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FAQs
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What does "e-sign" mean?
E-sign is the abbreviation of the electronic sign, which is commonly used today for signatories to agree on a contract in digital form. Signatories can sign a contract on their mobile devices or PC remotely, and they don’t even need to meet. I worked for an e-sign platform start-up, so I have answered many questions from our customers like “Is e-sign act legal?”, “Why do we e-sign?” or “What’s e-sign’s pros and cons?”So, all the following information can be found and verified through the internet, and I just gather all the information for question askers.Is E-sign legally binding?The answer is Yes. Uniform Electronic Transactions Act (UETA) has been adopted by 47 states. The rest three states, Illinois, New York, and Washington have implemented their own regulation of the ESIGN Act. Therefore, it is commonly known that e-signatures and electric records are legally binding under the terms of this legislation.However, simply putting two name symbols on a document online does not make it legal. As UETA suggests, electronic signature processes should consider:- Authentication / Consent / Intent to be bound / Attribution / Security / Record Retention and so on.Why do we use e-sign?I was an international student, and I used to experience the hassle of the inconvenient in-person signing process. We used to spend a lot of time on making an appointment being there and signing, and if the one of ours wasn’t there, we will have to arrange another day to sign a leasing contract.However, e-sign allows us to sign most of the contracts at home. We just need to turn on our computer and use certain e-sign platform sending others the document which needs to be signed.Many industries have applied e-sign as a tool because that mailing an important contract is time-consuming, and it costs more money than sending a digital document. The sales team, real estate, and insurance have commonly applied e-sign platforms. E-sign platforms are like “witnesses”, helping signatories finish the signing process, but none of them would take responsibility for contract fraud or bsignNow.Pros:- Saves time & costs less money for delivery- Reduces sale cycles- Environment-friendly, paperless- Easy to store, won’t be damaged or lost.Cons:Since digital files are easy to be changed, and e-sign is not face-to-face signing action, many industries are still conservative about e-sign. For example, some lawyers said: people who want to bsignNow a contract would claim that it’s not him putting the digital signature on the contract. Because it is remote, there is no direct evidence to prove he is lying. Therefore, if you want to sign an important contract, please do not use the e-sign platforms that have no ID verification procedure. You will get a chance to be fraud.- E-signature fraud (denying/bsignNowing)P.SI am not a professional writer, but I am willing to answer questions that I know. Existing e-sign platforms are good, but they still have many potential flaws. Since I work in the industry, I know many e-sign platforms do not provide strong legal binding service or law support. E-signature is a new format of evidence, and it needs more development to fulfill rigorous scenarios, and to prevent e-sign fraud or bsignNow. If you have further questions, don’t hesitate to ask me.
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How can I boost the sale on my E-commerce website?
Whether you're a new business or have been in operation for many decades, getting more e-commerce earnings will benefit your company.Unfortunately, companies undergo plateaus and declines.These things happen, but do not get discouraged.If you are having trouble coming up with new tactics to get more customers and increase revenue, I will provide you with some pointers.Your previous methods could have worked at a stage, but the exact same old strategies could grow stale.It is essential your company is continually keeping up with new trends.Consumer customs have changed, particularly in the e-commerce market.As a marketing specialist, I have examined these trends and come up with a list of tips which will actually do the job.Here are the best 11 ways to generate more sales on your e-commerce website1. Target your Present clients:When companies have difficulty growing, they instantly think it's because they do not have enough clients.That is a frequent misconception, and thus don't leap to conclusions.Rather than focusing all of your effort on client acquisition, you need to enhance your customer retention plan.Add more items to their shopping cartsCreate more revenue Every Time they visit your Website2. Display icons which show your Website is trustworthy:Nobody will want to shop in your own e-commerce website if it seems sketchy or untrustworthy.Among the primary things you have to do is make sure your site is secure.3. Use video presentations:Consumers love vidoes.In fact, over half of the advertising experts throughout the globe say that video has the best return on investment compared to other advertising tactics.Websites which have videos can get the normal user to spend 88 percent more time on their webpages.Additionally, videos do as well as advertisements. That is how the e-commerce brand Robo generated $4.7 million in earnings running video advertisements.This makes an increase in participation as well as interest in whatever you're trying to sell.Videos resonate more with people, so it's very likely that they'll remember what they watched instead of simply reading about it.4. Use photos when you include customer testimonials:User testimonials and reviews are a terrific way to demonstrate proof of concept.However, a message from a nameless and faceless person isn't really that convincing.Require your reviews one step farther.Add a photo and include the individual's full name and name (if applicable to a product).5. Recognize your clients want to shop out of their cellular devicesJust because you have an e-commerce site doesn't mean you can assume your clients are shopping only from their computers.The reality is that people use mobile phones and tablet computers to shop online.Research shows 40% of mobile users have bought something online from their apparatus.Additionally, 63% of millennials shop in their phones.These numbers can't be discounted.Make sure your site is optimized for mobile devices.If your website isn't mobile friendly, it will turn potential sales off.For those without an optimized mobile site, it could be one of the reasons you are seeing a decline in sales.Make it a top priority on your to-do list.Something else you may consider is building a mobile app.All these reasons make things simpler for the customer.Enhancing the customer experience will help you get more sales and increase your revenue.Find a way to focus on what clients want.If your website, mobile site, and cellular application can provide these advantages, you