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FAQs
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What industries must use electronic signature software?
Any industry involving a large amount of paperwork make use electronic signatures. In other words, all industries make use of electronic signatures because all of them have piles of paperwork to handle. Some examples of such industries include financial, life science, healthcare and pharmaceutical industries.Industries such as the pharmaceutical industry, have a number of licenses and other paperwork that they have to handle and keep track of. It can be a tedious task to perform such cumbersome paper processes. Therefore, e-signatures can facilitate an organisation in keeping a track of all this paperwork, by signing electronically.Healthcare industries usually involve time-sensitive documents, which need to be urgently completed. But, it can take days in case of the traditional wet ink paper signatures for the documents to signNow the signer and back, if the parties are geographically scattered. But with electronic signatures, that is not the case. Geographical barriers do not play a role. Documents which earlier needed days to be completed, can now be signed and sent back within minutes, in the click of a button. Furthermore, it takes a long time to bring assets under management. The time taken by the signing process, if wet ink paper signatures are used, may even further delay the process. But by using electronic signatures, the whole process can speed up.Apart from these, there are many paper prone industries which require huge amount of paperwork and with the use of electronic signatures they can make their everyday processes smoother and more efficient.
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Did Raghuram Rajan know about the demonetization scheme of Narendra Modi?
The following persons only were aware of the plan.1. PM Narendra Modi2. Finance Minister Arun Jaitley3. RBI Ex-Governor Raghuram Rajan4. RBI Governor Urijit Patel5. Secretary of Economic Affairs Shaktikanta Das6. Secretary of Investments & Currency Dr. Saurabh Garg7. and a few others in finance ministry.Because the plan was finalized six months back and Mr. Rajan left office on 4th September 2016 only. So such a decision can’t be carried out without the approval of RBI Governor.The detailed execution went something like this.Before Six Months- Plan was finalized and execution for the D-Day started.June - Banks were directed to dispense more 100 rupee note by RBI.Before three Months- Design of new 500 & 2000 rupee note was finalized and went for printing at Mysuru Mint press.PS: Only the design of the plate was finalized. The printing didn't start that time as Mr. Rajan denied continuing for next term and new governor was declared.The printing facility at Bharatiya Reserve Bank Note Mudran Private Ltd. (BRBNMPL) in Mysuru under Reserve Bank of India was set up with the De La Rue Giori, now KBA Giori, Switzerland.20 August - Mr. Urjit Patel was declared as new governor.4 September - Mr. Urjit Patel joined office as new governor and gave a green signal to Modi for demonetization after a thorough discussion. He sent his signature sample in English and Hindi to be added to newly designed 2000 currency plate.5–6 September - Signature was added to the plate and new dye was made. Printing of currency started.27 October - The central bank put out a warning about fake currencies on its website. It asked banks to put entire banking areas under CCTV surveillance and ensure that cash receipts in the denominations of Rs 100 and above are not put into re-circulation without the notes being machine-processed for authenticity.The CCTV surveillance is now being used to monitor and record all the money exchanges that are taking place at banks.2 November - Banks were directed again to dispense more Rs 100 notes through ATMs within the next fortnight.7 November - The Heads of currency management divisions in all banks received a confidential communication from the Reserve Bank of India (RBI) to be present at the headquarters.8 November Morning- They were given charge of a double-locked currency chest, which they were told contained currency notes of the new denomination: Rs.2,000.Though it also had the RS 500 new notes, but it wasn’t disclosed.8 November 7 PM- All MDs of banks were called for a meeting at RBI and were kept waited till 8PM. At PMO, all cabinet ministers were called for a meeting, but no one was allowed to carry mobile.Privacy was of top most priority. Even leak of the news by a few minutes could have caused disaster.8 November 8 PM- Disclosure of demonetization by PM on National TV.The entire nation came to know about it at the exact same time.A master stroke that left the nation spellbound !But the question to ponder is - Did Mr. Rajan leave the office, because he wasn’t in full support of the plan ?Here is what he had to say on demonetization in 2014: Ref“I am not quite sure if what you meant is demonetise the old notes and introduce new notes instead. In the past demonetization has been thought off as a way of getting black money out of