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Sign templates printable are pre-designed documents that users can easily fill out, print, and sign. These templates streamline the signing process by allowing you to customize and print forms as needed, making them a perfect solution for businesses looking for quick and efficient ways to handle paperwork.

While some sign templates printable may be available for free, premium options typically come with advanced features. airSlate SignNow offers a range of affordable plans that include access to a variety of high-quality, customizable templates, designed to enhance your document signing experience.

Yes, you can easily create your own sign templates printable using airSlate SignNow. Our user-friendly interface allows you to design and customize templates that suit your specific needs, ensuring that you have the right documents ready for any situation.

Using sign templates printable saves time and reduces the hassle of creating documents from scratch. They help maintain consistency across your business paperwork, improve efficiency in document handling, and ensure that all necessary fields are included for a smooth signing experience.

airSlate SignNow offers seamless integrations with many popular applications, allowing you to use sign templates printable within your existing workflows. Whether you’re using CRM, cloud storage, or project management tools, our platform can connect with them to enhance your document signing process.

Absolutely! Sign templates printable are versatile and can be used by businesses of all sizes across various industries. Whether you're in real estate, healthcare, or finance, these templates help you standardize your signing processes and improve overall efficiency.

When selecting sign templates printable, look for features such as customization options, ease of use, cloud accessibility, and compatibility with eSignature services. airSlate SignNow provides all these features and more, ensuring a streamlined and effective signing experience.

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As a startup founder of three years myself, I can relate to how legal housekeeping can be messy. Once a year, I have our own lawyers go through and do an audit of all of our legal paperwork (which costs a couple thousand dollars to be extremely thorough, but it’s worth it). Luckily, there are now many ways to easily manage and track all of your legal, financial, and HR documents via third-party sites that specialize in these management proceedings. I wrote a blog post about this awhile back titled “5 Ways to Save Time Dealing With Documents” which highlights certain sites that can be very beneficial depending on what paperwork you’d like to track or manage. They are as follows:1. GroupDocsGroupDocs is a new, comprehensive online service for document creation and management. It has multiple features, including a viewer for reading documents in your browser, an electronic signature service, an online document converter, a document assembly service, a feature for comparing different versions of a document, and an annotation feature. An individual plan is $10 per month for limited storage and 500 documents, while a group plan for up to 9 people is $19 per user per month. Based on the number of features and pricing, GroupDoc is a good-value purchase for a small business. As you’ll see below, GroupDocs can be cheaper than a service that offers only one such feature.2. signNowWhen you’re closing a deal and need to get documents signed, the last thing you need is a slow turnaround due to fax machine problems or the postal service. The solution is to use an electronic signature service such as signNow, which is one of the most popular e-signature companies in the world. This service allows you to email your documents to the person whose signature you need. Next, the recipient undergoes a simply e-signing process, and then signNow alerts you when the process is completed. Finally, signNow electronically stores the documents, which are accessible at any time. As a result, you can easily track the progress of the signature process and create an audit trail of your documents. The “Professional” plan is recommended for sole proprietors and freelancers, and costs $180 per year ($15 per month) for up to 50 requested signatures per month. The “Workgroup” plan is geared towards teams and businesses, and it costs $240 per user per year ($20 per month per user), for unlimited requested signatures.3. signNowsignNow is another e-signature service. Similar to signNow, signNow allows you to upload a PDF file, MS Word file or web application document. Next, you can edit the document, such as by adding initials boxes or tabs, and then email them out for signatures. Once recipients e-sign the document, signNow notifies you and archives the document. signNow offers low rates for these services: a 1-person annual plan with unlimited document sending costs $11 per month. An annual plan for 10 senders with unlimited document sending costs only $39 per month.4. ExariExari is a document assembly and contract management service that assists in automating high-volume business documents, such as sales agreements or NDAs. First, the document assembly service allows authors to create automated document templates. No technical knowledge is required; most authors are business analysts and lawyers. Authors have a variety of options for customizing documents, such as fill-in-the-blank fields, optional clauses, and dynamic updating of topic headings. They also can add questions that the end user must answer. Once you send out the document, the user answers the questionnaire, and Exari uses that data to