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Request eSignature Presentation Easy. Investigate the most consumer-warm and friendly knowledge of airSlate SignNow. Deal with all of your papers processing and sharing process electronically. Go from hand held, paper-based and erroneous workflows to automatic, electronic and faultless. You can easily produce, produce and indication any files on any system everywhere. Be sure that your essential enterprise cases don't slip over the top.
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FAQs
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What industries must use electronic signature software?
Any industry involving a large amount of paperwork make use electronic signatures. In other words, all industries make use of electronic signatures because all of them have piles of paperwork to handle. Some examples of such industries include financial, life science, healthcare and pharmaceutical industries.Industries such as the pharmaceutical industry, have a number of licenses and other paperwork that they have to handle and keep track of. It can be a tedious task to perform such cumbersome paper processes. Therefore, e-signatures can facilitate an organisation in keeping a track of all this paperwork, by signing electronically.Healthcare industries usually involve time-sensitive documents, which need to be urgently completed. But, it can take days in case of the traditional wet ink paper signatures for the documents to signNow the signer and back, if the parties are geographically scattered. But with electronic signatures, that is not the case. Geographical barriers do not play a role. Documents which earlier needed days to be completed, can now be signed and sent back within minutes, in the click of a button. Furthermore, it takes a long time to bring assets under management. The time taken by the signing process, if wet ink paper signatures are used, may even further delay the process. But by using electronic signatures, the whole process can speed up.Apart from these, there are many paper prone industries which require huge amount of paperwork and with the use of electronic signatures they can make their everyday processes smoother and more efficient.
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What's a safe website for fast cash loans?
Times can be tough, but that doesn’t mean you should settle for just any short-term loan you can find. Payday loans and installment loans aren’t legal in every state, and even if they are legal, lenders usually have to abide by strict regulations. Any lender that isn’t willing to comply with state law won’t be legit.Finding a legit lender doesn’t have to be difficult. All you need is a good sense of your state laws and a baseline for finding a good deal.What is a legit short-term loan?A legit payday loan is one that is offered to you legally. The lender needs to abide by the regulations set by your state, even if you are temporarily visiting somewhere else. Short-term loans can be applied for online and in-store but fall under the same regulations.Generally, short-term lenders have more relaxed criteria than banks and other lenders. You’ll be able to apply for a short-term loan if you have bad credit, are on a lower income or receive government benefits. However, the relaxed eligibility criteria does mean rates and fees are higher than other loans.Lenders still have to stick to state-mandated APR and can only lend up to the state’s maximum amount.Lenders must make a reasonable judgment on an applicant’s ability to repay the loan. The lender should assess factors such as income, housing expenses and existing debt in determining if the applicant can reasonably repay the loan.If a lender doesn’t ask you for any of that information or doesn’t attempt to evaluate if you can afford the loan, the lender probably isn’t legit. Since there are plenty of lenders that check, you should move on and find one that combines good terms with a strong lending ethic.
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What is a payday loan, and why are they so bad?
This is a loan intended to be short term “payday” came about as it was intended to be a loan to carry you over till you got your next paycheck.As others have noted they are very high interest rate loans. Having such a loan for a short period of time (1–2 weeks) is expensive but not unmanageable. If you take such a loan off and take a long time to pay it off, then it will cost you a fortune in interest payments.The main issue is that when you get the loans they have 1–2 year terms on them, thus the payments may seem like they are not too bad monthly, but in reality you are paying a lot of interest and little on the principle so over that time you may pay double or triple the loan you took out (assuming you don’t just pay it off right away.The secondary issue is that these loans tend to be geared towards and given to lower income people with bad credit. Someone with good credit, even with low income, likely can have a credit card that could cover some unexpected expense, which is still high interest rate but no where near as bad as a payday loan… people with bad credit however will turn to payday loans, and there is a reason they have bad credit and this is normally related to their lack of ability to manage money. Take someone who is not good at managing money, give them a high interest loan and a long time to pay it off and it is very bad for the consumer.The final issue is that people also don’t use these loans for what they should be used for. This likely falls back to the poor money management part of things. People will take one of these loans out so they can buy a video game system or a new big TV, not to cover a necessity till the next paycheck. Basically this starts a spiral of debt on the heads of people who in general cannot afford it.
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Do you need a loan to stop your troubles? Easy loan?