won't have a problem getting more earnings.6- Provide more discounts:It might sound easy, although not enough businesses are offering discounts to their clients.If you are concerned about your profit margins, then simply use a promotion strategy that is as old as time.Jack up the bottom cost of every solution and then place it available.It is simple.7. Showcase your top selling items:Give your customers some leadership.Show them what folks are buying the most.I like it when websites incorporate a"best seller" class on the homepage.Perhaps not everyone browsing your website will know exactly what they're searching for.If your company sells a wide assortment of different goods, it may be overwhelming, especially to get a new customer.Whenever someone stumbles upon your website, they can get drawn to products that are popular.8- Ramp up promotions to the holidays:Specific events are a time when folks are seeking to store and spend more cash than on a normal day of this year.That's why I always tell e-commerce sites to actively promote holiday sales.You've got a little window of opportunity to get huge sales during these occasions.9. FOMO (fear of missing out)You've got to make a feeling of urgency when you're selling products on your e-commerce site.Tell your customers you've got a small number of things remaining even though that's not the case.Airlines do so all the time.Four from the 6 prices on this page show a limited quantity remaining.The lowest ticket price is for $303.20, however, there is just one ticket left at this price.This strategy can find a price sensitive customer (most people) to create an impulse buying decision.It produces a fear that if they do not buy it today, they'll end up spending more money afterwards.Another way to do this is by conducting flash sales.10. Accept different payment choices:You need to give people different options to pay for the merchandise and services on your site.If you merely accept Visa and MasterCard, you're alienating lots of possible customers.Make sure you have the capability to accept debit cards in addition to credit cards.Best Buy takes 6 distinct types of credit cards on their website.They also give clients the option of paying through PayPal.The very last thing you want is a customer who wants to make a buy but can't complete it as you do not take their primary payment method.Proceed to adapt to the new tendencies too.Alternative payment options such as Apple Pay are increasing in popularity too.In case you've got a cell application, customers can easily pay for items through Apple Pay with just a couple clicks.Making the checkout procedure as simple as possible will help you get more e-commerce earnings.11. Focus on your value proposition:What does the customer see when they access your website?Is it your contact number?Your company's mission statement?Those aren't powerful.Instead, place more emphasis on value.Tell your clients what separates your merchandise from similar items on the market.Conclusion:If sales have started to slow down or becoming stagnant, it's time to think of some creative and new ways to advertise products and services on your e-commerce site.As opposed to attempting to find new clients, focus your advertising efforts in your existing customer base.Make sure your website is protected so clients feel comfortable entering their personal information in addition to their credit card numbers.If you're currently using customer testimonials, that is fantastic.But if you would like to improve those reviews, add a photograph to them also.Offering lots of promotions and advertisements during special days of the year, like the holidays, can assist you to improve sales.Create a sense of urgency to lure customers to make an impulse buy.Do not forget about cellular users. At the minimum, your website has to be optimized for mobile devices.If you would like to go the extra mile, think about developing a mobile program.Promote your top selling items.Produce a unique and actionable value proposition.These tips will help you boost sales on your site.
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Is it a smart move to take country club membership?
That’s the worst idea in fact. I share my experience and more or less it is same for everyone. At the end I also explain how to get your money back from them.On August 3rd , 2018 , I attended a presentation made by Country club representatives , named Dharshan , Muneer and RajaShekar at Café Coffee Day , JP Nagar , Bangalore. I came to know later that they operate by the fake names. So you should know that whoever you deal with and know in CC , those are not their actual names.They explained me different plans of Country Club / Country Vacations.On the condition of me paying the membership fee ( Rs. 1,39,054 ) on the spot, they offered me following membership benefits, none of which I received.1. Domestic and International stay for 6 nights, 7 days for a duration of 10 years for 8 people with 1 bhk accommodation.2. Rs. 7000 cashback to the credit card.3. One time all paid international vacation.Towards the membership, I paid Rs. 1,39,054 with my credit card by converting this amount into 12 EMIs with 14.55 % annual interest. While signing the agreement, and not finding the above above offers in agreement, they misguided me by telling it as a generic common agreement and told that I would receive different customized membership documents within 10 days after signing agreement.At the same time, I got a verification call to which the sales team told me it as a mere account activation call and I just need to agree to the questions asked in the call. They told me again that I would get separate membership documents in the welcome kit and deceptively convinced me to agree for the membership period as 5 years in the call.Later on finding online social media full of similar customer experiences and they being duped by the Country Club in a similar fashion, I referred to the point number 34 (cool off period) in the agreement. According to that, I can cancel the membership within 10 days from the signing of the agreement by sending an email to centralcustomecare@countryvacationsmail.com. The paid amount would be refunded after deducting Rs. 3800. Therefore, on August 6, 2018 I sent an email to cancel my membership with immediate effect and asked to refund my money. I received no response except an confirmation e-mail from Country Club about receiving my email. I sent many email reminders, but did not receive any response from Country Club about refunding the money. Please see the copy of the emails attached. I also talked about the same to the country club sales team, they promised to resolve either all my concerns or get my money refunded but nothing happened. To discuss my issues I also tried to call the phone number given in the agreement (040) 67484444, but there has never been any response on that either.I have also sent a legal notice to Country Club on 18th Sept 2018 and yet have not received any