circulation. Because people then have to come and say "how do I have this ten crores in cash sitting in my safe" and they have to explain where they got the money from. It is often cited as a solution. Unfortunately, my sense is the clever find ways around it.They find ways to divide up their hoard in to many smaller pieces. You do find that people who haven't thought of a way to convert black to white, throw it into the Hundi in some temples. I think there are ways around demonetization. It is not that easy to flush out the black money. Of course, a fair amount may be in the form of gold, therefore even harder to catch. I would focus more on the incentives to generate and retain black money. A lot of the incentives are on taxes.My sense is the current tax rate in this country is for the most part reasonable. We have a reasonable tax regime, for example, the maximum tax rate on high-incomes is 33%, in the US it is already 39% plus State taxes, etc., it takes it to near 50. We are actually lower than many industrial countries. Given that, there is no reason why everybody who should pay taxes is not paying taxes. I would focus more on tracking data and better tax administration to get at where money is not being declared. I think it is very hard in this modern economy to hide your money that easily.”Source - LivemintHuffingtonpostBusiness StandardEdit1: The new 2000 currency note was initially printed at Mysuru Mint. Thank you User-12623941048551877892 for pointing this out. ReferenceEdit2: Those who are cursing the government for demand supply mismatch of notes should read below possible reasons.a) Had Mr. Rajan had continued as governor, the scenario could have been different. More 2000 notes could have been printed due to availability of time.b) Only one printing press (Mysuru) was used to print the new notes initially. So it limited the printing capability and increased the distribution duration to all banks across the country.c) Only availability of 100 rupee notes decreased ATM's capability in terms of value.d) Change in dimensions of the currency note increased ATM up-gradation time both in terms of software and hardware.e) The no of ATMs for withdrawal got reduced as CDMs couldn't be used for withdrawal. Otherwise people would get same old currency deposited by some other person.Details on SPMCILThank you everyone for the Upvotes. This is not so a customary ‘thank you’ note, but it means a lot to me in keep going. This was my 2nd answer on Quora and 1st answer to receive 1000+ Upvotes that too within two days. :)PS: I’m politically neutral and don’t have any strong support for any of the political parties. But whenever I come across some exceptional steps by them( may be by BJP or Congress or AAP), I criticize or appreciate. The scenario is not ideal always and as per a report 61% of all projects fail to succeed (delivered on time, on budget, and with required features and functions) 43% are challenged (late, over budget, and/or with fewer than the required features and functions) 18% fail (either cancelled prior to completion or delivered and never used). So let’s appreciate this man for the huge step taken.
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With the recent US missile strike on a Syrian air base, why did the military leave the runways intact so that aircraft could use
Alright, I’m going to leave out the political implications and conspiracies.The latest Block IV Tomahawk TLAM-E carries with it a single 1,000lbs warhead.[1] Now this sounds like a lot but to damage a runway you need to bury the bomb deep under the surface before it detonates. The Tomahawks carried by the Ross and Porter were likely TLAM-E. Tomahawk (missile) variants.These terrain following (nap of the Earth) missiles make it hard for a ground based radar to pick its signature, increasing its chance of success while sparing the need to put pilots in danger.[2]The TLAM-D is the version carrying bomblets which can cause the runway to shut for a longer time than a single Durandal bomb. Yes, it takes more time to patch a hundred holes than one big one.But read this,But who decides who shoots a TLAM, where it goes, and which variant to use? The Tomahawk strike coordinator (TSC) at the fleet level is that person, usually a mid-level Navy officer. The TSC usually presents the flag officer in charge of the fleet with one or more options for the strike plan.TSCs have a lot on their plates, and they must consider many variables. Distance, target composition, and more all play into the decisionmaking process. The Navy, contrary to popular belief, is all about efficiency and wouldn’t want to waste a more advanced, bells-and-whistles TLAM on something that a baseline variant could handle. Nor does the service generally use up all missiles on a vessel that just arrived in theater if there’s a soon-departing ship or sub full of TLAMs.Source: Here’s How The Navy’s Tomahawk Missiles Are Supposed To WorkIt implies that if they wanted to crater the runway, they could have used the correct one.However, we do not know if the Ross and Porter had set sail for Cyprus station with any TLAM-D onboard. It may not have been allocated to either ship. This might explain why using several expensive TLAM-Es to crater the runway wasn't going to be worth it.Cement is cheap, and patching a small runway like this is rather quick. A larger runway made to accommodate much bigger planes like the A-380 requires special repair work that will take a much longer time. In contrast, military jets are often very much lighter and won’t immediately cause depressions on newly repaired surfaces.Read this to understand why cratered runways won’t matter for an established air force. How long does it take to repair a runway after a cruise missile or bomb strike?If the US had wanted to crater the runway, a single F-22 with a JSOW can do the job.