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FAQs
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What are the best features of Microsoft Office 365?
Here’s a breakdown of some awesome Features Office 3651. Work Smarter, EverywhereAfter buying Office 365, you also gain access to its accompanying mobile apps and browser apps. This allows you to access their cloud service from any up to date web browser on your desktop or mobile device. Even better yet, you don’t have to install Office software on your computer to do this.The mobile app allows you to access all of your Office 365 subscriptions and Office products right from your smartphone or tablet; this includes Word, Excel, Powerpoint, Onenote, and more. Cut the cord and stop working on your PC only — download the Microsoft Office 365 mobile app to stay productive, even while on the go.2. Enjoy 50 GB of StorageEach Office 365 user receives a whopping 50 GB of storage with Exchange Online; this can be used to save emails, calendar events, task lists, meeting notes, contact information, and email attachments.You can save some more space in your mailbox by utilizing the OneDrive cloud storage feature to share attachments.Your OneDrive storage is also synced to your device, enabling you to work offline on files. As soon as you reconnect to the web, the newest versions of your documents will be automatically uploaded to your cloud storage. The new versions of your documents will also be sent to any other connected device, including your phone or tablet — nifty!3. Edit Documents with Real-Time Co-AuthoringCollaborate online and see changes your team makes to shared documents within your Office apps as they happen with the real-time co-authoring feature in Word. Save your file to OneDrive cloud storage or SharePoint so your team can access the document and make any necessary edits or updates. You can also share it directly from Word by utilizing a handily integrated sidebar. As the publisher and access-giver, you can edit accessibility settings at any time.With the improved version control that was rolled out with Office 2016 co-authoring, you can see which changes to the document were made by which contributor and when the update was made. You can also easily revert back to a previous version of the file whenever you need to.4. Connect with Co-WorkersYou may not have known this, but Office apps include a Skype in-app integration. You can use this feature to instant message your teammates, share your screen during meetings and have audio or visual conversations — without even exiting the Office apps you’re working in. You can continue Skype conversations even after you close your office apps via your desktop or mobile version of Skype. The best part? Your team will receive unlimited Skype minutes.Source: Microsoft5. Send Links, Not FilesIt’s time to move away from email attachments. It’s never been easier to share documents for co-authoring!Simply upload your file to Office 365’s cloud storage. Then, write your email via Outlook or the Outlook web app. Rather than attaching your document to the email, you can insert a link to the file on your cloud. Outlook will automatically allow email recipients to edit the document you wish to share. You can always change permissions on any document at your convenience.6. Convert OneNote Items into Outlook Calendar EventsEasily configure OneNote items to tasks within your Outlook calendar. You can also assign tasks to colleagues, complete with follow-up reminders and concise due dates. You can also transfer meeting notes taken in OneNote via email to your teammates, and add important details (date, location, and attendees) to their respective meeting.7. Use Your Mouse as a Laser Pointer during PowerPoint PresentationsWith only a simple keyboard shortcut (Ctrl + P), your mouse can be used as a laser pointer during your PowerPoint presentations. You can also use the “presenter mode” commands while using this feature.The laser pointer tool has been a nifty trick within older versions of the office apps for years; however, it was only recently integrated for touch-screen devices. All you have to do is hold down on your device’s screen, and the laser pointer will appear.8. Create a Power Map Using ExcelTurn data into a 3-D interactive map with Power Map, one of the many Power BI-enhanced data visualization features that Excel has to offer. It comes with three different filters: List, Range, or Advanced. The Power Map will help you not only convey your data more effectively, but also support your claims by creating a tangible story from the numbers.
