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E-mail eSignature Presentation Secure. Check out by far the most end user-pleasant knowledge of airSlate SignNow. Handle your entire papers finalizing and sharing program electronically. Go from hand held, paper-based and erroneous workflows to programmed, digital and flawless. It is simple to create, produce and indicator any paperwork on any system anyplace. Ensure your crucial company circumstances don't move overboard.
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FAQs
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What is the best real estate technology?
A survey conducted by Coldwell Banker and CNET found that eighty-one percent of prospective home buyers were drawn to homes equipped with the latest in-home technology. Among those, thirty-five percent of people who preferred what is known as smart homes over traditional residences believed that such features solidified the property as “move-in ready.”Technology is also changing the field of home selling. Here are five ways that apps and other online features are making the life of a real estate agent easier.1. Broadcasting with Periscope and TwitterWhat better way to send out a massive blast than on Twitter? The social media site lets you keep it short but sweet as you tell followers that the home of their dreams has an upcoming open house session. You can also post pictures on Twitter that give potential buyers a better perspective of what they will see during their in-person tour of the property. Take the virtual showing a step further by using Periscope to share live footage of yourself walking through the house online. In past times, a substantial amount of money was necessary to promote property by way of commercials. Twitter and Periscope bring the perk to you for free so long as you have a smartphone or tablet when going live and taking pictures.2. Tracking with Glympse and WazeRunning twenty minutes behind used to be a deal breaker pre-Digital era. Not only did you inconvenience the client but you also provided a guess that was often inaccurate and led to more time wasted at the property. Traffic apps in the twenty-first century have made such estimating unnecessary.Waze is one app that provides navigation tips based on real-time traffic information. You can better coordinate appointments so that clients are not left waiting for several minutes and provide clearer updates when you are running late. Glympse also tracks traffic in real-time but takes things a step further by offering a link by which clients can track your whereabouts. Text or email the URL to prospective buyers and let them follow along as you make your way to the location.3. Meet Online with Reflector 2 and Join.meReal estate agents should consider investing in Reflector 2 instead of bringing their USB stick along to nail that next listing presentation. The app serves as a sort of projector by allowing you to cast all activity on your smartphone and tablet on a larger screen. The Reflector 2 works with nearly any device and does not require additional purchase outside of the app itself.Free Screen Sharing, Online Meetings & Web Conferencing is another app that has made buying a selling a home more convenient. Agents can hold brief meetings with clients without requiring them to come into the office. Sharing your computer screen is the best way to convey pertinent information to new homeowners. The recording and playback feature is particularly useful when you need to recall a client’s home preferences. They will be impressed with your attention to detail in finding a house with a built-in barbecue pit. You will know that such meticulousness is because of Free Screen Sharing, Online Meetings & Web Conferencing.4. Add Transparency and Rapidity with an Automated Mortgage Loan ProcessThe traditional method of the home loan process involved hours spent trying to secure financing. Leaving one paycheck stub or bank statement at home often meant holding off on the process until the client was able to furnish proof of such documentation. There was no transparency in the process, which meant that customers were entirely reliant on the expertise of the real estate agent.Technological advances have revolutionized the mortgage loan process. Automated processing now establishes criteria by which applicants are judged that makes applying simpler. Some financial institutions can pre-approve hopefuls in ten minutes. Individuals who go through the entire process may see their loans finalized in ten days instead of the average four-week period. Digital tools provide real-time updates so that even those who are not approved can move on to the next bank quickly instead of waiting for a rejection letter to arrive by way of snail mail.5. Agree from Home with E-signaturesIn past times, the thrill of closing quickly became inconvenient for buyers upon hearing that all approved owners would need to stop by the real estate agent’s office to sign final documents. Some individuals were forced to take a sick day from work just to make their mark on the paper. Such heartache is why the masses are thrilled to learn that e-signatures have the same weight as traditional marks on legal documents. A real estate agent can email paperwork that his clients can sign at their leisure and return electronically. It is even possible to solidify documents on a smartphone in some instances, which makes the home loan process that much more convenient.
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What digital tool, as a real estate agent, do you most use?