response. Now I know that they get such notices on daily basis and that does not mean anything to them. So, do not spend your money on sending the legal notice.This is their modus operandi and they have cheated 1000s of people like that.Now, what you should do to get your money back from them. Before that, One thing I want to share here about the people (CC victims like us). I have talked to 100s of people who got cheated by the CC. And I must say that I am very disappointed by the people. I must say that majority of the people who get cheated and come to get help in getting their money back are very selfish, they just care only about getting their money back and nothing else. They do not respect other person’s time at all and are completely thankless. They also do not want to take any effort on their own part , and behave as if it is someone else’s job to get their money back that they simply gave to CC. Once they get back their money , they do not bother even to talk about it , forget helping others. They are not even bothered to post their experiences on the social media spread awareness about that.Now, what you should do to get your money back from them.Very important , do not get disheartened and just leave your hard earned money with them. Do not repent. Accept that you are being very casual in giving away your money to anyone. Take it as a lesson and in future never spend your money in advance for any kind of plans. Never entertain any aggressive sales, marketing. Be careful , do not share your number to any mall , refuse to share your number when shopkeeper asks at the time of making bills etc. You should even scold the boy/girl if they ask to fill any lucky coupon in any mall.Immediately send an email to centralcustomecare@countryvacationsmail.com and centralcustomercare@countryclubmail.com to cancel your membership citing your personal reasons and get your refund. Also copy all your country club / country vacations representative contacts in the same email. Look into your country club / vacation agreement , search the internet and find out all the country club / vacation customer care emails and copy to those addresses too. Do that immediately.Immediately write an application on paper to cancel membership giving your personal reasons , attach all your documents and send it to their Hyderabad offices and local offices via registered speed post with acknowledgement. Do that , do not just sit back after emailing. It is important and you will understand better it later.If you have used your credit card , then immediately raise the credit card transaction dispute. Fill up the dispute form , attach all the documents above , also take the print outs of all the negative reviews and fraud done by them and send again via registered speed post with ACK. Also email the same to your bank emails etc. After sending the dispute form , talk to your bank manager. They will normally discourage you by saying they want cancellation mail from CC. Explain them all the frauds made by them and how many people got their credit card transaction reversed and explain what all you did in steps above. File a dispute asap. There is a time window in the bank before transferring your money to the company from bank. So leave all your other works and do the steps 1–4 asap. Most likely you will get your money reversed. Even if they reject your dispute , dont get disheartened and raise the dispute again. Collect more evidences and examples of people’s getting their money reversed.If you have 10 days cool off period in your agreement , then you do not need any reason as such to cancel your membership. You do not need to utilize any of their services also. Do not personally go and talk to them about you refund in their offices. They will simply refuse. They will ask you to first utilize their services first. Do not do that. Do not believe on their single words. Do not get trapped . Just follow what I am stating here. If you are in cool off period , then you need to wait for 120 days after sending your mails to them. Just sit back and keep sending reminders to them and to your back and do the step 7 below. Most likely you will get your money reversed in your credit card before 120 days. Even if you have paid using the debit card, they will pay you back by company cheque.Even if you do not have cool off period in your agreement , follow the step above, yo will get your money back. Do it as fast you can.If have passed 10 days time , then go to your local clubs or country club facilities . They are very shady and unusable. Go there , take the photographs and other evidences of the poor facilities there. Collect all the documents , make your case and do the steps 1–4.Prepare all the documents , find out the addresses of following in your state and once in a month send your letters and emails both to following.You can also contact Mass India NGO Karnataka president Mr. Gopal Koteyar ( 9741180793 / 9980025751) if you are in Karnataka and Mr. Shibu George ( 9869839988) for the rest of the parts in country. They are fighting with CC since long time. I and many other people got money back through Mr. Koteyar and Mr. Shibu has made around 400 people’s money refunded till now.a) DIG / police commissioner in your city and DIG / police commissioner Hyderabad.b) Registrar of companies and company law.c) Chief minister of Telangana and Your state.d) Prime Minister of India.e) Reserve Bank of India.f) Enforcement Director of Income Tax.Also keep sending the reminders to CC all offices and your bank by giving references to the above communications. Do not forget that. This process seems slow to you but it works and actions are taken. You will get most likely your money back faster.8. If you have cool off period in your agreement , then after 120 days , you can approach the consumer court. If you do not have cool off period in your agreement , then you can approach the consumer court even before , based on the response from the Country Club. If you have to go to the consumer court , do not take myadvo services , you will repent. In consumer court , you should yourself appear , do not take any lawyer , they will just rip you off. You can find and help of any reliable lawyer in your area in initial filing the case and later you yourself can carry on. I am not recommending but I consulted lawer Pooja Barik from HSR Bangalore and found her helpful. You can find anyone reliable or with little effort can file your own. That is a simple process.This is all pretty much you have to do. Keep faith, I am telling you that you will get your money back.At the last be a good citizen . Upvote and comment in this post and do not let this post take down by CC folks. Help others , connect people in your area to collaborate. Discuss your case here in comments so that other also get information and can help you or get help from your experience . Post your experience on social sites. This is the minimum we should do. Do not just think about yourself only , spread the word.