[3] There are political considerations as well as threat assessment behind the decisions to not use that.Related: Igor Markov's answer to How effective was the strike on Syrian airfield (04/06/17)?The US Navy also has the land attack cruise missile variant of the AGM-84 Harpoon which has a smaller profile than the Tomahawk. Below: AGM-84H/K SLAM-EROn a side note, I want to mention that the cruise missiles strike was anything but impulsive. It was a decision, deliberated.The Tomahawk strike in Syria was likely planned months ago. You need time to move the necessary assets (destroyers) as well as gather intel and movement on the airbase over a period of time to do target, asset, and threat analysis. i.e. ELINT, SIGINT, HUMINT, GEOINT (satellite) etc. [4]The warships on station rotate in and out of the area. Surface task groups (whatever they are now called) have to rotate because the sailors need to go home to see their family, and the ships need downtime too.Moving of assets isn’t as simple because if you need to move a bunch of ships into the area, you must first establish supply lines for your warships (fuel, food ammo) and have submarines to scan the waters for hostile contacts (pretty big area for slow moving subs) before it is decidedly safe to take your destroyers there. Every time you need to move assets into an area, the area must first be reasonably secured.Military planning and operations setup often take place long before any action. The completed operations plan finally presents itself as an option (or course of action) for the leadership to choose from, amongst many other course of actions available.From the list of course of actions, Trump can pick A, B, C, or D. But behind every one of those decisions were hours, weeks, and months of tireless planning before it sat on the President’s desk.Decision, deliberated.Footnotes[1] Tomahawk Cruise Missile[2] Tomahawk Cruise Missile[3] AGM-154 Joint Standoff Weapon - Wikipedia[4] List of intelligence gathering disciplines - Wikipedia
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What is business model for e commerce?
Business - to - Business (B2B)Website following B2B business model sells its product to an intermediate buyer who then sells the product to the final customer. As an example, a wholesaler places an order from a company's website and after receiving the consignment, sells the end product to final customer who comes to buy the product at wholesaler's retail outlet.Business - to - Consumer(B2C)Website following B2C business model sells its product directly to a customer. A customer can view products shown on the website of business organization. The customer can choose a product and order the ...
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What's a safe website for fast cash loans?
Times can be tough, but that doesn’t mean you should settle for just any short-term loan you can find. Payday loans and installment loans aren’t legal in every state, and even if they are legal, lenders usually have to abide by strict regulations. Any lender that isn’t willing to comply with state law won’t be legit.Finding a legit lender doesn’t have to be difficult. All you need is a good sense of your state laws and a baseline for finding a good deal.What is a legit short-term loan?A legit payday loan is one that is offered to you legally. The lender needs to abide by the regulations set by your state, even if you are temporarily visiting somewhere else. Short-term loans can be applied for online and in-store but fall under the same regulations.Generally, short-term lenders have more relaxed criteria than banks and other lenders. You’ll be able to apply for a short-term loan if you have bad credit, are on a lower income or receive government benefits. However, the relaxed eligibility criteria does mean rates and fees are higher than other loans.Lenders still have to stick to state-mandated APR and can only lend up to the state’s maximum amount.Lenders must make a reasonable judgment on an applicant’s ability to repay the loan. The lender should assess factors such as income, housing expenses and existing debt in determining if the applicant can reasonably repay the loan.If a lender doesn’t ask you for any of that information or doesn’t attempt to evaluate if you can afford the loan, the lender probably isn’t legit. Since there are plenty of lenders that check, you should move on and find one that combines good terms with a strong lending ethic.
