Submit Electronic signature Presentation Android
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Submit Electronic signature Presentation Android. Investigate the most user-pleasant knowledge of airSlate SignNow. Control your complete file processing and expressing program digitally. Range from handheld, pieces of paper-structured and erroneous workflows to programmed, electronic digital and faultless. It is possible to produce, supply and sign any documents on any device just about anywhere. Make sure that your airSlate SignNow organization circumstances don't slip overboard.
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FAQs
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What are the best electronic signature (e-signature) services?
Sometimes we really don’t understand what we mean under “best”, even this question doesn’t elaborate what the best service means? Which criteria the author believes the service fits the best? price?best design? Reliability?Let’s better talk about “suitable” for this moment and current needs.As the previous answers mentioned, do you need the service to be available on all major platforms or a signature that will stand up in court?Do you need a free simple solution, a feature-rich service that charges on the amount of signatures/documents signed or on monthly basis?Do you need to work with your documents on the go with low or no internet connection (while travelling, in the airport or plane)?And you can ask yourself with tons of such questions to create a matrix of features-service to choose the one you need. Or you can use 3rd party platforms like Alternativeto to initially select the provider you are interested in.When we conducted a closed beta testing for signNow recently, one of the goals was to understand the main criterias SMB owners from US use to choose a solution or switch to another one.We interviewed more than 230 businesses and what’s interesting, while the top factor goes to Security&data privacy, price or for example, digital signature availability is not in Top-3 of choices. Speed of an app/solution and multiplatform availability (works in web browser as well as on Mac, iPhone/iPad, Android and Windows devices) are what values higher.So, if there is a need to sign/send documents on Mac, iphone/ipad, android, windows and web browser and to work with documents offline, signNow is alternative to go with. We are still in beta, implementing some major requests from our beta users, but will be launching this September.And, signNow is free while in beta.
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What are the benefits of electronic signature?
What is Digital Signature? And Benefits of Digital Signature CertificatesA digital signature is basically a way to ensure that an electronic document (e-mail, spreadsheet, text file, etc.) is authentic. Authentic means that you know who created the document and you know that it has not been altered in any way since that person created it.Digital signatures rely on certain types of encryption to ensure authentication. Encryption is the process of taking all the data that one computer is sending to another and encoding it into a form that only the other computer will be able to decode. Authen...
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Which is the best electronic signature for small startup company?
What is Digital Signature? And Benefits of Digital Signature CertificatesA digital signature is basically a way to ensure that an electronic document (e-mail, spreadsheet, text file, etc.) is authentic. Authentic means that you know who created the document and you know that it has not been altered in any way since that person created it.Digital signatures rely on certain types of encryption to ensure authentication. Encryption is the process of taking all the data that one computer is sending to another and encoding it into a form that only the other computer will be able to decode. Authentication is the process of verifying that information is coming from a trusted source. These two processes work hand in hand for digital signatures.How do I get a Digital Signature?Digital Signature Certificate (DSC) is a secure digital key that certifies the identity of the holder, issued by a signNowing Authority (CA). There are many companies provide Digital Signature , i.e.SIFYeMudhra(n)codeThese companies gives LRA to several companies that are basically known as LRA. You may directly apply online and purchase from your local authority.signNow - offers a 14 day free trial and 3 types of pricing plans starting from $9.99 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for Mac, iOS, Windows, Android and Web-browser.signNow - offers a 14 day free trial and 2 types of pricing plans starting from $29 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.signNow - offers a 30 day free trial and 3 types of pricing plans starting from $15 when paid monthly. The number of document sends included each month differs by plan type. Available for Web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. All plans include fair user restrictions to sign documents and send them for signature. Available for web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. Unlimited document sending is subject to fair use thresholds. Available for Web-browser, iOS and Android.signNow - offers a free trial and 2 pricing plans starting from $16 per month when paid annually. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.Digital Signature for E-tenderingThere are three types of digital signature certificates depending on the validation of identity and type of use. They are:Class I DSC – Individuals get it for validating the email identification of the users and in situations where risk is minimal and here the signature is stored in software.Class II DSC – Business organizations or individuals use this digital signature certificate to validate the information given by the subscriber in the application against the information available in a trusted consumer database and in other such situations where security risk is moderate. In this case a hardware cryptographic device is used for storing the signature.Class III DSC – This digital certificate is directly issued by the signNowing authority and it is required that the person applying for DSC must be present at the signNowing authority’s premises and prove his/her identity in front of the authority and the security risk involved in this case is very high. In this case also a hardware cryptographic device is used for storing the signature.The Necessity of Digital Signature CertificatesFor e-filing of the income tax returns by any individual, the Government of India has made it mandatory to affix digital signatures to the income tax returns documents. For affixing the digital signature one must have digital signature certificates issued by licensed certification authority.In addition, Ministry of Corporate Affairs has set the mandatory guidelines for the companies directing them to file all reports, applications and forms using a digital signature only and this again requires a digital signature certificate.For GST also a company must verify its GST application by affixing a digital signature using digital signature certificate in order to get registered for GST.These days many Government procedures, filling different applications, amendments and forms require digital signatures made by using digital signature certificates.Benefits of Digital Signature CertificatesSaves Money & Time: As there is no need of physical presence you can digitally sign your PDF files and other documents using DSC anywhere & anytime. You need not sign your paper documents and then scan them to send them across through internet if you follow the above given option. You can save the money which would otherwise be spent on printing and scanning the document. You can also go green by saving paper.Secured Data: The digitally signed documents are tamper proof as the digital signatures are secured with a private key and public key and they cannot be edited after digitally signing the document.Authentic: Digitally signed documents are authentic and the receiver can be completely sure about the sender’s identity and integrity. The receiver can easily execute the information in the document without worrying about the document being forged.Certificate (DSC) is essential for companies and organizations that take part or intend to take part in eTendering processes on various Government sites. If a organisation going to apply for any Government eTender needs to have a Class 3 Digital Signature Certificate registered in the name of a representative who is authorized to submit online offers for e-Tendering applications.How