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What are some things that every entrepreneur should know, but that nobody teaches, when starting their first business?
This is the dark side of things you have to know. Starting a business for the first time is not for the weak-hearted. The fact of the matter is, lot of darkness is behind every startup story, people hate to share or talk about it. Here is a list of some must-know dark topics:Expect no one to support you and everyone to ridicule and demotivate you. If you get any support, be thankful for it. People are stuck in the job mentality.There is no prestige in it. Heck, even when your daily income is more than the whole cabinet of minister's salaries combined, they will still think of a minister as someone better than you. Heck, a low-level section manager has more prestige than you. Never get sucked into showing off your wealth for respect, it’s futile.Everything that can go wrong will go wrong. Have a plan B as good as plan A.Never share your failures with anyone. There, I told you, the crowd is dying to hear it. Share only your success because it will also reflect on your future investor's opinion about you.You have a 50/50 chance of failure, no matter how good your plans are. So be prepared to fail, for success, no other preparation is required.Never take a debt it will slow you down, try again if you failed.Never ask friends and family for investment or loan. You will probably lose it, and they will distract you from doing your thing. Don't burn bridges.Try to do your first business in secret until you succeed. Because people don't trust a person who fails a lot. Neither the investors whom you may need in the future.Do something you enjoy because everyone is demotivating you and this is the only way to stay motivated.Be kind to your employees but don't try to be their friend, they will use you. Besides, when they screw up, you will need to fire them swiftly.Make time for your family, friends, social life and hobbies, otherwise you will exhaust yourself. Remember that you are the cornerstone of your business and it will fall when you do.Be really careful to your customers because bad reviews cannot be deleted from the internet.Everyone wants a piece of your new income, from your mom to your friends, even after they ridiculed you. Do not help anyone. Remember airplane’s emergency instructions, help yourself, then help others. Don’t help anyone on account of your business. Learn to say NO.Again everyone wants a piece of you, from your staff to your suppliers, to your customers, even the government. Protect yourself from disclaimers to contracts.Never cheat your way into anything, sooner or later it will bite you in the ass. Your enemies and competitors will use it against you. Be as ethical and legal as a proper person should be.You are the last to be paid. Once you've paid your employees, your taxes, and your suppliers, and you've reinvested in your business, only then do you take a paycheck (if there is any money left). By Jonathan Johnson.You better learn now, than learn it the hard way.P.S: If you like my writing style and want more support, my educational project is available on Patreon. You can find the link and FAQs in my profile. :)
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Is Country Vacations/Club India fraud?
Yes, absolutely. I share my experience and more or less it is same for everyone. At the end I will also tell how to get money back from them.On August 3rd , 2018 , I attended a presentation made by Country club representatives , named Dharshan , Muneer and RajaShekar at Café Coffee Day , JP Nagar , Bangalore. I came to know later that they operate by the fake names. So you should know that whoever you deal with and know in CC , those are not their actual names.They explained me different plans of Country Club / Country Vacations.On the condition of me paying the membership fee ( Rs. 1,39,054 ) on the spot, they offered me following membership benefits, none of which I received.1. Domestic and International stay for 6 nights, 7 days for a duration of 10 years for 8 people with 1 bhk accommodation.2. Rs. 7000 cashback to the credit card.3. One time all paid international vacation.Towards the membership, I paid Rs. 1,39,054 with my credit card by converting this amount into 12 EMIs with 14.55 % annual interest. While signing the agreement, and not finding the above above offers in agreement, they misguided me by telling it as a generic common agreement and told that I would receive different customized membership documents within 10 days after signing agreement.At the same time, I got a verification call to which the sales team told me it as a mere account activation call and I just need to agree to the questions asked in the call. They told me again that I would get separate membership documents in the welcome kit and deceptively convinced me to agree for the membership period as 5 years in the call.Later on finding online social media full of similar customer experiences and they being duped by the Country Club in a similar fashion, I referred to the point number 34 (cool off period) in the agreement. According to that, I can cancel the membership within 10 days from the signing of the agreement by sending an email to centralcustomecare@countryvacationsmail.com. The paid amount would be refunded after deducting Rs. 3800. Therefore, on August 6, 2018 I sent an email to cancel my membership with immediate effect and asked to refund my money. I received no response except an confirmation e-mail from Country Club about receiving my email. I sent many email reminders, but did not receive any response from Country Club about refunding the money. Please see the copy of the emails attached. I also talked about the same to the country club sales team, they promised to resolve either all my concerns or get my money refunded but nothing happened. To discuss my issues I also tried to call the phone number given in the agreement (040) 67484444, but there has never been any response on that either.I have also sent a legal notice to Country Club on 18th Sept 2018 and yet have not received any response. Now I know that they get such notices on daily basis and that does not mean anything to them. So, do not spend your money on sending the legal notice.This is their modus operandi and they have cheated 1000s of people like that.Now, what you should do to get your money back from them. Before that, One thing I want to share here about the people (CC victims like us). I have talked to 100s of people who got cheated by the