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What do pro-choicers think of third-trimester abortions?
First, the child has a “head and limbs and everything” much, much earlier than the third trimester.So if the criteria is that a fetus with “a head and limbs and everything” should not be aborted, the period of time when abortion is okay would have to be before 8 or 9 weeks or even earlier, depending on your perception of what constitutes a “head and limbs”. The little buds and the little webbed looking hands are seen by 8 weeks, along with the large (seemingly) misshapen head that will envelope the amazing human brain.I personally believe that the fetus is not conscious until around the 24th week of pregnancy. (I came up with this general time frame from reading about neurology, consciousness, and fetal development; a complex topic that I won’t detail here.) I don’t believe the fetus feels pain when aborted before about the 22nd week. Although it is heart-wrenching to watch images of the fetus (reflexively) attempting to escape abortionist tools. They jerk and pull away, as all living things seek to preserve their lives.However, as I said elsewhere, that to me being unconscious does not mean a living being does not have rights. I recently had surgery and was unconscious for the procedure. I could have been terminated and not felt it or known about it, but that wouldn’t have made it morally right.Very few abortions are done in the third trimester. Few doctors will do them. When they do occur it is often because the fetus is so seriously deformed and would not survive the birth process anyway. (But since your question is about having a head and limbs, we needn’t stick to the last trimester in our discussion.)Abortion is not legal throughout all three trimesters in most states. Many states have limits of between 20 to 24 weeks, some even earlier. But even at 12 weeks, yes, there is a very human-looking being with a little head, arms and legs and visible, although still ambiguous, genitals.I don’t know what “pro-choice” people think about very late abortions. Some may have an arbitrary timeline in their own mind as towhen the baby is too human to deprive of its life, and others follow the “gospel of choice”. The gospel of choice is that any and all rights an unborn person has are null and void because the rights of the mother trump them. Once the infant is born and takes a breath, then and only then can humanity be ascribed to them. Here is an interesting video in which a (former) fetus speaks of surviving an abortion attempt:I must say, I am suspicious of your claim to be pro-choice. Forgive me if I am incorrect in my suspicions. Frequently, posters on this forum will pose as pro-choice and ask innocent questions meant to provoke the discussion on Quora. It is futile to try to dissuade most pro-choicers with these ethics questions.Of interest, there are many former pro-choice warriors who have struggled with the issue and have jumped the fence. Notable is Dr. Bernard Nathanson, the abortionist who may have done more than anyone else to make abortion legal as one of the key figures in the work of the National Association for the Repeal of Abortion Laws. (NARAL) . His turnaround was so radical that he went from an atheist to a Catholic and spent his remaining years fighting abortion. I have not been able to find online recently his breathless deathbed plea for unborn life, but this obituary provides his perspective. B. N. Nathanson, 84, Dies; Changed Sides on AbortionOther well-known figures include the “Roe” of “Roe versus Wade”’ Norma McCorvey, who changed her mind and spent decades as a prolife activist Norma McCorvey on becoming pro-life (1998) - CNN Videoand Abby Johnson, the former director of a Planned Parenthood. AbortionWorkerOf course, these mind-changes have no effect on discussion with true-believing pro-choice people; such people are seen only as turncoats. If the “gospel of choice” community responds at all, it is usually in the form of attack or attempts to discredit those who have jumped the fence. For those who have a grain of doubt in their position, who are troubled by the fetal attempt to squirm away from a sharp tool, then perhaps the reasons these pro-choice icons became turncoats may be interesting. But they will not interest those who have no doubts.I will provide here links to two videos showing fetal life. One is a miscarriage, and the other is labelled as an abortion. I don’t believe the moving fetus is an abortion, despite the claims of the person who posted it. The medical personnel are speaking a language I don’t understand, but you can hear tones of sadness as they discuss the little fetus, and further the fetus is not damaged in anyway, so likely this is footage of a natural miscarriage. This is graphic, but not gory, it is merely a fetus moving a little bit as it dies because it cannot live outside the womb. This fetus is too young to try to breathe or have any pain or consciousness. I am estimating that it was born early in the second trimester. If you are sensitive, it may be too alarming to watch. I am sorry about the banner “Abortion is Murder” and so on. but this is the only video that shows the miscarriage of a fetus of this age that I can find. I don’t think all the “murder” talk and the accusations help the discussion. Anyway, this is not a third trimester baby by any stretch of the imagination. It is likely 14 to 16 weeks and yes, there is a head and legs.I want to also add that I don’t think that reversing the Supreme Court decision regarding the right of women to terminate their pregnancies will help anything at this point.I am more interested in being free to talk about human life with those who have doubts and to explore addressing the cultural effects of the legalization of abortion. For instance, there are movements such as Feminists for Life and other secular prolife movements who offer a different perspective from the religious dissenters and the “gospel of choice” movement. secularprolifeYes, the Supreme Court has spoken. But no law has been enacted that prevents thoughtful people from re-examining and conversing about the disquieting questions that the theme of abortion gives rise to.