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What are the ways of saving money spent on marriage? We currently cannot afford to spend too much because of his education loan
Two articles that might help you with your marriage planning !! 1. The Un-Traditional WeddingA Thank You to My Daughter for Her Untraditional Wedding — The Billfold When I gave birth to boy-girl twins over 27 years ago, I didn’t think about the double cost of the miraculous event. My immediate feelings as I held these two beautiful beings were of complete joy and all-encompassing love. It was the kind of love that would persuade a mother to do anything for her kids — step in front of a moving vehicle, run into a burning building, donate a kidney, or spend lots of hard-earned money to keep them happy and healthy. The twins challenged our family economically because they required double the amount of diapers, clothes, and toys, and then as they grew older, double the cell phones, laptops, college tuition, and cars. Having these now grown-up children in my life was — and still is — worth every penny we spent on them. Being a mother and friend to my children has been priceless.When my grown daughter announced she was engaged, I immediately pictured her in a beautiful white gown smiling at her new husband. I imagined her dancing with her dad during the traditional father-daughter dance. My vision included all our extended families dancing and sending congratulatory proclamations to my daughter and her new husband, and we were prepared to help make her wedding dreams come true. Teary-eyed, I put the thought aside, and waited to hear what the newly engaged couple wanted for their wedding day.Soon after her announcement, I received an e-mail invitation to a “Barbecue Wedding.” What? No official wedding invitations? The dress is casual, the invitation said. Casual? I read on. Please bring a dish? No filet mignon, or stuffed chicken? I don’t get to stress over shopping for a mother of the bride dress, or my hair? There would be no bridesmaids, no maid of honor, no walk down an aisle, and no father-daughter dance. I was stunned. Why was my sweet baby girl breaking all the traditions? I became teary-eyed with the realization that I would never go shopping with my daughter to find “the dress,” and I wouldn’t see her dance with her father in that dress before she took off for her honeymoon with her new husband.Just to give you some background, my husband and I have a history of being fiscally conservative. We know the importance of keeping enough money in a savings account in case of a sudden illness or job loss. Our family experienced the challenge of both, and gratefully got through them without too many scars. We pay off our credit cards every month, have been on just a few vacations and are dedicated hard working employees. Simply, we are not filthy rich but we are not poor. We were prepared to make our daughter’s wedding day dreams come true.As our conversations continued over the next few months, I learned that the goal of the barbecue would be to focus the day on food, family and friends, and to hang out and enjoy each other’s company, while the ceremony would be secondary. I learned that my daughter and her future husband would be returning to the old-fashioned way of simply letting everyone know that they decided to commit themselves to each other. The party would be held in her fiancé’s small city backyard, and there would not be enough room to invite all of our extended family. My daughter and son-in-law said that they didn’t want anyone to stress out, or for anyone to spend a lot of money to travel from a distance for “just a backyard barbecue.” I came to the conclusion that my child’s mind was taken over by an alien force.The barbecue wedding day came, and it was sunny and beautiful. Since guests were all volunteering to bring food, drinks and supplies, I signed up for paper plates, napkins, cups and silverware (plastic of course). I made chocolate cupcakes stuffed with chocolate chip cookie dough, which was topped with vanilla icing and decorated with a beautiful pink handmade flower. There was brisket that had been cooking for hours and hours, lots of gorgeous salads, side dishes, and specialty drinks made with champagne and liquor. A homemade wedding cake was decorated with yellow icing and the words of the couple’s favorite activities. My daughter dressed in her favorite brown and blue flowered sundress, which was a previous gift from her fiancé. Her husband-to-be was decked out in jeans and his favorite faded college t-shirt. There were no special clothes. The guests were dressed in everything from T-shirts and shorts to short fancy dresses. Several male guests wore Hawaiian shirts with jackets over them.I’d like to thank my daughter for her nontraditional wedding. Once I let go of my expectation of a traditional wedding experience, my daughter’s wedding day turned out to be one of the most fun days I’ve had. My daughter’s and her husband’s friends are some of the most incredibly wonderful and fun people I have ever met. The whole laid back attitude of the day was incredible — there was bocce, planking, great conversations and lots of amazing food and drinks. The homemade brisket, salads, specialty drinks and fabulous desserts would have easily cost $100 a person at a restaurant. The ceremony was heartwarming and funny. It was a good learning experience for people like me who are accustomed to traditional weddings — it showed that two people who love each other and decide to get married don’t have to throw a big, expensive party. They can do it in the comfort of their own backyard without breaking their — or their parents’! — bank.In 2011, the average wedding cost $26,501. This price can creep up to $40,000 to $100,000 depending on the venue, food, flowers, music, number