CC. And I must say that I am very disappointed by the people. I must say that majority of the people who get cheated and come to get help in getting their money back are very selfish, they just care only about getting their money back and nothing else. They do not respect other person’s time at all and are completely thankless. They also do not want to take any effort on their own part , and behave as if it is someone else’s job to get their money back that they simply gave to CC. Once they get back their money , they do not bother even to talk about it , forget helping others. They are not even bothered to post their experiences on the social media spread awareness about that.Now, what you should do to get your money back from them.Very important , do not get disheartened and just leave your hard earned money with them. Do not repent. Accept that you are being very casual in giving away your money to anyone. Take it as a lesson and in future never spend your money in advance for any kind of plans. Never entertain any aggressive sales, marketing. Be careful , do not share your number to any mall , refuse to share your number when shopkeeper asks at the time of making bills etc. You should even scold the boy/girl if they ask to fill any lucky coupon in any mall.Immediately send an email to centralcustomecare@countryvacationsmail.com and centralcustomercare@countryclubmail.com to cancel your membership citing your personal reasons and get your refund. Also copy all your country club / country vacations representative contacts in the same email. Look into your country club / vacation agreement , search the internet and find out all the country club / vacation customer care emails and copy to those addresses too. Do that immediately.Immediately write an application on paper to cancel membership giving your personal reasons , attach all your documents and send it to their Hyderabad offices and local offices via registered speed post with acknowledgement. Do that , do not just sit back after emailing. It is important and you will understand better it later.If you have used your credit card , then immediately raise the credit card transaction dispute. Fill up the dispute form , attach all the documents above , also take the print outs of all the negative reviews and fraud done by them and send again via registered speed post with ACK. Also email the same to your bank emails etc. After sending the dispute form , talk to your bank manager. They will normally discourage you by saying they want cancellation mail from CC. Explain them all the frauds made by them and how many people got their credit card transaction reversed and explain what all you did in steps above. File a dispute asap. There is a time window in the bank before transferring your money to the company from bank. So leave all your other works and do the steps 1–4 asap. Most likely you will get your money reversed. Even if they reject your dispute , dont get disheartened and raise the dispute again. Collect more evidences and examples of people’s getting their money reversed.If you have 10 days cool off period in your agreement , then you do not need any reason as such to cancel your membership. You do not need to utilize any of their services also. Do not personally go and talk to them about you refund in their offices. They will simply refuse. They will ask you to first utilize their services first. Do not do that. Do not believe on their single words. Do not get trapped . Just follow what I am stating here. If you are in cool off period , then you need to wait for 120 days after sending your mails to them. Just sit back and keep sending reminders to them and to your back and do the step 7 below. Most likely you will get your money reversed in your credit card before 120 days. Even if you have paid using the debit card, they will pay you back by company cheque.Follow the above step even if you do not have the cool off period in your agreement. You will get back your money. Do that as soon as you can.If you have passed 10 days time , then go to your local clubs or country club facilities . They are very shady and unusable. Go there , take the photographs and other evidences of the poor facilities there. Collect all the documents , make your case and do the steps 1–4.Prepare all the documents , find out the addresses of following in your state and once in a month send your letters and emails both to following.You can also contact Mass India NGO Karnataka president Mr. Gopal Koteyar ( 9741180793 / 9980025751) if you are in Karnataka and Mr. Shibu George ( 9869839988) for the rest of the parts in country. They are fighting with CC since long time. I and many other people got money back through Mr. Koteyar and Mr. Shibu has made around 400 people’s money refunded till now.a) DIG / police commissioner in your city and DIG / police commissioner Hyderabad.b) Registrar of companies and company law.c) Chief minister of Telangana and Your state.d) Prime Minister of India.e) Reserve Bank of India.f) Enforcement Director of Income Tax.Also keep sending the reminders to CC all offices and your bank by giving references to the above communications. Do not forget that. This process seems slow to you but it works and actions are taken. You will get most likely your money back faster.8. If you have cool off period in your agreement , then after 120 days , you can approach the consumer court. If you do not have cool off period in your agreement , then you can approach the consumer court even before , based on the response from the Country Club. If you have to go to the consumer court , do not take myadvo services , you will repent. In consumer court , you should yourself appear , do not take any lawyer , they will just rip you off. You can find and help of any reliable lawyer in your area in initial filing the case and later you yourself can carry on. I am not recommending but I consulted lawer Pooja Barik from HSR Bangalore and found her helpful. You can find anyone reliable or with little effort can file your own. That is a simple process.This is all pretty much you have to do. Keep faith, I am telling you that you will get your money back.At the last be a good citizen . Upvote and comment in this post and do not let this post take down by CC folks. Help others , connect people in your area to collaborate. Discuss your case here in comments so that other also get information and can help you or get help from your experience . Post your experience on social sites. This is the minimum we should do. Do not just think about yourself only , spread the word.