to apply digital signature ?We enable compliance with legal and regulatory requirements for end-to-end electronic transactions for any kind of E-Business.What Documents required for Class 3 Digital Signature ?Documents required for Class 3 Digital SignatureApplication Form (Duly Signed)Recent Passport Size Photograph (Pasted on the Application form and Signed across the Photo)Identity ProofPAN CARD * (Income Tax F Filing Portal requires PAN Encrypted DSC)PassportDriving LicensePhoto ID Issued by Central Or State GovernmentVoter IDAadhar CardApply for Digital SignatureAddress ProofPassportDriving LicenseLatest Utility Bills - Not Older than 3 Months (Telephone, Electricity, Water, Tax, LIC)Ration CardVoter IDBank Account Statement ( Not Older than 2 Months)Service Tax/ VAT registration CertificateProperty tax/ Municipal tax ReceiptProof of Right to do Business (Any one of the Following)Certificate of IncorporationMemorandum of Association & Articles of associationRegistered Partnership deedValid Business licenses like VAT , Service Tax RegistrationLicense under shop and Establishment Act (For Proprietorship Concerns)PAN Card of the Company/FirmProof of Right to do Business (Any one of the Following)Latest annual Report / BalancesheetLatest Income Tax ReturnsOrganization Bank Details on Banks Letter Head/ Latest Bank statement attested by BankAuthorization Letter in Favor of the applicationAll Documents to be Self Attested by the applicant & Attested by the Authorised Signatory of the Business with Stamp & Seal. For More information about Best Digital Signature company in kanpurDifferent software solutions exist for different platforms, hence I am going to give one (the most common one) for each one of them:Windows: Open the PDF in signNow and click the “Fill & Sign” button in the right pane.Mac: Open the PDF in Preview, click the Toolbox button, then click SigniPhone and iPad: Open the PDF attachment in Mail, then click “Markup and Reply” to sign.iPhone and Android: Download signNow Fill & Sign, open the PDF, and tap the Signature button.Chrome: Install the signNow extension, upload your PDF, and click the Signature button.n short, “best” varies by your specific need - and there are dozens of comparison vectors. The 2 most important, IMHO, are do you needA “standing order” doc that can be easily signed anytime by anyone, such as an injury waiver at a karate school / trampoline park / etc- that sort of thing. The signor is not pre-defined. For that, we (SwiftCloud) may well be best, but there are dozens to compare, and important to consider is volume, HIPAA medical compliance, integration to marketing, etc.Specific doc / signor - such as a real estate sales contract. The parties are pre-defined, and automation can be added to flow from group 1 (say, “the seller(s)”) to group 2 (seller’s agent, for example) to group 3 (the buyer(s) consecutively or concurrently.The #1 reason to use e-signature is to save time + integration on the data i.e. so marketing is 100% automated for example, and reducing time-to-close which results in higher sales pull-through rates. Don’t get me wrong, saving money on paper, printer, ink, printer jams, etc. is important - but that’s a money saver, not a money maker. Marketing and sales will actually create new revenue for you, so to not use electronic signature is for most businesses, downright neglectful. Granted, I’m a bit biased, but happy to do a formal study to prove it with real numbers, should anyone be so inclined.And you are good to go!!
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What is the "best" electronic / digital signature solution?
What is Digital Signature? And Benefits of Digital Signature Certificates [ http://www.idltechnologies.com/ ] A digital signature is basically a way to ensure that an electronic document (e-mail, spreadsheet, text file, etc.) is authentic. Authentic means that you know who created the document and you know that it has not been altered in any way since that person created it. Digital signatures rely on certain types of encryption to ensure authentication. Encryption is the process of taking all the data that one computer is sending to another and encoding it into a form that only the other computer will be able to decode. Authentication is the process of verifying that information is coming from a trusted source. These two processes work hand in hand for digital signatures. How do I get a Digital Signature? Digital Signature Certificate (DSC) is a secure digital key that certifies the identity of the holder, issued by a signNowing Authority (CA). There are many companies provide Digital Signature , i.e. SIFY eMudhra (n)code These companies gives LRA to several companies that are basically known as LRA. You may directly apply online and purchase from your local authority. 1. signNow [ https://sign.keepsolid.com/ ] - offers a 14 day free trial and 3 types of pricing plans starting from $9.99 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for Mac, iOS, Windows, Android and Web-browser. 2. signNow [ https://www.signNow.com/ ] - offers a 14 day free trial and 2 types of pricing plans starting from $29 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android. 3. signNow [ https://www.signNow.com/ ] - offers a 30 day free trial and 3 types of pricing plans starting from $15 when paid monthly. The number of document sends included each month differs by plan type. Available for Web-browser, iOS and Android. 4. signNow [ https://www.getsignNow.com/ ] - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. All plans include fair user restrictions to sign documents and send them for signature. Available for web-browser, iOS and Android. 5. signNow [ https://signNow.com/ ] - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. Unlimited document sending is subject to fair use thresholds. Available for Web-browser, iOS and Android. 6. signNow [ https://www.signNow.com/ ] - offers a free trial and 2 pricing plans starting from $16 per month when paid annually. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android. Digital Signature for E-tendering There are three types of digital signature certificates depending on the validation of identity and type of use. They are: Class I DSC – Individuals get it for validating the email identification of the users and in situations where risk is minimal and here the signature is stored in software. Class II DSC – Business organizations or individuals use this digital signature certificate to validate the information given by the subscriber in the application against the information available in a trusted consumer database and in other such situations where security risk is moderate. In this case a hardware cryptographic device is used for storing the signature. Class III DSC – This digital certificate is directly issued by the signNowing authority and it is required that the person applying for DSC must be present at the signNowing authority’s premises and prove his/her identity in front of the authority and the security risk involved in this case is very high. In this case also a hardware cryptographic device is used for storing the signature. The Necessity of Digital Signature Certificates For e-filing of the income tax returns by any individual, the Government of India has made it mandatory to affix digital signatures to the income tax returns documents. For affixing the digital signature one must have digital signature certificates issued by licensed certification authority. In addition, Ministry of Corporate Affairs has set the mandatory guidelines for the companies directing them to file all reports, applications and forms using a digital signature only and this again requires a digital signature certificate. For GST also a company must verify its GST application by affixing a digital signature using digital signature certificate in order to get registered for GST. These days many Government procedures, filling different applications, amendments and forms require digital signatures made by using digital signature certificates. Benefits of Digital Signature Certificates Saves Money & Time: As there is no need of physical presence you can digitally sign your PDF files and other documents using DSC anywhere & anytime. You need not sign your paper documents and then scan them to send them across through internet if you follow the above given option. You can save the money which would otherwise be spent on printing and scanning the document. You can also go green by saving paper. Secured Data: The digitally signed documents are tamper proof as the digital signatures are secured with a private key and public key and they cannot be edited after digitally signing the document. Authentic: Digitally signed documents are authentic and the receiver can be completely sure about the sender’s identity and integrity. The receiver can easily execute the information in the document without worrying about the document being forged. Certificate (DSC) is essential for companies and organizations that take part or intend to take part in eTendering processes on various Government sites. If a organisation going to apply for any Government eTender needs to have a Class 3 Digital Signature Certificate registered in the name of a representative who is authorized to submit online offers for e-Tendering applications. How to apply digital signature ? We enable compliance with legal and regulatory requirements for end-to-end electronic transactions for any kind of E-Business. What Documents required for Class 3 Digital Signature ? 