As an agent, we have access to the MLS, which the public only has limited access to. In my area the public can see exactly what Zillow can which is active listings. Our board does not disclose the sales price of closed prices, which makes services like Zillow pretty much worthless in my area. (Zillow may be useful in some areas, perhaps many, just not where I work).That said, my favorite and most useful tool, which is also available to the public, is the GIS (Government Information Service). Type in to Google: (Your county)(Your state) GIS [ie: Marion County Indiana GIS ] . While it isn’t available in every county of the country, you will find it in most major areas. It will give you access to the tax assessor records and often times the sales history of the property. The tax records will give you the details of site size, improvements, assessed values and depending on the county may or may not give you the annual taxes.Since real estate agents in some areas count the basement area when they list the size of the property, the GIS will allow me to figure out what is really there if I’m new to the area. For what I am looking for, there is a signNow difference between a stated 3,600 square foot house by the agent and 1,800 square foot above ground over a 1,800 square foot basement. - Lenders only count the above ground square footage as living area when making a loan.Hope this helps.
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What are the disadvantages of email?
Disadvantages of EmailThe e-mail service, though beneficial in our day-to-day life, has got its own drawbacks that are off late coming to the fore.Viruses: These are computer programs which have the potential to harm a computer system.These programs copy themselves and further infect the computer. The recipient needs to scan the mails since; viruses are transmitted through them and have the potential to harm computersystems.Spam: E-mails when used to send unsolicited messages and unwanted advertisements createnuisance and are termed as Spam. Checking and deleting these unwanted mails can unnecessarily consume a lot of time. It has therefore, become necessary to block or filter unwanted e-mails by means of spam filters. Spamming is practiced by sending hoax e-mails. E-mail spoofing is another common practice, used for spamming. The act of spoofing involves deceiving the recipient by altering e-mail headers or addresses from which the mail is sent.Hacking: The act of breaking into computer security is termed as hacking. In this form ofsecurity bsignNow, e-mails are intercepted by hackers. An e-mail before being delivered to therecipient, "bounces" between servers located in different parts of the world; hence, it can behacked by a professional hacker.Misinterpretation: One has to be careful while posting content through an e-mail. If typed in a hurry, the matter could be misinterpreted.Lengthy mails: If the mail is too long and not properly presented, the reader may lose interest in reading it.Not suitable for business: Since the content posted via e-mails is considered informal, there is a chance of business documents going unnoticed. Thus, urgent transactions and especially those requiring signatures are not managed through e-mails.Crowded inbox: Over a period of time, the e-mail inbox may get crowded with mails. Itbecomes difficult for users to manage such a huge chunk of mails.Need to check the inbox regularly: In order to stay updated, one has to check his e-mailaccount regularly.Lacks the personal touch: Some things are best left un typed. Email will never beat a handwritten card or letter when it comes to relationships. Every new technology enters the social world with its share of benefits and drawbacks. Different people interpret and utilize it in different ways. In order to make the most of the available technology, users should try to understand both, the positive and negative sides of the tool they use. No technology can be deemed totally perfect!
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Will the ransomware WannaCry do India more good than harm? Can we hope that this attack will instigate the people and government
Seeing this message ? Don’t despair, you are among more than 200,000 computers in 150 countries which have been affected.(Know more at: WannaCry ransomware: Everything you need to know, Why the WannaCry cyber attack is so bad, and so avoidable - Video)Although, it was initially reported that the impact on India will be HUGE. It is now being reported that the impact will be MINIMAL/ Sporadic.(Ref: WannaCry ransomware cyberattack fails to paralyse India; some businesses hit - Times of India)But, the caveat is that the impact may go under reported. Experts say that the rampant use of pirated software in India may leave Indian companies unable to report if they have been affected by the Wanna Cry cyber attack.