of guests and the dress! Here are some of the typical costs of a wedding: $2,000 on flowers, $250 to $5,000 on a dress, $100 to $1,000 on hair and makeup, $5,000 to $10,000 for food ($50 to $150 a plate per person), $1,000 to $2,000 for a band, $1,000 for limousines, $2,500 ($25 a person) for alcohol, $1,000 for a cake, an extra $2,000 for fees, gratuity and add-ons — not to mention what that guests spend on travel, accommodations and gifts.My daughter and her husband introduced me to a simple, economical way of getting married with their backyard wedding. They showed me that a wedding day doesn’t need to be what society has made us think it needs to be. They still committed to a life full of love, and they saved a bundle of money they’ll be able to use to enjoy their future.If you want to support the wedding business and all those that work in the industry, go for the big expensive soup to nuts wedding with all the fixings. Everyone loves a big classy party. All those vendors and employees will thank you. But I believe my daughter and husband are still thankful to this day for the surprise check they received from my husband and me (plasticware and cupcakes were just not enough of a wedding gift!).So, if you get an e-mail invitation to a backyard barbecue wedding, jump with joy — your loved ones are fiscally brilliant. Love and commitment doesn’t change whether or not you have a $1,000 party, or a $100,000 party. 2. Ways To Save Money On Your Wedding33 Insanely Smart Ways To Save Money On Your Wedding 1. Don’t get married on a Saturday.“We moved our wedding to a Friday (originally planned for Saturday) and saved a few thousand dollars by doing so.” —Kim Ryba White, Facebook“We got married on a Sunday and they offered a 15% discount. It was a holiday weekend so many had off from work on Monday — it worked out really well!” —Ashley Fizzarotti, Facebook“We got married on a Wednesday, completely nontraditional, so we saved an incredible amount! Easily a couple thousand.” “We had our wedding on Wednesday, July 3. Everyone was off the next day and our wedding began at 6 p.m. so some came right after work.” —Dee Clifford-Bremner, Facebook2. Take your time.“Having a two-year engagement has saved us a ton of money! We booked our venue and caterer super early so the prices would not go up. We have been able to do a ton of research on what places/vendors are the least expensive without sacrificing quality. We saved a lot of money on save the dates and invites by waiting for deals to be emailed to us. It’s also nice because we had four birthdays, two Christmases, and two years worth of tax returns between the time we got engaged and our wedding.” —Alexis Ziegenfuss, Facebook“I literally spent hours googling wedding venues, and I had what my now-husband calls a crazed look in my eyes and a notebook of stress, but it was worth it in the end.A little research before touring places can help you avoid falling in love with a venue you can’t afford.” —Meghan Thibodeau, Facebook3. Get married right at the end of the off-season.“My hubby and I got married a week before peak season started. So we had nice weather but cheaper prices!” The Venue4. Find a venue that doesn’t require you to use their vendors.“My best wedding saving tip is to find a venue that doesn’t require you to use a particular caterer/bartender/DJ. I saved so much money by being able to select my caterer ($1,300 for service for 100), bartender ($500 for the bartender, beer, and bar necessities — we bought most of our own alcohol for $400 from a wholesale liquor store and had a full bar), DJ ($350 flat rate, and they even did our ceremony music!), and photographer ($795 for all rights to our photos, an online album for a year, and a flash-drive with all of our photos — not to mention he stayed for the entire day, 3 p.m. to after 12 a.m.)! I ended up paying $3,345, when I would’ve paid $10,700 for those things ($4,000 for catering, $4,000 for the bar, $700 for four hours of a DJ, and $2,000 for photographer) at the other venue I was considering. I saved $7,355 for just picking another venue.” —Lyndsey Gallian Thompson, Facebook5. Rent a house for the wedding and for lodging.“We rented a house, which tripled as wedding venue, housing for out of state wedding party participants, and secluded honeymoon venue the following week.(Off-season is a great time for a romantic getaway in a vacation destination.)” “We rented a huge vacation home and had a house party! It was low-key, intimate, yet still was major cause of celebration. Hiring a caterer with a kick-butt menu to do a party was so much better than a sit-down meal. We didn’t even do tables — lots of bar tops and existing comfy furniture for perching. We also were able to have our entire bridal party stay in the bedrooms of the house, cutting their expenses too.” 6. Have your ceremony and reception in the same place.“We had the ceremony and the reception in the same room. The guests sat at their tables during the ceremony and were able to start the cocktail/appetizer hour immediately after the ceremony while we took pictures. This saved on transporting the bridal party — no limos, less time restraints, and out-of-town guests didn’t have to worry about getting lost.” —Heather Watkins Imani, Facebook“Got married in a hotel. The flowers from the hall were carried through into the dining space and nobody needed transport to the reception. Since a lot of guests stayed in the hotel, the management cut us a deal with the food.” —Emma McGregor, Facebook7. Consider getting married on campus.