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FAQs
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How can I prepare my English for a banking exam?
Note-This is a long answer but believe me, it is worth reading.This answer targets every competitive exam in which the English section plays a major role.I am taking an example of English section of bank exams because it is the hardest nut to crack.I am not promoting any apps, websites. I am preparing for this exam also. I have watched a lot of videos of the English strategy. They just beat around the bush and say only two things-Do reading and Improve your vocab. But they don't tell the exact sources that we should follow.That’s why i am writing this answer.English is the toughest section in the bank exams. Most of the people think that I am from English medium background, therefore, cracking this section is a piece a cake for me. This is the reason why the most of the people are not able to clear even sectional cutoff of this section. Just see the cutoff-IBPS PO PRE 2015 CUTOFF-(Out of 30)IBPS PO MAINS 2015 CUTOFF-IBPS PO PRE 2016 CUTOFF-IBPS PO MAINS 2016 CUTOFF-IBPS PO PRE 2017 CUTOFF-IBPS PO MAINS 2017 CUTOFF-(Out of 40)Did you notice something?The cutoff for this section is in single digit out of 30/40 marks. So you can guess the level of this section. That's why I showed screenshot to know the importance of this section.Now how to prepare for this section?There are 3 major parts in this section-1.Reading Comprehension.2.Vocab.3.Grammar.Now let's discuss one by one1.Reading Comprehension-To master this section do at least one- hour editorial reading(Business/Economy related articles) of The Hindu, Indian Express, Economic Times etc. There is no need to buy any newspaper. Just install this app.Daily editorial-The advantage of this app is that when you click on the word the meaning of the word will pop up. So there is no need to use the dictionary again and again.And please don't waste your precious time in jotting down current affairs and vocab. You have two choices either waste your time in jotting down things or follow my advice(i did this thing and believe me making notes is an utter waste of time).For speed reading, I suggest these two apps-1.2.For RC practice-Ideal Test Simulator For The RC Section Found On All Standard Tests.Book to follow for speed reading-How to read better and faster by Norman Lewis.2. Vocab- I have already discussed the importance of these two apps. I will provide the link to the answers at the end of this answer.1.VOLT-2.VOCAB MEME-Follow these lectures for vocabulary-How to build your English Vocabulary - YouTube3. Grammar- This is the section where most the banking aspirants waste their precious time. There are thousands of rules and cramming these rules is a difficult task. Do reading and your half of the work is done for this section. But if you are preparing for SSC then just follow these two books-Plinth to paramount by Neetu Singh.Mirror of common errors by Dr Ashok Kumar Singh.For grammar follow these videos by MERITSHINE-1.GRAMMAR BY SAMIR SIR-Learn the nuances of English Grammar - YouTube2. GRAMMAR BY RATNABHA SHAH SIR-English Grammar for Competitive Exams - YouTubeSome other useful pieces of stuff-Which dictionary should we follow?It depends on person to person but I follow Merriam Webster.What are some important lectures?1.THE EDITORIAL TIMES - YouTube2. Meritshine videos on English.Where to practice?1.Sanctum English2. Daily quizzes of adaa, gradeup, ibpsguide, aspirant zone, olive board.Links of other answers that may be useful for you-1.Nitish Arya's answer to What are good YouTube channels to learn English language?2.Nitish Arya's answer to Which is the best app for learning English vocabulary?3.Nitish Arya's answer to What is the best youtube channel to prepare for bank exam?4.Nitish Arya's answer to How does one read the Hindu newspaper for bank exams?5.Nitish Arya's answer to Which is the best book for reasoning and aptitude?Request-If you know better resources/strategy please tell me in the comment section. Please don't be narrow-minded people who think that if we share our strategy then it will increase the competition. Just remember this quote-Aap jeevan me tab tak safal nhi ho skate jab tak aap dusro ke safal hone m unki madad nhi krte.To get more guidance about bank exams, you can search my channel name on youtube.Channel name-BeNextBankerI will not provide the link. If you are serious banking aspirant then you will definitely search. If i will provide the link then non banking aspirant will click on the link just to see my channel only. They will watch the video only for 1 minute. So why to waste their precious time./-
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Can NDAs (non-disclosure agreements) be signed through an online form? Are there any legal implications with an online form?
