Sign Maryland Electronic Contract Now
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Frequently asked questions
How do you make a document that has an electronic signature?
How do you make this information that was not in a digital format a computer-readable document for the user? "
"So the question is not only how can you get to an individual from an individual, but how can you get to an individual with a group of individuals. How do you get from one location and say let's go to this location and say let's go to that location. How do you get from, you know, some of the more traditional forms of information that you are used to seeing in a document or other forms. The ability to do that in a digital medium has been a huge challenge. I think we've done it, but there's some work that we have to do on the security side of that. And of course, there's the question of how do you protect it from being read by people that you're not intending to be able to actually read it? "
When asked to describe what he means by a "user-centric" approach to security, Bensley responds that "you're still in a situation where you are still talking about a lot of the security that is done by individuals, but we've done a very good job of making it a user-centric process. You're not going to be able to create a document or something on your own that you can give to an individual. You can't just open and copy over and then give it to somebody else. You still have to do the work of the document being created in the first place and the work of the document being delivered in a secure manner."
What is considered an electronic signature?
An electronic signature is one where the sender, as the author of the document, signs it with a "digital" signature that consists of a string of characters that are made using the unique digital signature algorithm.
Electronic signatures have the benefits of being fast, very powerful, and highly secure. The downside? In order to be authenticated as one's digital signature, the document and the signee must have the same key to sign, which requires the use of a password, a key, or a combination of both (see "How Do I Create a Secure Password and Key? "). While you do not need to be a computer science genius to learn how to create and use a secure password, a combination of strong passwords, and a key (which is different from the password), are strongly recommended.
If a key is not available, there are a number of options other than a password that can be used to create a digital signature. One of these is a cryptographic token system where a number of numbers, letters, or symbols are generated and then "signed" by a cryptographic algorithm, which makes it "trustworthy." An example of this would be a digital signature that is created by converting the string of symbols "e0a5a8cba9aab7aa" to "CODE" and then signing the generated string of characters with that CODE. If the CODE has the same value in your browser's security tab that the one you are using (the one that was created with the "Signature" option), it is "authenticated" as your digital signature.
There are two main a...
How to make a document where a client can esign?
"The best way of getting a document signed is by a real lawyer, but if they are unavailable we can often work it out. In addition to getting your lawyer involved, I'll want to know who is handling it for you. Do you trust a real estate lawyer to do the signature work for you, or do you need to do the work yourself (and get a professional to make sure it's done well)?
"Do you want to get all the documents in one fell swoop ( all your insurance paperwork) or do you want to get some small bits and pieces in there?
"Will you need an escrow account or do you already have one? "
If you can't get your signature or your lawyer is unwilling to take care of it, you can have the client send back and tell the attorney that they want the document signed. If the attorney doesn't sign it, you can ask for a refund.
I've found that a good way to handle the paperwork is to start with an original copy. Make a note of where you got it — your computer, your mobile, wherever makes sense. Then make your signature in a new envelope and hand it to the lawyer. When the lawyer gets it, send it back to the original address. This is a good idea to start with, so you aren't in trouble if any of the other information (like the signature) is missing or incorrect.
Once the document is in the attorney's possession, let her know that it's not complete, so they can start working on the paperwork. You'll want the attorney to start the process over again, this time sending the signed document back to you...
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