“I work at a college with a beautiful dining hall, so we got married there, and they gave me an amazing discount on the venue!” —Kayce Taylor, Facebook“Aunt #1 worked at a university, so we looked at locations on the very picturesque campus for Aunt #2, who got a huge discount because of the staff connection. If you know anybody who works at a university, park, whatever, check with them to see if they can swing something like that for you. You can get some GORGEOUS locations simply by putting out a call and seeing who knows what.” —Kaitlin Kelly, Facebook8. Have your reception at a restaurant.“After an exhaustive search, I realized that getting married at a fancy restaurant was our most affordable option. Instead of paying $1,000 or more (sometimes much more) to rent a space and then bring everything in, I had to buy only food and alcohol. The room, furniture, linens, lighting, beautiful decor, dishes, silverware, fancy display items, etc., were all included. So much cheaper than renting a space and having to bring in everything from forks to outhouses.” 9. Get married at the courthouse.*“We had a courthouse wedding and a family and ‘friends like family’-only reception. Having the wedding at the courthouse was so much easier because they guide you through all the paperwork so there is absolutely no confusion. It also took the pressure off of having to create a fairy tale for everyone to watch me. We put more effort into the reception and it was beautiful.” —Rachel Luttrell, Facebook“Have a courthouse wedding! More money for the honeymoon and less stress before the big day! That’s how we did ours and I remember being excited but not stressed out about anything.” *A courthouse wedding doesn’t have to feel like a trip to the DMV; you can still wear a fancy dress and invite a decent amount of guests! Look for historic courthouses in your state — the buildings are often gorgeous but they are still budget-friendly.The Food & Drink10. Don’t serve a sit-down dinner.“We had a small ceremony at our hometown church, went back to our place for cake, champagne, and gifts, and then went to a local bar in our wedding clothes and didn’t have to pay for anything all night!” —Amanda Weber, Facebook“Instead of having a dinner, I held an evening wedding and served hors d’oeuvres, saving another $1,000 at least.” —Emily Olson, Facebook11. Think beyond chicken and fish.“I saved thousands by having a guy roast a hog and having a friend make sides only. The guy who roasted the hog did so at his place of business and brought the pulled pork to the hall with different sauces already on the pork. Pulled pork on jalapeño rolls, green beans with almonds, cheesy smashed potatoes, and cornbread for my country-chic theme. We had 250 guests for less than $2,000! I still have people talk about how good my wedding food was!” “We had a local club make fried chicken and we made our own sides. We had a bonfire in our backyard after with wine and beer.” —Christina Waugh, Facebook“We got creative with our food. We had BBQ from an amazing local BBQ joint and were able to feed all 110 guests for $600.” —Emily Erker Szucs, Facebook“We had a baked potato bar. Potatoes are cheap, so we were able to get a lot of toppings for variety. My parents are wonderful and helped prepare the food and set it up. I also made a small cake for the cutting, and we got a sheet cake from the grocery store bakery (you’re skeptical, but it was awesome — people were asking where we got it) to serve guests. No catering bill. (And frankly, it tasted way better!)” —Susan Marie Cole, Facebook12. Fake your wedding cake.“Fondant and tiered cakes are insanely expensive. Have a baker make a fake cardboard and decorated cake with the top layer (and smallest) real for cutting and the rest just pretty for decoration. Then have basic sheet cakes in the back for the caterers to cut and serve to your guests.” —Mary Brylski, Facebook“Have a small cake or make some of the bottom tiers a facade (ice and decorate a styrofoam wheel), and serve cut sheet cake pieces from the back.” —Whitney Williams, Facebook13. Don’t feel like you HAVE to have a wedding cake.“We decided to have a milk-and-cookie bar at our December wedding! As opposed to serving cake to our 250 guests at $2.50 a slice, we bought 300 cookies (chocolate chip, sugar, etc.) from the bakery at a local grocery store and then had drink dispensers filled with white and chocolate milk. My husband and I then cut a cupcake for our cake cutting. It was a huge hit and cost half the price!” —Clare Bogle, Facebook“Skip the cake. Your guests just want a nice dessert. Quality is key. They want sweet and they want it right after dinner.” —Teri Staub, Facebook“We had mini pies enough for each guest to have two for about $350… I talked to friends who have recently been married and scoured local bridal blogs and talked to all of my vendors to find a pie lady who worked out of her house. She rocked and we didn’t have ANY left over.” —Emily Erker Szucs, Facebook14. Don’t offer endless alcohol options.“We got two kegs from a great local brewery and had one ‘signature’ cocktail, that’s it.” “Do not have liquor at the reception! Trust me… As someone who plans weddings for a living, beer and wine is the way.” The Decor & Flowers15. Choose a venue that doesn’t need much decor.“We are having our ceremony and reception at the same venue. It used to be an old National Guard Armory; new owners came in and renovated it beautifully, which saves on decorating costs since the venue is so amazing.” “We were married at the water reclamation plant — only a couple hundred dollars and a beautiful Japanese garden for pictures!” “We were married 10 years ago in a beautiful hall with a garden courtyard; it was built by a Rockefeller as an ornate bank in the early 1920s — the ceremony was in the courtyard and reception inside. The courtyard had a beautiful garden, so no decoration needed except for some ribbon on the archway we married under.” You could also get married in December, when a lot of venues will already be decorated beautifully for the holidays.16. Consider doing your own flowers. (Yes, it’s possible.)