Remove eSignature Form Mobile

There are 5 key challenges to government’s policy on going cashless in India:Tech literacy - even reasonably educated often get stumped with many of the technologies.Tech coverage - India’s cellular internet coverage [3G/4G] is not that good and so is the smartphone penetration.Financial inclusion - Many don’t have easy access to banks, ATMs, Point of Sale terminals etc.Transaction fees - the existing players like Visa and Mastercard charge exorbitant fees especially for smaller transactions.Enforcing tax rules - In India, most shopkeepers escape from paying taxes as the rules are complicated and taxes are high. Getting them to comply is going to be hard.Here are ways to tackle this:Remove all taxes & duties involved in the import and sale of smartphones & data gear.Incentivize the aggressive rollout of data coverage and increase the government funds for supporting cellular/satellite data coverage in remote areas.A one-time subsidy of Rs. 1000 to a rural poor to buy a smartphone complying with government’s rules on Aadhar & digital signatures. They could buy this with their Aadhar card and the manufacturers could be forced to pre-install UPI app [instead of their usual bloatware] with a firmware tied to the person’s Aadhar. Since the entry level smartphones could come down to Rs. 2000 with the scale and without the import duties, most poor people could afford this. How do you define a poor? Now, that demonetization is done, you know how much each person has in their bank accounts. Anyone who has deposited less than Rs. 25000 should qualify [in fact, all future subsidies should be based on this - as that would punish those who use their accounts to deposit other people’s money].Carrying your smartphone should be like carrying your id - used carefully and universally. That means women who are denied their phones [due to their local/family compulsions] will get the access too.Build a new app to access all government services in one place in their native language driven mostly by voice and icons. A person should be able to open up the app and access forms, get food rations, banking services etc. Have this app pre-installed in the government smartphones.Have the third app for reporting all kinds of issues with governance with location tracking- school closed, ration rice not available, road broken, drainage issues etc. This app again comes pre-installed and the data from this should be audited by a separate government body and data should be made available to all.Have free wifi & usb charging stations in all ration shops, post offices, railway stations and other government offices. A person coming to do transaction with the government could be encouraged right there to use their new smartphone to buy train unreserved tickets, food rations, postal stamps etc. Cut the existing counters by half and use the staff to teach the people coming in.Embark on a massive tech literacy program. Rope in companies that can go around rural India and teach people basics of Internet, e-commerce and mobile wallets with their new smartphone. Emphasize the importance of passwords and secrets. Most in rural India can get it quite intuitively if told properly. Maybe a subsidy of Rs. 100 per person in rural India for the basic class.For the first year of that new person’s smartphone usage, the government could subsidize their basic data plan - say Rs. 30/month. You can rope in companies like Facebook, Microsoft, Google, Amazon, Paytm, Ibibo and Flipkart to foot in part of the budget for this [with no strings attached on what sites they could use].For any mobile payment transaction below Rs. 100 there should be no transaction fees by law and banks should be asked to bear the costs. The shopkeepers who still don’t accept cards after that time could be reported for tax evasion.Have a separate fund for improving online security. The government should insure all the poor in this new plan to avoid them being liable for hacks and data thefts. They should also fund new encryption algorithms and end to end security of transactions.The government should plan this so aggressively that it should achieve all this by the end of 2017. It is ambitious, but possible. The budget is less about Rs. 80000 crores [40 crore rural poor * Rs. 2000 for the total cost of all subsidies above] and could be easily paid with the RBI’s profits from demonetization [even if 95% of black money comes back to the banks].Imagine having the rural poor able to use their new smartphones for better news access, weather coverage for farming, getting notification on impending disasters like cyclones, access education programs, access all government forms, get government loans that they qualify for etc. Imagine that world and all of that is within hand’s signNow.It is the beginning of a new India. Jai Hind!See other India dreams here: India Dreams Collection by Balaji Viswanathan