customize the document. Next, the contract management feature allows you to store and track both the templates and the signed documents. Pricing is based on the size and scope of your planned implementation, so visit their website for more information.5. FillanyPDFIt’s a hassle having to print out PDF forms in order to complete them. Fortunately, FillanyPDF is a service that allows you to edit, fill out and send any PDFs, while entirely online. This “Fill & Sign” plan costs $5 per month, or $50 per year. If you subscribe to the “Professional” plan, you can also create fillable PDFs using your own documents. With this service, any PDF, JPG or GIF file becomes fillable when you upload it to the site. You can modify a form using white-out, redaction and drawing tools. Then, you can email a link to your users, who can fill out and e-sign your form on the website. FillanyPDF also allows you to track who filled out your forms, and no downloads are necessary to access these services.  The “Professional” plan costs $49 per month, or $490 per year.Switching firms can be a hassle. As a former startup attorney, I have a bit of advice about finding the right attorney for your business: it’s best to focus on the specific attorney you’ll be working with. He or she should have a solid understanding of the ins and outs of your business industry, a deep knowledge of the legal issues your startup may face, and previous work experience with startups to ensure a quality and efficient work product. This is absolutely key when matching our startup clients at UpCounsel to attorneys on our platform who can perform their legal work and hash out their legal projects in a timely manner. We also allow clients to store any and all of their legal documents directly on UpCounsel so they don’t have to go searching in alternative places for the correct paperwork. It’s proven to be a free and lightweight way to store legal documents that our clients love. Here's what it looks like:As I’ve mentioned, it’s more important to find the right attorney as opposed to the right law firm. And seeing as you’re a startup, our own startup clients typically save an average of 50-60% on their legal work, since the attorneys don't include overhead fees (a.k.a. the fees included for doing business with the firm itself) in their invoices.Hope this gives you a deeper look into what other sites and services are out there. If you have any questions or would like more information on how best to handle your legal housekeeping/ attorney matters, feel free to signNow out to me directly. As a former startup attorney at Latham & Watkins, I’d be happy to give you some guidance.

In India, shoes are not allowed inside a temple. Therefore, most people simply put them in a shoe stand and are given a token instead of it. They can show that token on their way back, and the shoe keeper will give them back their shoes. Now, just imagine - suppose you met your friend inside the temple and you want to sell your shoes, you can simply give him that token; he can show that token to the shoe keeper and can take his shoes back! As simple as that. But what if you don't really have shoes and simply produce a fake token, will you really be able to sell it? Merely creating a token does not magically create extra shoes! The token is of value only if there are actual shoes. To understand this better, assume there were 100 shoes in the shoe stand, and 100 tokens. Now, the shoe-keeper simply generated 100 extra tokens (without shoes). So we have 200 tokens and 100 pairs of shoes. Earlier, one token was worth a pair of shoes. But now, one token can only give you a single shoe (no pair). The point being: printing extra tokens will reduce the value of the token. It is not all that interesting to have a token any more, since it cannot give you what it used to give you earlier!In the same manner, printing extra currency notes will only reduce the value of those currency notes. This is because of inflation. When you print extra money, there are more number of people wanting to buy food; but the quantity of food hasn't increased. Therefore, prices will rise. As simple as that may sound, it is the truth. Governments should not resort to printing more money because it creates inflationary impact. To understand this better, read on to get a grasp of the concepts:What is a wealthy country?When we say that a country is a "wealthy" country, what do we really mean? Do we mean that it has more number of currency notes? Surely not. If it were as simple as that, all countries would simply print more money. A country is wealthy if it has better resources. Better resources will help a country provide for its citizens, by making more useful products. A country that has good water for its people and food to fill their bellies. Such a country is a wealthy country. So what is real wealth?In our example, we understood that generating fake tokens will not give you the shoes. The real wealth will be if you have shoes. What are those shoes, in the context of a nation? The real wealth comprises of four factors:Land - All natural resources; including water, mines, minerals, oil etc. Without these resources, the economy cannot produce anything.  