Add Electronic signature Presentation Secure

Both terms - “electronic signature” and “digital signature” - are often used interchangeably, they aren’t exactly the same. Electronic signatures could be considered virtual representations of a pen-and-paper (“wet”) signatures. Digital signatures, also called cryptographic signatures, are a type of electronic signature that’s coded and encrypted in order to prevent the impersonation of a signee, tampering, and improve security overall.The main difference is that a digital signature is mainly used to secure documents and is authorized by certification authorities while an electronic signature (e-signature, e-sign) is usually associated with a contract where the signer has got the intention to do so: Difference Between Digital Signature and Electronic SignatureE-signature helps an individual to show his agreement to the conditions and terms of an electronic service. It can also be used to confirm the identity of the message's creator. Many countries give the same legal importance and significance to e-signatures as to traditional ways of executing documents. Here are the features of some most popular tools in this area: Best E-Signature Software Reviews & Comparisons | 2019 List of Expert's ChoicesWith electronic signature tools you avoid signing digital documents by hand - which is tedious cause otherwise you need to print, sign and scan all that stuff - that’s why such tools are on the rise. If you work with such signatures often, maybe you need some simple free tool which is specialized exactly for your business tasks. It really depends on the purpose for which you need this to sign an already typed document - it is often better to use a specialized tool, like Draw Your Signature Online and Sign PDF - CreateMySignature.com (instead of a regular image editor) to streamline your business documents workflow.

First of all, digital signatures offer a much higher security and convenience factor - most digital signature software out there comes with quite a few encryptions to keep your documents secure, there are digital trails that track every change that happens to the document (such as signature added/removed, or any other alteration), quite a few applications also show a progress bar of how the signing process is going, you can assign signatures, add remarks and stamps - all on your mobile device. There is no need to track the person to get their signature - just wait for them to sign. This is incredibly efficient compared to the ‘wet’ signatures. So, the main factors are security, speed, audit trails, process monitoring and the ability to do all these tasks on the go and on multiple devices/platforms.If you’re in the market for such an application that offers all these features and more, I suggest checking out signNow by Kdan. It’s intuitive, user-friendly and besides being highly secure, it’s a good fit for both small and medium-sized companies, individuals, start-ups and all kinds of businesses. While there is plenty of e-signature software out there, signNow stands out due to its well thought-out tools, well designed and user-friendly interface and it’s multi-platform, so there’s no need to compromise on anything.Disclaimer: I am part of Kdan’s team, and my answers might be a bit biased.

I agree that salesforce.com is the best option for CRM right now. But I like it for startups as well as larger sales orgs. I've used it successfully as the first salesperson, all the way up to a 300 person sales org. I have always been impressed.I really like using ClearSlide.com for remote presentations, web demos, screen sharing, pitching with video, and  to track asset sharing within prospect and customer organizations. They just try harder and are more battle-ready than sliderocket, salescrunch, webex, etcetera.I love Expensify for obvious reasons. :)I use Things for my implementation of Getting Things Done. Wish I could use workflowy.com instead but that doesn't work on iOS devices. I need my inbox to be mobile with me. I have Things on my iPhone, iPad and my MacBook Pro.I use iPhone for all business calls. I will probably add an Android device on Verizon soon for better coverage. I love being able to surf the web and pull up email on an iPhone call tho. Super handy. I'll lose that on an Android phone.I use Google Apps to collaborate.I use DropBox to share files.I use oLark for my live chat. Live chat on your site seems like a must for B2B lead generation.I'm impressed by MailChimp.I like LeadLander for longer cycles and more complex sales.