In a word: Yep!Thanks to the E-SIGN Act, documents signed electronically have the same legal protections as those signed with a physical pen! As long as your eSignature solution is committed to strong legality and your NDA is drafted by a professional, you absolutely can trust NDAs that are created, signed, and stored online.There are a few options out there. The rest of these examples are using signNow’s service. You can even create one now with a free signNow account.Here’s how to set up the NDA:Step 1: Acquire an NDA TemplateYou can find NDA templates online, but I would recommend seeking out a legal professional to create one that’s right for your needs.Step 2. Upload the Template, Add SignersAfter signing in to your signNow account, you’ll see the "Who needs to sign?" menu. For a confidentiality agreement, you’ll probably want to choose between “Me & others” or “Just others.” After selecting one, you’ll be able to drag and drop, choose “Add File,” or use any of our integrations to upload your non-disclosure agreement.Now you can add signers, loop in other parties via our CC feature, and assign a signer order if needed. Select “Prepare doc for signing” to move on to the really cool part!Step 3. Format the NDA and Fill in Your InformationWith the NDA you imported pulled up in front of you, click any of the fields across the top of the page and drag it to where you want to place it in the document. Most of the fields have advanced features and some even let you add a validation type (email address, numbers only, etc.) to help guide signers and reduce errors. Take some time to click around to get your NDA dialed in.Once you get your formatting just right, hit Continue at the top of the page. Back on the “Get your document signed” page, you’ll add a title, an optional message, and send your online NDA out for signatures!Step 4. Sign Your NDA Online (Legally and Securely!)If you’re one of the signers, a prompt to sign the non-disclosure agreement will hit your (and other signers’) email inbox as soon as you send it out for signatures. Just click the “Review & Sign” button in the email to continue.We provide a variety of ways to create your electronic signature:Draw your signature on a touch screen using your finger or a stylusUpload a photo of your signatureType in your signature and customize from a selection of fontTake a picture of your signature using your smartphone’s camerasignNow will automatically prompt each signer to complete all their required fields. Once you’ve filled out your portion of the NDA, all you have to do is agree to one last legality measure and your job is done!Step 5. Access Your Online NDA Any TimeTo check the status, edit, or even download a hard copy of your confidentiality agreement; just visit the Documents section of your signNow dashboard any time.
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How do I get PAN card in India?
You can make an application for E-Pan card which will be sent to you by mail or you can also apply for a physical PAN card.The applicant is only required to fill and submit the online application form along with online payment of the respective processing fee.Steps to apply for PAN cardVisit the NSDL websiteSelect "New PAN- India Citizen (form 49A)” as your application type and fill your status (i.e individual or company or firm) under the head category.Fill in rest of the information asked such as name, and date of birth. Information marked with an asterisk sign has to be filled in mandatorily. It is mandatory to mention the email id in case of application for an E-PAN card.A token number will be generated and same will be sent to your email id (But the same must be noted ). Click on continue with your Application.A new page will appear on your screen. There will be three options asking you how you want to proceed with your application. To apply for E-PAN you must select No to the question “Whether Physical Pan is required?”. ( Please check Note)Enter your details such as Aadhaar number, parents name, etc. Aadhaar number is mandatory if you have choosed e sign and e KYC as an option.Once you have filled all the relevant data, click on 'Next'. A new page will appear asking you to fill in details of the type of income earned by you. In the same page you will be required to mention your communication details.After you have filled in the same you will be required to enter your AO code. The Ao code can be searched from the dialog box given below. As shown in the image you will be required to fill the details and then scroll down the list to check the AO on the basis of the description mentioned.After you have filled the same you will be asked for document that you will submit as proof.You will be required to give a declaration . Then you have to click submit.You will be ask to recheck your application and you will be asked to make payment .You can pay using your debit or credit cards, Net banking .Once you have made the payment, you will be required to undergo the Aadhaar authentication process. If your Aadhaar authentication process is successful,then a 15 digit unique acknowledgement number will be generated.You will receive E PAN on your email after your application is processed or the physical PAN will be sent to your addressNote-There is a paperless facility called e-KYC and e-sign where your Aadhaar details will be used. You don't have to upload images such as photo, signature or other supporting documents. Your Aadhaar photograph will appear in your PAN if you use the e-KYC and e-sign facility.There is a second method which is a standalone e-sign facility where you are required to upload your photograph, signature (in black ink) and specified supporting documents in a prescribed format.
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Which is the best business to start?