Labour - The people of a country, who create something useful out of those resources. If someone can drive a car, he is a resource for the country, because the car would be useless without him. Capital - All the man made resources that can further create resources. A trolley is a 'capital', since it helps to transport goods to people. It adds valueEnterprise - This consists of all entrepreneurs, people who take the risk to use all the above factors and create something meaningful for the people of the country. Businesses, governments et al.We would say that a country has become wealthy if it creates any of these. For example, if it can create more defence equipment (capital), better roads (land), better education (labour), a country has really progressed and elevated it's people from poverty. Can we exchange resources?In the previous question, we concluded that real resources are of four types. In an economy there are many kinds of people who need different resources. Suppose there is a person who can offer "labour", but he wants "capital" in return. For instance:I can drive a car for you, if you promise to pay me an electric press insteadAnyone who wants to sell coal; I have some food I can use to pay for it?I need some food, and I can pay for it using this artistic paintings I madeYou see, in an economy the real wealth is in these resources. And actually they can be exchanged with each other. However, that can happen only if you can sell something that another person wants to buy, and in return wants to sell exactly what you wanted to buy. This is called barter system. Many economies actually started with a barter system. All was well, until some difficulties started to surface. What are the difficulties in barter system?Barter system sounds interesting really. But the real difficulty is in valuing the resources. Consider the following barter exchange - One man wants to sell apples and buy a chicken. The other person feels that he should have more apples for the price of a chicken. But who can tell what is the right exchange ratio? How many apples should you sell to be able to buy a chicken? Suppose you don't have apples at all, but have oranges instead. How many oranges are worth the price of a chicken?You get the idea now: in barter system, you had to value your resources against all the resources. Isn't that simply unrealistic. I would say its unimaginably painful. Hence, we created something interesting. We created "money"What is money?Money is simply a standard which helps us to measure the real wealth. Now, you do not have to have a price of everything against everything. You simply need to value everything against money. Therefore, you could say that ten apples buy 100 dollars; and 100 dollars buy one chicken!Therefore, money was introduced to standardise the trade and commerce. In other words, money only represents the wealth; money is not wealth in itself. Just like how those temple stand tokens only represent shoes, they are not shoes in themselves. Therefore, just like how printing more tokens will not give you more shoes; merely printing more money will not give you real wealth. Who prints money?In our temple example, who really created those tokens? It was the shoe keeper, who kept all the real wealth in reserve, and issued tokens in its stead. This is because it is easier to trade using tokens. In real world, that shoe keeper is the Central Bank of any country. In my country, India, for instance, the Central Bank is called "Reserve Bank of India"You see, when we realise that money is a symbol of whatever wealth is there in the system, we should understand that the only way we could create more money is if we create more wealth. The only way we can introduce more tokens in the temple is if the number of shoes rises! But then, how can we create more wealth? That's a million dollar question now, isn't it?How is wealth created and destroyed?Now we're talking. More wealth can be created by production. This could be something very simple - a hen lays eggs inside a poultry farm, and once they hatch, there is more wealth for the farm owner! Let's take another example. Assume ten workers (labour) come together and build a ship (capital). This ship would then help transfer more goods to port, which in turn would create more wealth. We'are all set!Wealth can be destroyed or eroded. A machine will wear out with time; food will rot when not stored properly. Wealth may also, simply, be consumed. I mean, food may not rot; but it will be eaten by someone, therefore taking it out from the system. In other example, the chicken may die. The factory will stop producing etc. Therefore, all wealth is not permanent. Sad thing, isn't it? So how can we print more money without creating wealth?This question is rhetorical, really. It is merely stating the obvious. You cannot print more money without creating wealth. However, if the old notes are torn and destroyed, new notes would be required to replace them. Essentially speaking, this shouldn't be a problem; since you are not making new notes without wealth to back it up. But, the question is: can we print money without creating wealth?Theoretically, yes. Well even practically this happens. So yes we can print that. The real issue here is not whether we can do it, the real issue is: should we?What are the issues with printing more money?You see, when you print more money without any actual economic value addition, there are essentially more people buying the same number of products. Therefore the prices of those products will rise.Alas, we were thinking that giving more money will make poor people eligible to buy the products? What a shame that now the products have become costly, and we are back to square one. We didn't really help them, did we?Hence, printing more money is not the solution. Then what is the solution?It's not rocket science. We already discussed that any economy's real wealth is in its resources. Printing money is not the solution; the only solution is to provide resources. What are these resources?EducationEmploymentSkill developmentInvestmentsGovernance (law & order)And all the other resources that we talked about.This is what will alleviate poverty. Nothing else will.

