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FAQs
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Who are the 2013 Top Writers on Quora?
I am, strangely enough. My output has waned over the last year as I've become busier. But I'm happy to take the fleece. In the meantime, enjoy some of my greatest hits of the past year, most of which are not that great: Biology * Shan Kothari's answer to Is it a good idea to interbreed the various endangered tiger subspecies like the Sumatran, Malayan, Indo-Chinese, South China, Bengal and Siberian tigers so that they have more genetic variation? [ https://www.quora.com/Is-it-a-good-idea-to-interbreed-the-various-endangered-tiger-subspecies-like-the-Sumatran-Malayan-Indo-Chinese-South-China-Bengal-and-Siberian-tigers-so-that-they-have-more-genetic-variation/answer/Shan-Kothari ] * Shan Kothari's answer to Can giraffes swim? [ https://www.quora.com/Can-giraffes-swim/answer/Shan-Kothari ] * Shan Kothari's answer to Ecology: What do ecologists think of Lotka-Volterra? [ https://www.quora.com/Ecology-What-do-ecologists-think-of-Lotka-Volterra/answer/Shan-Kothari ] * Shan Kothari's answer to What is the future of big data in ecology? [ https://www.quora.com/What-is-the-future-of-big-data-in-ecology/answer/Shan-Kothari ] * Shan Kothari's answer to What is hermatypic coral? [ https://www.quora.com/What-is-hermatypic-coral/answer/Shan-Kothari ] Philosophy * Shan Kothari's answer to Why did Blaise Pascal not immediately understand the "which god" problem with his wager? [ https://www.quora.com/Why-did-Blaise-Pascal-not-immediately-understand-the-which-god-problem-with-his-wager/answer/Shan-Kothari ] * Shan Kothari's answer to Philosophy of Mind: What is functionalism? [ https://www.quora.com/Philosophy-of-Mind-What-is-functionalism/answer/Shan-Kothari ] * Shan Kothari's answer to Do ethical philosophers tend to be more ethical? [ https://www.quora.com/Do-ethical-philosophers-tend-to-be-more-ethical/answer/Shan-Kothari ] * Shan Kothari's answer to Can you be a philosopher and still believe in god? [ https://www.quora.com/Can-you-be-a-philosopher-and-still-believe-in-god/answer/Shan-Kothari ] * Shan Kothari's answer to What are the main differences between epiphenomenalism and materialist reductionism? [ https://www.quora.com/What-are-the-main-differences-between-epiphenomenalism-and-materialist-reductionism/answer/Shan-Kothari ] * Shan Kothari's answer to What has philosophy contributed to society in the past 50 years? [ https://www.quora.com/What-has-philosophy-contributed-to-society-in-the-past-50-years/answer/Shan-Kothari ] Other: * Shan Kothari's answer to What are some famous pictures that ruined people's lives? [ https://www.quora.com/What-are-some-famous-pictures-that-ruined-peoples-lives/answer/Shan-Kothari ] * Shan Kothari's answer to Why is it common liberal policy to reject Social Darwinism despite wholeheartedly embracing evolution? Why this contradiction? [ https://www.quora.com/Why-is-it-common-liberal-policy-to-reject-Social-Darwinism-despite-wholeheartedly-embracing-evolution-Why-this-contradiction/answer/Shan-Kothari ] * Shan Kothari's answer to Who are the best or most famous Christian poets? [ https://www.quora.com/Who-are-the-best-or-most-famous-Christian-poets/answer/Shan-Kothari ] * Shan Kothari's answer to What are the most impressive intellectual achievements completed by persons under 20 years old in terms of the influence, magnitude, depth, scope, creativity, or difficulty of the achievement? [ https://www.quora.com/What-are-the-most-impressive-intellectual-achievements-completed-by-persons-under-20-years-old-in-terms-of-the-influence-magnitude-depth-scope-creativity-or-difficulty-of-the-achievement/answer/Shan-Kothari ] * Shan Kothari's answer to What is it like to attend a REU? [ https://www.quora.com/What-is-it-like-to-attend-a-REU/answer/Shan-Kothari ] * Shan Kothari's answer to What directors chose the same people to work with time and time again, in any roles, and who are these people? [ https://www.quora.com/What-directors-chose-the-same-people-to-work-with-time-and-time-again-in-any-roles-and-who-are-these-people/answer/Shan-Kothari ]
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Who are the Top Writers on Quora?