(Ref: WannaCry ransomwares impact in India may go under-reported due to rampant use of pirate software)So yes, It may do more good than harm. We do hope that this attack will instigate the people and the gov of India to take major steps against internet piracy and to implement advanced computer networks and security measures. But it is up to each and every user and network administrator, to secure their own systems.It is incorrect to say that India was most affected because it is least protected. In fact, the impact was much lesser than expected. The government too tried to dispel rumors about banking telecom or aviation being hit by the outbreak. "There is no major impact in India unlike other countries. We are keeping a close watch. There have been isolated incidents in Kerala and Andhra Pradesh," Union information and technology minister Ravi Shankar Prasad said.Prasad said a Cyber Coordination Centre will start operating from next month to take precautions against such attacks in future. Besides, the cyber security arm of the Centre has asked banks, stock exchanges, and other vital institutions to safeguard their systems against the malware.The IT ministry has also signNowed out to agencies such as the RBI, NPCI and UIDAI, to warn them about the risks associated with WannaCry, and help to secure their systems, in order to make sure that digital payments in India are not affected.The Reserve Bank of India has notified all banks to operate their ATMs only after updating software systems to avoid being infected by ransomware. Automated teller machines are vulnerable to such malware attacks as they currently run on an older version of Microsoft's Windows XP, making the update highly necessary.There are a total of 2.2 lakh ATMs in India, of which many old ones run on Windows XP, for which Microsoft has officially ended support in 2014.IMPORTANT: If your PC has been infected, the following information will be of help:- (Source: Cyber Swachhta Kendra: Wannacry/ WannaCrypt Ransomware)The WannaCry ransom ware is writing itself into a random character folder in the 'ProgramData' folder with the file name of "tasksche.exe" or in 'C:\Windows\' folder with the file-name "mssecsvc.exe" and "tasksche.exe".Ransomware is granting full access to all files by using the command:Icacls . /grant Everyone:F /T /C /QUsing a batch script for operations:176641494574290.bathashes for WANNACRY ransomware:5bef35496fcbdbe841c82f4d1ab8b7c2775a0631fb8229b2aa3d7621427085ad7bf2b57f2a205768755c07f238fb32cc7f7ccaa16fb15eb1c7399d422f8363e88495400f199ac77853c53b5a3f278f3e84c82835a5d21bbcf75a61706d8ab54986721e64ffbd69aa6944b9672bcabb6d8dd63adb68ef053e044a5a2f46e0d2cdb0ad5902366f860f85b892867e5b1e87d6114ba5f10ad67a4131ab72531f02dadb349b97c37d22f5ea1d1841e3c89eb4e372d07207b4da75b3434584cd9f3450f529f4556a5126bba499c26d67892240Use endpoint protection/antivirus solutions to detect these files and remove the sameUsers and administrators are advised to take the following preventive measures to protect their computer networks from ransomware infection/ attacks:In order to prevent infection users and organizations are advised to apply patches to Windows systems as mentioned in Microsoft Security Bulletin MS17-010Microsoft Patch for Unsupported Versions such as Windows XP,Vista,Server 2003, Server 2008 etc. http://www.catalog.update.micros...To prevent data loss Users & Organisations are advised to take backup of Critical DataBlock SMB ports on Enterprise Edge/perimeter network devices [UDP 137, 138 and TCP 139, 445] or Disable SMBv1. https://support.microsoft.com/en...Apply following signatures/rules at IDS/IPSalert tcp $HOME_NET 445 -> any any (msg:"ET EXPLOIT Possible ETERNALBLUE MS17-010 Echo Response"; flow:from_server,established; content:"|00 00 00 31 ff|SMB|2b 00 00 00 00 98 07 c0|"; depth:16; fast_pattern; content:"|4a 6c 4a 6d 49 68 43 6c 42 73 72 00|"; distance:0; flowbits:isset,ETPRO.ETERNALBLUE; classtype:trojan-activity; sid:2024218; rev:2;)(http://docs.emergingthreats.net/bin/view/Main/2024218)alert smb any any -> $HOME_NET any (msg:"ET EXPLOIT Possible ETERNALBLUE MS17-010 Echo Request (set)"; flow:to_server,established; content:"|00 00 00 31 ff|SMB|2b 00 00 00 00 18 07 c0|"; depth:16; fast_pattern; content:"|4a 6c 4a 6d 49 68 43 6c 42 73 72 00|"; distance:0; flowbits:set,ETPRO.ETERNALBLUE; flowbits:noalert; classtype:trojan-activity; sid:2024220; rev:1;)alert smb $HOME_NET any -> any any (msg:"ET EXPLOIT Possible ETERNALBLUE MS17-010 Echo Response"; flow:from_server,established; content:"|00 00 00 31 ff|SMB|2b 00 00 00 00 98 07 c0|"; depth:16; fast_pattern; content:"|4a 6c 4a 6d 49 68 43 6c 42 73 72 00|"; distance:0; flowbits:isset,ETPRO.ETERNALBLUE; classtype:trojan-activity; sid:2024218; rev:1;)Yara:rule wannacry_1 : ransom{meta:author = "Joshua Cannell"description = "WannaCry Ransomware strings"weight = 100date = "2017-05-12"Strings:$s1 = "Ooops, your files have been encrypted!" wide ascii nocase$s2 = "Wanna Decryptor" wide ascii nocase$s3 = ".wcry" wide ascii nocase$s4 = "WANNACRY" wide ascii nocase$s5 = "WANACRY!" wide ascii nocase$s7 = "icacls . /grant Everyone:F /T /C /Q" wide ascii nocaseCondition:any of them}rule wannacry_2{meta:author = "Harold Ogden"description = "WannaCry Ransomware