So far 'Import-Export' model has been worked really well for many people.Here are few examples..(Note: As I am from India, my answer might look like India specific. However, you can implement it anywhere with little or no variation I guess.)Luxurious looking watches in China cost $4-$5/piece. In India, you can easily sell it at $10-$15/piece. (People would happily pay).If you buy 1000 watches from China, it would cost you $5000 (3,00,000 Rs.), & sell it at above described price, you will make nearly ~ $14,000 (8,40,000 Rs.). Profit = 5,40,000 Rs. ($9000) - Some Custom Duty.I live in Surat, Gujarat (India). You will easily get raw cotton fabric at a rate of Rs. 30 ($0.5) per meter from Surat Textile Market. If you somehow export it to Dubai, you will get Rs. 170 per meter ($2.85). If you buy 10,000 meters from Surat Textile Market, it would cost you $5000 (300,000 Rs.) & sell it at above described price, you will make nearly ~28300$ (17,00,000 Rs.)Profit = 14,00,000 Rs. ($22700) - Some Custom Duty.On a side note, I know one guy from Surat Textile Market who has implemented this model & makes sky rocketing high profit of around $133,333 (80,00,000 Rs.) daily. He imports millions of meters daily. He is having hummer in Dubai. ;)Buy non-branded earphones at very cheap price. Sell it on e-commerce sites with good margin. One of my friend is currently doing this. He buys earphones at just 40 Rs. ($0.67) per piece & sells at 250 Rs. ($4.16) per piece on various sites.If you buy 500 piece, it would cost you 20,000 Rs ($333) & sell it at above mentioned price, you will make 1,25,000 Rs. ($2083).Profit = 1,05,000 Rs. ($1750).Mangoes cost $5 per 10 pieces in Gujarat (Gir/Junagadh). In USA (New Jersey), it costs $35 per 10 piece. If you buy 10,000 pieces from Gir, Gujarat, it would cost you $50,00 (3,00,000 INR) & sell it at above mentioned price, you will make nearly ~$35,000 (21,00,000 INR).Profit = 18,00,000 Rs. ($30000) - Some Custom Duty.If you go to Dakor, which is one of the very famous pilgrimage place located in Gujarat (India), you will find musical instruments at very low price. There are street markets where plethora of various kinds of instruments (Drums, Mouth Organs, Flutes, Guitars etc) are being sold. One Guitar will cost you around just 2500 Rs. ($41.67) Now when you go to some shop at mall with awesome interior and lighting, that same Guitar would cost you around 10,000 Rs. I have personal experience with this when I wanted to gift Guitar to my brother on his birthday, at every other shop it was around 9000-10000 Rs. Eventually I came to know about Dakor, I bought one for 3200 Rs. from there. If you buy 1000 guitars from Dakor, it would cost you around 25,00,000 Rs. ($41,667) & sell it at above mentioned price, you will make nearly 90,00,000 Rs. ($150,000).Profit = 65,00,000 Rs. ($108,334) - Some Transportation CostWell, if you don't want to go outside from India, given the addiction of us Indian people for tea, business of tea can be the best one if done smartly.Wholesale price of tea in Assam, India is Rs. 90 per kg ($1.5). Here in Gujarat, it costs around Rs. 190 per kg ($3.17).If you buy 10 ton (10000 kg.), it would cost you Rs. 9,00,000 ($15000) & sell it at above mentioned price, you will make nearly ~Rs. 19,00,000 ($31600).Profit = Rs. 10,00,000 ($16667) - Some Transportation Cost.& many more...However it isn't as easy as it seems. It involves lots of hurdle & hustle. But business is not a business if there is no hustling.

