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So my father had a medical emergency and we had applied with National Insurance Company with E-Meditek being our TPA service for claiming our insurance.This post is all about How TPA people can take you on a ride, my experience interacting with people in E Meditek TPA Services Office in #Mumbai on 24th November! :(Read it and be warned!So I approached the E-Meditek office at Mahalaxmi with a notification letter sent by them about discrepancy in Insurance claim. I received their letter on 22nd November. This was surprising because i had submitted possible documents 2 months before the letter came and plus one of the claims got processed.The claim amount for one of the submission was settled. There was a different claim made now which had a unique id, and that remotely even did not match the claim number given in the letter sent to us. This i saw, but did not give much attention to it. Thought maybe it was system generated and could be linked to my submitted claim. I go to the office and the receptionist cum query resolver busy in her PC, calls and files on her table, looks at it, checks her system. Then I show her the documents mentioned and say here are the documents mentioned and already submitted. She calls in her colleague who looks at it and says, it looks alright. Then begins the real drama. She asks me to submit the originals of it and says you have not submitted the said documents as per her system record and it’s not been entered in the system. I was surprised, i replied back that she was wrong. She refused to believe. Notice i am still thinking she checked for my claim number which was generated for my first and second submission..but she looked for the new claim number mentioned by letter in her system and said based on the number in front of her. I repeated, i have submitted..I felt like amused and hopeless. I told her how can I give you that? I have already submitted the documents. She was adamant and said no. I told her it could have been an error, please talk to your colleagues, and that I had received two notification before and I had submitted the said documents then..I told her, I do not have them and she should check their file or the person who raised the query, since I believed they had the file. Now she gets ridiculous. She says whom did you submit, i told her I had submitted it to their Bhandup Center. She questions me thereafter, then did you check out whether they delivered it to their main office, or is it still with them? I was aghast as she continued. She said it’s your responsibility, you should know if they submitted to main office or not! I just lost my cool! I was like, what is this lady saying? She wants me to micro manage everything!! She told me call up the center and show her the proof. I was determined and confident that I had submitted. Because i knew it just too well.So then I had to call up the person who had submitted it actually. He was in Shimla and busy in something, but took time out on my request and helped me get the contact person from center where the document was submitted. I ringed the concerned person and got the proof that the Mahalaxmi main office person had indeed picked it up from Bhandup and signed in their register giving acknowledgement. The Bhandup person was kind enough to send me a screenshot showing the document was received. Now I got the person’s name and his sign in the register claiming he had picked it up to deliver it at main office. Now the lady gets alarmed. NOW finally she gets her other colleagues, they discover i have submitted and it was under the different claim number and PLUS they had not scanned and uploaded it!!!!Bingo! And So it was not showing up. I remember i had told her that system could be wrong but she refused to believe! Now I finally got her to admit that it was an error on their end.And what did cause the whole lose-our-cool episode. Simply misunderstanding on what I was saying and what she was seeing!Firstly the claim number where she chose to look at and secondly believing it was right and I was totally wrong.This gap in what the system is built for to operate for administrative conveniences and what the customer demands for , creates more grievances all the time. I can understand it’s difficult to map and troubleshoot the queries, especially when you don’t know everything of the system and systems can be overridden by the manual errors. This was a manual error and I am sure many people like me get inconvenienced lost their cool, waste their time arguing without a purpose and end up feeling disgusted.I feel if these bugs are better noticed and taken care of, at least the query processing will improve. But i feel, maybe or not, it doesn’t seem to happen as it interest the profits of the company!!And this is not the first time, i remember last time I went, i was so furious.. They had sent me a claim settlement sheet and the sheet said we will get less than the insured amount.!! I understand our insured amount was less. We expected that we will get the exact insured amount since it was less than 25% of claimed amount. They put their slabs on that insured amount and we lost that opportunity to receive the entire insured amount!! To top it, they had a ridiculous distribution shown. It seemed all Greek and Latin.I spend two days learning how could they have distributed the whole stuff so that I will be ready to speak to them and make a dialogue with them when I first go to them. I did that because i did not want to talk with emotions , i needed facts to speak with their logic. So i gathered all logic that I could and then went to them. It was then that I could speak and understand what they meant. It was troublesome and frustrating! The concerned person explained something and while explaining after sometime just gave up on me. Other guy came and started explaining his theory of how the claim settlement was done. It seemed so unprofessional. I asked for an explanation for the sheet sent and how they calculated and i was just going crazy on knowing their answers. They, for many moments sounded more confused than me. Even went on to say, this sheet given to you has errors. Lol! They were questioning their own company. It is just not for me I suppose, many like me must have faced the same.When I narrated a part of my scenario to my family doctor, he just said casually, that’s the whole point of them, to keep sending you letters and engaged and many times you might just choose to give up!!And guess who will win then? The companies of course ! isn’t it?PS : Wrote this first here : TPA or (S)Tress (to) People Administators ?