Try this site where you can find the best solutions for all your personal financial needs://creditandfinancesol.info/index.html?src=compare//RELATEDCar Insurance parked hit and run question?I have USAA as my auto insurance. Here’s the back story. I was parallel parked alongside a street here in Atlanta and a car (more than likely) was trying to get out of his/her space and hit the left driver side bumper pretty hard (ruining the paint and loosening up the bumper pretty good…and cracking the tail light). This person did not leave a note. I have my 500 deductible. I also have uninsured motorists coverage. Right now USAA is saying that I will have to pay the $500 ded. Why couldn’t they put it under the uninsured motorists coverage I have instead so I wouldn’t have to pay a dime? Is it within reason to call them and ask for this issue to be adjusted? If so, what points can I make to insure I get the deductible taken care of under the uninsured motorists coverage? Thank you for your help!”How much would insurance be on a Nissan 350z?Hi guys!! Ok so I’m soon to get a 2003–2006 Nissan 350z Touring or Enthusiast. Maybe around 9000$ to 15000. I’m almost 18 and what would insurance be like for me??? Allstate, State Farm, ect. I just need a basic monthly quote! Thanks!!”Flying insurance????????????do u need insurance if you are flying in a private jet charter (like a private jet)What are the best websites to get car insurance quotes from different companies in New York City?What are the best websites to get car insurance quotes from different companies in New York City?Geico Car Insurance?I have a 2013 Mitsubishi Lancer GT. My mother took the loan out and I was wondering can I get my own insurance (19 years old) and insurance the mitsubishi even though the loan is in her name?Co-op Health Insurance?Can anybody out there tell me how does Co-op Health insurance work. im researching for a paper in my finance class and cant find info elsewhereWhat is car insurance for a first time driver?Okay i am 18 and have never had my license before and am going to be getting it at the end of this month…soon we are going to start getting insurace quotes for my car, we have been talking about what would be the best way to go about getting the cheapest insurance…so would it be best to put the car in my name but then just be added to my parents insurance and have me as the primary driver OR would it make a difference if we put the car in one of my parents name and then had me listed as the secondary driver for the car ? OR maybe you know a better way to go about this please give me all the advice you know about this! thanks”Will taking a defensive driving class lower my insurance and take points off my driving record?Ive been in two car accidents one in Nov.2007 and the other Feb. 2008 and i was wondering if taking a defensive driving course would take points off my driving record and lower my insurance.Car insurance INCREASE every 6 months with no accidents/tickets? wtf!?Last year I had Unitrin Direct….they were charging me $85 a month…this is with NO tickets or accidents for the last 5 years of my driving record….this is also with the BASIC insurance that you need in Florida…10/10/20…NO collision…and a $1000 deductible….. So at the end of my 6 months…it was time for a renewal…they tried to bump me up to $140 a month for no reason…still no accidents/tickets…nothing had changed…i had expected my rate to DECREASE….they tell me it’s a STATEWIDE INCREASE ……so i called around… Ended up switching to Allstate who has been charging me $90 a month (better than $140 right?)…..6 months go by, everything’s cool…..now my policy renewal is coming up and they’re trying to tell me i need to pay $160 a month for their basic insurance. Are you kidding me? And according to them it’s another STATEWIDE INSURANCE INCREASE …… They also told me that it could be due to not having CONSECUTIVE insurance for the last few years, as in…I switched from State Farm to Unitrin to Allstate……they told me call the state insurance commissioner…which I did…. Got connected to some guy in Gainesville who tells me that the INSURANCE companies are the ones who decide the rates and increases…not them. Pretty much BS….Allstate’s blaming the state, state’s blaming them…feels like a huge runaround to me. Guess my questions are…. Should I stick with Allstate and pay $160 a month for this absolute BASIC insurance (keep in mind..no collision, $1000 deductible)…my car’s not even worth a YEAR of their insurance. …. Or shop around? But if I switch back to Unitrin or get Geico or whatever….will I risk having ANOTHER increase after 6 months? And is it true that one of the reasons for these statewide increases is not having consecutive insurance with the same company for so many years? Thanks all.”I’m on a fixed income with 3 cats. Does any cat owner know of a good affordable cat insurance plan?*I purr..fer to hear from people that already have a good affordable cat insurance plan.