The good business to start which are worth investing time and money are to start a franchise, they are best in light of the fact that most franchisors help franchisees build up a strategy for success. Numerous components of the arrangement are standard working techniques set up by the franchisor. Different parts of the arrangement are modified to the requirements of the franchisee. The most troublesome part of another business is its start-up. Scarcely any accomplished administrators think about how to set up another business since they just do it a couple of times. Be that as it may, a franchisor has a lot of experience collected from helping its franchisees with start-up. This experience will help diminish botches that are expensive in both cash and time. A franchisor ordinarily offers a few promoting points of interest. The franchisor can get ready and pay for the advancement of expert publicizing efforts. Local or national promoting done by the franchisor benefits all franchisees. What's more, the franchisor can give counsel about how to create compelling promoting programs for a neighborhood. This advantage for the most part has a cost in light of the fact that numerous franchisors require franchisees to contribute a level of their gross pay to a co-agent advertising store.It is conceivable to get help with financing another franchise through the franchisor. A franchisor will frequently make courses of action with a loaning foundation to loan cash to a franchisee. Loaning organizations locate that such plans can be very gainful and generally safe in light of the high achievement rate of establishment tasks. The franchisee should in any case acknowledge moral obligation regarding the advance, yet the franchisor's contribution as a rule improves the probability that an advance will be endorsed. An appealing component of most establishments is that they have a demonstrated arrangement of task. This framework has been created and refined by the franchisor. A franchisor with numerous franchisees will ordinarily have a very refined framework in light of the whole experience of every one of these activities.The best franchises I can suggest you now a days are Online services, They are the franchise options for many reasons, low cost and less initial space are the two important features of it.Look out for a company like Phixman. This company is India’s one of the best Online Mobile Repair Company, this is the best investment because smartphones are becoming a basic need in everyone’s life and we can’t live without our phone for a day. Phixman is the company that takes your smartphone from your doorstep, repairs it and then delivers it back to your doorstep, all you have to do is place your order. It is India’s one of the fastest growing franchises and is the best franchise to start in 2019.
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I have lost my PAN card and I also forgot my PAN number. What is the procedure to reissue a PAN card?
As you have lost your PAN and you are not aware of your PAN details, the first thing you should do is search for your PAN number from Know Your PAN facility of income tax website and after you are aware of your PAN details you should make an application at NSDL website or by submitting a physical form. Both the process are explained below in details- It is possible to search the details of your Pan Card on the income tax website. To check your PAN card details Online, you can use “Know Your PAN” service provided by Income Tax Department. Steps to know your pan details.- * Browse to income tax website * Click on know your PAN as shown in the image below. * Fill in the required details ( Surname, Status Date of Birth and mobile numbers are mandatory) . Mobile number registered with the PAN Card is to be given. * Enter the OTP received on the registered mobile number. * You can get the detail of your PAN and Jurisdiction as shown in the image. You can make an application for E-Pan card which will be sent to you by mail or you can also apply for a physical PAN card. The applicant is only required to fill and submit the online application form along with online payment of the respective processing fee Steps to apply for PAN card * Visit the NSDL website * Select "Request for New PAN Card or/and Changes or Correction in PAN data" as Application type ( if PAN number has already been issued to you and want a fresh Pan/E-pan or want to make correction) and fill your status. * Fill in rest of the information asked such as name, and date of birth. Information marked with an asterisk sign has to be filled in mandatorily. It is mandatory to mention the email id in case of application for an E-PAN card. * A token number will be generated and same will be sent to your email id (But the same must be noted ). Click on continue with your Application. * A new page will appear on your screen. There will be three options asking you how you want to proceed with your application. To apply for E-PAN you must select No to the question “Whether Physical Pan is required?”. ( as shown in the image) ( Please check Note) * Enter your details such as Aadhaar number, parents name, etc. Aadhaar number is mandatory if you have choosed e sign and e KYC as an option. * Once you have filled all the relevant data, click on 'Next'. A new page will appear asking you to fill in Contact & Other details . * After you have filled the same you will be asked for document that you will submit as proof. As a proof of PAN you can submit Copy of PAN Card , Allotment letter. In case you have lost your PAN you must select no documents. * You will be required to give a declaration . Then you have to click submit. * You will be ask to recheck your application and you will be asked to make payment .You can pay using your debit or credit cards, Net banking . * Once you have made the payment, you will be required to undergo the Aadhaar authentication process. If your Aadhaar authentication process is successful,then a 15 digit unique acknowledgement number will be generated. * You will receive E PAN on your email after your application is processed or the physical PAN will be sent to your address Note- * There is a paperless facility called e-KYC and e-sign where your Aadhaar details will be used. You don't have to upload images such as photo, signature or other supporting documents. Your Aadhaar photograph will appear in your PAN if you use the e-KYC and e-sign facility. * There is a second method which is a standalone e-sign facility where you are required to upload your photograph, signature (in black ink) and specified supporting documents in a prescribed format.
