Can I Sign Illinois Banking Document

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Industry sign banking alabama document later

let's move on two types of documents with reference to banking there are basically four types of documents one is personal security related document primary security related collateral security related tangible security related but banks will be collecting documents with regard to these in two forms one is personal liability documents two is charge creating documents okay what do we mean by personal liability documents personal liability documents are those documents which will make the borrower's liable to the bank for the loan or advance they have availed and these documents may be in the form like demand promissory note letter of guarantee acknowledgement of data and security then comes the second one the discharge creating documents these are all the documents which will create charge on the executed properties in favor of Bank okay so very very important document because only when this document is perfect in the event of default bank and end force the security is the collaterals or a primary security that are available with the bank and these documents can be in the form like agreement of hypothecation it can be in the form of agreement of pledge deed of mortgage it can also be in the form of letter of lien and set off at all now we will split the document into three type which the bank generally collects one is agreement two is bond and three is deed agreement is a document where bank is going to set out terms and conditions and both the parties that is a banker and the borrower will agree to those terms and condition spelled out and agreement will generally have fixed stamp duty and no attestation is required for agreement okay I mean no attestation of witness is required for agreement and most of the documents bank will be obtaining through agreements only then comes a second one bond if you want to classify a document has bond it has certain features number one there should be an express obligation to pay in the document and it should be enforceable to person should be named in that instrument number three the sum of money that is payable should be mentioned it is not necessary that that amount should be definite number four it got to be signed by the maker and have a five very very important there's got to be a pestered by witness because attestation of bond is considered as main test of bond itself okay next moving on to the third one deed deed is basically a signed and sealed instrument and there's got to be executed and delivered and mostly it may contain like transfer bargain contract and OH [Music]

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