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Can I borrow some money?
if you need money, there are ways you can get it safely and quicklyThere are times in life where you need money for a late bill or an emergency expense, but you might not know where to start on an often time-consuming and frustrating process. Our article below outlines the ways you can borrow money fast so you don’t have to spend time worrying about filling the gap between paychecks.Few month ago I need some urgent money, My friend Henry suggest me to take money from this website its reliable and you can get urgent money just after fill a form.So I did it.And get Money within 3 hours .This is the website URLOnline short term loans have less strict requirements than a traditional loan.One way to minimize interest rates how much a short term loan will cost is to only borrow the amount of money you need to cover your expenses and to choose the shortest repayment period you can afford.Here is the process3 Easy Steps1. Complete the Short Loan Request Form2. Our Network of Lenders Reviews Your Request – You Can Get a Loan Offer3. If Approved, Review and Accept Your Loan – All Conveniently OnlineRemember, our service is free and you’re not obligated to accept any loan offer.Eligibility:You do not need to have a perfect credit score to be eligible for a bad credit loan. Customers with poor credit may still qualify for a loan; however, our lenders do not typically provide loans over $1,000 to bad-credit individuals. Please note that meeting these requirements does not mean you will be connected to a lender.Requirements:Be at least 18 years old.Provide proof of citizenship, such as a Social Security number, or legal residency.Have a regular income, either from full-time employment, self-employment, or disability or Social Security benefits.Have a checking account in your name.Provide work and home telephone numbers.Provide a valid email address.Loan Process:Our loan request process is designed to connect you with the lender from our network who can assist with your financial needs. If successfully connected, our lender network will verify your information quickly and review your loan request.Depending upon the information you provide, a lender might respond with a loan offer. You should take your time in reviewing all details of any loan you’re considering. You will not be obligated to accept the offer if it is not the right offer for you!When you decide to accept your loan, just agree to the lender’s terms via e-signature. (Remember, you are under no obligation to accept any loan offered.)Once you add your electronic signature to the lender’s contract, they will distribute the loan funds to your checking account via direct deposit. All funds should be available as soon as the next business day, however, the exact availability timeframe will depend on your lender’s deposit process.Best and trusted online loanRepayment:The lender will present you with the repayment schedule and you will be able to repay your installment loan off over time rather than all at once.That’s all there is to it! Our lenders require no collateral, and you will not be denied a loan solely based on a poor credit history. Your steady income and checking account is the only security required.Note: Bad Credit Loans is not a lender; rather, They specialize in connecting borrowers with Their network of bad credit lenders and financial service providers. Bad Credit Loans cannot dictate your loan terms, conditions or interest rates/fees.
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Can I get a personal loan to purchase a computer?
Technically, I'm sure you can.But do you really want to have a computer without actually owning it, and end up paying nearly twice as much for the computer?Let say you get a loan for $60 a month.plus interest.plus a 33% interest charge when you don't pay a bill one month..It turns out to be more like $84 a month for a computer.Over a year long period, so you'll he paying $1,008 for a computer you could have bought in almost half the time for only $640.Only difference is, you saved your $90 a month instead of taking out a loan to do so.If you like living as an indentured servant to others, check with your bank that you primarily use.
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What is 'Digilocker'?
DigiLocker is an "advanced locker" benefit worked by the Government of India that empowers Indian natives to store certain official records on the cloud. The administration is pointed towards decreasing the need to convey physical reports, and is a piece of the Narendra Modi-drove government's Digital India activity.1 GB of storage room is offered to clients to store recognizable proof card issued by government organizations, training declarations, PAN cards, driving permit, vehicle proprietorship records and some different archives.Clients need to have an Aadhar card to utilize DigiLocker. For joining, the Aadhar card number and the one-time secret word sent to the Aadhar-related versatile number, should be entered. For later log-ins, the client can set their own particular secret key it connect the record to Facebook or Google logins.The beta rendition of the administration was taken off in February 2015, and launched by the Prime Minister on 1 July 2015. The storage space allowed was 10 MB at first, and was later expanded to 1 GB.In July 2016, DigiLocker recorded 20.13 lakh clients with a vault of 24.13 lakh documents. The quantity of clients saw an expansive hop of 7.53 lakh in April when the legislature had encouraged every single metropolitan body to utilize DigiLocker to make their organization paperless.From 2017, the office was signNowed out to permit understudies of ICSE board to store their class X and XII authentications in DigiLocker and offer them with organizations as required. In February 2017, Kotak Mahindra Bank began giving access to archives in DigiLocker from inside its net-managing an account application, enabling clients to e-sign them and forward as required. In May 2017, more than 108 healing centers, including the Tata Memorial Hospital were wanting to dispatch the utilization of DigiLocker for putting away disease patients' therapeutic records and test reports. As indicated by a UIDAI modeler, patients would be given a number key, which they can impart to another doctor's facility to enable them to get to their test reports.There is likewise a related office for e-marking archives. The administration is proposed to limit the utilization of physical reports, decrease regulatory costs, give validness of the e-records, give secure access to official archives and to make it simple for the inhabitants to get administrations.#Thank_wikipedia and Follow Manish Kumar …Cheers
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What culture shocks can a South Indian face in North India?