1. Documents required for Class 3 Digital Signature 2. Application Form (Duly Signed) 3. Recent Passport Size Photograph (Pasted on the Application form and Signed across the Photo) 4. Identity Proof 5. PAN CARD * (Income Tax F Filing Portal requires PAN Encrypted DSC) 6. Passport 7. Driving License 8. Photo ID Issued by Central Or State Government 9. Voter ID 10. Aadhar Card 11. Apply for Digital Signature 12. Address Proof 13. Passport 14. Driving License 15. Latest Utility Bills - Not Older than 3 Months (Telephone, Electricity, Water, Tax, LIC) 16. Ration Card 17. Voter ID 18. Bank Account Statement ( Not Older than 2 Months) 19. Service Tax/ VAT registration Certificate 20. Property tax/ Municipal tax Receipt 21. Proof of Right to do Business (Any one of the Following) 22. Certificate of Incorporation 23. Memorandum of Association & Articles of association 24. Registered Partnership deed 25. Valid Business licenses like VAT , Service Tax Registration 26. License under shop and Establishment Act (For Proprietorship Concerns) 27. PAN Card of the Company/Firm 28. Proof of Right to do Business (Any one of the Following) 29. Latest annual Report / Balancesheet 30. Latest Income Tax Returns 31. Organization Bank Details on Banks Letter Head/ Latest Bank statement attested by Bank Authorization Letter in Favor of the application All Documents to be Self Attested by the applicant & Attested by the Authorised Signatory of the Business with Stamp & Seal. For More information about Best Digital Signature company in kanpur [ http://idltechnologies.com/ ] Different software solutions exist for different platforms, hence I am going to give one (the most common one) for each one of them: 1. Windows: Open the PDF in signNow and click the “Fill & Sign” button in the right pane. 2. Mac: Open the PDF in Preview, click the Toolbox button, then click Sign 3. iPhone and iPad: Open the PDF attachment in Mail, then click “Markup and Reply” to sign. 4. iPhone and Android: Download signNow Fill & Sign, open the PDF, and tap the Signature button. 5. Chrome: Install the signNow extension, upload your PDF, and click the Signature button. n short, “best” varies by your specific need - and there are dozens of comparison vectors. The 2 most important, IMHO, are do you need 1. A “standing order” doc that can be easily signed anytime by anyone, such as an injury waiver at a karate school / trampoline park / etc- that sort of thing. The signor is not pre-defined. For that, we (SwiftCloud [ https://swiftcloud.ai/ ]) may well be best, but there are dozens to compare, and important to consider is volume, HIPAA medical compliance, integration to marketing, etc. 2. Specific doc / signor - such as a real estate sales contract. The parties are pre-defined, and automation can be added to flow from group 1 (say, “the seller(s)”) to group 2 (seller’s agent, for example) to group 3 (the buyer(s) consecutively or concurrently. The #1 reason to use e-signature is to save time + integration on the data i.e. so marketing is 100% automated for example, and reducing time-to-close which results in higher sales pull-through rates. Don’t get me wrong, saving money on paper, printer, ink, printer jams, etc. is important - but that’s a money saver, not a money maker. Marketing and sales will actually create new revenue for you, so to not use electronic signature [ https://swiftcloud.ai/products/electronic-signature ] is for most businesses, downright neglectful. Granted, I’m a bit biased, but happy to do a formal study to prove it with real numbers, should anyone be so inclined. And you are good to go!!
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Which kinds of business requires e-signatures?
What is Digital Signature? And Benefits of Digital Signature CertificatesA digital signature is basically a way to ensure that an electronic document (e-mail, spreadsheet, text file, etc.) is authentic. Authentic means that you know who created the document and you know that it has not been altered in any way since that person created it.Digital signatures rely on certain types of encryption to ensure authentication. Encryption is the process of taking all the data that one computer is sending to another and encoding it into a form that only the other computer will be able to decode. Authentication is the process of verifying that information is coming from a trusted source. These two processes work hand in hand for digital signatures.How do I get a Digital Signature?Digital Signature Certificate (DSC) is a secure digital key that certifies the identity of the holder, issued by a signNowing Authority (CA). There are many companies provide Digital Signature , i.e.SIFYeMudhra(n)codeThese companies gives LRA to several companies that are basically known as LRA. You may directly apply online and purchase from your local authority.signNow - offers a 14 day free trial and 3 types of pricing plans starting from $9.99 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for Mac, iOS, Windows, Android and Web-browser.signNow - offers a 14 day free trial and 2 types of pricing plans starting from $29 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.signNow - offers a 30 day free trial and 3 types of pricing plans starting from $15 when paid monthly. The number of document sends included each month differs by plan type. Available for Web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. All plans include fair user restrictions to sign documents and send them for signature. Available for web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. Unlimited document sending is subject to fair use thresholds. Available for Web-browser, iOS and Android.signNow - offers a free trial and 2 pricing plans starting from $16 per month when paid annually. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.Digital Signature for E-tenderingThere are three types of digital signature certificates depending on the validation of identity and type of use. They are:Class I DSC – Individuals get it for validating the email identification of the users and in situations where risk is minimal and here the signature is stored in software.Class II DSC – Business organizations or individuals use this digital signature certificate to validate the information given by the subscriber in the application against the information available in a trusted consumer database and in other such situations where security risk is moderate. In this case a hardware cryptographic device is used for storing the signature.Class III DSC – This digital certificate is directly issued by the signNowing authority and it is required that the person applying for DSC must be present at the signNowing authority’s premises and prove his/her identity in front of the authority and the security risk involved in this case is very high. In this case also a hardware cryptographic device is used for storing the signature.The Necessity of Digital Signature CertificatesFor e-filing of the income tax returns by any individual, the Government of India has made it mandatory to affix digital signatures to the income tax returns documents. For affixing the digital signature one must have digital signature certificates issued by licensed certification authority.In addition, Ministry of Corporate Affairs has set the mandatory guidelines for the companies directing them to file all reports, applications and forms using a digital signature only and this again requires a digital signature certificate.For GST also a company must verify its GST application by affixing a digital signature using digital signature certificate in order to get registered for GST.These days many Government procedures, filling different applications, amendments and forms require digital signatures made by using digital signature certificates.Benefits of Digital Signature CertificatesSaves Money & Time: As there is no need of physical presence