eSign Tennessee Insurance Credit Memo Myself
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Frequently asked questions
How do you make a document that has an electronic signature?
How do you make this information that was not in a digital format a computer-readable document for the user? "
"So the question is not only how can you get to an individual from an individual, but how can you get to an individual with a group of individuals. How do you get from one location and say let's go to this location and say let's go to that location. How do you get from, you know, some of the more traditional forms of information that you are used to seeing in a document or other forms. The ability to do that in a digital medium has been a huge challenge. I think we've done it, but there's some work that we have to do on the security side of that. And of course, there's the question of how do you protect it from being read by people that you're not intending to be able to actually read it? "
When asked to describe what he means by a "user-centric" approach to security, Bensley responds that "you're still in a situation where you are still talking about a lot of the security that is done by individuals, but we've done a very good job of making it a user-centric process. You're not going to be able to create a document or something on your own that you can give to an individual. You can't just open and copy over and then give it to somebody else. You still have to do the work of the document being created in the first place and the work of the document being delivered in a secure manner."
What's an electronic signature?
An electronic signature is basically just a message to someone who can't read that message. So, if you send somebody a message using email or something like that, you have a digital signature. And this isn't the only way you can get a signature. For instance, in a court case in the state of New York, the defendant, who is a bank or a credit union, can have a third party do a court-approved electronic signature that verifies the information on the electronic signature. But you can also get a signature that is completely automated, like when you sign your tax return."
But what's even more confusing than the concept of electronic signatures is that there's no legal mechanism to verify their contents. The fact that a digital signature is a digital message means that it's not easily verified. And the problem isn't that people can just print out digital signatures; it's that they can't validate them.
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What is it really like to receive your digital signature? "The thing is, if you receive the original signature, you can verify it. If I give you a copy of it on a computer, there are many ways to do that," says Wainwright. "The only way I know that I can verify a digital signature is by taking the digital signature and putting it into a digital camera. And a digital camera has a very, very, very simple method to determine if there's tampering or not—if the signatures really are there."
What's worse, the verification process doesn't actually matter, because, as I was...
How to know if an electronic signature was actually signed?
A. A person may be found to have violated the law if either of the following applies:
1. The signature is forged, altered, or falsely made;
2. The signature is the result of an unauthorized use of a key or combination.
Q. What if I do not like how my signature was captured?
A. You have the right to obtain a certified copy of your signature by going to the office that issued your certificate; and
3. You can then use the corrected copy and file your document in the county clerk's office.
Q. What are certain circumstances under which my signature may not be certified?
A. Certain circumstances under which a signature may not be certified include:
A. The signature cannot be obtained within three years after the signature is initially recorded; the signature is not obtained in accordance with the requirements for a signature by mail; the signature is forged; or the signature was not obtained by electronic means.
B. A certified copy of a certified signature cannot be used for any purpose for which it may be used without a corrected certified signature.
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Q. What are the penalties for violating the law?
A. Anyone who violates this law is subject to a criminal fine up to $5,000, to jail up to one year, or both.
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Q. What if I want to use my electronic signature for personal reasons?
A. You must obtain a certified copy of your signature for those reasons. There may be a fee for this copy, depending on the circumstances of the document.
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