Strings"date = "2017-05-12"weight = 100strings:$string1 = "msg/m_bulgarian.wnry"$string2 = "msg/m_chinese (simplified).wnry"$string3 = "msg/m_chinese (traditional).wnry"$string4 = "msg/m_croatian.wnry"$string5 = "msg/m_czech.wnry"$string6 = "msg/m_danish.wnry"$string7 = "msg/m_dutch.wnry"$string8 = "msg/m_english.wnry"$string9 = "msg/m_filipino.wnry"$string10 = "msg/m_finnish.wnry"$string11 = "msg/m_french.wnry"$string12 = "msg/m_german.wnry"$string13 = "msg/m_greek.wnry"$string14 = "msg/m_indonesian.wnry"$string15 = "msg/m_italian.wnry"$string16 = "msg/m_japanese.wnry"$string17 = "msg/m_korean.wnry"$string18 = "msg/m_latvian.wnry"$string19 = "msg/m_norwegian.wnry"$string20 = "msg/m_polish.wnry"$string21 = "msg/m_portuguese.wnry"$string22 = "msg/m_romanian.wnry"$string23 = "msg/m_russian.wnry"$string24 = "msg/m_slovak.wnry"$string25 = "msg/m_spanish.wnry"$string26 = "msg/m_swedish.wnry"$string27 = "msg/m_turkish.wnry"$string28 = "msg/m_vietnamese.wnry"condition:any of ($string*)}Best practices to prevent ransomware attacks:Perform regular backups of all critical information to limit the impact of data or system loss and to help expedite the recovery process. Ideally, this data should be kept on a separate device, and backups should be stored offline.Establish a Sender Policy Framework (SPF),Domain Message Authentication Reporting and Conformance (DMARC), and DomainKeys Identified Mail (DKIM) for your domain, which is an email validation system designed to prevent spam by detecting email spoofing by which most of the ransomware samples successfully signNowes the corporate email boxes.Don't open attachments in unsolicited e-mails, even if they come from people in your contact list, and never click on a URL contained in an unsolicited e-mail, even if the link seems benign. In cases of genuine URLs close out the e-mail and go to the organization's website directly through browserRestrict execution of powershell /WSCRIPT in enterprise environment Ensure installation and use of the latest version (currently v5.0) of PowerShell, with enhanced logging enabled. script block logging, and transcription enabled. Send the associated logs to a centralized log repository for monitoring and analysis.Application whitelisting/Strict implementation of Software Restriction Policies (SRP) to block binaries running from %APPDATA%, %PROGRAMDATA% and %TEMP% paths. Ransomware sample drops and executes generally from these locations. Enforce application whitelisting on all endpoint workstations.Deploy web and email filters on the network. Configure these devices to scan for known bad domains, sources, and addresses; block these before receiving and downloading messages. Scan all emails, attachments, and downloads both on the host and at the mail gateway with a reputable antivirus solution.Disable macros in Microsoft Office products. Some Office products allow for the disabling of macros that originate from outside of an organization and can provide a hybrid approach when the organization depends on the legitimate use of macros. For Windows, specific settings can block macros originating from the Internet from running.Configure access controls including file, directory, and network share permissions with least privilege in mind. If a user only needs to read specific files, they should not have write access to those files, directories, or shares.Maintain updated Antivirus software on all systemsConsider installing Enhanced Mitigation Experience Toolkit, or similar host-level anti-exploitation tools.Block the attachments of file types, exe|pif|tmp|url|vb|vbe|scr|reg|cer|pst|cmd|com|bat|dll|dat|hlp|hta|js|wsfRegularly check the contents of backup files of databases for any unauthorized encrypted contents of data records or external elements, (backdoors /malicious scripts.)Keep the operating system third party applications (MS office, browsers, browser Plugins) up-to-date with the latest patches.Follow safe practices when browsing the web. Ensure the web browsers are secured enough with appropriate content controls.Network segmentation and segregation into security zones - help protect sensitive information and critical services. Separate administrative network from business processes with physical controls and Virtual Local Area Networks.Disable remote Desktop Connections, employ least-privileged accounts.Ensure integrity of the codes /scripts being used in database, authentication and sensitive systems, Check regularly for the integrity of the information stored in the databases.Restrict users' abilities (permissions) to install and run unwanted software applications.Enable personal firewalls on workstations.Implement strict External Device (USB drive) usage policy.Employ data-at-rest and data-in-transit encryption.Carry out vulnerability Assessment and Penetration Testing (VAPT) and information security audit of critical networks/systems, especially database servers from CERT-IN empaneled auditors. Repeat audits at regular intervals.Individuals or organizations are not encouraged to pay the ransom, as this does