I’ve been through the process of self-publishing on Kindle and learnt a few things. Now, I can share my tips, so you don’t make the same mistakes! I’m a commercially published author now, but I understand the frustrations of trying to break into conventional publishing, because it took me ten years to get my big break. [ http://graemeshimmin.com/a-kill-in-the-morning-shortlisted-for-terry-prachett-prize/ ] Before I got my publishing deal, I self-published a short story called Veronika, [ http://graemeshimmin.com/veronika-short-story/ ]using Kindle Direct Publishing (KDP) with modest success – it has been in the Amazon top 50. Self publishing does have the advantage of getting your work out there, which can lead to attracting attention and sales. Why Self Publish on Kindle? Amazon’s two main competitors, Apple and Barnes & Noble, both claim to have gained a 20+% market share of the eBook market, leaving Amazon with something like 60%. But surveys of self-published authors have shown that Amazon’s share of self-published eBook sales is much higher – more like 80-85%. Whether the true figure is 60% or as high as 85%, Amazon is the biggest market by a long way, and KDP makes the process of self publishing on Kindle relatively easy. Self publish on Kindle: Step 1 – Your Book First you’ll need to sign up for KDP. Then you start by clicking Add a Title. The important options to fill in are: 1. Book name 2. Description (up to 4,000 characters – use it to sell your book to the reader) 3. Book contributors (you as the author) 4. Categories (whichever genres you are writing in) 5. Search keywords (up to 7, add the themes of the novel, don’t duplicate the categories) These other items can just be left blank/default: Subtitle, Series, Edition Number, Publisher, Language,Publication Date, ISBN. Verify Your Publishing Rights As you are self-publishing your own work, and so you have copyright, select This is not a public domain work and I hold the necessary publishing rights. Convert your book to Kindle format KDP accepts three main formats: * Microsoft Word (.doc or .docx) * Ebook Formats (Html, Mobi, Epub) * signNow PDF It is possible to send Microsoft Word and signNow PDF documents direct to KDP, but the formatting is far from ideal if you do. If you want a really professional looking book then you should convert your book to Kindle’s HTML format yourself before uploading. I found the easiest solution was to convert the formatted manuscript [ http://graemeshimmin.com/manuscript-format-for-novel-submission/ ]into Kindle specific html. How to do this will be the subject of a separate answer. But, as we’re doing things the easy way for now, I suggest you just upload the manuscript and let Amazon reformat it for Kindle. Use Kindle Previewer If you have created an HTML format file then you can use Kindle Previewer, a downloadable Kindle emulator, to check how your book will look on various types of Kindle . What I found was that without careful tweaking, my book looked good on one type of Kindle but not on others. Kindle Previewer allows you to quickly switch between Kindle versions and see how the book will look on each type. Upload Your Book File Once you’re happy with the format, you can upload the file to KDP. The only option is Digital Rights Management. This is your choice. Choose Enable if you want to make it harder for people to copy your book, or Do Not Enable if you prefer to make your book available without restrictions. After you’ve uploaded, there’s an online previewer to check the text still looks right. Self publish on Kindle: Step 2 – Cover Photo There are two options, design your own cover or use the template-based Cover Creator. I recommend designing your own cover. The book cover is critical to attracting readers and a template based design is less likely to stand out from the crowd. The picture at the top shows what the cover I designed for Veronika looks like on the Kindle. Designing your own cover doesn’t have to be difficult. At the simplest, it’s just a question of finding a photo, making it the right size and adding the book’s title and your name to it. Find a Cover Photo There are two options: use an original photo or artwork of your own or download one from an image library. The cheapest and easiest option is to use your own photo. Make the Cover Photo the Right Size and Add the Title You’ll need some image editing software to make the cover the right size and to add the title and your name as the author. The free and easy to use image editing programs I recommend are iPiccy and Pixlr. Use the image editor to crop the photo so it is 1,563 x 2,500 pixels, as in the diagram below: The cover should also be