Digital Locker is one of the key initiatives under the Digital India Programme- External website that opens in a new window. A beta version of the same has been already released by the Department of Electronics and Information Technology (DeitY), Govt. of India. Digital Locker is aimed at minimizing the usage of physical documents and enable sharing of e-documents across agencies.With the help of this Portal, the sharing of the e-documents will be done through registered repositories thereby ensuring the authenticity of the documents online. Residents can also upload their own electronic documents and digitally sign them using the e-sign facility. These digitally signed documents can be shared with Government organizations or other entities.Digital Locker system has the following objectivesEnable digital empowerment of residents by providing them with Digital Locker on the cloudEnable e-Signing of documents and make them available electronically and online Minimize the use of physical documentsEnsure authenticity of the e-documents and thereby eliminate usage of fake documentsSecure access to Govt. issued documents through a web portal and mobile application for residentsReduce administrative overhead of Govt. departments and agencies and make it easy for the residents to receive servicesAnytime, anywhere access to the documents by the residentOpen and interoperable standards based architecture to support a well-structured standard document format to support easy sharing of documents across departments and agenciesEnsure privacy and authorized access to residents' data.COMPONENTS OF DIGITAL LOCKER SYSTEMRepository is a Collection of e-Documents which are uploaded by issuers in a standard format and exposing a set of standard APIs for secure real-time search and access.Access Gateway provides a secure online mechanism for requesters to access e-documents from various repositories in real-time using e-Document URI (Uniform Resource Indicator). The URI is a link to the e-Document uploaded by an issuer in a repository. The gateway will identify the address of the repository where the e-Document is stored based on the URI and will fetch the e-Document from that repository.

Yes , I would hire a virtual online assistant.For Best virtual assistant check out this site right nowNeeds to Hiring a Virtual online assistant:Assistant Management of e-mail. Sorting,Plan social media messages for your social sites.Hiring a virtual assistant for help is a big time saving for you.sending emails.Social networks.Working as a Virtual Assistant is one of the simplest options for working from home.This type of employment that has emerged thanks to the internet and there is a growing demand for virtual assistants.Below we give you all the keys to access this type of employment.Virtual assistants are qualified professionals who provide administrative services to companies. These professionals work from home or anywhere else (coworking, cafeteria ...).Virtual assistants can perform a wide variety of tasks, in fact, the services they offer are almost endless, and it depends to a large extent on training, experience, skills, and of course, what the company commands.Virtual assistant :Virtual assistants are people who work for you or provide services to your business .It can be personal assistants, as well as graphic designers, programmers and the like. For the first time I heard about VA (in the next article I'll write VA, which means virtual assistant) in Tim Ferris's book "4 hour work week". Then with each next book I more and more often met this term.He will plan messages, find or create images for use in posts, create graphics for your messages, and manage analytics. Respond to comments being the administrator of the business page.Content in writing. A virtual assistant can free up your time. He will be engaged in writing blog posts and e-mail, materials online courses. If your hired worker likes to write, then it's wonderful.Research. This is time-consuming.The task of the virtual assistant is to take on these functions. It will do research of your competitors, select keywords for articles, look for partners, and do other research.Information bulletins. Write your newsletters or formatting your newsletter, which will be planned in your email system, which will be sent monthly or weekly.Proofreading and error correction for your newsletter. Unload the mailing to your CRM tool.Internet customers. Care for all documents that need to be signed when you first start working with clients. Calendar management, filing documents, printing documents, as well as any other tasks for