TCS ( ILP ) joining process and document preparationThe most important part of joining TCS is its documentation! This is just a general guide to the new ILP candidates. You should always strictly follow your Annexure ! So let’s do this fast!The Joining Process is Divided into seven parts:1.Accept the joining letter2.Complete the TCS Survey Monkey3.Complete the BGC form filling4.Fill the NSR (NASSCOM) ITPIN5.Fill the ON BOARDING forms6.Prepare the Agreements (Service Agreement & Affidavit/signNowd Undertaking)7.Prepare the supporting documentsAccept the joining letter:a). First you have to accept your joining letter by using your DT reference idTCS Next Step>>ILP corner>>Joining letter>>Acceptb). Download the Joining letterTCS Next Step>>ILP corner>> Joining letter >>DownloadNote: Accepting the joining letter is necessary to complete the other formalitiesSo first accept your joining letter (if you are going to join TCS)Complete the TCS Survey MonkeyYou have to complete the TSC survey monkey. TCS recruitment team will send you the link by mailRequired details:1. TCSL Reference id (DT reference id)& passwordhttps://www.surveymonkey.com/r/T...Complete the BGC form filling:You have to complete the Background Check Verification Before Your Joining datea). Fill BGC Form:i). Fill the Basic Details (Passport, PAN, Address Details)ii). Academic Details (CGPA or overall percentage)iii). Reference: You have to fill any two person’s following detailsØ NameØ Company/Institute NameØ DesignationØ Contact NoØ Email idØ Relationship with the applicantØ Period for which reference knows the applicantiv). Fill Security Detailsb). Declaration:Ø In declaration part you have to agree and submitØ Download the BGC completed formc). Documents uploading:You have to scan and upload the following documents in PDF or JPEG format each file size should be less than 2MBØ NSR e-cardØ Birth certificate or Birth AffidavitØ Permanent, present address proof(aadhaar / passport / ration card / EB, GAS, mobile Bill / credit, debit card / Bank statement)Ø PAN cardØ Passport / passport application receiptØ ID proof (voter id, ration card, driving license, bank passbook, aadhaar)Ø X- grade mark sheetØ XII-grade mark sheetØ All semester mark sheetsØ Non-Criminal Affidavit (first page of the stamp paper)Fill the NSR (NASSCOM) ITPIN:You have to enter your NSR ITPIN atTCS Next Step>>ILP corner>>National skill registry>>ITPIN(you have to complete the registration and bio-metric process of NSR before joining ILP (please visit site www.nationalskillsregistry.com). And they will send you a NSR-e card by mail or you can generate by yourself by login to your NSR profile)Fill the ON BOARDING formsYou are mandatorily required to fill and submit the Onboarding Forms before your joining date to smoothen your Onboarding process, failing which your joining formalities will not be completed. These forms are required to be filled as per statutory compliance norms.Onboarding forms consists of five forms:Ø Provident Fund (PF)/ Pension Scheme Nomination form (Form 2 — Part A and Part B)Ø Gratuity Form (GF)Ø Superannuation Form (SF) -only to eligible employeesØ Declaration Form (Form 9)Ø Group Life Insurance (GLI)You would have to fill all the Onboarding forms online and declare nominee(s) for the above mentioned forms. Submit a Hard copy of the completed forms on the day of Joining ILPTCS Next Step>>Onboarding>>Fill all the formsAfter filling these form, you can download these 5 documents at “Dashboard tab”-in the same pageSuggestion: 1. nominee is father or mother 2. share of money -100%Required information: Name, DOB of the nominePrepare the Agreements (Service Agreement & Affidavit/signNowd Undertaking):a) Service Agreement:1.Buy a Rs.100 stamp paper on your name2.Print the service agreement page 1Download.pdf3.Buy 5 demi (court paper) / green paper (court paper) / Legal / A4 papers4.Print the service agreement page 2 – 6 Download.pdfNote: page 6 is also called as surety verification formNote: Blanks should be written using pen it should not print or typeIt doesn’t matter how many pages in your agreement but make sure that proper page number and proper contentOther instructions:If Rs.100 stamp paper is not available, you can also do this in two Rs.50 stamp papers Make sure the text starts in the stamp paper. You can print first 3 Lines on first Rs.50 stamp paper and next some paras on another Rs.50 stamp paper and the remaining pages on other demi paper.Read the service agreement guidelines carefully before filling up anything. Many might find this silly but I prefer filling up Xerox copies first. It can save you the money for printing again in case something goes wrong! So we are here going to use a Rs.100 stamp paper for the first few lines(THIS AGREEMENT made at Mumbai on this 1.______________________________________ day of 2._________________, Two thousand and 3._______________________ between TATA CONSULTANCY SERVICES LIMITED,)and print the rest on simple A4 papers or Legal or demi papers. Fill everything up in CAPS, using a pen. Do not remove any clause, not even the page numbers! Don’t forget your signature and surety’s signature on the bottom of each page!! Service Agreement needn’t be signNowd.Surety Verification:This is a part of the Service Agreement. Any person who is an Income Tax Payee or has Land property can be your surety! Example: your father! So just make sure you place the signatures in proper places and have your surety fill up the “Surety Verification Form”. This form has to be attested by a Gazetteer Officer or the manager of a nationalized bank where the surety holds an account or employer of the surety! or public notaryØ Attested photocopies of the surety’s pan card.Ø Attested photocopies of the surety’s Form 16 (or)  Attested photocopies of the surety’s latest income tax returnNOTE: Make sure your surety’s signature everywhere matches with that done in his/her Pan Card or you are in some serious troubleb) Non-Criminal Affidavit:1.Buy a Rs.100 stamp paper on your name2.Print the Non-criminal affidavit page 1 Download.pdf3.Buy 2 demi (court paper) / green paper (court paper) / Legal / A4 papers4.Print the Non-criminal affidavit page 2 – 3 Download.pdf5.Get this affidavit signNowd by a notary public in court (signature in all the pages)Note: Make sure you choose non-blood relation people as witnesses! Example: Neighbors.Other instructions:If Rs.100 stamp paper is not available, you can also do this in two Rs.50 stamp papers Make sure the text starts in the stamp paper. You can print first 2 paras on first Rs.50 stamp paper and next some paras on another Rs.50 stamp paper and the witness page on another demi paper. just fill in the blanks with a pen DO NOT remove any clause.Prepare the supporting documents:1. Medical Certificate:Download medical certificate format from TCS next step portal and print it (Black & white is enough) Make sure The doctor signs and places his seal on the second page. He should also sign and place a seal on your photo. format download.pdfYou’ll need two attested copies of everything but make sure you keep more copies with you (many times it will help you)Here’s a list of the supporting documents you’ll need to get attested by:Ø Gazetteer Officer orØ Government higher secondary school head master orØ Tehsildar of the village in which the Applicants resides. orØ District collector of the district in which the Applicants resides1. Birth Certificate:(If your birth certificate is not in English, or your name/place of birth/date of birth is missing/the details are mismatching, then it is recommended that you apply for a new one before it’s too late.Otherwise, you need a signNowd affidavit on Rs.100 stamp paper, which is only atemporary arrangement.)2. Class X - mark sheet.3. Class XII-mark sheet.4. Consolidated Mark sheet (from your institution)5. Degree Certificate(or Provisional Certificate / course complete Certificate if you. Don’t receives your Degree Certificate yet)6. All Semester Mark sheets7. Transfer certificate (if you have)8. Your Pan Card9. Your Passport10. surety’s information:a) If Income tax payee : photocopy attestedi). Surety’s Form 16 ( or )Surety’s Income Tax Return / saral / form 2d / form12Bii). Surety’s PAN cardb) If Surety have landi). Surety’s land documents photo copy – Registered in Englishii). Latest land valuation certificate from the respective authority-photo copy with attestedc) Else Fixed deposit of Rs. 50,000 at nationalized bank on TCS name for two years) photocopy attested by bank manager11. your aadhaar card (if you have)12. your voter card (if you have)13. Ration card (if you have)You’ll need two self-attested copies of Following documents but make sure you keep more copies with you (many times it will help you)1. Joining letter2. Offer letter3. ID proof (Passport, Voter ID)4. Address Proof (Passport, Voter ID)- give a separate copy for permanent & (if Present) address5. Highest degree mark sheets (for BGC)6. Degree Certificate / Provisional / Course complete (if only degree certificate not provided byyour institution)(for BGC)7. NSR e-card printout (after you’re done with Biometrics, you’ll get your ITPIN and e-card with your picture, in your e-mail).8. Documents for break in education (if any otherwise no need)(i) Medical records, if the break was due to medical reasons.(ii) Certificates / Examination results, if the break was due to additional course done.(iii) Affidavit on a Rs.100 stamp paper with notary authorization, if the study break was due to other personal reasons.9. CID Form (if you are from Mumbai/ Navi Mumbai/ Thane City/ Thane Rural / Pune otherwise no need) You need to submit Self-Attested Criminal Investigation Division (CID) forms forthe respective region. (details about forms will be mailed to you just before your joining)10. 12+ copies Recent passport size photos11. All the documents Original compulsory. Don’t forget to take the originals with you!Advise: keep more copies of your documents and attested copies it may help you if any problem