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Which is the best site for pan card online application?
Personally, I have found NSDL to be better than UTIITSL for online PAN application. Reasons:Better Website interface.You get an email upon registering with minimal information quoting your token number.You get to save your form online, and can return later to make changes before submitting your form, if you need, using the token number.Once you submit, you get acknowledgment and filled form on your email.For submission using Aadhar e-sign, online Aadhar verification using OTP is reliable on NSDL. Make sure you fill the same phone number, other details as on the Aadhar, both in the form and ...
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What is the official website to apply for a PAN card?
Applying for PAN card online is easy. The process is simple and if you have all the documents ready then you can easily complete the process in two days where in you will also get your acknowledgement number in that time period.The below given links will help you to apply for PAN and ease up the procedure also. You can visit them and get details.Visit the below link to know in more detailed manner-1 - https://www.onlineservices.nsdl....2 - https://www.hrblock.in/guides/pa...You can know more about this topic from this video- https://youtu.be/GizB7lYjb9gAbout H&R Block IndiaH&R Block, is the world's largest Tax Service provider company with over 720 Million tax returns filed worldwide annually. It is the largest tax services provider for individuals and businesses in India with a strong focus on client satisfaction.H&R Block provides services of Individual Income Tax Filing, U.S. Expat Tax Filing, Business Tax preparation and GST Managed Services.Apart from this H&R Block also provide tax tools like Income Tax Calculator, Advance tax calculator and a downloadable Income tax ready Reckoner for quick reference.You can follow H&R Block on YouTube at http://bit.ly/SubPRCHGet in touch with H&R Block on Quora at HR Block India
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What are procedures to make PAN cards?
Know your PANPAN or Permanent Account Number, is the Unique 10 digit alphanumeric number given to all Indian Tax payers by Income Tax Department of India under the supervision of Central Board for Direct taxesThe PAN is mandatory for many major financial transactions, such as receiving taxable salary, opening bank account, sale or purchase of assets above specified , buy equity, mutual funds, etc.The main purpose of PAN is to have Universal Identification to all financial transactions and prevent tax evasion by keeping track of your high value transactions.The PAN is Unique for each individual and it’s allotted for lifetime of holder, throughout India. Once issued, the PAN is not affected by change of address or location of holderStructure & provisionsThe card is issued under Section 139A of Income tax act. It’s a 10 digit alpha-numeric code.A typical PAN is AEYPM5403HFirst five characters are letters, next four are numerals and last character is letter. First 3 letters are combination of alphabets from AAA to ZZZ. Fourth character inform about holder of card. As follows:A — Association of Persons (AOP)B — Body of Individuals (BOI)C — CompanyF — FirmG — GovernmentH — HUF (Hindu Undivided Family)L — Local AuthorityJ — Artificial Judicial PersonP — IndividualT — AOP (Trust) 2. The fifth character of the PAN is the first character(a) of the surname or last name of the person, in the case of a “Personal” PAN card, where the fourth character is “P” or(b) of the name of the Entity, Trust, society, or organisation in the case of Company/ HUF/ Firm/ AOP/ BOI/ Local Authority/ Artificial Judicial Person/ Govt, where the fourth character is “C”, “H”, “F”, “A”, “T”, “B”, “L”, “J”, “G”. 3. The last character is an alphabetic check digit.PAN card bears a facial picture of the holder, the date of birth, the date of issue and a hologram sticker, which acts as an additional security feature.PAN cards for minors, issued through UTI-ITSL do not bear photo nor the date of issue.A typical PAN card looks like below image.Sample PAN CardWhy should I get PAN number? / Uses of PAN numberYou should have a PAN because for many financial transactions it’s mandatory. Eg. its used forPayment of Direct taxes.To file ITR (Income tax Returns)Sale or purchase of property valued above Rs 5 lakh.Sale or purchase of vehicle other than 2 wheeler.Payment to hotels/ restaurants of amount more than 25 thousands.Payment of amount Rs 50 thousand or more to RBI bonds.Fixed deposits of Rs 50,000 or more amount.Any mutual fund purchase.Deposit exceeding Rs 50thousand in any bank within 24 hours.Purchase of foreign currency.Any communication with income tax department.How to Apply ?Obtaining PAN is optional and voluntary like passport, driving license, Aadhar etc but its mandatory for high value transaction as mentioned above.In order to get PAN number in India you have to visit Income Tax Department through their TIN facilitation centers. You can visit the TIN facilitation center near