customer service. There are many things a virtual assistant can do.If you need help with any of the tasks outlined above, then you are the ideal candidate for using the help of a virtual assistant. How to work as a business consultant .There are virtual assistants who perform only administrative tasks, others perform technical tasks.Administrative tasks Making travel plans, organizing files, personal tasks, for which you simply do not have enough time.Here in the below Article I briefly explained about the various current in jobs for virtual assistants and works does by the virtual assistant,Virtual Assistants help small businesses that can not afford to hire a full-time secretary or who need, from time to time, to delegate certain administrative tasks.As a virtual assistant, you have flexible work schedules, no commuting and can earn up to 250 € per hour.That seems to be something for you?So read what will follow!If you have some experience in administrative tasks, this may be the best way for you to become an entrepreneur.One thing to be wary of are organizations that charge you fees to appear on their lists.These organizations that ask to pay are often just scammers who will not give you the opportunity to make money.If the organization really wants to help you, it will not ask you to pay.A virtual assistant is someone who works as a secretary from their home computer.Not everyone can handle this job - You must have some experience in this area before you start as a virtual secretary.The job can include a wide variety of tasks, such as simply taking calls, sending emails, scheduling appointments, and so on.The more specialized your skills are, the more you'll be able to charge the customer for your work.If, for example, you have 5 years of marketing experience and you have extensive knowledge of Microsoft Publisher, you can sell yourself as a specialist in the field.Companies hire virtual assistants if they do not need a full-time employee . In this way, they can save money as well as space in the office.A virtual assistant is not a part-time assistant, but rather a professional entrepreneur, managing his own taxes, expenses and equipment.As a virtual assistant, you will have to find customers yourself and promote your services.In order to succeed as a virtual assistant, you must have some computer skills.Even if you are on top of the basics, you must be able to handle if your computer crashes in the middle of the day.Unlike working in an office, at home you will not have a computer department ready to help you.Before starting the virtual assistant job, you will need to acquire some necessities for your home office.First, you'll need a reliable internet connection that will not slow down because of multiple programs running at the same time.Then you will need a professional phone, a computer with all the necessary programs and a headset so you can keep in touch with your customers.Most of these tools will be deductible from your taxes.The need for virtual assistant is growing, since more and more companies are asking for "temporary employees" (consulting).Depending on the agreement and the workload, you can choose between charging on time or day.A typical hourly wage will be between 20 and 40 €.Hiring a virtual assistant is one of the best solutions . To avoid stress, you should hire a business consultant who will solve administrative issues and relieve you of stress. A virtual assistant for business can make your life much easier, and work will be smooth, so you will wonder why you did not hire him for a long time.

So far 'Import-Export' model has been worked really well for many people.Here are few examples..(Note: As I am from India, my answer might look like India specific. However, you can implement it anywhere with little or no variation I guess.)Luxurious looking watches in China cost $4-$5/piece. In India, you can easily sell it at $10-$15/piece. (People would happily pay).If you buy 1000 watches from China, it would cost you $5000 (3,00,000 Rs.), & sell it at above described price, you will make nearly ~ $14,000 (8,40,000 Rs.). Profit = 5,40,000 Rs. ($9000) - Some Custom Duty.I live in Surat, Gujarat (India). You will easily get raw cotton fabric at a rate of Rs. 30 ($0.5) per meter from Surat Textile Market. If you somehow export it to Dubai, you will get Rs. 170 per meter ($2.85). If you buy 10,000 meters from Surat Textile Market, it would cost you $5000 (300,000 Rs.) & sell it at above described price, you will make nearly ~28300$ (17,00,000 Rs.)Profit = 14,00,000 Rs. ($22700) - Some Custom Duty.On a side note, I know one guy from Surat