in colour, despite the fact the most common Kindles only display black and white. This is because the Kindle Fire and the Kindle app on iPhone, Windows etc. can display colour. Both iPiccy and Pixlr have a variety of free to use fonts. Experiment with a few different ones until you find one you like. Upload the Cover This is simply a matter of clicking Browse for Image… selecting the cover you’ve designed and then clicking Upload Image. Design a cover using the Cover Creator Alternatively, if you just want a simple cover, use the Cover Creator. Step 3 – Rights and Pricing Verify Your Publishing Territories Select Worldwide rights – all territories. Your book will then appear on all the different Amazon sites around the world. Choose Your Royalty I suggest you set your price so that you receive the 70% Royalty – which means a minimum of $2.99 / £1.49 after that it’s up to you. You can set prices worldwide automatically, based on the US price, or customise your prices for different territories. It might be worth setting prices manually to exploit psychological price points like £1.99. Self publish on Kindle: Final Step – Publish! Now just click Save and Publish. That’s it. In a couple of hours your book will be on all the Amazon stores around the world. See – I told you it was easy! More Details There are more details, including links to all the tools mentioned, on my website at How to Self Publish on Kindle in Three Easy Steps [ http://graemeshimmin.com/self-publish-on-kindle/ ]

For a lot of companies in a lot of industry sectors, it's turned out that the Internet has eaten everybody's lunch, and no one has figured out how to get lunch from the Internet. (via The Free Dictionary [ http://encyclopedia2.thefreedictionary.com/desktop+publishing ]) Never mind financial printing. Never mind the Internet. Let's travel back to the late 1980s -- the DTP (desktop publishing -- or as we printers call it, dipshit publishing) was already on a collision course with the printing world. Before the Internet and DTP, anything that needed page makeup and bulk numbers just had to go through a printing company (of any kind). It's an inescapable fact of life. Even for bulk photocopies, it's the printer that usually had the high-speed, high-output copying machines. Yes, we printers used to do all the extremely useful stuff that nearly every useless airhead brands as useless stuff we used to do in the old days. Printing used to be craft; now it's crap. FINANCIAL PRINTING IS WHAT? (via FC Services [ http://www.doremusfp.com/financial-communications-services ]) No, we're not Wall Street Guys. We're not bankers and the like. We're printers, and sometimes we even feel like those stupid desktop printers too. For those who might wonder, financial printer is just another name for security printer. It's just terminology. A security printer who specialises in printing IPO prospectuses, annual reports and similar is a "financial printer." A security printer remains a "security printer" when he prints banknotes, legislation, bank forms, cheques, and assorted government bumpf like landing cards, tax return forms, etc. It's just like the "bible printer" -- just a book printer who specialises in bibles. I've printed confidential or secret non-financial publications for international NGOs and other public bodies before, so in their eyes I'm a security printer who happens to also be a financial printer. I mean, none of the things a financial printer does is any different from what a commercial printer does. The difference is working routines, and that's largely invisible even to other printers. The financial printer (who is a security printer) works with extremely tight deadlines, security protocols, the authorities breathing down his neck, and the material getting "amended" all the time -- aspects that 99% of commercial printers don't have to contend with on a daily or even hourly basis. And we only charge marginally higher than commercial printers for the [expletive] 'drama' we get from the bankers, lawyers, accountants and sundry cattle known as government regulators. ENVELOPE OF PROTECTION (via Pascuzzi Law) [ http://www.pascuzzilaw.com/uncategorized/two-new-disclosure-requirements-california-commercial-real-estate-landlords-owners/ ] The Internet's impact on financial printers hadn't been as bad as it had been on commercial printers (the great mass of ordinary printing companies). A large part of the "protective envelope" is that financial print is part of the legal reporting and disclosure requirements for listed companies. Listed companies are legally required to submit a litany of product and IPO prospectuses, quarterly and annual reports, transaction