not guarantee files will be released. Report such instances of fraud to CERT-In and Law Enforcement agenciesGeneric Prevention Tools:Tool (NoMoreCry) to prevent Wannacry Ransomware by CCN-CERT:https://loreto.ccn-cert.cni.es/i...Sophos: http://Hitman.Prohttps://www.hitmanpro.com/en-us/...Bitdefender Anti-Crypto Vaccine and Anti-Ransomware (discontinued) https://labs.bitdefender.com/2016/03/combination-crypto-ransomware-vaccine-released/Malwarebytes Anti-Ransomware(formally Crypto Monitor)https://blog.malwarebytes.com/malwarebytes-news/2016/01/introducing-the-malwarebytes-anti-ransomware-beta/Trendmicro Ransomware Screen Unlocker tool:https://esupport.trendmicro.com/...Microsoft Enhanced mitigation and experience toolkit(EMET)https://www.microsoft.com/en-us/...Referenceshttps://technet.microsoft.com/li...http://www.catalog.update.micros...https://blogs.technet.microsoft....https://www.symantec.com/connect...https://securelist.com/blog/inci...https://securingtomorrow.mcafee....https://www.us-cert.gov/ncas/cur...http://blog.talosintelligence.co...https://www.trendmicro.com/vinfo...https://www.us-cert.gov/ncas/ale...http://blogs.quickheal.com/ms17-...http://blogs.quickheal.com/wanna...Wannacry/WannaCrypt Ransomware Presentation of CERT-In(PS: Thanks for reading/ upvotes. I write more here:- Jay Maan)
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What industries must use electronic signature software?
Any industry involving a large amount of paperwork make use electronic signatures. In other words, all industries make use of electronic signatures because all of them have piles of paperwork to handle. Some examples of such industries include financial, life science, healthcare and pharmaceutical industries.Industries such as the pharmaceutical industry, have a number of licenses and other paperwork that they have to handle and keep track of. It can be a tedious task to perform such cumbersome paper processes. Therefore, e-signatures can facilitate an organisation in keeping a track of all this paperwork, by signing electronically.Healthcare industries usually involve time-sensitive documents, which need to be urgently completed. But, it can take days in case of the traditional wet ink paper signatures for the documents to signNow the signer and back, if the parties are geographically scattered. But with electronic signatures, that is not the case. Geographical barriers do not play a role. Documents which earlier needed days to be completed, can now be signed and sent back within minutes, in the click of a button. Furthermore, it takes a long time to bring assets under management. The time taken by the signing process, if wet ink paper signatures are used, may even further delay the process. But by using electronic signatures, the whole process can speed up.Apart from these, there are many paper prone industries which require huge amount of paperwork and with the use of electronic signatures they can make their everyday processes smoother and more efficient.
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Why are property tax public records public information in the US?
They are public to keep the assessor honest. Why aren’t income tax records public? They are in a few countries, but I think the logical explanation is that the value of your property is already publicly observable by anyone with eyes, so that what is being made public is the assessor’s judgement. With the income tax, the taxpayer’s income is private, so revealing the tax return would actually reveal private information.
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Should I install Quick Heal antivirus software on my Windows 10 laptop?
To understand if you should go for Quick Heal or any other AV, you need to understand that Anti-Virus or Security Products are just a layer of protection for your system, Windows 10 does provide you a layer of Security in form of Windows Defender which comes pre-built and gets updated for Virus Signatures just like other AVs. However it lacks many security features say for instance considering what Quick Heal provides Advanced Behavior Detection, Anti-Ransomware, Browsing + Phishing Protection, E-Mail Protection (if you use a email client) and so many other features.Now what I am trying to say is in case where there is a new malware which the prebuilt Windows protection does not protects because of signature being not present, the extra layers provided by AVs like Quick Heal is like an extra cushion or added measure to protect your system (Quick Heal also provides Virus definition updates).Since I have been associated with Quick Heal I would definitely recommend buying it, as it is not just good feature wise but Quick Heal provides excellent Support, which is a con I have observed with other AV products.Stay Smart! Stay Cyber Safe!P.S.: Just like other AVs, since Quick Heal provides so much in terms of features, in order to run those features, it will use a good amount of memory, ensure you have good RAM on your system. :)
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