“If you’re crafty, or know someone who is, do your own flowers. This will save you thousands! Our entire floral budget was $250, and we ordered from Wholesale Flowers, Wedding Flowers, Bulk Flowers | FiftyFlowers.com. We used red ranunculus and white garden roses, and that made seven bouquets, 10 boutonnieres, and all the table flowers. We picked greenery out of my backyard for filler. We purchased small colored bud vases from Hobby Lobby when they went 50% off and stacked them on top of wooden rounds (my husband’s grandfather made them instead of purchasing) and old books.” “My mother-in-law and her friend bought the flowers from a local flower wholesales, and made all the bouquets, button holes, and decorations.” —primandpropa“We did potted plants in Mason jars as centerpieces instead of flowers from a florist! Centerpieces for 10 tables was $20 total instead of $20 per table.” —jessicaa4ce278f9b17. Don’t have real flowers. (Yes, it’s possible.)“I’m making our bouquets and bouts out of fabric flowers (that I also made); you can keep them forever and have ANY color or pattern you want!” —kassyh4d7b0cb42“We used artificial flowers. I really wanted there to be a lot of flowers inside the church and I knew it would be crazy expensive to use real flowers. They looked great!” —mollyp4e13db336 (Hint: Afloral has beautiful, realistic-looking faux flowers!)“I learned how to make crepe-paper flowers, and used them instead of a florist. The supplies to make them cost a fraction of the amount of real flowers, they were therapeutic to make, and they will be functional long after the wedding to use, sell, or give as gifts!” —Kate Mason, Facebook18. Try an alternative to bridesmaids bouquets.“As opposed to carrying flowers down the aisle, my bridesmaids each carried a lantern! We bought neon orange and yellow ones at Kohl’s for $7, then spray-painted them silver to match our wedding colors. We also wrapped purple ribbon around the handles! My bridesmaids loved that they were able to take them home afterwards.” —Claire Bogle, Facebook19. Or don’t have flowers at all.“We skipped flowers altogether. No one missed them.” —leaho4f38c9b5e20. Get items secondhand.“I borrowed 90% of my decor from my mom’s friend’s daughter, who had gotten married a couple of years earlier. Most people getting married usually have friends, or friends of friends, who have recently gotten married too, so ask around!” —Kalie Sacco, Facebook“I went garage sale-ing for most of my decor. Mason jars, doilies, old mailboxes, milk glasses, etc. I saved thousands by decorating with the help of some friends!” —Dfox1984“An old bookstore was going out of business. With our love for reading, I thought, what better centerpiece than an antique book! Each book cost us around 15 cents.Then I painted on numbers and voilà!” —Katie Alcock, FacebookSmarter DIYRico Castillero studiocastillero.com21. Be your own DJ (or have a friend do it).“Our venue had a professional sound system built in. We literally plugged in a MacBook Pro, had a friend help us create a playlist that flowed, and danced the night away. We did arrange to have an MC present to keep things flowing.” —Emily Erker Szucs, Facebook“Our friend/bartender from the bar my husband and I met at got certified just for us and married us for free! He also DJ’ed using a sound system and my Spotify premium account.” —kelsid4eb82d05222. Create your own photo booth.“We really want a photo booth for our reception next year, but they’re obscenely expensive. Instead, we plan on putting a huge piece of butcher paper (decorated with paper flowers) on an empty wall and buying a photo booth kit, which includes fun hats, sunglasses and other accessories. You could also easily and cheaply put a kit together yourself. Guests will be able to take their own pictures with their phones! The total cost for the project will be around $50; the cheapest photo booth we could find was $500.” —Emily Christine, Facebook“We bought a Bluetooth remote and tripod for our iPad for $50 total and will be using that to take pictures for our photo booth! Also, I found that it’s so easy to make your own props with a color printer, card stock, and dowel rods.” —Brandy Ginther, Facebook23. When people offer to help, let them!“Don’t be afraid to take guests up on their offers for services in exchange for a wedding gift. A cousin did my beautiful cake and we saved big there, and it was so appreciated. My mom made the groom’s cake, just a regular red velvet, and it was awesome!” —Laura Hope Jackson, Facebook“We’ve asked our friends and family to please help on the day, take responsibility for something or join in with the bake-off instead of getting us a present. We really don’t need a set of champagne flutes, but someone making sure my granny eats would be super.” —Jemma Beedie, Facebook24. Don’t feel like you have to DIY All The Things.“Be realistic about what to DIY, and what not to DIY, because sometimes having to get all the materials yourself and spending the time on the projects costs you more than hiring someone else to make/do it.” —Andrea Jung, FacebookSave on Basically EVERYTHINGRyan Polei ryanpolei.com / Via Flickr: ryan_polei25. Utilize the grocery store.“I ordered both my flowers and cake from a grocery store. I had beautiful flowers for everyone for way less than the price of just my bouquet at a regular florist. I also had eight round cakes decorated in white that I placed roses on. I put them on different heights of cake platters.” —Y2jasmine (See how you can fancy up a grocery store cake here.)“We ordered all of our wedding flowers through the florist at the grocery store. We saved thousands of dollars and still got more flowers than I thought we would be able to afford!” —stephaniea4d15128ce26. Shop for white dresses that aren’t specifically wedding gowns.