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FAQs
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Information Security: How can I get a Digital Signature?
Digital signatures are being widely used across the globe. There is a specific process to acquiring the signature. The way of acquisition is standard, no matter what country you’re trying to get the signature in. Digital signatures are created and issued by qualified individuals. For anyone to get a valid digital certificate, they must get it from a signNowing authority (CA). The signNowing Authority (CA) is a kind of Trust Service Provider - a third party provider designated and trusted by the country. It has the power of issuing citizens digital signatures. These CAs have rules and regulations they abide by. While in the USA, you can use the following CAs signNow US Globalsign Hello Sign When in the UK, you can use the following CAs signNow E-sign.co.uk signNow UK When you are in India, you can use the following CAs to get your digital signature certificate. eMudra Digital Signature India Government Approved signNowing Authorities These are some of the trusted sites that you can use to get your digital signature certificate in India, the UK, and the USA. They comply with every rule that governs electronic signatures, and you will get the best experience with them. Meanwhile, if you’re looking for e-signature software for your work, I recommend checking out signNow - with a high level of security, plenty of advanced features and overall ease of use, this application is a good fit for both small and medium-sized companies, startups, law-firms, and individual use as well. With signNow, you can: MANAGE SIGNATURE TASKS ● Visual progress bar - Monitor signature tasks by intuitively checking all signers’ status ● Timeline of Personal Activities - Display and record activities of all your personal tasks ● Void signature requests - Cancel signature tasks with one tap ●Search tool - Find your documents easily by searching with names of people or documents ASSIGN SIGNATURE TASKS TO MULTIPLE SIGNERS ●Invite multiple signers by adding them straight from your contact list or entering their email accounts ● Assign various fields to signers in a designated order, including signatures, texts, and dates ● Send documents to multiple signers at one time ● Show your signers where to fill in at a glance IMPORT DOCUMENTS TO START SIGNING ●Get documents from camera, photos, or the iOS file app ●Obtain documents from various cloud services, including Dropbox, Google Drive, and more ●Open-in documents from email attachments and the web PERSONALIZE YOUR SIGNATURES ● Create signatures with free-hand drawing ● Make stamps by using your camera or photos ● Pre-fill your personal information and quickly drag and drop it to the document ● Add signatures, initials, texts, and dates to documents All these features keep your documents well-organized, while the ability to track the entire signing process eases the overall task. With top-notch security, legally-binding audit trails and 2-factor authentication, this application will improve your workflow and save plenty of both time and money. Plus, the multi-platform option gives you the freedom to work across various devices. Disclaimer: I am part of Kdan’s team, and my answers might be a bit biased.
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What is the best brokerage firm in India which allows you to trade all by yourself?
My dad has been in the stock market for about 20 years now. On being asked he said he has tried many brokerage firms including Indianivesh, Angel broking, Indiabulls, Kotak security, Reliance money etc. But finally he settled for Motilal Oswal. The reason for which is simple.Motilal oswal is currently one of the largest brokerage house in India. With over 3800 crores worth of market capital, the company has been performing very well in the market.The company has offices in all the major cities of the country as well as some small cities which provide ease of access.Buying and selling calls of the company are very strong due to strong technical and fundamental analysis done by the research team.The company provides the owner full control of his/her account.With upgraded apps, it is very easy to keep track of your transactions and quick in making sale purchase of equity.The company is working at a very large scale making it trustworthy.A peraon will be happy if he/she knows that his/her money is being invested properly and is in safe hands. Recently i also opened my account in this firm and i am highly satisfied by their service. I would recommend people to try this firm out.
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Are digital signatures authentic? How does this system work?