reports, stock ownership disclosures, schedules, public announcements, etc, to the regulatory authorities on a regular basis. These "filings" are for the public record. Regulatory authorities worldwide require the filings be in print form (the default) and anything else (i.e. online publication) as an add-on. Indeed, the regulatory framework requires the printing be done by a third party (hence us) and not by the underwriting banks or the listed companies themselves. Thing is, envelopes get ripped open too, and like condoms, they're disposed of after use too. THE INVISIBLE LUNCH-EATING MONSTER (via Monster Lunch Box [ http://blog.naturebox.com/posts/monster-lunch-box ]) The monster that ate financial printers' lunch isn't the Internet. It's electronic filing -- like the EDGAR filings [ http://www.sec.gov/edgar/aboutedgar.htm ] with the U.S. Securities and Exchange Commission (SEC). EDGAR started around 1993/94. Other countries have something similar from the same time. Even today, electronic filing is still largely additional to print filing. The fact that financial printers still get to handle most of the e-filing needs of listed companies is merely out of convenience since we handle their other financial printing needs anyway. Before the rise of e-filing, we'd typeset several rounds of surrealistic markups, output the final proofs, the whimsical client team finally signs off, the absent-minded regulators sign off, and then off to the presses! We print the crap, pack it, and deliver the crates to the regulators and/or banks. Of course, a week later the banks and regulators ring up and pay us to cart the crap away for pulping or the landfill. It all sounds incestuous, wasteful and inefficient described that way, but it's anything but in real life. There's a lot of labour, materials, transport, you name it, to upkeep lots of people's livelihoods across several different industry sectors. It's a lot less incestuous or wasteful than the food or garment sectors, I'll tell you that for less than 10 cents on the dollar. In the last 10 or 15 years, many countries' filing rules allow the companies to do their own e-filing, so the financial printer gets bypassed and sticks with the printed part. Unfortunately for us, the rules are extending the range of companies that need only e-filing and forgo print filing. So that slice of the print market is evaporating for us. We rue the day when e-filing is the default and optionalising print filing. LOVED BY EVERYONE ELSE, HATED BY US (via PDF to Word Converter for Mac [ http://www.pdfconverterformac.net/pdf-to-word-converter-for-mac.htm ]) In many ways, e-filing goes hand in hand with the PDF file. Indeed, a lot of commercial printers went belly-up as a direct result of the PDF. You can trust me on this because I've seen it with my own eyes everywhere over the years, thankyouverymuch. You don't even need to be imaginative to see the scenario. A lot of things that go into making a printed document or product used to be handled by brigades of secretarial typists and the printer. With the PDF, the final 'product' gets done by the singular person (or his singularly harried assistant) with the aid of various DTP or e-Pub software, and then output and circulated pretty much paperlessly. The soggy end of the world of electronic documentation is the paper-and-pulp sector, which is the world's most stratified (fragmented) industry sector. Problems in the paper-and-pulp side can wipe out the printing sector overnight. With the PDF, DTP and e-filing, the paper manufacturers and merchants weep with us printers, and we together lament the loss of bevies of smiling, cleavaged typists. For us financial printers, the PDF doesn't matter (officially anyway). We've got the e-filing and print filing (for now). For instance, the SEC's EDGAR filing right now requires plain text or HTML for official filings. PDFs are unofficial filings. LOSS OF LUNCH, PERIOD (via The Cost Of A Free Lunch [ http://ijpr.org/post/cost-free-lunch ]) Whether it's one or the other (or something else), the electronic racket is still ultimately loss of work and loss of income for us printers as a whole. The SEC claims ... err, states ... that e-filing helps transparency of dealings and protects the investor. We printers make no public opinion on the matter, which is another way of saying our private opinion is different (let's put it that way). There's not going to be a lot of investors when the investors themselves are running out of work and income. Then again, I'm not a Wall Street Guy, so it's none of my business, isn't it? Thanks for the A2A. You can take the above with a pinch of salt. We're taking arsenic instead.