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Are Country Vacations/Country Club in India frauds?
Country Vacations/Country Club is a fraud. They are one of the BIGGEST CROOKS.Their typical modus operandi is to collect names and contact numbers of people visiting Malls and other City centers. After couple of days, they call them telling them that they have won a prize in a lucky draw and ask them to come to their office to pick it.Once the innocent couple goes to the office, they lure them with their membership packages, and huge discounts….just a pack of lies. And remember, the couple are asked to take a decision immediately….they leave the room and the offer expires.The couple succumb...
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How do I get my money back from a country club in India?
I share my experience and more or less it is same for everyone. At the end I also explain how to get your money back from them.On August 3rd , 2018 , I attended a presentation made by Country club representatives , named Dharshan , Muneer and RajaShekar at Café Coffee Day , JP Nagar , Bangalore. I came to know later that they operate by the fake names. So you should know that whoever you deal with and know in CC , those are not their actual names.They explained me different plans of Country Club / Country Vacations.On the condition of me paying the membership fee ( Rs. 1,39,054 ) on the spot, they offered me following membership benefits, none of which I received.1. Domestic and International stay for 6 nights, 7 days for a duration of 10 years for 8 people with 1 bhk accommodation.2. Rs. 7000 cashback to the credit card.3. One time all paid international vacation.Towards the membership, I paid Rs. 1,39,054 with my credit card by converting this amount into 12 EMIs with 14.55 % annual interest. While signing the agreement, and not finding the above above offers in agreement, they misguided me by telling it as a generic common agreement and told that I would receive different customized membership documents within 10 days after signing agreement.At the same time, I got a verification call to which the sales team told me it as a mere account activation call and I just need to agree to the questions asked in the call. They told me again that I would get separate membership documents in the welcome kit and deceptively convinced me to agree for the membership period as 5 years in the call.Later on finding online social media full of similar customer experiences and they being duped by the Country Club in a similar fashion, I referred to the point number 34 (cool off period) in the agreement. According to that, I can cancel the membership within 10 days from the signing of the agreement by sending an email to centralcustomecare@countryvacationsmail.com. The paid amount would be refunded after deducting Rs. 3800. Therefore, on August 6, 2018 I sent an email to cancel my membership with immediate effect and asked to refund my money. I received no response except an confirmation e-mail from Country Club about receiving my email. I sent many email reminders, but did not receive any response from Country Club about refunding the money. Please see the copy of the emails attached. I also talked about the same to the country club sales team, they promised to resolve either all my concerns or get my money refunded but nothing happened. To discuss my issues I also tried to call the phone number given in the agreement (040) 67484444, but there has never been any response on that either.I have also sent a legal notice to Country Club on 18th Sept 2018 and yet have not received any response. Now I know that they get such notices on daily basis and that does not mean anything to them. So, do not spend your money on sending the legal notice.This is their modus operandi and they have cheated 1000s of people like that.Now, what you should do to get your money back from them. Before that, One thing I want to share here about the people (CC victims like us). I have talked to 100s of people who got cheated by the CC. And I must say that I am very disappointed by the people. I must say that majority of the people who get cheated and come to get help in getting their money back are very selfish, they just care only about getting their money back and nothing else. They do not respect other person’s time at all and are completely thankless. They also do not want to take any effort on their own part , and behave as if it is someone else’s job to get their money back that they simply gave to CC. Once they get back their money , they do not bother even to talk about it , forget helping others. They are not even bothered to post their experiences on the social media spread awareness about that.Now, what you should do to get your money back from them.Very important , do not get disheartened and just leave your hard earned money with them. Do not repent. Accept that you are being very casual in giving away your money to anyone. Take it as a lesson and in future never spend your money in advance for any kind of plans. Never entertain any aggressive sales, marketing. Be careful , do not share your number to any mall , refuse to share your number when shopkeeper asks at the time of making bills etc. You should even scold the boy/girl if they ask to fill any lucky coupon in any mall.Immediately send an email to centralcustomecare@countryvacationsmail.com and centralcustomercare@countryclubmail.com to cancel your membership citing your personal reasons and get your refund. Also copy all your country club / country vacations representative contacts in the same email. Look into your country club / vacation agreement , search the internet and find out all the country club / vacation customer care emails and copy to those addresses too. Do that immediately.Immediately write an application on paper to cancel membership giving your personal reasons , attach all your documents and send it to their Hyderabad offices and local offices via registered speed post with acknowledgement. Do that , do not just sit back after emailing. It is important and you will understand better it later.If you have used your credit card , then immediately raise the credit card transaction dispute. Fill up the dispute form , attach all the documents above , also take the print outs of all the negative