“Bought my wedding dress online from a teen prom site during off-season. The dress was amazing and cheap!” —Lucy Clay, Facebook“If you’re even just a little bit talented with a needle (or know someone who is), buy a white bridesmaid’s dress and embellish it. You could save yourself THOUSANDS and still get a beautiful, one-of-a-kind dress.” —Terri Schlichenmeyer, Facebook“Bought my dress from Macy’s and had alterations done by a very good seamstress.My friends were shocked when they learned it cost me less than $200!” —Bethany Harbison, Facebook“The dress I ordered was actually a bridesmaid dress, but instead of a blue dress with white, I flipped the colors and ordered white with blue. Beautiful dress and I saved well over 50% on it.” —Kimberly Baron Honea, Facebook27. Plan to hit big sales.“I saved a ton of money on bridesmaid gifts by shopping on Black Friday.” —Alexis Ziegenfuss, Facebook“My bridesmaids dresses were all bought around Christmas. They were just sale holiday dresses, rather than bridesmaids dresses.” —Molly Mac, Facebook“I chose colors based on the seasonal holiday directly preceding my wedding (Easter) and shopped at Michael’s for the clearance tchotchke and decor pieces.” —Michelle Katherine, Facebook28. Try to cut back on the small fees that really add up.“If you have anyone who can pick up flowers, dessert, etc., you can save a lot on delivery charges!” —oceanview“An art gallery downtown offered free table and chair setup, and the rental for tables and chairs was also included in the room fee. (Look for that — that is a major place generic reception venues really nab you!)” —Emily Erker Szucs, Facebook29. Wear a previously owned dress.“I found my dress on eBay for $40.” —amyn44a87f26c“Buying a used wedding dress from a place like Once Wed orPreOwnedWeddingDresses.com! I spent $350 on a dress that sells for $1800 in bridal stores!” —Sara Harkins, Facebook30. Check out non-wedding retailers.“I needed my wedding cake on the cheap side. So I posted on Craigslist for people to give me their cheapest price to make the small cake we were going to cut and feed each other and then cupcakes for the guests: $100 for 65 cupcakes and our cake.” —jessicab4721e304b“Check Amazon — our groomsmen had matching ties and pocket squares for $9 each and we were able to tie the dads’ stuff in too!” —alixei31. Take advantage of a credit card with good points.“We found a credit card with cash back and 0% APR for a year. This allowed us to use our gift money to pay for catering, and we saved 15% with all the cash back (about $500). Not too shabby.” —kelcicortrecht(Of course, do this only if you’re sure you can pay it off quickly without incurring interest; no one should go into debt for their wedding.)32. Sell as much as you can after the wedding.“Buy items that can be easily resold versus renting them. I purchased all my tablecloths for $10 a piece, and resold them on eBay after. Did the same thing with the burlap runners I wanted, and they both resold so easily!” —lacilace33. Know what you DON’T need.“I kept getting emails about napkins personalized with our names and picture on them. I didn’t want people wiping their faces with a picture of my face, so we decided to skip that.” —carolinenicolepPS: I guess Mandar Kamble (मंदार कांबळे) must have answered your query with that answer of marriage of Anand Bansode.
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What would you say is the most dangerous computer computer virus in circulation today?
I think this are the most devastating computer virus creted till today….Computer viruses come and computer viruses go. But they’re always present. Some slip by without much attention, others cause tremendous damage. Some have slowed the internet to a crawl; others have sought to control every machine on the planet. Get the inside track on some of the most notable.Computer viruses can be vicious little blighters wreaking all sorts of damage and destruction; destroying files, corrupting hard drives, plundering personal details and slowing the Internet to a crawl. Since the dawn of computing for the masses countless viruses have been released. Today, an estimated one million viruses are in circulation and thousands are created every month.Many of the so-called new viruses are simply variations of existing viruses that have had their code tweaked. Thankfully, many of these are detected by antivirus software but occasionally a new virus will slip through the net and in its wake infect millions of machines. Really good antivirus software, that has multiple layers of detection, will pick these viruses up, but unfortunately not everyone has really good antivirus software.Computer Virus - a quick definitionA computer virus in the truest sense of the phrase requires a host program to run properly such as a Word document. A worm, however, doesn't require a host program. It's an application that can replicate itself and send itself through computer networks. Trojan horses are programmes that claim to do one thing but really do another. Some might damage a victim's hard drive. Others can create a backdoor, allowing a remote user to access the victim's computer system. However, whether virus, worm or Trojan the one thing they have in common is the amount of damage they inflict. Just to give you some sense of the scale of the damage that can be wrought, here’s a rundown of some of the most notable viruses. This isn’t a definitive or exhaustive list; it just highlights the scale, cleverness and even historical antecedents of some computer viruses. You’ll probably know of some of them. You may even have been hit by some of them.1. Storm Trojan – taking over the worldStorm Trojan surfaced in 2007 inundating thousands of computers. Users would be lured into opening emails because of the subject headers such as ‘230 dead as storm batters Europe.’ Once an email attachment was opened the Trojan implanted a service called wincom32. This passed data to other infected computers and all of the infected computers became zombies or bots, that is, a huge global network of computers enslaved by Storm Trojan. Each computer would then attempt to infect other computers. And while it sounds like the plot from a James Bond movie, with the evil villain trying to take over the world, this throbbing, thriving, and monster botnet aimed to infect every computer on the planet. It was estimated that at its peak up to 10 million CPUs, that is the processor that powers your computer, was under the control of Storm Trojan. Most antivirus vendors picked up the infection surge and updated their detection signatures but Storm Trojan’s creators constantly altered the code to evaded detection. It was eventually contained but not after the wiping of many fevered brows and millions of man hours spent on trying to halt its activity.2. Melissa – named after a stripperThe Melissa virus was designed to infect Windows 98 computers. And it did a pretty good job, spooking software giants like Microsoft to temporarily shut down their email servers because they were unwillingly aiding in its propagation. Created by David L. Smith, who named it after a Miami-based stripper, it was ironically not designed to create mass harm. But it was so successful it overloaded servers. Melissa was spread via a file to a Usenet group called alt.sex, and the file contained passwords for 80 pornographic websites. As soon as the email recipient opened the file, in either Microsoft Word 97 or 2000, the worm, for that is what it was, attempted to mail itself to the first 50 email addresses it could take from the computer. It was incredibly successful in infecting millions of machines because when someone received an email containing Melissa, it appeared to come from someone they knew. Smith was prosecuted and got a 20 month jail sentence for his shenanigans. He was banned from even going near a computer without consent from a court.3. My Doom – or is that your doom?The aptly named My Doom was the fastest spreading virus of all time and during the month of February 2004 it was estimated to be infecting 1 in 12 emails with 100,000 interceptions taking place every hour. That’s serious. It spread through email and peer-to-peer file sharing networks enabling it to dig deep into the web. It manifested through an email attachment which usually had an innocuous title such as ‘Mail Delivery System’ or ‘Mail Transaction Failed’. Naturally, many people opened the attachment. Its aim was to assault Google, AltaVista and Lycos and at its peak managed to shut down Google for almost a day. It also attacked other websites and one company put up a €250,000 reward to find its creator. They never did find him, or her, but it’s widely believed they were somewhere in Russia.4. Sasser – an 18th birthday presentSasser was a clever little worm that laid siege to Windows XP and Windows 2000 computers – a lot of computers. It was dubbed Sasser because it exploited vulnerability in something called Local Security Authority Subsystem Services (LSAS). The LSAS function is to manage all the security stuff on Windows systems, for example password changes and verifying users when they log on. It’s ironic in that LSAS is supposed to protect computers. In short, Sasser, made it difficult to shut down machines without pulling the plug while also making it difficult to actually use a computer properly. Microsoft patched the problem but not before Sasser ran wild infecting a lot of organisations like investment banks Goldman Sachs who had to spend hours wrestling with the worm. Its creator Sven Jaschan, was eventually caught when law enforcement connected a few dots about potential suspects and realised that Jaschan had released Sasser into the wild on his 18thbirthday.5. Anna Kournikova - reveals allWe wonder how many fell victim to this? A world famous tennis star, Anna Kournikova, was also famed for her looks. A mischievous Dutch programmer called Jan de Wit created a virus that tricked the recipient into opening a message that strongly suggested they would be privy to a glimpse of Anna’s curves. It was a classic bit of social engineering with the recipients triggering a malicious programme which plundered the address book of Microsoft Outlook e-mail. The flood of email it unleashed paralysed servers all over the world. It became so notorious it even featured it in an episode of Friends, the US sitcom.BullGuard protects your computer from viruses and hackersTRY NOW FOR FREE - 90 DAYS6. Morris and Concept – even Microsoft creates virusesThese viruses deserver a mention simply because they were two of the first that revealed the damage that malware can cause. In 1998 Robert Morris, a university student, released a worm which affected 10 per cent of all the computers connected to the internet. This may sound a lot but in 1998 only 60,000 computers were actually plugged into the global network. The virus slowed the computers down to a crawl and effectively brought all the machines used by the esteemed Massachusetts Institute of Technology to a halt. Ironically, Morris later became an associate professor at MIT. The Concept virus on the other handaccidentally shipped on a CD-ROM supplied by Microsoft in 1995. It was the first virus to infect Microsoft Word documents. Within days it became the most widespread virus the world had ever seen, taking advantage of the fact that computer users shared documents via email.7. I LOVE YOU – that’s why I’ll infect youThis was another classic example of social engineering and this particular digital deviant surfaced just after Melissa hit computers all over the world. It was a standalone programme that travelled