Laws vary by jurisdiction. Check your local laws.Colorado Electronic Signature ActIn Colorado, electronic documents and electronic signatures may be used in transactions where the parties have agreed to conduct transactions by electronic means.The law applies to any electronic record or electronic signature created, generated, sent, communicated, received, or stored on or after May 30, 2002.In any written communication in which a signature is required or used, any party to the communication may affix a signature by use of an electronic signature that complies with the requirements of Colorado law for electronic signatures.“Electronic record” means a record created, generated, sent, communicated, received, or stored by electronic means.“Electronic signature” means an electronic sound, symbol, or process attached to or logically associated with a record and executed or adopted by a person with the intent to sign the record.“Security procedure” means a procedure employed for the purpose of verifying that an electronic signature, record, or performance is that of a specific person or for detecting changes or errors in the information in an electronic record. The term includes a procedure that requires the use of algorithms or other codes, identifying words or numbers, encryption, or callback or other acknowledgment procedures.An electronic record or electronic signature is attributable to a person if it was the act of the person. The act of the person may be shown in any manner, including a showing of the efficacy of any security procedure applied to determine the person to which the electronic record or electronic signature was attributable.Colorado also allows electronic notarization (e-notary). If a law requires a signature or record to be signNowd, acknowledged, verified, or made under oath, the requirement is satisfied if the electronic signature of the person authorized to perform those acts (e-notary), together with all other information required to be included by other applicable law, is attached to or logically associated with the signature or record. The notary attaches a Document Authentication Number (DAN).The federal law “Electronic Signatures in Global and National Commerce Act”, is found in 15 U.S. Code section 7001.Block-chain cybersecurity technology is used for digital cryptocurrency such as Bitcoin and may be used for sending and authenticating electronic documents.
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Why do some digitally signed documents shown as signature not verified?
Sometimes digitally signed documents are shown as a signature not verified the reason behind it is - This occurs when the attached digital certificate and digital signature with the PDF file have not yet verified on the system. This never happens with the electronic signature app. There are many e-signature solutions that verify the digitally signed documents. You can use free e-signature if you can create your own signature using mouse and keyboard.Digital Signature is valid if you open a PDF and verification details appear with the signature.If Digital Signatures are already validated, an icon will appear in the document message bar which indicates the signature status. If the digital signature is not validated then you can set up digital signature validation by -Authenticity verification is done by confirming that the signer's certificate or its parent certificates exist in the validators list of trusted identities.Document integrity verification is done by confirming whether the signed content changed after it was signed. If the content has been changed, then this verification confirms whether the content is changed in a manner permitted by the signer.Now to set signature verification preferencesOpen the Preferences dialog box.Under Categories, select Signatures.For Verification, click More.If you want to automatically validate all signatures in a PDF when you open the document, thenSelect verify signature When The Document Is Opened. This option is selected by default.Select verification options as needed and click OK.To avoid this problem completely set the trust level of a certificate. The signature of a certified or signed document in Acrobat or Reader is valid if you and the signer have a trust relationship. The trust level of the certificate indicates your trust relationship with the signer.Open the Preferences dialog box.Under Categories, select Signatures.For Identities & Trusted Certificates, click More.Select Trusted Certificates on the left.Now you need to select the certificate from the list and click edit Trust.select any of the following items from the trust tab to trust this certificate:Use this Certificate as a trusted root - This certificate is a chain of other certificate authorities so by selecting this you will be accepting all other certificates.Signed Documents Or Data - Signer's identity is acknowledged by this certificateCertified Documents - You trust the signer and accepts the actions that the certified document takes.Click OK, close the Digital ID and Trusted Certificate Settings dialog box, and then click OK in the Preferences dialog box.
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Where is cryptography typically used?