A survey conducted by Coldwell Banker and CNET found that eighty-one percent of prospective home buyers were drawn to homes equipped with the latest in-home technology. Among those, thirty-five percent of people who preferred what is known as smart homes over traditional residences believed that such features solidified the property as “move-in ready.”Technology is also changing the field of home selling. Here are five ways that apps and other online features are making the life of a real estate agent easier.1. Broadcasting with Periscope and TwitterWhat better way to send out a massive blast than on Twitter? The social media site lets you keep it short but sweet as you tell followers that the home of their dreams has an upcoming open house session. You can also post pictures on Twitter that give potential buyers a better perspective of what they will see during their in-person tour of the property. Take the virtual showing a step further by using Periscope to share live footage of yourself walking through the house online. In past times, a substantial amount of money was necessary to promote property by way of commercials. Twitter and Periscope bring the perk to you for free so long as you have a smartphone or tablet when going live and taking pictures.2. Tracking with Glympse and WazeRunning twenty minutes behind used to be a deal breaker pre-Digital era. Not only did you inconvenience the client but you also provided a guess that was often inaccurate and led to more time wasted at the property. Traffic apps in the twenty-first century have made such estimating unnecessary.Waze is one app that provides navigation tips based on real-time traffic information. You can better coordinate appointments so that clients are not left waiting for several minutes and provide clearer updates when you are running late. Glympse also tracks traffic in real-time but takes things a step further by offering a link by which clients can track your whereabouts. Text or email the URL to prospective buyers and let them follow along as you make your way to the location.3. Meet Online with Reflector 2 and Join.meReal estate agents should consider investing in Reflector 2 instead of bringing their USB stick along to nail that next listing presentation. The app serves as a sort of projector by allowing you to cast all activity on your smartphone and tablet on a larger screen. The Reflector 2 works with nearly any device and does not require additional purchase outside of the app itself.Free Screen Sharing, Online Meetings & Web Conferencing is another app that has made buying a selling a home more convenient. Agents can hold brief meetings with clients without requiring them to come into the office. Sharing your computer screen is the best way to convey pertinent information to new homeowners. The recording and playback feature is particularly useful when you need to recall a client’s home preferences. They will be impressed with your attention to detail in finding a house with a built-in barbecue pit. You will know that such meticulousness is because of Free Screen Sharing, Online Meetings & Web Conferencing.4. Add Transparency and Rapidity with an Automated Mortgage Loan ProcessThe traditional method of the home loan process involved hours spent trying to secure financing. Leaving one paycheck stub or bank statement at home often meant holding off on the process until the client was able to furnish proof of such documentation. There was no transparency in the process, which meant that customers were entirely reliant on the expertise of the real estate agent.Technological advances have revolutionized the mortgage loan process. Automated processing now establishes criteria by which applicants are judged that makes applying simpler. Some financial institutions can pre-approve hopefuls in ten minutes. Individuals who go through the entire process may see their loans finalized in ten days instead of the average four-week period. Digital tools provide real-time updates so that even those who are not approved can move on to the next bank quickly instead of waiting for a rejection letter to arrive by way of snail mail.5. Agree from Home with E-signaturesIn past times, the thrill of closing quickly became inconvenient for buyers upon hearing that all approved owners would need to stop by the real estate agent’s office to sign final documents. Some individuals were forced to take a sick day from work just to make their mark on the paper. Such heartache is why the masses are thrilled to learn that e-signatures have the same weight as traditional marks on legal documents. A real estate agent can email paperwork that his clients can sign at their leisure and return electronically. It is even possible to solidify documents on a smartphone in some instances, which makes the home loan process that much more convenient.

As an agent, we have access to the MLS, which the public only has limited access to. In my area the public can see exactly what Zillow can which is active listings. Our board does not disclose the sales price of closed prices, which makes services like Zillow pretty much worthless in my area. (Zillow may be useful in some areas, perhaps many, just not where I work).That said, my favorite and most useful tool, which is also available to the public, is the GIS (Government Information Service). Type in to Google: (Your county)(Your state) GIS [ie: Marion County Indiana GIS ] . While it isn’t available in every county of the country, you will find it in most major areas. It will give you access to the tax assessor records and often times the sales history of the property. The tax records will give you the details of site size, improvements, assessed values and depending on the county may or may not give you the annual taxes.Since real estate agents in some areas count the basement area when they list the size of the property, the GIS will allow me to figure out what is really there if I’m new to the area. For what I am looking for, there is a signNow difference between a stated 3,600 square foot house by the agent and 1,800 square foot above ground over a 1,800 square foot basement. - Lenders only count the above ground square footage as living area when making a loan.Hope this helps.