Textile Market who has implemented this model & makes sky rocketing high profit of around $133,333 (80,00,000 Rs.) daily. He imports millions of meters daily. He is having hummer in Dubai. ;)Buy non-branded earphones at very cheap price. Sell it on e-commerce sites with good margin. One of my friend is currently doing this. He buys earphones at just 40 Rs. ($0.67) per piece & sells at 250 Rs. ($4.16) per piece on various sites.If you buy 500 piece, it would cost you 20,000 Rs ($333) & sell it at above mentioned price, you will make 1,25,000 Rs. ($2083).Profit = 1,05,000 Rs. ($1750).Mangoes cost $5 per 10 pieces in Gujarat (Gir/Junagadh). In USA (New Jersey), it costs $35 per 10 piece. If you buy 10,000 pieces from Gir, Gujarat, it would cost you $50,00 (3,00,000 INR) & sell it at above mentioned price, you will make nearly ~$35,000 (21,00,000 INR).Profit = 18,00,000 Rs. ($30000) - Some Custom Duty.If you go to Dakor, which is one of the very famous pilgrimage place located in Gujarat (India), you will find musical instruments at very low price. There are street markets where plethora of various kinds of instruments (Drums, Mouth Organs, Flutes, Guitars etc) are being sold. One Guitar will cost you around just 2500 Rs. ($41.67) Now when you go to some shop at mall with awesome interior and lighting, that same Guitar would cost you around 10,000 Rs. I have personal experience with this when I wanted to gift Guitar to my brother on his birthday, at every other shop it was around 9000-10000 Rs. Eventually I came to know about Dakor, I bought one for 3200 Rs. from there. If you buy 1000 guitars from Dakor, it would cost you around 25,00,000 Rs. ($41,667) & sell it at above mentioned price, you will make nearly 90,00,000 Rs. ($150,000).Profit = 65,00,000 Rs. ($108,334) - Some Transportation CostWell, if you don't want to go outside from India, given the addiction of us Indian people for tea, business of tea can be the best one if done smartly.Wholesale price of tea in Assam, India is Rs. 90 per kg ($1.5). Here in Gujarat, it costs around Rs. 190 per kg ($3.17).If you buy 10 ton (10000 kg.), it would cost you Rs. 9,00,000 ($15000) & sell it at above mentioned price, you will make nearly ~Rs. 19,00,000 ($31600).Profit = Rs. 10,00,000 ($16667) - Some Transportation Cost.& many more...However it isn't as easy as it seems. It involves lots of hurdle & hustle. But business is not a business if there is no hustling.

Sulabh Shauchalaya (Toilets) :You have seen the Sulabh Shauchalaya at the bus stand, Railway station or many common places in India. Most of the people have gone there.They take charges around 2 - 10 rupees according to services you use there, which is very nominal so we do not consider it as a business. But they make Hundreds of Crores in a year.How they make money?Sulabh Toilets are managed by Sulabh International which has around 50,000 toilets across the country.Sulabh International hires a person for a toilet, who works there for 16 hours a day and get a salary of Rs. 8,000/ month.The hired person has responsibilities to clean the toilet and generate the revenue.The hired person need to submit the Rs 1500/day to Sulabh International, either they earn or not.Let’s see the calculation -Earning from a toilet each day - Rs 1500Earning from a toilet each month - Rs 45,000Earning from a toilet each year - 12x Rs 45,000 - Rs 5,40,000Sulabh International has 50,000 Toilets across the country.Revenue from 50k Toilets each year - 50,000x Rs 5,40,000 - Rs 2700 croresExpenses from a toilet each month - Rs 8000 (Salary) + Rs 500 (Detergent) + Rs 2000 (Electricity bill) - Rs 10,500/monthExpenses from a toilet each year - 12x Rs 10,500 - Rs 1,26,000Expenses form 50k toilets - 50,000 x Rs 1,26,000 -Rs. 630 CroresTotal Profit = Rs 2700 Crores - Rs 630 Crores = Rs. 2070 CroresEarly investments (Tender amount, land, construction etc.) is not mentioned in the calculation!So What is the best money making business?A toilet chain!

How does a fund of hedge funds conduct due diligence? Short version: We turn over every stone, and keep turning before, during, and after an investment is made.Long version: I perform hedge fund due-diligence (DD) for family office and institutional investors so this topic is quite near and dear to me. I’m proud to have steered our clients away from several funds that turned out to either be fraudulent or blew up for operational reasons. We’re dealing with allocation sizes in the tens of millions so the stakes are obviously very high. I’ll try to be as detailed as possible but this will really only scratch the surface at best. There are se...

