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Set up your eSignature workflows while staying compliant with major eSignature, data protection, and eCommerce laws. Use airSlate SignNow to make every interaction with a document secure and compliant.
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Templatize frequently used documents to save time and reduce the risk of common errors when sending out copies for signing.
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Have your eSignature workflow up and running in minutes. Take advantage of numerous detailed guides and tutorials, or contact our dedicated support team to make the most out of the airSlate SignNow functionality.
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FAQs
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What are some useful SaaS (software as a service) tools for small businesses?
The logical route for most small businesses that are operating on tight budgets is to start with free SaaS software. There are many out there but you will find that they are limited in features and capabilities. You may want to have a mix of free tools and set aside a reasonable investment for paid solutions since there are lots of affordably priced, SMB-friendly SaaS software offerings in the market. Here’s a great resource on SaaS tools for small business you may want to check out.The following are my suggestions of software categories and the respective products that are most useful in y...
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What is needed to get a personal loan in India?
A personal loan is an unsecured advance offered by both banks and NBFCs to any eligible individual. Personal Loans for Salaried class include people working in private or government enterprises and does Salaried Doctors working in health institutions, CAs working in companies, employees of Public listed and Private limited companies , MNCs, SMEs and Government Sector employees including public sector undertakings. Each bank has separate minimum criteria for income, age, employment type, credit score, job status, etc. You will need to meet these criteria in order to qualify for a personal loan.Personal Loan Eligibility1. Minimum and Maximum AgeThe minimum age for getting a loan is 21 Years whereas the maximum is 60 Years.2. Net Monthly IncomeFor salaried individuals, timely and regular salary credit is important to get eligible for loan. Min. Rs. 20,0003. Employment TypeSalaried customers have more choices for personal loan banks. Interest rates are typically in the range of 10.99% to 33.00% per annumPersonal loans to self-employed professionals and businessmen are classified as Business Loan4. Minimum Work Experience2 years of total work experience. Some banks also give loans with 1 year of total experience. Tenure from the current company should not be less than 6 – 12 months5. CIBIL Score for Personal LoanThe CIBIL Score for a Personal Loan should be more than650 & more credit history. The more the Credit Score the more chance for getting a LoanDocumentation RequiredDuly-filled and signed application form2 passport-size photographsCheque – Processing feeProof of Identity – Voter ID/ Passport Copy/ Driving License / PAN Card (any one)Address – Passport Copy/ Utility Bill (Electricity, Water)/ Rental Agreement/ Ration Card (any one)Income (depending on type of employment) – Latest Salary Slips (3 months) / Bank Statements (3 – 6 months) / Passbook (3 – 6 months)/ Current Salary Certificate (any one)Tax paid – Latest Form 16/ Income Tax ReturnKYC Documents – Address Proof, proof of Date of Birth, Identity Proof.How Income determines your Eligibility?Monthly Income to get personal loan should be at least Rs. 25,000. However, some banks give loans to individuals with salary less than Rs. 25,000. Banks also follow different limit to calculate the ratio of fixed obligations to monthly income.Suppose, your income is Rs. 25,000, then bank calculates your eligibility such that fixed obligations do not exceed 50% of your income. However, if your income is more than Rs. 35,000 per month, then banks will allow higher fixed obligations to income ratio of 65%, which means that your fixed expenses (including rent and other EMIs) can be up to 65% of your income to be eligible for a loan from a bank. Higher the income, better are the chances to get high loan amount.How to improve your eligibility for personal loan?You can improve your eligibility for personal loan by doing following things:To increase your eligibility, pay off your running debts firstPay your EMIs or other obligations on time to improve credit history and to negotiate with banks in future to get high loan amountTransfer your existing loans to lower rate to reduce your existing EMI and to get new loan of higher amount.FundsTiger can arrange loans from all the banks we can help you to get all types of loans and also balance transfers on existing loans and can also help you to giving free credit consultation.
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How do you add a digital signature to an online form?
HiThere are many ways you can add a digital signature to an online form. If it is a form you have filled in, you can then download it and upload to a signature service provider and apply the signature. Take a look at the E-Sign tutorial video here:Electronic Signature & Secure Document Solution | E-SignOr, if you are generating an online form that you want people to sign, there is a fast form service. Here companies like ours can take your form, digitise it and provide you with a link to place online. An example of this and further details can be found here:Electronic Signature & Secure Document Solution | E-SignI hope this helps
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How can I create demat and trading account?