you can digitally sign your PDF files and other documents using DSC anywhere & anytime. You need not sign your paper documents and then scan them to send them across through internet if you follow the above given option. You can save the money which would otherwise be spent on printing and scanning the document. You can also go green by saving paper.Secured Data: The digitally signed documents are tamper proof as the digital signatures are secured with a private key and public key and they cannot be edited after digitally signing the document.Authentic: Digitally signed documents are authentic and the receiver can be completely sure about the sender’s identity and integrity. The receiver can easily execute the information in the document without worrying about the document being forged.Certificate (DSC) is essential for companies and organizations that take part or intend to take part in eTendering processes on various Government sites. If a organisation going to apply for any Government eTender needs to have a Class 3 Digital Signature Certificate registered in the name of a representative who is authorized to submit online offers for e-Tendering applications.How to apply digital signature ?We enable compliance with legal and regulatory requirements for end-to-end electronic transactions for any kind of E-Business.What Documents required for Class 3 Digital Signature ?Documents required for Class 3 Digital SignatureApplication Form (Duly Signed)Recent Passport Size Photograph (Pasted on the Application form and Signed across the Photo)Identity ProofPAN CARD * (Income Tax F Filing Portal requires PAN Encrypted DSC)PassportDriving LicensePhoto ID Issued by Central Or State GovernmentVoter IDAadhar CardApply for Digital SignatureAddress ProofPassportDriving LicenseLatest Utility Bills - Not Older than 3 Months (Telephone, Electricity, Water, Tax, LIC)Ration CardVoter IDBank Account Statement ( Not Older than 2 Months)Service Tax/ VAT registration CertificateProperty tax/ Municipal tax ReceiptProof of Right to do Business (Any one of the Following)Certificate of IncorporationMemorandum of Association & Articles of associationRegistered Partnership deedValid Business licenses like VAT , Service Tax RegistrationLicense under shop and Establishment Act (For Proprietorship Concerns)PAN Card of the Company/FirmProof of Right to do Business (Any one of the Following)Latest annual Report / BalancesheetLatest Income Tax ReturnsOrganization Bank Details on Banks Letter Head/ Latest Bank statement attested by BankAuthorization Letter in Favor of the applicationAll Documents to be Self Attested by the applicant & Attested by the Authorised Signatory of the Business with Stamp & Seal. For More information about Best Digital Signature company in kanpurDifferent software solutions exist for different platforms, hence I am going to give one (the most common one) for each one of them:Windows: Open the PDF in signNow and click the “Fill & Sign” button in the right pane.Mac: Open the PDF in Preview, click the Toolbox button, then click SigniPhone and iPad: Open the PDF attachment in Mail, then click “Markup and Reply” to sign.iPhone and Android: Download signNow Fill & Sign, open the PDF, and tap the Signature button.Chrome: Install the signNow extension, upload your PDF, and click the Signature button.n short, “best” varies by your specific need - and there are dozens of comparison vectors. The 2 most important, IMHO, are do you needA “standing order” doc that can be easily signed anytime by anyone, such as an injury waiver at a karate school / trampoline park / etc- that sort of thing. The signor is not pre-defined. For that, we (SwiftCloud) may well be best, but there are dozens to compare, and important to consider is volume, HIPAA medical compliance, integration to marketing, etc.Specific doc / signor - such as a real estate sales contract. The parties are pre-defined, and automation can be added to flow from group 1 (say, “the seller(s)”) to group 2 (seller’s agent, for example) to group 3 (the buyer(s) consecutively or concurrently.The #1 reason to use e-signature is to save time + integration on the data i.e. so marketing is 100% automated for example, and reducing time-to-close which results in higher sales pull-through rates. Don’t get me wrong, saving money on paper, printer, ink, printer jams, etc. is important - but that’s a money saver, not a money maker. Marketing and sales will actually create new revenue for you, so to not use electronic signature is for most businesses, downright neglectful. Granted, I’m a bit biased, but happy to do a formal study to prove it with real numbers, should anyone be so inclined.And you are good to go!!
-
What is the best e-signature app?
What is Digital Signature? And Benefits of Digital Signature CertificatesA digital signature is basically a way to ensure that an electronic document (e-mail, spreadsheet, text file, etc.) is authentic. Authentic means that you know who created the document and you know that it has not been altered in any way since that person created it.Digital signatures rely on certain types of encryption to ensure authentication. Encryption is the process of taking all the data that one computer is sending to another and encoding it into a form that only the other computer will be able to decode. Authentication is the process of verifying that information is coming from a trusted source. These two processes work hand in hand for digital signatures.How do I get a Digital Signature?Digital Signature Certificate (DSC) is a secure digital key that certifies the identity of the holder, issued by a signNowing Authority (CA). There are many companies provide Digital Signature , i.e.SIFYeMudhra(n)codeThese companies gives LRA to several companies that are basically known as LRA. You may directly apply online and purchase from your local authority.signNow - offers a 14 day free trial and 3 types of pricing plans starting from $9.99 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for Mac, iOS, Windows, Android and Web-browser.signNow - offers a 14 day free trial and 2 types of pricing plans starting from $29 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.signNow - offers a 30 day free trial and 3 types of pricing plans starting from $15 when paid monthly. The number of document sends included each month differs by plan type. Available for Web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. All plans include fair user restrictions to sign documents and send them for signature. Available for web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. Unlimited document sending is subject to fair use thresholds. Available for Web-browser, iOS and Android.signNow - offers a free trial and 2 pricing plans starting from $16 per month when paid annually. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.Digital Signature for E-tenderingThere are three types of digital signature certificates depending on the validation of identity and type of use. They are:Class I DSC – Individuals get it for validating the email identification of the users and in situations where risk is minimal and here the signature is stored in software.Class II DSC – Business organizations or individuals use this digital signature certificate to validate the information given by the subscriber in the application against the information available in a trusted consumer database and in other such situations where security risk is moderate. In this case a hardware cryptographic device is used for storing the signature.Class III DSC – This digital certificate is directly issued by the signNowing authority and it is required that the person applying for DSC must be present at the signNowing authority’s premises and prove his/her identity in front of the authority and the security risk involved in this case is very high. In this case also a hardware cryptographic device is used for storing the signature.The Necessity of Digital Signature CertificatesFor e-filing of the income tax returns by any individual, the Government of India has made it mandatory to affix digital signatures to the income tax returns documents. For affixing the digital signature one must have digital signature certificates issued by licensed certification authority.In addition, Ministry of Corporate Affairs has set the mandatory guidelines for the companies directing them to file all reports, applications and forms using a digital signature only and this again requires a digital signature certificate.For GST also a company must verify its GST application by affixing a digital signature using digital signature certificate in order to get registered for GST.These days many Government procedures, filling different