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Do you need a loan to stop your troubles? Easy loan?
Try this site where you can find the best solutions for all your personal financial needs://creditandfinancesol.info/index.html?src=compare//RELATEDCar Insurance parked hit and run question?I have USAA as my auto insurance. Here’s the back story. I was parallel parked alongside a street here in Atlanta and a car (more than likely) was trying to get out of his/her space and hit the left driver side bumper pretty hard (ruining the paint and loosening up the bumper pretty good…and cracking the tail light). This person did not leave a note. I have my 500 deductible. I also have uninsured motorists coverage. Right now USAA is saying that I will have to pay the $500 ded. Why couldn’t they put it under the uninsured motorists coverage I have instead so I wouldn’t have to pay a dime? Is it within reason to call them and ask for this issue to be adjusted? If so, what points can I make to insure I get the deductible taken care of under the uninsured motorists coverage? Thank you for your help!”How much would insurance be on a Nissan 350z?Hi guys!! Ok so I’m soon to get a 2003–2006 Nissan 350z Touring or Enthusiast. Maybe around 9000$ to 15000. I’m almost 18 and what would insurance be like for me??? Allstate, State Farm, ect. I just need a basic monthly quote! Thanks!!”Flying insurance????????????do u need insurance if you are flying in a private jet charter (like a private jet)What are the best websites to get car insurance quotes from different companies in New York City?What are the best websites to get car insurance quotes from different companies in New York City?Geico Car Insurance?I have a 2013 Mitsubishi Lancer GT. My mother took the loan out and I was wondering can I get my own insurance (19 years old) and insurance the mitsubishi even though the loan is in her name?Co-op Health Insurance?Can anybody out there tell me how does Co-op Health insurance work. im researching for a paper in my finance class and cant find info elsewhereWhat is car insurance for a first time driver?Okay i am 18 and have never had my license before and am going to be getting it at the end of this month…soon we are going to start getting insurace quotes for my car, we have been talking about what would be the best way to go about getting the cheapest insurance…so would it be best to put the car in my name but then just be added to my parents insurance and have me as the primary driver OR would it make a difference if we put the car in one of my parents name and then had me listed as the secondary driver for the car ? OR maybe you know a better way to go about this please give me all the advice you know about this! thanks”Will taking a defensive driving class lower my insurance and take points off my driving record?Ive been in two car accidents one in Nov.2007 and the other Feb. 2008 and i was wondering if taking a defensive driving course would take points off my driving record and lower my insurance.Car insurance INCREASE every 6 months with no accidents/tickets? wtf!?Last year I had Unitrin Direct….they were charging me $85 a month…this is with NO tickets or accidents for the last 5 years of my driving record….this is also with the BASIC insurance that you need in Florida…10/10/20…NO collision…and a $1000 deductible….. So at the end of my 6 months…it was time for a renewal…they tried to bump me up to $140 a month for no reason…still no accidents/tickets…nothing had changed…i had expected my rate to DECREASE….they tell me it’s a STATEWIDE INCREASE ……so i called around… Ended up switching to Allstate who has been charging me $90 a month (better than $140 right?)