to your location. These agencies are authorised by NSDL (Income tax department).You can also apply online, by using online services of NSDL .To Apply online you need to visit PAN Card Application . Use either ‘Form 49A’ or‘Form 49AA’ whichever applicable to you. You can get more info about these forms from below image.Form 49A or Form 49AAOn successful submission of online application and payment (for online mode of payment), an acknowledgement receipt is generated. Save and take a print out of the acknowledgement receipt.The duly signed and photos affixed acknowledgement receipt along with prescribed supporting documents (for cheque/DD mode of payment) should be sent to:NSDL at 5th Floor Mantri Sterling ,Plot No. 341, Survey No. 997/8, Model Colony,Near Deep Bungalow Chowk,Pune-411 016.The 15 digit acknowledgement no. appearing on the acknowledgement receipt can be used for tracking status of application. Mention the 15 digit acknowledgement number on top of envelop as “Application for PAN –
”(e.g. ‘APPLICATION FOR PAN – 881010100000097′).If you don’t want to apply online then to get PAN you need to visit TIN facilitation center or UTI approved center of the district. Along with 2 recent passport size color photographs, ID proof, Address proof, Date of Birth proof and fees.Other required details can be found at this source: Everything about PAN (Permanent Account Number) Card -
How do I know my PAN card number though my PAN card is lost?
As you have lost your PAN and you are not aware of your PAN details, the first thing you should do is search for your PAN number from Know Your PAN facility of income tax website and after you are aware of your PAN details you should make an application at NSDL website or by submitting a physical form for reissue of PAN card with old Pan number . Both the process are explained below in details-It is possible to search the details of your Pan Card on the income tax website. To check your PAN card details Online, you can use “Know Your PAN” service provided by Income Tax Department.Steps to know your pan details.-Browse to income tax websiteClick on know your PAN as shown in the image below.Fill in the required details ( Surname, Status Date of Birth and mobile numbers are mandatory) . Mobile number registered with the PAN Card is to be given.Enter the OTP received on the registered mobile number.You can get the detail of your PAN and Jurisdiction as shown in the image.You can make an application for E-Pan card which will be sent to you by mail or you can also apply for a physical PAN card with old PAN number.The applicant is only required to fill and submit the online application form along with online payment of the respective processing feeSteps to apply for PAN cardVisit the NSDL websiteSelect "Request for New PAN Card or/and Changes or Correction in PAN data" as Application type ( if PAN number has already been issued to you and want a fresh Pan/E-pan or want to make correction) and fill your status.Fill in rest of the information asked such as name, and date of birth. Information marked with an asterisk sign has to be filled in mandatorily. It is mandatory to mention the email id in case of application for an E-PAN card.A token number will be generated and same will be sent to your email id (But the same must be noted ). Click on continue with your Application.A new page will appear on your screen. There will be three options asking you how you want to proceed with your application. To apply for E-PAN you must select No to the question “Whether Physical Pan is required?”. ( as shown in the image) ( Please check Note)Enter your details such as Aadhaar number, parents name, etc. Aadhaar number is mandatory if you have choosed e sign and e KYC as an option.Once you have filled all the relevant data, click on 'Next'. A new page will appear asking you to fill in Contact & Other details .After you have filled the same you will be asked for document that you will submit as proof. As a proof of PAN, as you have lost your PAN you must select no documents.You will be required to give a declaration . Then you have to click submit.You will be ask to recheck your application and you will be asked to make payment .You can pay using your debit or credit cards, Net banking .Once you have made the payment, you will be required to undergo the Aadhaar authentication process. If your Aadhaar authentication process is successful,then a 15 digit unique acknowledgement number will be generated.You will receive E PAN on your email after your application is processed or the physical PAN will be sent to your addressNote-There is a paperless facility called e-KYC and e-sign where your Aadhaar details will be used. You don't have to upload images such as photo, signature or other supporting documents. Your Aadhaar photograph will appear in your PAN if you use the e-KYC and e-sign facility.There is a second method which is a standalone e-sign facility where you are required to upload your photograph, signature (in black ink) and specified supporting documents in a prescribed format.
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