applications, amendments and forms require digital signatures made by using digital signature certificates.Benefits of Digital Signature CertificatesSaves Money & Time: As there is no need of physical presence you can digitally sign your PDF files and other documents using DSC anywhere & anytime. You need not sign your paper documents and then scan them to send them across through internet if you follow the above given option. You can save the money which would otherwise be spent on printing and scanning the document. You can also go green by saving paper.Secured Data: The digitally signed documents are tamper proof as the digital signatures are secured with a private key and public key and they cannot be edited after digitally signing the document.Authentic: Digitally signed documents are authentic and the receiver can be completely sure about the sender’s identity and integrity. The receiver can easily execute the information in the document without worrying about the document being forged.Certificate (DSC) is essential for companies and organizations that take part or intend to take part in eTendering processes on various Government sites. If a organisation going to apply for any Government eTender needs to have a Class 3 Digital Signature Certificate registered in the name of a representative who is authorized to submit online offers for e-Tendering applications.How to apply digital signature ?We enable compliance with legal and regulatory requirements for end-to-end electronic transactions for any kind of E-Business.What Documents required for Class 3 Digital Signature ?Documents required for Class 3 Digital SignatureApplication Form (Duly Signed)Recent Passport Size Photograph (Pasted on the Application form and Signed across the Photo)Identity ProofPAN CARD * (Income Tax F Filing Portal requires PAN Encrypted DSC)PassportDriving LicensePhoto ID Issued by Central Or State GovernmentVoter IDAadhar CardApply for Digital SignatureAddress ProofPassportDriving LicenseLatest Utility Bills - Not Older than 3 Months (Telephone, Electricity, Water, Tax, LIC)Ration CardVoter IDBank Account Statement ( Not Older than 2 Months)Service Tax/ VAT registration CertificateProperty tax/ Municipal tax ReceiptProof of Right to do Business (Any one of the Following)Certificate of IncorporationMemorandum of Association & Articles of associationRegistered Partnership deedValid Business licenses like VAT , Service Tax RegistrationLicense under shop and Establishment Act (For Proprietorship Concerns)PAN Card of the Company/FirmProof of Right to do Business (Any one of the Following)Latest annual Report / BalancesheetLatest Income Tax ReturnsOrganization Bank Details on Banks Letter Head/ Latest Bank statement attested by BankAuthorization Letter in Favor of the applicationAll Documents to be Self Attested by the applicant & Attested by the Authorised Signatory of the Business with Stamp & Seal. For More information about Best Digital Signature company in kanpurDifferent software solutions exist for different platforms, hence I am going to give one (the most common one) for each one of them:Windows: Open the PDF in signNow and click the “Fill & Sign” button in the right pane.Mac: Open the PDF in Preview, click the Toolbox button, then click SigniPhone and iPad: Open the PDF attachment in Mail, then click “Markup and Reply” to sign.iPhone and Android: Download signNow Fill & Sign, open the PDF, and tap the Signature button.Chrome: Install the signNow extension, upload your PDF, and click the Signature button.And you are good to go!!
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What is digital signature?
What is a Digital Signature Certificate?A digital signature is a mathematical scheme that validates the integrity or authenticity of a given digital document or digital message. Digital signature certificates are the electronic or digital equivalent of paper certificates. Digital signature certificates validate your digital signature and for affixing digital signatures to e-documents digital signature certificates are required. Generally certificates are used to prove the identity of a person for particular purpose like driving license or passport or pan card or others. Similarly digital signature certificates are used to prove the identity of the person digitally to avail information or services on the internet and to sign certain documents digitally.Check Here : Digital Signature Certificate PriceWhat are the types of Digital Signature Certificates?There are three types of digital signature certificates depending on the validation of identity and type of use. They are:Class I DSC – Individuals get it for validating the email identification of the users and in situations where risk is minimal and here the signature is stored in software.Class II DSC – Business organizations or individuals use this digital signature certificate to validate the information given by the subscriber in the application against the information available in a trusted consumer database and in other such situations where security risk is moderate. In this case a hardware cryptographic device is used for storing the signature.Class III DSC – This digital certificate is directly issued by the signNowing authority and it is required that the person applying for DSC must be present at the signNowing authority’s premises and prove his/her identity in front of the authority and the security risk involved in this case is very high. In this case also a hardware cryptographic device is used for storing the signature.How to get a Digital Signature?A licensed authority also called as Certification Authority (CA) that has been granted the license to issue digital signature certificates by the Government of India can issue digital signature certificate under the Information Technology Act 2000. You should pay a specified fee and submit certain documents for obtaining DSC from CA. The e-KYC documents will fetch your DSC on the same day from CA. The documents are:Self-attested PAN card as identity proof.Voter ID card or driving license or passport or latest utility bill as address proof.The Necessity of Digital Signature CertificatesFor e-filing of the income tax returns by any individual, the Government of India has made it mandatory to affix digital signatures to the income tax returns documents. For affixing the digital signature one must have digital signature certificates issued by licensed certification authority.In addition, Ministry of Corporate Affairs has set the mandatory guidelines for the companies directing them to file all reports, applications and forms using a digital signature only and this again requires a digital signature certificate.For GST also a company must verify its GST application by affixing a digital signature using digital signature certificate in order to get registered for GST.These days many Government procedures, filling different applications, amendments and forms require digital signatures made by using digital signature certificates.Benefits of Digital Signature CertificatesSaves Money & Time: As there is no need of physical presence you can digitally sign your PDF files and other documents using DSC anywhere & anytime. You need not sign your paper documents and then scan them to send them across through internet if you follow the above given option. You can save the money which would otherwise be spent on printing and scanning the document. You can also go green by saving paper.Secured Data: The digitally signed documents are tamper proof as the digital signatures are secured with a private key and public key and they cannot be edited after digitally signing the document.Authentic: Digitally signed documents are authentic and the receiver can be completely sure about the sender’s identity and integrity. The receiver can easily execute the information in the document without worrying about the document being forged.What is the Validity of Digital Signature Certificates?The digital signature certificates in India issued by licensed signNowing authority approved by Ministry of Information & Technology are valid in India as per the ‘Information Technology Act 2000’. The DSC’s come with an explicit starting date & explicit expiration date. Usually the expiration time for standard digital signature certificates issued by CA will be from 1 year to 2 years. The digital signature certificates are managed by Certificate Revocation List (CRL) based on expiration date. An Indian national can have two DSC’s, one for his personal identification and another one for official identification.Check Here : Digital Signature Certificate Price
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What are the services provided by the Real estate agents?