Times can be tough, but that doesn’t mean you should settle for just any short-term loan you can find. Payday loans and installment loans aren’t legal in every state, and even if they are legal, lenders usually have to abide by strict regulations. Any lender that isn’t willing to comply with state law won’t be legit.Finding a legit lender doesn’t have to be difficult. All you need is a good sense of your state laws and a baseline for finding a good deal.What is a legit short-term loan?A legit payday loan is one that is offered to you legally. The lender needs to abide by the regulations set by your state, even if you are temporarily visiting somewhere else. Short-term loans can be applied for online and in-store but fall under the same regulations.Generally, short-term lenders have more relaxed criteria than banks and other lenders. You’ll be able to apply for a short-term loan if you have bad credit, are on a lower income or receive government benefits. However, the relaxed eligibility criteria does mean rates and fees are higher than other loans.Lenders still have to stick to state-mandated APR and can only lend up to the state’s maximum amount.Lenders must make a reasonable judgment on an applicant’s ability to repay the loan. The lender should assess factors such as income, housing expenses and existing debt in determining if the applicant can reasonably repay the loan.If a lender doesn’t ask you for any of that information or doesn’t attempt to evaluate if you can afford the loan, the lender probably isn’t legit. Since there are plenty of lenders that check, you should move on and find one that combines good terms with a strong lending ethic.

15 minutes of one to one conversation with Dr. Abdul kalam!!!!!!Childhood dream come true!!!! After 13yrs worth struggle.Words cannot describe the feeling, it's like you are high or the body is pumped with endorphins. It always remind me of the climax scene of the film, Pursuit of Happiness.Long story ahead.BackgroundI was not a bright student nor did I had any great accomplishments. I was one of the most average student of any school. I was a 6th standard student when Dr. Kalam became the President of India and I was supposed to give a speech on “The leader I admire most” and that speech about him blew my mind. I became a fan and I followed his teachings. At the age of 10 years I decided, I want to meet him.I was living in a small village of Kerala. My father was a government servant and mother a school teacher. I had no idea, how to achieve that dream. 2 years later Dr. Suresh Karun, who was a part of Vision 2020, visited our school. He said he will help me chat with Dr. Kalam next time he comes to my school, through the school computer. Sadly he died before his next visit and with him my hope.I studied in Amrita Vidyalam. So in a function in Kochi I volunteered from my school to stay because Kalam was supposed to come. I was 13 years old at that time. For 10 days I shared a room with 20 around people and slept on the floor and ate simple food that was served. And that was the first time I met him. I still remember him coming to the stage giving the speech. I was among the 50,000 people in the stadium. I saw him from far and was inspired and thrilled. Yet I had the wish to meet him in person. Then one such event happened again after an year and I got a nearer seat. And I concluded that this is as far as I could go, as Dr. Kalam meets only exceptionally great students. I gave up on the hope.After some years, I started writing poems in my 12th and wrote a poem about what is optics and it's application in human life. I wanted to gift that to Dr. Kalam Sir. So again the dream was awakened. But by that time he was no longer the President and I had no means to contact him.After I joined college, this dream of meeting him keeps coming and going in my mind. So I searched on net and got his email and sent him a mail. There was no response. I then found out his address and sent him a letter, again no response. So I lost hope all togetherTurning pointI visited Delhi with my family in 2015 for 5 days. While staying there my mom asked me to try again. We met with a Kerala M.P. there and I asked him to help, he tried but couldn't get an appointment. So as I was about to give up on the dream I searched the net again for something and I got the phone number of Dr. Kalam P.A. on his website. I called him up and said that I want to meet Dr. Kalam.He said you have one minute , tell me why you want to meet Dr. Kalam. I don't remember what I said exactly. It was the struggle of 13 years I said in that one minute.And he replied: congratulations !! You can meet him. There is a cancellation of the 8:30 pm appointment for today. Come with your family and don't forget to bring a camera.I was too shocked to say anything. I remember jumping up and down on the corridors of Kerala house in Delhi for 5 minutes.Meeting with the MahatmaAnd I went to his house on Rajaji marg half hour early. They asked my name and let us in. We were waiting in the waiting room and I could see delegates of various fields with bouquet waiting for him. The walls were decorated with painting of small children.As they called me in we went in and there he was sitting across the table. He got up from his chair and welcomed us in and asked us sit on the couch.I told him, how I was the biggest fan of him. He talked about Kerala, Northeast, about doctors and about great scientist and inspired me to go into research. I gifted him my poem and he loved it. 4 lines were his favorite and as he praised me, my happiness had no bounds!!!! He asked me for my email and said he will mail me when he could (that didn't happen sadly and he left us soon) I took his blessings and he gave me his autograph. And I took his blessings.That day I realised you don't need to be the smartest or greatest to have big dreams and to achieve them. All you need is perseverance and determination2. Do not give up. If you fail, take a break, but never give up.3. If there is a will,bthere is a way4. Ignited minds could do wonders.5. Never underestimate yourself(Dear gouri. Greetings. APJ Abdul kalam. Knowledge makes you great. He read it out as he was writing and asked me to read it twice in front of him)EDIT- Poem that I wrote (as per request). I was in 12th standard and had minimal exposure to physics. (It started out as everybody was complaining why we should study optics for the upcoming class test), sorry it's kind of lengthy.AN INTEROCEPTIONToday a new world unfolded in front of meOptics welcomed me inI pursued enthralledAnd I deciphered thatScience is the essence of humanityThe mirage man chase his entire lifeOnly to realize the gospel truth of it beingAn illusion at the endGood advices are refractedAnd random act of kindness reflectedHere is where the law comes into playThe angle of incidence and reflection are the sameBright and dark fringes are part lifeObstrucles are what we encounter in life’s journeyYeah,they are the interferencesCurse and see the negative side to get a destructive interferenceAnd lose what you already have gotCelebrate them and embrace a constructive interferenceAnd add up experiencesIf the hindrance is too sharp edged …….A little bit deflection would do the work(Dr. Kalam’s favourite line :last 4)The world around is mixed so good and badChoose the polarsing plane you wishHope and faith are the rainbows of lifekindness and forgiveness are total internally reflected.Our life is blessed with colorsThe colors of your life is determined by youYour wavelengthMicroscoping the sin of othersUsing binoculars lets look into the soul of othersThus let’s increase the resolving power of our heartWherever I look, I seeOptics beaming. At meIt was all around meOnly now did I realize its divine touchThanks to my teachersAnd those master brainsWho gave us the opportunityTo know the charm of optics-GOURI PRASAD