I am a South Indian doctor in Delhi…and sometimes I get these weird questions that surprise me.I was once inserting a cannula into a patient’s vein and at that moment of pain the patient asked me.. ‘you are not from Delhi are you?’ I told her I am from Chennai.. she asked me ‘are you married? What does sahib do?’ I was a little taken aback and asked her why she thought I was married.. ‘coz you are wearing a bindi’ she replied…I smiled at her.. thought she was ignorant and told her I am single…. A few days later one of my consultants asked me ‘you are from the south right..wearing a bindi must be compulsory there’. My reply ‘no mam it isn't compulsory.. we wear it if we like to.’…. And when someone asked me ‘what is the significance of wearing a bindi?’ all I could reply was ‘I am not exactly sure but one thing I can tell you is it doesn't mean I am married :P’ while everyone from a toddler to a octagenerian wears a bindi in the south and not wearing it makes us feel a little weird, the fact that it labels you as being married in the north is something that makes me go ‘enna kodumai sir idu’.When I came to Delhi I was wearing a chain, earrings and finger rings of gold.. one thing that I was advised ‘remove your jewellery else someone will snatch it and remove it for you’ I am not saying such crimes don't happen in the south.. but spotting women who actually wear gold chains is a rarity.. in comparison to the mota mota jewellery that we wear.How can you people live on rice??? When northies live on a staple diet of rotis and aaloo ki sabzi or paneer.. I like rice, you like rotis..so what?This probably doesn't apply to all north Indians but 4–5 people have also asked me this..They:so you are from chennai huh? You speak malayalam right.Me: no I am Tamil.. heard of ‘Tamil’Nadu??They: so it is different from kannad and Telugu also??Me: yes yes totallyThey: oh you are from Jayalalitha’s place?? Jallikattu?? Marina beach? Rajnikanth?Me: thank god yes you finally got it… marina beach is our pride and you can always find Jayalalitha there :PThe dressing and make up that people do here is pretty much diverse from the south.. not that I am judging or anything. That's just you, this is just me.. as long as you don't judge me for not being like you, it's fine… but how often do you see a woman with labour pains walk into the labour room in a government hospital with make up at 3.30AM in the south? Never… and it is a common sight here. And I thought it happened only in Hindi serials :PPS. The above mentioned facts are based on personal experiences and not any generalized comments on north Indians. One more thing that also shocks me is the amiability of the people in the north. They can talk to anyone at anytime without any hesitation and make them feel warm. Kudos to that! :)
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Can I transfer my EPF account online?