What A Realtor Does For YouThe Critical Role Of The Realtor In The Real Estate TransactionMany home buyers and sellers are not aware of the true value that a Realtor provides during the course of a real estate transaction. Many people, in fact, are not cognizant of the expertise, professional knowledge, and just plain hard work that go into bringing about a successful real estate transaction.A multitude of important services and steps required in a real estate transaction are carried out by the Realtor or the brokerage staff. Most of these steps have traditionally been viewed simply as part of a Realtor's professional responsibilities to the client. But, without them, the transaction could be placed in jeopardy.Listed below are nearly 200 typical actions, research steps, processes, and review stages necessary for a successful residential real estate transaction that are normally provided by a full service real estate brokerage in exchange for their sales commission. Depending on the transaction, some of these steps may take minutes, hours, or even days to complete, while some may not be needed.ComprehensivenessThe list is by no means an attempt to set forth a complete list of services, as these can vary within each brokerage and each market. Many Realtors routinely provide a wide variety of additional services that are as varied as the nature of each transaction.By the same token, some transactions may not require every step listed. However, given the unexpected complications that can arise, it's far better to know about a step and make an intelligent, informed decision to skip it, than to not know the possibility even exists.The Realtor CommitmentThe professional commitment of a Realtor is to ensure that a seller and a buyer are brought together in an agreement that provides each with a transaction that is fair and equitable. The motivation is easy to understand. For most full-service brokerages, they receive no compensation whatsoever unless and until the sale closes.By contrast, there are firms that offer limited services in exchange for an up-front flat fee, or offer a menu of pay-as-you-go or a la' carte options. Other real estate firms may offer a sliding scale ranging from limited to full service. In these cases, the compensation of the Realtor is based on the reduced services provided, with the seller bearing full responsibility for all of the other steps and procedures (which are normally conducted by a full service real estate firm) in the selling process.Variety Of ChoicesThe variety of brokerage business models in today's real estate industry - full service, limited service, fee for service or other -- affords consumers with a greater range of options than ever before. No matter which option they choose, homeowners should understand exactly what services will, or will not, be provided by their choice of Realtor/brokerage firm before signing a Listing Agreement or otherwise engaging the services of a Realtor and agreeing to compensation.Why Use A RealtorNot every real estate agent or broker is a Realtor. That term and the familiar block "R" logo are trademarked by the National Association of Realtors can legally be used only by those that are Realtor members through their local association of Realtors.While all Realtors are also state-issued licensees as agents or brokers, a major difference between a real estate licensee and a Realtor is that Realtors have taken an oath to subscribe to a stringent, enforceable Code of Ethics with Standards of Practice that promote the fair, ethical and honest treatment of all parties in a transaction. Real estate licensees (those that have a state-issued license but are not members of a Realtor association) are not bound to the ethical practices and principles set forth in the Realtor Code.In addition, Realtor associations offer a wealth of training courses to their member Realtors, to help assure that Realtors serve their customers with the level of skill, knowledge and attention to detail required in today's real estate transaction. The continual training provided to Realtors underscores the importance of having help and guidance from someone who fully understands the process - a Realtor.For peace of mind, ensure that the individual seeking to represent you in a real estate transaction is not just a real estate licensee, but also a Realtor.Pre-Listing Activities1. Make appointment with seller for listing presentation.2. Send seller a written or e-mail confirmation of listing appointment and call to confirm.3. Review pre-appointment questions.4. Research all comparable currently listed properties.5. Research sales activity for past 18 months through the Multiple Listing Service (MLS) and/or public records databases.6. Research "Average Days on Market" for this property of this type, price range and location.7. Download and review property tax roll information.8. Prepare "Comparable Market Analysis" (CMA) to establish fair market value.9. Obtain copy of subdivision plat/complex lay-out.10. Research property's ownership and deed type.11. Research property's public record information for lot size and dimensions.12. Research and verify legal description.13. Research property's land use coding and deed restrictions.14. Research property's current use and zoning.15. Verify legal names of owner(s) in county's public property records.16. Prepare listing presentation package with above materials.17. Perform exterior Curb Appeal Assessment of subject property.18. Compile and assemble formal file on property.19. Confirm current public schools and explain impact of schools on market value.20. Review listing appointment checklist to ensure all steps and actions have been completed.Listing Appointment Presentation21. Give seller an overview of current market conditions and projections.22. Review agent's and company's credentials and accomplishments in the market.23. Present company's profile and position or niche in the marketplace.24. Present CMA Results To Seller, including Comparables, Solds, Current Listings and Expireds.25. Offer pricing strategy based on professional judgment and interpretation of current market conditions.26. Discuss goals with seller to market effectively.27. Explain market power and benefits of Multiple Listing Service.28. Explain market power of web marketing, Internet Data Display and Find Real Estate, Homes for Sale, Apartments & Houses for Rent.29. Explain the work the brokerage and agent do behind the scenes and agent's availability onweekends.30. Explain agent's role in taking calls to screen for qualified buyers and protect seller from curiosity seekers.31. Present and discuss strategic master marketing plan.32. Explain different agency relationships and determine seller's preference.33. Review and explain all clauses in Listing Contract and Addendum and obtain seller's signature.Once Property Is Under Listing Agreement34. Review current title information.35. Measure overall and heated/air conditioned square footage.36. Measure interior room sizes.37. Confirm lot size via owner's copy of certified survey, if available.38. Note any and all unrecorded property lines, agreements, easements.39. Obtain house plans, if applicable and available.40. Review house plans and make copy.41. Order plat map for retention in property's listing file.42. Prepare showing instructions for buyers' agents and agree on showing time window with seller.43. Obtain current mortgage loan(s) information: companies and loan account numbers.44. Verify current loan information with lender(s).45. Check assumability of loan(s) and any special requirements.46. Discuss possible buyer financing alternatives and options with seller.47. Review current appraisal if available.48. Identify Home Owner Association manager if applicable.49. Verify Home Owner Association Fees with manager - mandatory or optional and current annual fee.50. Order copy of Homeowner Association bylaws, if applicable.51. Research electricity availability and supplier's name and telephone number.52. Calculate average utility usage from last 12 months of bills.53. Research and verify city sewer/septic tank system.54. Water System: Calculate average water fees or rates from last 12 months of bills.55. Well water: Confirm well status, depth and output from Well Report.56. Natural gas: Research/verify availability and supplier's name and telephone number.57. Verify security system, current term of service and whether owned or leased.58. Verify if seller has transferable Termite Bond.59. Ascertain need for lead-based paint disclosure.60. Prepare detailed list of property amenities and assess market impact.61. Prepare detailed list of property's "Inclusions & Conveyances with Sale."62. Compile list of completed repairs and maintenance items.63. Send "Vacancy Checklist" to seller if property is vacant.64. Explain benefits of Home Owner Warranty to seller.65. Assist sellers with completion and submission of Home Owner Warranty Application.66. When received, place Home Owner Warranty in property file for conveyance at time of