Although there have been many policy changes, many ways to stop corruptions, many arrests in case of corruption, this question seeks certain innovative decisions, not particularly related to better administration, but out of the box initiatives.Hence I would skip the usual stuff and come to the one which blew my mind, and has the potential to change the health sector across the country:1. The Aam Aadmi ClinicUsually a dispensary is built by Rs 20 Million / 2 Crore. However, these Aam Aadmi Clinics are being built in a frugal budget of Rs 1.5 Million / 15 Lakh.One thing apart from the frugal budget and the nice output that I like about this particular clinic is that ramp at the left. Most health facilities in India miss that.A view from inside: 1,000 such clinics are planned all over Delhi and 500 such clinics are planned in current fiscal year. The plan is to reduce the load and on bigger hospitals. There is a waiting room, a doctor's room and a pharmacy as well, which distributes free medicines. It is also equipped with state-of-the-art blood testing facility. A gynaecologist and paediatrician will visit the clinic once every week, besides regular doctors posted at these clinics. Ambulance services will be arranged so that if any patient is referred from these clinics to hospitals there is a facility to take him or her there.As of now, 180-200 patients visit this particular facility every day.More discussion on these clinics has taken place on Quora at  What are the pros and cons of the Neighbourhood Clinics launched by the AAP government in Delhi? 2. Crowd-Sourcing the Yearly BudgetThis year, Mohalla Sabhas (community discussions) were done in 11 constituencies in Delhi. Not only that, people from industry were also consulted. The end result, the final budget impressed everyone, and shut the mouths of the cynics and the critics. The accolades came from CII - CII CEOs on Delhi BudgetThe members also appreciated the Government for incorporating many of recommendations and suggestions submitted by CII Nobel Laurette Kailash Satyarthi - Kailash Satyarthi on Twitter From industry to child activists, eveyone loved the budget. Not only was the budget for Education and Health sector hiked, the cash strapped MCD was also given adequate money to fix itself (I think this is the last chance for MCD).Read Ten Highlights From Aam Aadmi Party's First Delhi Budget 3. Redesigning Delhi RoadsDelhi already has a huge road network and the width of the roads is also decent enough. Still it continues to battle with the traffic issues. To counter that, it has been decided that a better use of available road space would be done, instead of building new flyovers.1,260km of Delhi roads to be redesignedThe target is ZERO fatalities on the road as well.The BRTS was also scrapped, which was only adding to more chaos in the city and it is being planned from scratch now. AAP is focussing more on better design, rather than taking up a haphazard approach. The new BRTS is being planned at Rs 20-30 Crore per KM, against the older one which was built at Rs 50 Crore per KM.The height of the foothpath would also be reduced to 6 inches, when the current foothpaths are much higher. The plan is to add the cycle tracks as well, widen the footpaths and ensure that the public transport is given the priority.4. Bus MarshalsMuch has been talked about the women's security, or a lack of it in Delhi. An initiative to make at least the bus ride safe for women of the city is done by deploying bus marshals in DTC buses. Delhi government to deploy 4,000 marshals in city busesAlso, CCTV cameras have already been installed in 200 buses as of now and more buses would be covered as well in the future. 5. Power from unconventional sourcesDelhi doesn't generate power and has to buy from other states. In order to counter this, the AAP government is taking initiative in few areas.Solar Power: There have been few developments in this area:AAP Government Plans to Install Solar Panel on Roofs of Bus Shelters: A target to generate 1000 MW from Bus Shelters in next 5 years has been set.Delhi: Discoms buy solar power from rooftop units: Not directly under the Delhi government, with Delhi government being a stakeholder at 49%, the DISCOMs are now going to buy solar power from rooftop units. The two BSES on Monday said they had already started net-metering at six locations in the city — four residential and one commercial building in south Delhi and a school in the east. It would save them Rs 3,000 to Rs 32,000 a month. Delhi Jal Board commissions first hydropower plant - Think about power being generated out of the effluent coming out of the sewage treatment plants! And it produces produce 20,000 kWh of electricity per year! That's how innovative this AAM government in Delhi is.“It is a pilot project which has been set up free-of-cost. We are also exploring the possibility of replication of this ‘Green Power Generation’ at other installations as well”Also, there are plans to create many garbage to electricity plants across Delhi, however a feasibility study is going on, if it should be done on a large scale.6. Toilet to Tap WaterNot that it is being done for the first time anywhere, however what the catch in this news is that the water to the Delhi Secretariat would now be supplied from the Toilet-To-Tap water treatment plans.         