The EPFO or Employees' Provident Fund Organization has introduced an online system to facilitate transfer claims and withdrawals by its members. Using this system, an employee can transfer his or her provident fund (EPF) balance with the previous employer to a new employer or can make partial/complete withdrawal of his PF balance with ease. In online transfer of PF, an employee has the option to get his or her claim attested by the current or the previous employer. After you submit your EPF transfer request, the employer will verify/correct your member details, approve and submit the request online through the portal. However, the employer needs to have a digital signature in order to affect the transfer. There are certain eligibility criteria which an employee needs to meet in order to transfer the EPF online.Online transfer of EPFWhen you move from one company to another, you need to transfer your Employee Provident Fund (EPF) as well. With the introduction of Unified Account Number (UAN) for EPFO subscribers this process has become simpler as the account number remains unchanged. Here’s how to initiate the EPF transfer process online.Register on the EPF member portalIn order to initiate the claims transfer, you need to be a member of the EPF member portal. The registration on the portal can be carried out by logging on to the EPFO India website.Portal for online claims transferThe employee must access the Online Transfer Claim Portal and register a claim for transfer of EPF. The login details for this portal are the same as those for the member portal.Check eligibilityIt is important to check whether you are eligible to make an online transfer claim. In some cases, a physical form (Form 13) must also be submitted.ProcessIf you are eligible to make the transfer online, click on the ‘Request for transfer of funds’ and enter the PF numbers of your previous and current employer. The claim needs to be attested online by either your previous or current employer. On filling in the details, a PIN will be generated and sent to the registered mobile number.AuthenticationA tracking ID will be generated to track the progress of the online application. The printable Transfer Claim Form (Form 13) can be saved in the system. Print out Form 13, sign it and submit it to the employer to complete the process of claim submission.Reasons to transfer your PFOnce an individual starts his career by taking up employment in any of the PF registered organization, an employee would be registered for PF purpose and both employee and employer contributions to employee’s PF and the fund earns interest till withdrawal. Further, it is not uncommon especially in early or mid-years of the career, to switch job for various reasons with or without break. In such scenarios, what happens to the PF account of the employee already created with the previous employer?The employee will have two options in such casesEmployee’s contribution with interest can be withdrawn if the employee continues to be on break for up to 60 days; orTransfer the balance to the current employerAs already mentioned, in order to make it an ideal saving for retirement it is always better to transfer the PF balance instead of withdrawing. This is also advisable from the tax standpoint as withdrawal of PF within 5 years of continuous service attracts tax.How to use UAN to transfer PF online?The Employees’ Provident Fund Organisation (EPFO) has been taking several measures to simplify the operation of EPF account both for employer and employees. Keeping up with technology revolution, EPFO is also striving towards making all the process related to EPF electronic, more specifically PF transfer and withdrawal of PF which are generally tedious and time-consuming.EPFO introduced Universal Account Number (UAN), which acts as an umbrella for the multiple Member Ids allotted to an individual by different employers. UAN enables linking of multiple EPF Accounts (Member Id) allotted to a single member. UAN offers a bouquet of services like dynamically updated UAN card, updated PF passbook including all transfer-in details, facility to link previous members’ ID with present ID, monthly SMS regarding credit of contribution in PF account and facility for auto-triggering transfer request on change of employment.Documents required for transferring PF onlineWhile the PF transfer was possible online earlier under ‘Online Transfer Claim Portal’, with the introduction of UAN, the process of transfer is revised and shifted under ‘unified portal’. However, in order to make online PF transfer, please ensure the following.The member should have activated his UAN in UAN portal and mobile number used for activation should also be activeBank account and bank IFSC code of employee should be seeded against the UAN Seeding Aadhar number and PAN against UAN is not mandatory for raising transfer claims.The employer should have approved the e-KYCThe previous/current employer should have digitally registered authorized signatories in EPFOPF account number of both previous and current employment of an employee should be entered in EPFO databaseOnly one transfer request against the previous member ID can be acceptedPersonal information and PF account related information is shown in EPFO should be correctProcedure to transfer PF onlineNow we know that PF transfer can be made online and above criteria need to be fulfilled. Let us understand the procedure step by step with the help of screenshots:Step 1Login to Unified portal (member interface) by using your credentials i.e., UAN number and passwordStep 2After login, click on ‘One Member – One EPF Account (Transfer Request)’ under Online ServicesStep 3Verify personal information and PF account for present employment:Step 4PF account details of previous employment would appear on clicking on ‘Get details’ below.Step 5You have the option of choosing either your previous employer or current employer for attesting the claim form based on the availability of authorized signatory holding DSC. Choose either of the employers and provide member id/UAN:Step 6In the next step, click on ‘Get OTP’ to receive OTP to UAN registered mobile number and enter the OTP and click on submit.The employer will digitally approve your EPF transfer request by accessing employer interface of the unified portalFill up form 13 with details including PF number from both previous and current employer and download the transfer claim (pdf format). Submit the physical signed copy of the online PF transfer claim form to the selected employer within a period of 10 days.You can apply for an attractive offer with best possible Rate of Interest and Terms for Personal Loan, Business Loan, Home Loan and Car Refinance Loan.FundsTiger is an Online Lending Marketplace where you can avail fast and easy Home, Business and Personal Loans via 30+ Banks and NBFCs at best possible rates. We will also help you to improve your Credit Score. We have dedicated Relationship Managers who assist you at every step of the process. We can also help you in Balance Transfers that will help you reduce your Interest Outgo.
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