sale.67. Have extra key made for lockbox.68. Verify if property has rental units involved. If so:69. - Make copies of all leases for retention in listing file.70. - Verify all rents and deposits.71. - Inform tenants of listing and discuss how showings will be handled.72. Arrange for installation of yard sign(s).73. Assist seller with completion of Seller's Disclosure form.74. Complete "New Listing Checklist."75. Review results of Curb Appeal Assessment with seller and provide suggestions to improve salability.76. Review results of Interior Décor Assessment and suggest changes to shorten time on market.77. Load listing into transaction management software program.Entering Property in Multiple Listing Service Database78. Prepare MLS Profile Sheet - Realtor is responsible for quality control and accuracy of listing data.79. Enter property data from Profile Sheet into MLS Listing Database.80. Proofread MLS database listing for accuracy - including proper placement in mapping function.81. Add property to company's Active Listings list.82. Provide seller with signed copies of Listing Agreement and MLS Profile Sheet Data Form within 48 hours.83. Take additional photos for upload into MLS and use in flyers. Discuss efficacy of panoramic/virtual tour photography.Marketing The Listing84. Create print and Internet ads with seller's input.85. Coordinate showings with owners, tenants, and other Realtors. Return all calls - weekends included.86. Install electronic lockbox if authorized by owner. Program lockbox with agreed-upon showing time windows.87. Prepare mailing and contact list.88. Generate mail-merge letters to contact list.89. Order "Just Listed" labels and reports.90. Prepare flyers and feedback faxes.91. Review comparable MLS listings regularly to ensure property remains competitive in price, terms, conditions and availability.92. Prepare property marketing brochure for seller's review.93. Arrange for printing or copying of supply of marketing brochures or flyers.94. Place marketing brochures in all company agent mail boxes.95. Upload listing to company and agent Internet site, if applicable.96. Mail Out “Just Listed” notice to all neighborhood residents.97. Advise Network Referral Program of listing.98. Provide marketing data to buyers coming through international relocation networks.99. Provide marketing data to buyers coming from referral network.100. Provide “Special Feature” cards for marketing, if applicable.101. Submit ads to company’s participating Internet real estate sites.102. Price changes conveyed promptly to all Internet groups.103. Reprint/supply brochures promptly as needed.104. Loan information reviewed and updated in MLS as required.105. Feedback e-mails/faxes sent to buyers’ agents after showings.106. Review weekly Market Study.107. Review lockbox reports to study home showing traffic.108. Discuss lockbox showing reports and feedback from showing agents with seller to determine if changes will accelerate the sale.109. Place regular weekly update calls to seller to discuss marketing and pricing.110. Promptly enter price changes in MLS listing database.The Offer And Contract111. Receive and review all Offer to Purchase contracts submitted by buyers or buyers’ agents.112. Evaluate offer(s) and prepare a “net sheet” on each for the owner for comparison purposes.113. Counsel seller on offers. Explain merits and weakness of each component of each offer.114. Contact buyers’ agents to review buyer’s qualifications and discuss offer.115 Fax/deliver Seller’s Disclosure to buyer’s agent or buyer upon request and prior to offer if possible.116. Confirm buyer is pre-qualified by calling loan officer.117. Obtain pre-qualification letter on buyer from loan officer.118. Negotiate all offers on seller’s behalf, setting time limit for loan approval and closing date.119. Prepare and convey any counter offers, acceptance or amendments to buyer’s agent.120. Fax copies of contract and all addendums to closing attorney or title company.121. When Offer to Purchase Contract is accepted and signed by seller, deliver to buyer’s agent.122. Record and promptly deposit buyer’s earnest money in escrow account.123. Disseminate “Under-Contract Showing Restrictions” as seller requests.124. Deliver copies of fully signed Offer to Purchase contract to seller.125. Fax/deliver copies of Offer to Purchase contract to Selling Agent.126. Fax copies of Offer to Purchase contract to lender.127. Provide copies of signed Offer to Purchase contract for office file.128. Advise seller in handling additional offers to purchase submitted between contract and closing.129. Change status in MLS to “Sale Pending.”130. Update MLS and transaction management program to show “Sale Pending.”131. Review buyer’s credit report results -- advise seller of worst and best case scenarios.132. Provide credit report information to seller if property will be seller-financed.133. Assist buyer with obtaining financing, if applicable and follow-up as necessary.134. Coordinate with lender on discount points being locked in with dates.135. Deliver unrecorded property information to buyer.136. Order septic system inspection, if applicable.137. Receive and review septic system report and assess any possible impact on sale.138. Deliver copy of septic system inspection report lender and buyer.139. Deliver Well Flow Test Report copies to lender and buyer and property listing file.140. Verify termite inspection ordered.141. Verify mold inspection ordered, if required.Tracking The Loan Process142. Confirm verifications of deposit and buyer’s employment have been returned.143. Follow loan processing through to the underwriter.144. Add lender and other vendors to transaction management program so agents, buyer and seller can track progress of sale.145. Contact lender weekly to ensure processing is on track.146. Relay final approval of buyer’s loan application to seller.Home Inspection147. Coordinate buyer’s professional home inspection with seller.148. Review home inspector’s report.149. Enter completion into transaction management tracking software program.150. Explain seller’s responsibilities with respect to loan limits and interpret any clauses in the contract.151. Ensure seller’s compliance with Home Inspection Clause requirements.152. Recommend or assist seller with identifying and negotiating with trustworthy contractors to perform any required repairs.153. Negotiate payment and oversee completion of all required repairs on seller’s behalf, if needed.The Appraisal154. Schedule appraisal.155. Provide comparable sales used in market pricing to appraiser.156. Follow-Up on appraisal.157. Enter completion into transaction management program.158. Assist seller in questioning appraisal report, if questions arise.Closing Preparations And Duties159. Contract is signed by all parties.160. Coordinate closing process with buyer’s agent and lender.161. Update closing forms and files.162. Ensure all parties have all forms and information needed to close the sale.163. Select location where closing will be held.164. Confirm closing date and time and notify all parties.165. Assist in solving any title problems (boundary disputes, easements, etc) or in obtaining Death Certificates.166. Work with buyer’s agent in scheduling and conducting buyer’s final walk-through prior to closing.167. Research all tax, Home Owner Association, utility and other applicable prorations.168. Request final closing figures from closing agent (attorney or title company).169. Receive and carefully review closing figures to ensure accuracy of preparation.170. Forward verified closing figures to buyer’s agent.171. Request copy of closing documents from closing agent.172. Confirm buyer and buyer’s agent have received title insurance commitment.173. Provide Home Owners Warranty for availability at closing.174. Review all closing documents carefully for errors.175. Forward closing documents to absentee seller as requested.176. Review documents with closing agent (attorney).177. Provide earnest money deposit check from escrow account to closing agent.178. Coordinate this closing with seller’s next purchase and resolve any timing problems.179. Have a “no surprises” closing so that seller receives a net proceeds check at closing.180. Refer sellers to a Realtor at their destination, if applicable.181. Change MLS status to Sold. Enter sale date, price, selling broker and agent’s ID numbers, etc.182. Close out listing in transaction management program.Follow Up After Closing183. Answer questions about filing claims with Home Owner Warranty company, if requested.184. Attempt to clarify and resolve any conflicts about repairs if buyer is not satisfied.185. Respond to any follow-on calls and provide any additional information required from office files.Are You looking for Property?Check Your Property Rates on Oyeok AppAndroid: OYEOK-Real Estate Prices-Rates - Android Apps on Google PlayiOS: OYEOK-Real Estate Prices-Rates - Android Apps on Google Play
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What does MCD mean in banking?
