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these days paying by credit or debit card takes just a quick tap or the insertion of a chip often the cart never leaves your hand but sometimes you're required to sign for an item and a cashier might even check to make sure the signature matches with the one on the back of the card verify viewer Deborah emailed us to ask if signing the back of the card would make it easier for identity thieves to copy your signature so let's verify is signing the back of your credit card a significant security risk our sources are Capital One credit card processors Visa Mastercard and discover and Melissa lamborina with nerd wallet years ago signatures were the only tool to combat card fraud Merchants would compare the signature on the card with the one in the receipt but these days all of our sources say signatures are less relevant because newer technology like card microchips and virtual wallets have made making in-person transactions more secure MasterCard doesn't even require issuing Banks to have a signature panel on the back although many still put one there and require you to sign to indicate that you've accepted the credit card agreement and that the card is ready for use painting the back of your debit or credit card makes it valid uh that might be required by the Banks or Merchants so it's necessary in order to be able to make a transaction for example as for whether signing the card can increase fraud discover points out that your signature is hardly a secret but it would take a thief a lot of time and effort to forge it definitely longer than one would expect to spend in the checkout line so no signing the back of your credit card is not a significant security risk some people write CID on their cards to prompt Merchants to be extra cautious but our sources don't recommend this first cashiers rarely look at people's cards so it's unlikely they actually see your request and second lamborina says if your bank requires customers to sign the card then writing CID might mean your card isn't technically valid instead she recommends just signing the back and monitoring statements for any fraudulent activity with your verify I'm Brandon Lewis