What is employee engagement?Engagement is an important HR variable in any organization, large or small. It is a workplace approach that aims to make employees feel more connected and committed to the organization. That, in turn, boosts employee’s enthusiasm to deliver their best each day.What is the need for employee engagement?An engaged employee leads to better business outcomes. But there is more. The more engaged employees feel, the more effort they put forward and the more likely they are to stay with the organization. As a result, here’s what the organization will receive:Higher emplo...

The people who are deciding educational curriculum are short sighted enough to think so. But it’s not just about writing one’s name. Not knowing cursive means they cant read it either. Which means they won’t be able to read historic documents. Future generations will be unable to access the original Declaration if Independence and US Constitution and Bill of Rights because they are in ‘cursive’. It’s like returning to the middle ages when the Catholic clergy were the only ones literate enough to read the Christian bible. The masses had to rely on them to tell them what was in the bible. And now the future masses are going to have to rely on the literate minority once again.Its a huge step backward socially and intellectually, isn’t it?Because future generations will in majority be beholden to the minority if their homeschooled and private schooled peers who are still being taught to do cursive. The argument is that writing isn’t necessary because everyone types now.But what happens if the electric grid goes down? What happens if electronics are sabotaged or cease to work?Typing is impossible and no one can write. The world is in trouble.

There are many of those special edition phones that have diamonds engrossed or gold plated, etc.The most expensive phones that I could figure out on the internet are:Tonino Lamborghini 8 Tauri GoldIt costs Rs.449,998.00 on Amazon, delivery free though!BlackBerry Porsche Design P'9983 GraphiteIt costs about Rs. 99, 990. I’m not sure where the units are retailed.Goldvish Eclipse, price starts at $7,668Vertu Signature Touch for Bentley, price starts at $9,000Sirin Solarin Crystal, price starts at $14,000Gresso Regal Gold, price starts at $6,000Mobiado Grand Touch EM Marble, $3,100Amongst the popular ones,iPhone 7 Plus (128GB) at Rs. 76,000Samsung Galaxy S8 Plus at Rs.64,900Google Pixel XL at Rs.63,000Readers, do update me about newer or more expensive ones.

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