The Reserve Bank of India introduced the Cheque Truncation System (CTS) throughout the country, after it was introduced in NCR on a pilot basis, from August 1, 2013.An Electronic Cheque is a Cheque which contains the exact mirror image of a paper cheque and is generated, written and signed in a secured system, ensuring maximum safety with the use of digital signature with or without bio-metrics.The Section 6 of the NI Act was, therefore, amended in December 2002, to include a cheque in electronic form and truncate a cheque transacted during the clearing process.WHAT IS CHEQUE TRUNCATION?Truncation is a process of stopping the flow of physical cheques issued by a drawer to the drawee branch. In this process, a physical cheque is truncated at some point en-route to the drawee branch and an electronic image of the cheque would be sent to the drawee branch along with the relevant information like MICR fields, date of presentation, presenting banks, etc., In other words, the images of the cheques captured at the presenting bank level would be transmitted to the Clearing House and then they are sent to the drawee branches with digital signatures of the presenting bank.Advantages of CTS:The CTS is a safe, secured, faster and effective system for clearing of the cheques.2. It would also reduce the time required for payment of cheques. In otherwords, it is faster.3. It also helps reduce the cost associated with the transit of cheques.4. The CTS helps in reducing the delay in processing the cheques in the clearing cycle.5. The CTS will also help to reduce the frauds associated with the movement of cheques from one bank to another.DISADVANTAGES:Costly to Implement: A successful implementation of Cheque Truncation system in a country involves the participation of all banks. That means, the cost of implementing such a system becomes costly.Declining Clearing House Payment Mechanism: Cheque volumes are said to be decreasing at a slow but steady rate, thanks to innovations in technology. Banks are therefore skeptical to invest too much of money in this regard.New Hardware, Software, Systems, and Processes all add to the complexity of the new system, making it that more difficult to justify cost against other payment technologies. Dr. M J SUBRAMANYAM