Are you interested in trading and investing? Then you must have a demat account. It is a primary requirement to begin your investment journey.Demat account have changed the stock market scenario. In the era of internet, demat accounts was a revolution.Here is everything you want to know about demat accounts.Benefits of Demat accountYour shares are secured as high-level of data privacy standards are followed.You can invest in shares anytime anywhere.Electronic settlements are faster.No risk of theft, loss, non-delivery of certificates.You can buy and sell as less as one share.In one account you can transact in shares as well as debt instruments.Physical securities incurred an extra cost of stamp duty. Demat account saves that cost.Easy to maintain and track.The de-materialization policy has proved to be a boon for all investors. Will all these benefits and ease of transactions, investing has become easier for beginners too.open your free brokerage stock demat account Aadhar instantlyWhat is a Demat account?Just like a bank account holds money, a Demat account holds shares, mutual funds, bonds, government securities and electronic traded funds (ETFs).Every time you buy a share, it is credited to your Demat account and vice versa. It is mandatory for every investor to have a Demat account.Best demat account providersZerodhaicici directHdfc securitiesSharekhanKotak securitiesMotilal oswal5 paisaEdelwesisWisdom capitalSasonlineRole of a DepositoryIndia has two depositories:NSDL and CDSL. They hold the details of all the Demat accounts in India in electronic formats.You can open a Demat account with any of the two depositories. They facilitate the buying and selling of securities:}Required documents to enter in share marketPancardBank accountAadharMost beginner Friendly trending broker india and 6.0 lakh clients satisfied only broking firmClick here to open account in 2mins: open online trading account
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What is the difference between a digital signature and an electronic signature in your professional opinion?
Both terms - “electronic signature” and “digital signature” - are often used interchangeably, they aren’t exactly the same. Electronic signatures could be considered virtual representations of a pen-and-paper (“wet”) signatures. Digital signatures, also called cryptographic signatures, are a type of electronic signature that’s coded and encrypted in order to prevent the impersonation of a signee, tampering, and improve security overall.The main difference is that a digital signature is mainly used to secure documents and is authorized by certification authorities while an electronic signature (e-signature, e-sign) is usually associated with a contract where the signer has got the intention to do so: Difference Between Digital Signature and Electronic SignatureE-signature helps an individual to show his agreement to the conditions and terms of an electronic service. It can also be used to confirm the identity of the message's creator. Many countries give the same legal importance and significance to e-signatures as to traditional ways of executing documents. Here are the features of some most popular tools in this area: Best E-Signature Software Reviews & Comparisons | 2019 List of Expert's ChoicesWith electronic signature tools you avoid signing digital documents by hand - which is tedious cause otherwise you need to print, sign and scan all that stuff - that’s why such tools are on the rise. If you work with such signatures often, maybe you need some simple free tool which is specialized exactly for your business tasks. It really depends on the purpose for which you need this to sign an already typed document - it is often better to use a specialized tool, like Draw Your Signature Online and Sign PDF - CreateMySignature.com (instead of a regular image editor) to streamline your business documents workflow.
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Has anyone taken a loan from the Paras Education Foundation? What was the process?
Hi!Paras education foundation helped me with my finances for my graduation degree at Northeastern University. They helped me to acquire lower interest rates for the loan and also were a great help while the process was going on.Their process was easy and fast.The disbursements had a perfect timing, so I had no trouble with the university. My experience with the helpline number was also quite good. Everything related to Paras foundation is methodical and easy to follow.Process:First, you need to fill a loan application for and a VMR from on their site, where you have to include 2 references.Then, You need to have a co-signor ready who has a green card or citizenship who will need to be your co-signor. He/She has to fill a form and co-operate with the US office to confirm his status.Once that’s approved, there is a E-signing process of the loan application where Paras mails you a form you have to print, sign and then scan and email them back.Then wait for you loan to be approved at a low interest rate.All this happens inside 2 weeks. So its fast and easy!
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Do I need to file Form 941 for my small business?
The third quarter filing deadline for Form 941 is fast approaching! If you don’t have a full-service payroll solution for your small business like PayWow, manually filing Form 941 can be tricky but it need-not be difficult. We’re sharing a complete small business guide to IRS Form 941 to help during this tax season!The Complete Small Business Guide to IRS Form 941What is Form 941?Form 941, the Employer’s Quarterly Tax Return, is used to report employment taxes. If you pay wages for employment, you will need to file IRS Form 941 quarterly. You, the employer, are responsible for withholding and reporting social security tax, income taxes, and Medicare tax from employee wages. Form 941 is also used to calculate your portion of social security and Medicare tax.Fourth Quarter Form 941 Deadline: January 31stDo I Need to File IRS Form 941?All businesses that pay wages for employment are required to file Form 941 and continue to do so even if there are no employees present during select quarters. Seasonal and agricultural employers are the only exception and are not required to file for each quarter.What Do I Need to File Form 941?To file Form 941, you will need your business details such as your EIN and preferably an Online Signature PIN. You do not necessarily need a PIN to file, however, if you choose to file online it will make the process simpler. If you do not have a PIN, you will need to complete and e-sign Form 8453-EMP.In addition to your business information, you need these three pieces of payroll information in order to file Form 941.Number of EmployeesTotal Paid WagesIRS Tax Amount WithheldWhat are the Penalties Associated with Form 941?A failure-to-file tax penalties for Form 941 result in a 5% penalty based on the total tax amount due. Your business is then charged an additional 5% each month the return remains unpaid, for up to five months.You’ll be penalized for depositing tax payments late. Initially, you will be penalized .5% of the unpaid tax amount and will be charged each month following the deadline. The penalty amount will increase to 1% of the tax amount ten days following notice that the IRS intends to levy. This notice should be taken seriously and is a final warning that the IRS is prepared to seize your property to satisfy the unpaid debt.Warning: The IRS can garnish your wages, withdraw money from your bank accounts or posses other personal property to settle the owed debt. However, the tax penalty will be capped at 25% of the total unpaid tax.I hope this was helpful!! For the full article click here:The Complete Small Business Guide to IRS Form 941 - PayWow
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Is there someone who has taken education loan from paras foundation?