Cryptography makes secure web sites and electronic safe transmissions possible. For a web site to be secure all of the data transmitted between the computers where the data is kept and where it is received must be encrypted. Due to the large number of commercial transactions on the internet, cryptography is very key in ensuring the security of the transactions. Cryptography allows you to have confidence in your electronic transactions. Encryption is used in electronic transactions to protect data such as account numbers and transaction amounts, digital signatures replace handwritten signatures or credit card authorizations, and public-key encryption provides confidentiality. Key management is an important aspect in encryption that allows you to apply common encryption policies across all data on all managed devices. Cryptography is also used in access control to regulate access such as in satellite and cable TV. Without cryptography, hackers could get into our e-mail, eavesdrop on our phone conversations, tap into cable companies ,acquire free cable service, or break into our bank accounts. Time stamping is a cryptographic technique that can signNow that a certain electronic document, communication existed or was delivered at a particular time. In general, cryptography is an important way of achieving data confidentiality, data integrity, user authentication and non-repudiation.More information on cryptography is provided in the link belowUnderstand Cryptography
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Where can we use class 2 and class 3 digital signature certificates?
Click here for Digital Signature CertificateDigital signature certificates or DSC are required for filing income tax returns, company filings, import export clearance and e-tenders.A Digital Signature is the equivalent of a physical signature in electronic format, as it establishes the identity of the sender of an electronic document in the Internet. Digital Signatures are used in India for online transactions such as Income Tax E-Filing, Company or LLP Incorporation, Filing Annual Return, E-Tenders, etc., There are three types of Digital Signatures, Class I, Class II and Class III Digital Signature. Class I type of Digital Signatures are only used for securing email communication. Class II type of Digital Signatures are used for Company or LLP Incorporation, IT Return E-Filing, Obtaining DIN or DPIN, and filing other forms with the Ministry of Corporate Affairs and Income Tax Department. Class III type Digital Signatures are used mainly for E-Tendering and for participating in E-Auctions. Digital Signatures come in the form of a USB E-Token, wherein the Digital Signature Certificate is stored in a USB Drive and can be accessed through a computer to sign documents electronically.With E-Return filing becoming mandatory for Income Tax Assesses with an income of over Rs.5 lakhs per annum, the requirement and prevalence of Digital Signatures has increased manifold. IndiaFilings can help you obtain your Digital Signature hassle-free online. IndiaFilings is a Registered Partner of SIFY and E-Mudhra.Class II Digital Signatures are used for Income Tax E-Filing, Company or LLP Incorporation, Annual Return Filing, etc., Class II Digital Signatures are required to file documents electronically with the Ministry of Corporate Affairs and Income Tax Department.Difference between Class 2 and Class 3 Digital Signature CertificatesIn this day and age of technology, physical signatures are increasingly being converted to digital media for security reasons. Digital Signature Certificates, (DSC) are simply the electronic equivalent of physical or paper certificates such as identity proofs, driver�s licenses, passports or PAN cards. These certificates can prove to be helpful for many online transactions that require digital proof of identities and to receive and send information on the web safely.Organizations and firms, today require digital signature certificate to better facilitate communication and transactions between them and the Ministry of Corporate Affairs. For companies that have a turnover of more than INR 60 Lakhs have to apply for these certifications mandatorily, and it is considered a legally admissible instrument. Besides, it is always wise to get a digital signature as it offers a high level of security for online transactions by ensuring absolute privacy of the information exchanged. These certificates can also be useful for encrypting information that only the intended recipient can have access to. You can digitally sign information to assure the recipient that it has not been changed in transit, and also verify your identity as the sender of the message.There are two main types of Digital Signature Certificates � Class 2 Certificates and Class 3 Digital Signature Certificate. A Class 2 Digital Signature Certificate is used by individuals and is available for download after verification based on a trusted and pre-verified database. A Class 3 Digital Signature Certificate, on the other hand, is of the highest level as it is issued only after the registrant�s identity verification has been carried out by a Registration Authority.Class 2 Digital Signature Certificates are generally used for filing documents Income Tax, Registrar of Companies and VAT, whereas Class 3 Digital Signature Certificates are needed for e-tendering, which is a procurement process that is conducted online. The aspects where this comes into play include: � Contract download� Evaluation of tenders (May or may not involve e-auctions)� Supplier registration/expression of interest� Submission of bid documentThe Ministry of Company Affairs, Government of India (GoI) has initiated MCA21 program, for easy and secure access to its services in a manner that best suits the businesses and citizens. The MCA21 application is designed to support Class 2 & 3 Digital Signature Certificates (DSC) issued by licensed signNowing Authority under Controller of signNowing Authorities.