reviews and fraud done by them and send again via registered speed post with ACK. Also email the same to your bank emails etc. After sending the dispute form , talk to your bank manager. They will normally discourage you by saying they want cancellation mail from CC. Explain them all the frauds made by them and how many people got their credit card transaction reversed and explain what all you did in steps above. File a dispute asap. There is a time window in the bank before transferring your money to the company from bank. So leave all your other works and do the steps 1–4 asap. Most likely you will get your money reversed. Even if they reject your dispute , dont get disheartened and raise the dispute again. Collect more evidences and examples of people’s getting their money reversed.If you have 10 days cool off period in your agreement , then you do not need any reason as such to cancel your membership. You do not need to utilize any of their services also. Do not personally go and talk to them about you refund in their offices. They will simply refuse. They will ask you to first utilize their services first. Do not do that. Do not believe on their single words. Do not get trapped . Just follow what I am stating here. If you are in cool off period , then you need to wait for 120 days after sending your mails to them. Just sit back and keep sending reminders to them and to your back and do the step 7 below. Most likely you will get your money reversed in your credit card before 120 days. Even if you have paid using the debit card, they will pay you back by company cheque.Even if you do not have cool off period , then too follow step 5. I know people who did not have any cool off period in their agreement and they got back their money following that.If you do not have the cool off period in your agreement or have passed 10 days time , then go to your local clubs or country club facilities . They are very shady and unusable. Go there , take the photographs and other evidences of the poor facilities there. Collect all the documents , make your case and do the steps 1–4.Prepare all the documents , find out the addresses of following in your state and once in a month send your letters and emails both to following.You can also contact Mass India NGO Karnataka president Mr. Gopal Koteyar ( 9741180793 / 9980025751) if you are in Karnataka and Mr. Shibu George ( 9869839988) for the rest of the parts in country. They are fighting with CC since long time. I and many other people got money back through Mr. Koteyar and Mr. Shibu has made around 400 people’s money refunded till now.a) DIG / police commissioner in your city and DIG / police commissioner Hyderabad.b) Registrar of companies and company law.c) Chief minister of Telangana and Your state.d) Prime Minister of India.e) Reserve Bank of India.f) Enforcement Director of Income Tax.Also keep sending the reminders to CC all offices and your bank by giving references to the above communications. Do not forget that. This process seems slow to you but it works and actions are taken. You will get most likely your money back faster.8. If you have cool off period in your agreement , then after 120 days , you can approach the consumer court. If you do not have cool off period in your agreement , then you can approach the consumer court even before , based on the response from the Country Club. If you have to go to the consumer court , do not take myadvo services , you will repent. In consumer court , you should yourself appear , do not take any lawyer , they will just rip you off. You can find and help of any reliable lawyer in your area in initial filing the case and later you yourself can carry on. I am not recommending but I consulted lawer Pooja Barik from HSR Bangalore and found her helpful. You can find anyone reliable or with little effort can file your own. That is a simple process.This is all pretty much you have to do. Keep faith, I am telling you that you will get your money back.At the last be a good citizen . Upvote and comment in this post and do not let this post take down by CC folks. Help others , connect people in your area to collaborate. Discuss your case here in comments so that other also get information and can help you or get help from your experience . Post your experience on social sites. This is the minimum we should do. Do not just think about yourself only , spread the word.
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What are the most important lessons entrepreneurs have learned in the first year of their first startup?
Triple down on what you are good at … and forget the rest.Focus on what you and your cofounders are already good at and try to get great at those skills. Hire more people that have similar strengths as the founders. Focus, focus, focus.Almost certainly, the success of the business hinges on being great at just a few things. If you are great at those things, you likely will win. If you are not, it will be very difficult to win. So do everything to be great at those few things.Likely the cofounders of the company are already really good at those core traits (otherwise you started the wrong business). So you want to build on the traits that your cofounders are very strong at. You should be very good at identifying people that are also good at these traits (because you are already good at them) … and you are likely going to be better at convincing them to work for you.Most founders try to do the opposite: they attempt to hire to fill in the gaps of the organization. That is really difficult.It is super hard to hire for the traits that you are bad at because it is not clear you’d be able to suss out people that are good at those traits. If you are not good at sales, why do you think you’d be able to identify someone that is? And if you can somehow ID a superstar, how are you going to convince her to work for you?One non-obvious benefits of hiring someone with similar traits as you: that person should be able to take more things off your plate so you can do fewer things yourself. So it is a real act of getting leverage for yourself.It is much more effective to focus on your strengths and make sure the organization is better and better.
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What are the things that no one tells you about beginning a startup?