Hi!I am a Fall 2016 student at Northeastern University.Paras education foundation helped me with my finances for my graduation degree.They helped me to acquire lower interest rates for the loan and also were a great help while the process was going on.Their process was easy and fast.The disbursements had a perfect timing, so I had no trouble with the university. My experience with the helpline number was also quite good. Everything related to Paras foundation is methodical and easy to follow.If you guys were wondering about the Process, Here it is as I remember:First, you need to fill a loan application for and a VMR from on their site, where you have to include 2 references.Then, You need to have a co-signor ready who has a green card or citizenship who will need to be your co-signor. He/She has to fill a form and co-operate with the US office to confirm his status.Once that’s approved, there is a E-signing process of the loan application where Paras mails you a form you have to print, sign and then scan and email them back. Then wait for you loan to be approved at a low interest rate.All this happens inside 2 weeks. So its fast and easy!
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What paperwork is needed in order to take a loan from the Paras Foundation, and how does the process work?
Hi!If you guys were wondering about the Process, Here it is as I remember:First, you need to fill a loan application for and a VMR from on their site, where you have to include 2 references.Then, You need to have a co-signor ready who has a green card or citizenship who will need to be your co-signor. He/She has to fill a form and co-operate with the US office to confirm his status.Once that’s approved, there is a E-signing process of the loan application where Paras mails you a form you have to print, sign and then scan and email them back. Then wait for you loan to be approved at a low interest rate.All this happens inside 2 weeks. So its fast and easy!
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Frequently asked questions
How do i add an electronic signature to a word document?
When a client enters information (such as a password) into the online form on , the information is encrypted so the client cannot see it. An authorized representative for the client, called a "Doe Representative," must enter the information into the "Signature" field to complete the signature.
What is a live electronic signature?
The signature of an authentic document is generated when an electronic signature (a code, symbol, or a fingerprint) is applied to a digital document. The signature is verified by the electronic signatures of the addressee and the addressees.
The key element of a live electronic signature is the signature code or digital identity code.
For instance, an official certificate is issued by the Ministry of Health when the applicant's birth certificate is submitted to the Ministry, but the Ministry is also the official who verifies the signature code. There are several factors that affect the strength of one's electronic signature.
For instance, the electronic signature is based on a key system that is used to authenticate the signature. A key system is a combination of a signature code, signature algorithm, and cryptographic algorithm. These factors affect different aspects of the signature code and its verification. The most important is the signature algorithm, which is a way to generate random numbers that produce different signature code numbers.
This method of generating random numbers can be used to prevent duplicate signatures or to generate unique signatures by the same person to prove they are the same person. It can also be used to ensure the validity or authenticity of documents with similar signatures.
An electronic signature is only as strong as the algorithm, which includes the key system, but the strength of a computerized key system can also affect the strengt...
How to know if an electronic signature was actually signed?
A. A person may be found to have violated the law if either of the following applies:
1. The signature is forged, altered, or falsely made;
2. The signature is the result of an unauthorized use of a key or combination.
Q. What if I do not like how my signature was captured?
A. You have the right to obtain a certified copy of your signature by going to the office that issued your certificate; and
3. You can then use the corrected copy and file your document in the county clerk's office.
Q. What are certain circumstances under which my signature may not be certified?
A. Certain circumstances under which a signature may not be certified include:
A. The signature cannot be obtained within three years after the signature is initially recorded; the signature is not obtained in accordance with the requirements for a signature by mail; the signature is forged; or the signature was not obtained by electronic means.
B. A certified copy of a certified signature cannot be used for any purpose for which it may be used without a corrected certified signature.
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Q. What are the penalties for violating the law?
A. Anyone who violates this law is subject to a criminal fine up to $5,000, to jail up to one year, or both.
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Q. What if I want to use my electronic signature for personal reasons?
A. You must obtain a certified copy of your signature for those reasons. There may be a fee for this copy, depending on the circumstances of the document.
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