…..6 months go by, everything’s cool…..now my policy renewal is coming up and they’re trying to tell me i need to pay $160 a month for their basic insurance. Are you kidding me? And according to them it’s another STATEWIDE INSURANCE INCREASE …… They also told me that it could be due to not having CONSECUTIVE insurance for the last few years, as in…I switched from State Farm to Unitrin to Allstate……they told me call the state insurance commissioner…which I did…. Got connected to some guy in Gainesville who tells me that the INSURANCE companies are the ones who decide the rates and increases…not them. Pretty much BS….Allstate’s blaming the state, state’s blaming them…feels like a huge runaround to me. Guess my questions are…. Should I stick with Allstate and pay $160 a month for this absolute BASIC insurance (keep in mind..no collision, $1000 deductible)…my car’s not even worth a YEAR of their insurance. …. Or shop around? But if I switch back to Unitrin or get Geico or whatever….will I risk having ANOTHER increase after 6 months? And is it true that one of the reasons for these statewide increases is not having consecutive insurance with the same company for so many years? Thanks all.”I’m on a fixed income with 3 cats. Does any cat owner know of a good affordable cat insurance plan?*I purr..fer to hear from people that already have a good affordable cat insurance plan.
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Can I borrow some money?
if you need money, there are ways you can get it safely and quicklyThere are times in life where you need money for a late bill or an emergency expense, but you might not know where to start on an often time-consuming and frustrating process. Our article below outlines the ways you can borrow money fast so you don’t have to spend time worrying about filling the gap between paychecks.Few month ago I need some urgent money, My friend Henry suggest me to take money from this website its reliable and you can get urgent money just after fill a form.So I did it.And get Money within 3 hours .This is the website URLOnline short term loans have less strict requirements than a traditional loan.One way to minimize interest rates how much a short term loan will cost is to only borrow the amount of money you need to cover your expenses and to choose the shortest repayment period you can afford.Here is the process3 Easy Steps1. Complete the Short Loan Request Form2. Our Network of Lenders Reviews Your Request – You Can Get a Loan Offer3. If Approved, Review and Accept Your Loan – All Conveniently OnlineRemember, our service is free and you’re not obligated to accept any loan offer.Eligibility:You do not need to have a perfect credit score to be eligible for a bad credit loan. Customers with poor credit may still qualify for a loan; however, our lenders do not typically provide loans over $1,000 to bad-credit individuals. Please note that meeting these requirements does not mean you will be connected to a lender.Requirements:Be at least 18 years old.Provide proof of citizenship, such as a Social Security number, or legal residency.Have a regular income, either from full-time employment, self-employment, or disability or Social Security benefits.Have a checking account in your name.Provide work and home telephone numbers.Provide a valid email address.Loan Process:Our loan request process is designed to connect you with the lender from our network who can assist with your financial needs. If successfully connected, our lender network will verify your information quickly and review your loan request.Depending upon the information you provide, a lender might respond with a loan offer. You should take your time in reviewing all details of any loan you’re considering. You will not be obligated to accept the offer if it is not the right offer for you!When you decide to accept your loan, just agree to the lender’s terms via e-signature. (Remember, you are under no obligation to accept any loan offered.)Once you add your electronic signature to the lender’s contract, they will distribute the loan funds to your checking account via direct deposit. All funds should be available as soon as the next business day, however, the exact availability timeframe will depend on your lender’s deposit process.Best and trusted online loanRepayment:The lender will present you with the repayment schedule and you will be able to repay your installment loan off over time rather than all at once.That’s all there is to it! Our lenders require no collateral, and you will not be denied a loan solely based on a poor credit history. Your steady income and checking account is the only security required.Note: Bad Credit Loans is not a lender; rather, They specialize in connecting borrowers with Their network of bad credit lenders and financial service providers. Bad Credit Loans cannot dictate your loan terms, conditions or interest rates/fees.
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