Balaji Viswanathan (பாலாஜி விஸ்வநாதன்)If ever you want to learn something new on daily basis.please switch on the notifications from Balaji Vishwanath sir.Awdhesh Singh (अवधेश सिंह)In case if you are wandering for the best views from an intellect,he is always on cards !Gopalkrishna VishwanathIf ever you wanted a simple answers with so much of life experience,don't forget to follow Gopalkrishna Vishwanath sir!Abhimanyu SoodIf you want to hear a story,please don't miss this guy.. he is my fav!User-9248814863030902883In case if you crave for travel experiences,this guy is fantastic ! Sinless bloke indeed.Sean KernanSarhad ChoudharyIn case if you are eager to know son and grandson of quora ..don't forget these wonderful guys !Vishak RamanIf you want to keep reading and getting lost.he is nice to read! Unique guy I must tell you !Dhawal BarotIf you seem very interested in shortest feel good stories,this guy tops the list!Loy MachedoWhenever you feel low,reading his answers can make you feel better!The list continues !And if ever you want to read some stupid answers follow this guy! Raghavendra MThanks for reading
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Why do credit companies insist that customers sign the back of credit cards when the possibility of losing the card means that s
That's a practice that goes back to some of the earliest days of credit cards and is linked to an existing requirement of the major card networks (e.g. Visa, MasterCard, American Express). That requirement is to verify that the person using the credit card to pay for a purchase at a physical store is the person authorized to use the card. In theory, the store clerk is responsible for comparing your signature on the receipt with the signature on the back of your card. If you haven't signed the card, such comparison is impossible.In practice, few if any merchants check signatures and fewer still have the training required to recognize a valid signature from a forgery. When was the last time your signature on a credit card receipt was actually checked? I've been doing an informal survey of all of the retail stores I use and, after several months of effort, have been able to confirm that all require a signature but none have asked to look at the back of my card to compare the signature and the majority of large, chain stores have created systems where my signature is captured electronically and never displayed to the clerk (thus making comparison impossible). I think it's reasonably safe to say that the original reasons to obtain the signature are, in general, obsolete and we're seeing new rules from the card networks (such as no longer requiring a signature for purchases under a specified dollar limit) that may foretell the end of this practice. There's probably a (limited) argument that the cardholder signature is important as a means to legally confirm the cardholder's agreement to abide by the terms and conditions established by the card issuer (words that often appear on printed receipts these days) but I haven't heard of anyone using a signed receipt as evidence of anything other than that the product or service was received.Regarding your implied concern about forgeries, I wouldn't lose any sleep over it. Since few merchants appear to be comparing signatures for any reason, in my opinion there's very little risk you incur by applying your John Hancock to the back of the card. If you're worried that a fraudster might steal your card for the sake of seeing that signature in order to forge it on other documents, you'll probably want to consider the dozens of other things you sign regularly (such as credit card receipts, doctor's office waiting lists, driver's license applications) that aren't kept safely in your wallet.
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In today's world of on-line transactions and digital banking are my transactions really safe?
Absolutely.Every time you use your credit or debit card it is an electronic transaction going across computer networks. The same for an ATM withdrawal. When you go into a branch their systems work across the same basic technology that we use for internet and mobile banking today. So, in other words, if online transactions weren’t safe, you couldn’t do any banking at all today that wouldn’t be similarly compromised.The thing that mostly makes online transactions an issue as compared with the way we used to do banking 30 years ago is that 30 years ago you had to sign for everything and usually you had to do so in a face-to-face interaction. The assumption that a signature and face-to-face transaction is “safer” than an online transaction is flawed, however. A signature is not secure. A signature can be copied. A signature is no guarantee of an accurate identity verification.The problem is that most of our banking system today still relies on very basic identity data and the assumption that if you signed a document, we can assume you are who you say you are. That assumption is flawed, and allows people to spoof identities and transactions in banking all the time - whether online, or in branches with fake drivers licenses (for example).The only way to make banking truly safe today, whether old school in a branch or online, is for us to use more comprehensive identity data. The more data we have about you, the more secure we can make things like internet banking. For example, using a fingerprint, voice print, facial recognition, etc is signNowly safe than having you sign or use a password. For transactional safety, things like heuristic behavioral data is far superior than the methods we use currently today. Quantum computing will also make encryption on bank networks virtually unbreakable.The reality is simple - we are not going back to a world of banking that isn’t digital or electronic, and if we did it wouldn’t be safe. We know that because today signature based banking accounts for the highest rates of fraud in the world today (particularly when it comes to card fraud) - not online banking. So best we use new technologies to continue to make online transactions and digital banking even safer than it is today.
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What are hardware and paper wallets, and how do you use them?
