certificates basically secure the documents / information until it signNowes to intended recipient.
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