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What are the registration formalities relating to LLPs?
How to Incorporate a New Limited Liability PartnershipA Limited Liability Partnership may be incorporated as per the procedureexplained below:User Registration:-Register yourself on the website of Ministry of Corporate Affairs,developed for LLP services, i.e. www.llp.gov.in. This website may also be accessed through the website of the ministry www.mca.gov.inOn the home page of the URL www.llp.gov.inclick “Register” tab on top right hand corner of the page.•Fill in the registration form. Fields marked * in the form are to be mandatorily filled. Select your user name and password.•Upload digital signature certificate•On successful registration, system will give a message that you have beenregistered successfully..Obtain Designated Partners Identification Number (DPIN).All designated partners of the proposed LLP shall obtain “DesignatedPartner Identification Number (DPIN) / Director IdentificationNumber (DIN)”.•DPIN/DIN may be applied from: http://www.mca.gov.in/MCA21/Din.html.Digital Signature Certificate•Partner/Designated partner of LLP/proposed LLP, whose signaturesare to be affixed on the e-forms has to obtain class 2 or class 3 DigitalSignature Certificate (DSC) from any authorized signNowing agency,details of which are available on the home page of the LLP portal underthe tab “signNowing Authorities”.Reservation of name•Log on to the LLP portal by clicking the “log in” tab on the top rightcorner of the homepage and enter your username and password. Afterlogin, click “E-Forms” link.•pen Form-1 for reservation of name and fill in the details. Selectname of the proposed LLP (upto 6 choices can be indicated).•Any partner or designated partner in the proposed LLP may submitForm-1.•Append digital signatures and submit the e-form•Pay the necessary fee by credit card (master/visa).•Free name search facility (of existing companies / LLPs) is available onMCA portal (hyper link available on LLP portal).The system willprovide the list of similar/closely resembling names of existingcompanies/LLPs based on the search criteria filled up.•Details of minimum two designated partners of the proposed LLP, oneof them must be a resident of India, is required to be filled in theapplication for reservation of name. Only individuals or nominees onbehalf of the bodies corporate as partners can act as designatedpartners.•Check status of your application by logging on the portal.Incorporation of LLP•Once the name is reserved by the Registrar, log on to the portal and fillup Form-2 “Incorporation Document and Statement”.•Pay the prescribed registration fee as per the slab given in Annexure Aof the LLP Rules, 2009, based on the total monetary value ofcontribution of partners in the proposed LLP.•Statement in the e-form is to be digitally signed by a person named inthe incorporation document as a designated partner having permanentDPIN and also to be digitally signed by an advocate/companysecretary/chartered accountant/cost accountant in practice andengaged in the formation of LLP.•On submission of complete documents the Registrar after satisfyinghimself about compliance with relevant provisions of the LLP Act willregister the LLP, maximum within 14 days of filing of Form-2 and willissue a certificate of incorporation in Form-16.•You can check status of your application by logging on to the portalFiling of LLP agreement (Form-3) and Partners’ details (Form-4)•Form 3 (Information with regard to LLP agreement and changes, if anymade therein) and Form-4 (Notice of Appointment of Partner/Designate Partner, his consent etc.) may be filed with the prescribedfee simultaneously at the time of filing Form-2 or within 30 days of thedate of incorporation or within 30 days of such subsequent changes.for any help on this matter visit www.wazzeer.com
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What is the difference between class 2 and class 2B digital signature?