CM Kejriwal drinks treated  raw sewage water“Similar plants in every colony would do away with the need to have sewer pipelines and water pipelines to transport them to big plants. Water can be produced from raw sewage at the local level at small plants such as this”The plan is to build a large number of such small plants across the city, perhaps in every colony, so that there would not be any need to have sewer pipelines and water pipelines to transport them to big plants.The idea is very ambitious, however if it is implemented successfully, it can change the face of the city.7. Delhi to be the first e-StateCome 2016, and there won't be any paper work being done inside the Delhi Government ministries. The government has approved the e-office plan and it would be implemented by December. This would streamline the processes better, introduce transparency, remove corruption and expedite the processesDelhi to be first state to go paperless in all govt departments“Delhi will be the first state to implement e-office in all its departments. In the first phase, it will be implemented in 15 departments. Simultaneously, all other departments and their attached offices will also start necessary preparations for its implementation. In these 15 departments, there will be no physical movement of files from December 1,” an official said. Wait, there is more to it. Remember that every MLA (and MP) gets certain amount of funds for local area development? Do you know what happens to them? Most of us don't.All this information would be soon available online as well - Now monitor Delhi MLA projects onlineThe online application, hosted at Welcome to the MLALAD, has been developed by the 'Delhi e- Governance Society' and will be coordinated by the newly- formed body Delhi Urban Development Authority (DUDA)Also, now acquiring government certification for marriage, income, domicile, caste, nationality, birth and death will soon be replaced by a virtual experience on the e-district platform in Delhi - Govt papers now just a click awayMore on the e-State initiative, the Delhiites get e-locker for papersCitizens can now digitally store revenue department certificates as well as identification documents including Aadhaar, voter ID and driving licence. The portal is accessible on smartphone and a mobile app is also on the way. Users may upload documents and place digitally-signed certificates in the locker. Once a file is processed and certificate generated, the locker is the space where it goes to by default. The user can access his document through the unique password issued at the time of registration Of course, all this would be very handy with the free WiFi coming up at various schools, colleges and 1000 select places soon, but that is already a given.Delhi would soon be the first state to fulfill the Indian dream of Digital India!8. EducationSchools, colleges, argh!! We all have been through the abysmal condition of the public schools in the country. I was lucky enough to study in a Central school, but it was not all that rosy as well. I remember seeing the roof of my school blown away after heavy rains and winds once. My wife still laughs her heart out listening to it.We don't want to send our kids to government schools. Municipality schools are a strict no-no for us. I don't have to mention that the government schools in much of Europe are awesome. However, I was surprised to know that even in case of USA, people prefer government schools than private schools.AAP, unlike all other parties, steeply hiked the education budget by 106%, as I mentioned above. Apart from that, there have been other developments as well:The Education department has decided that it will now monitor all nursery schools and playschools running on private land as well - Playschools on private land to be monitored Education dept has introduced skills training in high school. Besides Academic degree, student will pass out with skills degree47-50 new schools were planned to be built this fiscal year, however recently CM Arvind Kejriwal announced that the work for 236 schools have already startedNSIT has been upgraded to a university now - Cabinet approves varsity status for NSIT - The Times of IndiaCCTV cameras are being installed in the schools of Delhi. That would improve both discipline in the government schools and the quality of education as well - Install CCTV cameras, schools toldThere cannot be any illegal demands from the parents from the schools and the Delhi Government has been very strict on this - School donation: Parents get help to report illegal demand. Not just that, Action Against Delhi Schools if Parents Not Allowed Mobiles   Education dept has introduced skills training in high school. Besides Academic degree, student will pass out with skills degree.AAP