Mobile Banking Disclosures - County FCUMCD Frequently Asked Questions“Mobile Check Deposit FAQsWhat is Mobile Check Deposit?Members First Credit Union Mobile Check Deposit is a secure, online service that allows you to deposit checks into eligible MFCU accounts from your mobile device. Through the MFCU Mobile App, you can photograph a check with the camera feature on a smart phone device and deposit it electronically to your MFCU account.How does Mobile Check Deposit work?With Mobile Check Deposit, you can safely deposit checks from home, work or anywhere else you have access to an iOS or Android device with a camera and a connection to the Internet.Download our free Mobile Banking app and log-in to your accountSelect Mobile Check Deposit Enrollment from the Payment Options tab within the menu of your Mobile App or Online Banking, read and accept the Terms and Conditions and click AcceptLog out of your account, launch the Mobile App and then log in to use Mobile Check DepositSelect Mobile Check Deposit from the Transactions tabChoose the account you wish to deposit funds toEnter the deposit amount of the check and click saveClick Capture ImagePlace your check on a flat surface, line it up within the brackets, click Capture Front. Flip your check over, line it up within the brackets and click Capture Back. Make sure the back is endorsed with “For MFCU Mobile Deposit Only” with your signature below the statement.Scroll down to review and approve the images of the checkClick Submit DepositWhat types of checks can be deposited with Mobile Check Deposit?MFCU accepts checks drawn on financial institutions within the United States, excluding its territories. This includes:Personal checksCorporate/business checksCashier's checksGovernment checksWhat types of checks CANNOT be deposited with Mobile Check Deposit?The following items are not eligible for Mobile Check Deposit:Checks or items payable to any person or entity other than the owners on the account for which the check is being depositedChecks prohibited by, or received in violation of, any law, rule or regulationThird Party checksPost-dated checksChecks that have been previously cashed or depositedChecks payable to “cash”Checks or items containing an obvious alteration to any of the fields on the front, or checks or items which you know, suspect or should know or suspect to be fraudulentChecks drawn on your own checking account with MFCUChecks or items not payable in United States currencyChecks that have been remotely createdItems drawn on financial institutions located outside the United StatesItems previously converted to a substitute checkChecks to be directly deposited into your IRA or Certificate of DepositMoney orders and travelers checksConvenience checks (checks drawn off a credit card for a cash advance)Amex Gift ChequesChecks that require authorizationState-issued registered warrantsChecks that appear irregular in any wayWhy must the check be endorsed with the words "For MFCU Mobile Deposit Only”?This specific endorsement ensures that checks deposited through Mobile Check Deposit will not be deposited again at a Members First Credit Union branch or at another financial institution. It is one of many security measures we have put in place to protect member accounts from theft and fraud. Checks that are not endorsed as specified will be rejected by Members First Credit Union.Are there fees associated with Mobile Deposit?The Mobile Check Deposit service is FREE to MFCU members making deposits to their eligible account(s).Is my financial information secure with Mobile Check Deposit?YES! The Mobile Check Deposit service is offered through Mobile Banking, which requires you to log in with your unique Username and Password. To prevent unauthorized access to your account, be sure to log out of Mobile Banking once your online account activities have been completed.How does Mobile Check Deposit identify and prevent fraud?We require each item to be endorsed with the signature of the payee and "For MFCU Mobile Deposit Only." This way, checks deposited through Mobile Check Deposit cannot be deposited again at a Members First Credit Union branch or another financial institution. The Mobile Check Deposit approval process also includes a review of each deposited item, and automatically detects duplicate deposits.What are the deposit and transaction limits?Accounts have a $5,000 per check, per day limit.When will deposited funds be available in my account?Checks that are deposited via Mobile Check Deposit will be reviewed and credited to your account, on a case by case basis. Most check deposits will have same day or next business day funds availability. You will receive a notice of an extended hold if funds are held beyond next business day.If you deposit a check Monday-Friday before 2:00 PM EST funds will be available that day based on our Terms and Conditions.If you deposit a check Monday – Friday after 2:00 PM EST, Saturday, Sunday or a Holiday, funds will be available the following business day based on our Terms and Conditions.Who is eligible for Mobile Check Deposit?Members with an account in good standing are eligible for Mobile Check Deposit.How do I enroll in Mobile Check Deposit?To enroll your eligible account, select the Mobile Check Deposit option from the eServices tab in the menu of your Mobile Banking app; then read and accept the Terms and Conditions.What are the guidelines for taking a good picture for Mobile Check Deposit?Make sure your check image follows these conditions:Take the picture in a well-lit areaAvoid shadows such as those created by holding the camera between the check and the light sourceOnly the check you are working with should be visible in the pictureAvoid having other objects in the frame, such as other papers, pens, etc.Take the picture of your check against a darker background colorMake sure the check is not cut off by the edge of the view window, a deep shadow, or other objects. All four corners of the check need to be visible.Make sure the image is sharp and focused. For some devices this means pulling back from the check so the image does not blur.Make sure your check is endorsed with “For MFCU Mobile Deposit Only” and your signatureHow will I be notified if there is a problem with my deposit?You will receive an email within an hour of your check deposit stating if your check has been approved or rejected for processing.After your check has been approved for processing, you could receive a Secure Message within Online Banking stating one the following:Your check is on holdYour check has been rejected and whyWhat steps should I take if my Mobile Check Deposit is declined?If your deposit item is declined, you will receive notification by e-mail or secure message, indicating the reason for the decline. If you feel you need to discuss the matter in more detail, you can contact us at 855.835.MFCU (6328) during normal business hours. Reasons that deposit items may be declined include:Ineligible checkNon-negotiableMissing signatureMissing endorsementStale datedPost-datedDuplicate checkPoor image qualityDaily deposit limit exceededUnacceptable itemOtherHow long should I retain my original check? What happens if I discard the check and an issue arises?For your protection, retain the original check for at least two weeks AFTER receiving confirmation that it has posted to your account. When you are ready to discard it, mark it "VOID" and dispose of it in a way that prevents it from being presented for payment again. If an issue should arise and the original check is no longer available, please contact the issuer of the check to obtain a copy of the check that can be re-submitted for deposit.What should I do if I need help using Mobile Check Deposit?The Mobile Check Deposit service is designed to be a user-friendly, self-service product. If you need assistance, please visit our branch locations or contact our Call Center at 855.835.MFCU (6328) during normal business hours.”
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