Class 2 Digital Signature Certificate can be issued to individual or an authorized individual on the behalf of any organization. Class 2 Digital Signature Certificate is available for download after verification based on a trusted and pre-verified databaseWhereas Class 2B Digital signature certificates are issued to Organization for various purposes. Class 2B digital signatures for organization is personal certificate that provides second highest level of assurance within the RCAI hierarchy setup by CCA (Controller of signNowing Authorities) in India which is mainly used for e tender filing, E Procurement, E Bidding, Bank Auction and Document Signing.
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Why do some people oppose voting ID laws?
I am a liberal highly in favor of the concept of voting ID law, but staunchly against the law in practice. Voter ID laws are effectively a poll tax, and serve only to disenfranchise poor voters.When proponents of Voter ID laws are being honest, they admit it.Wisconsin’s voter ID sham: Republican rep admits the law targets Democrats — it’s time for the rest of the GOP to say it, tooAccidental Republican candor about voter-ID lawsWhat sealed my opposition to Voter ID law was my mother’s experience in renewing her Ohio state id.She’s 86 and has never driven, but got an Ohio state ID card when she moved there 11 years ago. It was not free. She doesn’t have much money, and she doesn’t drive. She had to impose upon friends to drive her to the Bureau of Motor Vehicles (BMV) office, wait in line, and dip into her savings to pay for it since she, like most seniors, has a tight budget. The cost was a minor hardship, but she suffered with it.Since it is such a pain to physically get to the BMV office, she inadvertently let her ID expire. The expired ID was fine for almost anything she needed, since she doesn’t drink or fly. However, she needed a non-expired ID to vote. Surely there is a grace period for an expired license? Surely a senior citizen could easily get past this oversight?No! When she showed up to the BMV with her expired ID and the documents she had used a decade before, she was informed that she had to provide an ORIGINAL, certified birth certificate and marriage certificate, both of which would cost her money to get. The copies she had were unacceptable, even though they had been used ten years before and even though she had been issued an ID before. So she spent the money and started the 6–8 week wait.When the birth certificate arrived, it had the wrong name. The vital records clerk in Pennsylvania, looking at the microfilm copy of the VERY SAME BIRTH CERTIFICATE WE HAD A COPY OF, transcribed the information into a computer record, but wrote the last letter of her first name as an “a” instead of an “e.” They tried to take that to the BMV but were turned away because the names did not perfectly match between her old ID and the birth certificate. Showing the official, and unofficial certificates together did not move them to see the obvious transcription error. Since, the new, certified, “official” birth certificate had her name WRONG, we got to engage in two weeks of back and forth phone calls with Pennsylvania Vital Records and a comedy of bureaucratic errors before a new, corrected birth certificate arrived. 10 weeks had passed.Armed with the official, corrected birth certificate, a marriage certificate and her old id card, she was rejected AGAIN because the middle name was an initial on the marriage certificate, but spelled out on the birth certificate (or the reverse, I don’t recall which). The fact that one document used an initial and the other used a spelled out name caused her to be rejected a third time. Now she would have to go back and fight with the Vital Records department in Pennsylvania to harmonize the documents from 1930 and 1954, respectively, and pay to get a new certified marriage certificate. All of this called for extra fees.Fed up, my sister in law called her local state representative and told them the story. That person than called the executive management of the BMV and read them the riot act. It’s a good thing, because our next stop was the newspaper.So, on the fourth visit, after dozens of hours, unjustifiable stress on my mother, signNow cash out of her pocket and the enthusiastic intervention of an elected official, she finally got an id card.This was complete and total bullshit. It was a hardship for my mother, but would be impossible for people without money, transportation, and advocates.My mom is not alone. Check out this news story which was on its way to a less happy ending until the press shamed the bureaucrats into action:. 92-year-old Texas woman denied photo ID to vote: “Not to be able to vote breaks my heart”Because of this nonsense, I contend that modern non-ID voting works well enough against tampering thanks to the registration process, signature tracking, and by election monitors. Unless states make it free and easy to get acceptable ID, Voter ID laws are nothing but disenfranchisement machines. I would prefer a smattering of vote fraud over widespread voter disenfranchisement.
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