govt offers higher education loans to studentsThe scheme is being introduced to help students who wish to pursue higher education. A loan of up to Rs. 10 lakh will be given by the bank with the government as a guarantor. The student will get a gap year after completing his/her education, after which the repayment period of the loan has been earmarked at 15 years. The interest rate will be 2% in addition to the base rate offered by the bank. The scheme also has a mandatory insurance with a varying premium.In order to help the kids of construction workers with better education, the Delhi Government gave Rs 15 Crore to the Education ministry to help with the education of children of 26,451 registered construction labourers, who are studying in 266 schools of the city. Also a database of these kids is being prepared for the last fiscal. - Delhi Government Announces Increase in Aid for Construction Workers I just couldn't stop myself when it came to education. There are many good initiatives to make education not only affordable but also of a better quality. Investing in our kids is supposedly the best investment indeed.9. Employment GenerationFor all the schemes, life is miserable if you don't have a job to do. There have been many initiatives by AAP government, which sadly other governments are not taking, to provide employment to the youth:Apart from the initial plan of backlog of 20k posts to be cleared by year-end, the Delhi government has been holding job summit as well - Delhi government to hold a large-scale job summit. After the job summit in the first two weeks of August, which gave jobs to 2000 people - 2000 people get offer letters, Delhi govt to organise 2nd job summit soon.  However a true boost to employment generation can only come from private sector, and for that there have been many tax reliefs, plus a boost to women entrepreneurs - Kejriwal assures help to women entrepreneurs. Also, VAT procedures have been simplified - VAT made trader-friendly, tax form deadline extended.10. Fight against Drugs MenaceLet's face it. Only AAP MLAs have been the ones which have been mercilessly bashed for their fight agains the drug menace that has occupied many parts of Delhi. In 2014 it was Somnath Bharti, in 2015 it is Alka Lamba. Local friends tell me that drug peddlers have fled the Malviya Nagar area, and the fight against drugs by AAP carries on. They can be abused as drama-queens, but the truth is that they are sincere. Read Delhi, Drugs And Alka Lamba - Time To Defame AAP! to know more about the Alka Lamba case.11. Curbing PricesI thought of writing 5 points, then thought of writing 10, now this is the 11th one. I promise this is the last as of now.When the whole country was crying over the onions, the AAP government at Delhi was the only one which was able to first provide some relief, and then substantial relief by its sincere efforts.Although the initial 250 or so government outlets for onions were inadequate, later, by getting more onions, it was able to control the price of onion below 50 - Delhi govt starts mobile vans to ease onion prices.When the onion was cheap, the AAP government had bought in bulk (I think at Rs 19/-) and later it sold at a price of 30 via its 250 outlets. Hence the onion was not really subsidised as well.That's it for now! Phew ... I would add if anything new comes across.

My current hobby project has 29k subscribers on YouTube, 3500 subscribers on Telegram and circa 1000 on other platforms. Yesterday I made a short video about Nano Ledger S cold crypto wallet on my channel. I left affiliate link in videos description and only with this affiliate link I've already made 50 USD (I expect this video to attract at least double as that before year-end).Last week I made a short post about Brave browser on Telegram channel. Again, this is a super product I'm using, and I made a review of it. Brave pays 5$ for every browser install through their affiliate program. My blog post attracted 330 installs and generated me $1,650 during the first five days, and I expect this figure to signNow $5,000 before year end.To signNow your $100 per day online goal I suggest you create a loyal audience on Youtube, FB, blog, and/or Podcast. But before selling something you need to build trust. I did the following steps.Ten months ago Youtube channel in a very narrow financial niche was created. It grew from zero to 29k subs during this year.My focus was on content and video optimization. Quality content attracted views, views resulted in subs; subs drew new subs.I did not sell anything before this months, did not any affiliate product review. The focus was and is on providing super value to my subscribers.It took me ten months and 150 videos to signNow 29k subs, and I expect to achieve 100k subs in 2019.I rejected at least $50k offers from advertisers since they do not provide value to my audience.The main mistake most bloggers do is selling too early before building trust. My experience says you will get at least 10x more if you are consistent and providing super value.Good luck.Dee