Oh man, where to begin:If you’re building a service business, the majority of your clients will expect you to go above and beyond for them, while doing the absolute bare minimum for you.Nobody pays on time. And the first time you learn that lesson, it’s not going to feel great.Firing people is the worst part of the job, by far.Every single employee you hire is going to want things nobody prepared you to give them, like a career trajectory.Once you’ve built a six-figure business, you realize how unimpressive it actually is (and you start to cringe at solopreneurs who start running Facebook ads talking about selling courses on how to build a six-figure company).Once you’ve built a seven-figure business, you also realize how unimpressive that is as well. The really impressive companies are the ones 8 figures and above, and that’s humbling to learn first-hand.When people say “nothing beats the highs of entrepreneurship, and nothing is scarier than the lows,” they’re telling you the truth. Unfortunately, you won’t have any idea how to fathom what those feelings actually feel like until you’re A) wide awake at 1:00 a.m. because some massive opportunity just came together and you’re wired out of your mind, or B) you’re lowering yourself into a hot bath at 3:42 p.m. on a Friday in an attempt to relax and get yourself to stop feeling like the walls are caving in.Even when you become profitable, you’re still in “startup mode.” Nothing is guaranteed. Ever.The amount of time you will spend in front of your computer will make you crave time away from any and all screens as much as possible.For the first year, year and a half or so, expect to sleep less, eat worse, go to the gym less, and barely touch your hobbies. Whatever semblance of work-life balance you think you’re going to be able to maintain that first year and a half of building a startup, you’re wrong. That said, you should still fight and try vehemently to get back to a place of balance as quickly as possible, because these are unsustainable habits.You will start to understand why 99% of people have no interest in becoming entrepreneurs and would rather just work a job they enjoy.You will learn the stark difference between a $30,000 hire, a $60,000 hire, and a $90,000+ hire.You will have weird, really weird dreams about your business and some problem your subconscious is wrestling with.Your circle of friends will be entrepreneurs and founders themselves, since they’re the only people who truly know what it is you’re feeling and going through on a daily basis.People in your life, even people you truly care about and are close to you, will have very little patience for your “problems.” They’ll see the aspects of entrepreneurship everybody talks about: freedom, being your own boss, etc. What they won’t see, and simply can’t see, are all the other challenges that come with those select freedoms.A “growth over everything” mindset can be exceedingly destructive for startups. Yes, there is such a thing as growing too quickly.Cash is king, and the moment your monthly payroll exceeds 2 months of runway in your bank account, you’re toeing a dangerous line—and your strategy needs to be to stack cash as quickly and efficiently as possible.“If you can’t measure it, don’t do it.” My mentor Ron Gibori gave me that one years ago, and even though I had thought I’d understood its significance, this was a lesson I really only internalized very recently. I’ll say it again: “If you can’t measure it, don’t do it.”People don’t buy processes. They don’t buy ideas, or approaches, or plans. People buy results. That’s it.Do not underestimate the value of a manager. A manager can make or break your growing organization. A manager can mean the difference between you, the founder, working “in” the business or working “on” the business. Managers are how you scale, and how you pass off responsibility so that you can continue focusing on bigger and bigger items. Without managers, you will end up becoming an employee within your own company.Ideas are the easy part. It’s the execution of those ideas that separate decent companies from great ones.Competition is a good thing. If you have a competitor, or a handful of competitors, you can save yourself a lot of learning time by watching them closely—especially if they’ve been around a lot longer than you. Chances are, they probably learned their lessons the hard way, and there’s a reason why they do what they do, the way they do it. Use that to your advantage.As a company, it’s better to be magnificent at one thing than haphazard at 12 things.Raising money is overrated—and until you’re experienced enough as an entrepreneur, you honestly won’t even know what to do with it once you have it.When you’re neck-deep in the startup grind, you will completely lose all sense of time and space. No joke, there have been days where I’ve checked my calendar to see what year it was.I know I’m biased when I say this, but I wouldn’t be psignNowing it if I didn’t believe in it so wholeheartedly: building your personal brand as the founder is one of the single most effective things you can do for your entire company. My personal brand as a writer online is how I’ve opened every single major door on my entrepreneurship path thus far: getting to attend exclusive events, bringing on Silicon Valley advisors, speaking opportunities, client introductions and inbound leads, the list goes on and on. Do not, I repeat, DO NOT, underestimate the power of putting yourself out there as the face of your company.All that said, starting a company is a lot like how I imagine it feels to start a family. And for all its ups and downs, it’s one of the most rewarding things you could possibly experience in life.
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When a client enters information (such as a password) into the online form on , the information is encrypted so the client cannot see it. An authorized representative for the client, called a "Doe Representative," must enter the information into the "Signature" field to complete the signature.
How to make an electronic signature from a scan?
The only place I found information about this was in the State University's "Electronic Security (CEC) Course". It is not a prerequisite, so the only thing you need to do is read the entire class description and then just start working on getting the software, which is freely released, on your phone. If you are a student with an iPhone, just scroll to Chapter 3 and start doing stuff. There are a lot of cool apps for this.
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You can imagine your document as a digital signature, but it's made by signing an image with an image.
This method is used by the federal government when they print out documents and when they scan documents to keep them in digital form. In general, any digital information, from your passport to a document in the state DMV, is an image signature.
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