Hardware wallet is like a usb stick that is capable of storing your coins.For example, Ledger Nano S can store all major altcoins as well as Bitcoin.It cannot be hacked because it’s not connected to the Internet so it’s considered to be one of the safest methods of storing your funds.You simply buy coins and send them to your hardware wallet whilst it’s connected to your computer.Paper wallet is literally a blockchain address that you get to keep your private key for.For example, a Coinbase wallet doesn’t allow you to get your hands on the private key.Visit here to create your own Bitcoin p...
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I'm writing a book on Google Docs, and I want to share it with some fiends. How do I make sure they can't copy and paste it some
You can’t. With the current state of the art, if a human can read it, then a machine can read it, pretty much. The best you can hope for is to make it more difficult. In roughly ascending order of difficulty: 1. Simply share the Google Docs document with them. If you choose the right option, they will not be able to edit it, but will be able to read it (and copy and paste from it). 2. Turn the document into a PDF. This will normally keep the text as text, and most PDF readers will let users copy from it. 3. Turn the document into a series of page images (possibly inside a PDF ‘wrapper’). Not possible to copy and paste directly, but OCR exists. 4. Turn the document into a series of page images but with the curves of the letters distorted in the manner of popular CAPTCHAs (shapes stretched and rotated, background noise and lines added, etc.). This will make it annoying to read and will make it trickier to OCR. But in 2016, probably not impossible to OCR. In the end, though, if a human can read it, they can simply retype it (or find someone to do so for them) and copy the text that way. Perhaps the best solution is “get better friends”. Ones where you can say, “please don’t share this with anyone” and where you can trust them to do so because they are decent human beings, who don’t need NDAs or technical barriers to stop them doing something you don’t like.
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Why would I be uncomfortable with signing an non-disclosure agreement?
I’m not sure you need to be “uncomfortable,” but yes, there are certainly reasons to read NDAs carefully and make sure you understand and accept everything in them before you sign.As a general rule, avoid signing things that sign you up for future obligations unless there’s a real need to sign them. Even if it sounds like something pretty obvious (don’t tell anybody about this awesome secret product that we’re inventing), the fact is that at some point after you sign that NDA, you’re going to forget exactly what you agreed to. When I signed that NDA last year, did I say I wouldn’t tell anybody? Or was there an exception for me discussing it with my lawyer or accountant? You’re going to forget whether that NDA lasts for one year or two or indefinitely. You’re going to forget whether it applies to everything the company tells or sends you — or just things they send you marked with a “Confidential” legend on the email (both of these are common ways to draft NDAs).And there’s a very good chance that you’ll actually lose the copy of the NDA itself*, which means later you may be in the uncomfortable position of asking the other person to give you a copy of the NDA you signed — which will alert them to the fact that you’re worried about violating it, this will happen at the least convenient time possible, and it will buy you a stressful phone call from their lawyer. Hi, Jim, this is the General Counsel at Xcorp. I hear you’ve been asking about the NDA you signed. What’s up, Jim? Anything you want to tell us?Also, there is no such thing as a “standard” NDA. There are a few basic types of provisions that appear in probably 90% of NDAs, but the language can vary considerably, and you sometimes encounter surprises in them. For example, I often hear people use the term “NDA” to refer to a document that contains a non-disclosure clause and a non-compete or non-solicitation clause. So if you simply signed that “NDA” without reading closely, you would later learn that you just agreed to provisions that curtail your future employment and business opportunities — a nasty surprise.Finally, one thing I can guarantee you if you’re in the business world: at some point, a person who seems very nice, smart and reasonable will ask you to sign a contract that contains a really nasty surprise. This contract may be an NDA. This nice person may give you an NDA that they sure you is a “standard NDA,” but lo and behold, it contains some goofy clause that says that if you violate it, you forfeit some absurd penalty (fee) to compensate the company for its “damages” caused by the loss, or you give the company some other right that will turn out to be harmful to you.Now the good news: 95% of the time, the NDA is fine. Most people who ask you to sign NDAs know that it will slow down their deal flow if they give you an objectionable NDA that requires lawyers to negotiate down to something reasonable. So you usually got a simple form that you are comfortable signing (or your lawyer will greenlight). But it’s that 5% that’s the problem, and it makes it worth at least reading carefully.* Free legal advice for the day: anytime you sign an ND, or any other contract for that matter, before you do anything else, save it to a secure cloud storage service. I guarantee that you will need to find at some point later. Seriously. I’m saving you money here. If you don’t do this, you’ll need to pay a lawyer later to get you out of a jam.
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