the digital highways via email and bore the title I LOVE YOU, in big, bold caps. It didn’t do just one thing, it spread its tentacles deep into a computer, copying itself several times and hiding in folders on the hard drive, replacing other files with copies of itself and adding new files into the computer’s registry. It also downloaded a file that stole passwords and secretly emailed the information to hackers. According to some estimates it did about $10 billion worth of damage, rapidly infecting networks around the world. Not very loving8. Slammer – really slamming homeSQL Slammer was a computer worm that caused a denial of service on Internet hosts and it dramatically slowed down internet traffic, infecting most of its 75,000 victims within ten minutes. It tended to effect companies running SQL servers, sparing home computer users. It appeared in early 2003 and wrought a lot of damage including bringing down Bank of America’s ATM system, taking out part of Seattle’s emergency 911 services and causing Continental Airlines to cancel several flights because of e-ticketing and check-in problems. Only a few minutes after infecting its first Internet server, the Slammer virus was doubling its number of victims every few seconds. Fifteen minutes after its first attack, the Slammer virus infected nearly half of the servers that hold up the internet. That’s seriously fast.9. Nimda – a global terrorist?Nimda, admin spelt backwards, hit the internet in 2001 and caused many networks to crash. Within 25 minutes of its release it had become the internet’s most widespread worm. It was unique in that it used five attack vectors. It infected email and sent itself out to email contacts; broke into web servers and infected files on websites by spreading automatically across a network; and by parasitically infecting existing programs on a hard disk. If an infected file made its way into an organisation and ran, it was possible that hundreds or thousands of computers on a network could be infected. And each infected computer - whether PC or server - might have hundreds or thousands of infected, damaged or modified files. One of the intriguing things about Nimda, is that it was never established who created it. It appeared one week after 9/11 leading to speculation that it was created by state actors or even terrorist groups. What is certain is that it was an incredibly clever and destructive worm and perhaps a foretaste of what is to come should open cyber warfare ever break out between nation states.10.Conficker – a virus that grounded military aircraftConficker was dubbed a super virus because it infected millions of computers. It certainly had security experts panicking. It appeared in 2008 and according to some estimates went on infect up to 15 million computers. Viruses are slippery by nature but Conficker was in its own category of slipperiness. It featured a sophisticated method of cracking administrator passwords, making it difficult to remove, and it also copied itself to USB drives so it could still spread even when computer flaws were patched. Its main effect was to prevent people from installing Windows updates and antivirus software. However, it also had the ability to launch a second stage by downloading additional code that could hijack computers and steal personal information. It certainly hit some big targets including a French Navy computer network forcing the grounding of aircraft because flight plans could not be downloaded. The UK’s Ministry of Defence was also hit with several major systems being hit on warships and submarines while the Bundeswehr, the German armed forces also reported about 100 infected computers. It caused such consternation, and panic, that Microsoft created a high profile industry group to counter the virus. The group consisted of just about every organization with an interest in ensuring the internet didn’t collapse, including the China Internet Network Information Center – an indication of how global was the concern.And finally – one for the Apple loversBy and large computer viruses are aimed at PCs and it’s one of the reason’s users of Apple products thumb their noses in the direction of your average computer user. Its code for you can be hacked, we can’t. But it’s not true. Apple produces both the hardware and software for its systems which means its coding is obscure and difficult to penetrate by hackers. At the same time PCs are far more commonplace making them a much juicier target for hackers, than the relatively small pool of Apple computers. However, Apple computers can be hacked as the 2006 Leap_A virus revealed. Using the iChat instant messaging programme Leap_A spread across vulnerable Mac computers. After infecting the computer it searched through iChat and sent each person on the iChat list a message which contained a corrupted file that appears as a JPEG image. It didn’t cause much damage but it did illustrate how determined hackers can customize their viruses according to their targets. And it’s a damn good reason why Apple device users shouldn’t be smug especially so, given the explosive surge of growth in iPhones and iPads.And the moral of the virus tale?It’s very simple. Prevention is better than cure. If your computer is infected it can cause tremendous damage, bringing your digital life crashing down with an almighty and unexpected thump. Stay safe by using antivirus software that has multiple detection layers and which updates new virus signatures regularly. It’s not rocket science, simply good sense. You can also check in less than a minute if your computer is infected with a virus by following this link.Stay safe, stay secure.Source:Which is the worst computer virus in history? Here’s our TOP 10 | Blog BullGuard - Your Online Security Hub
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