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FAQs
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How do I register a startup in India? How much money and time does it take? If am currently only 17, what issues will I face dur
Algorithm for starting a Private Limited Company: Engineer's View Personally I believe, If someone is starting a company with long term perspective or to bring some change through their unique Product/Services, one must go for Private limited firm. Prime reason for this is easy to raise funds from Angels/VC in case you go for investment. Step 1. Registration of Company 1. Name Selection: Check whether your desired company name is available or not at MCA website [ http://www.mca.gov.in/ ]. Name must be unique & must resemble with business you intend to do (highlighted one). EX: Arihant Labs Retail Services Pvt. Ltd 2. Registration of Name at ROC: Name approval usually takes maximum of 14 days. This is done online through MCA website. Moreover, you need to apply with at least 4 names for approval with a writeup about significance of names with main business of the company. 3. 1. Documents Required: 2. 1. Options for names for the proposed Company (on the basis of preference) 2. Amount of Share Capital; proposed shareholding ratio 3. A paragraph on the proposed major line of business of the company (main objects) 4. City of Registered Office. 5. Copy of ownership deed/sale deed(if property is owned) 6. Copy of rent agreement with NOC (if property is rented) 7. Copy of latest electricity bill/telephone bill/mobile bill for both directors 8. Copy of latest electric bill/telephone bill for the registered office proof. 4. Obtaining DIN & DSC: 5. 1. Documents Required 2. 1. PAN Card copies for directors and shareholders. 2. Voter ID/Passport/Driving License for directors and shareholders. 3. Occupation of the Directors for directors and shareholders. 4. E-Mail IDs of all directors and shareholders. 5. Phone Numbers for all directors and shareholders. 6. Photos for directors and shareholders 6. Company Incorporation: After above mentioned formalities have been completed, we need to file following forms/docs in Rs 100 stamp paper: 7. 1. Affidavits for non- acceptance 2. INC 9, INC 10 3. DIR 2 4. NOC : This is required to be filed by the owner of the property on which your company will be situated. 5. Subscriber Sheets of MOA & AOA 6. Documents required for filling MOA & AOA 7. 1. Must be filled on OWN handwriting 2. Passport size photos 3. Sheets needs to be witnessed by CA/CS/Advocate Step 2. Obtaining PAN/TAN: After company gets incorporated, you may apply for PAN/TAN. Step 3. Trade Licence in case you are selling PRODUCTS: This is required in some places for carrying out sales. You can obtain this from local Municipality. Step 4. VAT/CST registration for selling Products: For selling intra-state, you need VAT registration & for selling inter-state, you need to register for CST. 1. Documents Required: 2. 1. Trade Licence 2. Company Incorporation Certificate 3. PAN card of company as well as of all the directors 4. Proof of residence of Directors 5. Proof of occupancy of place of business (Rent agreement/ ownership deed, Rent Bills etc) 6. MOA & AOA of company 7. Current Account in the name of company in any national bank Step 5. Service tax registration for Service Industry: In India, you need to pay service tax of 14.5% on every services you have charged customer for. 1. Documents Required: 2. 1. Company Incorporation Certificate 2. PAN card of company as well as of all the directors 3. Proof of residence of Directors 4. Proof of occupancy of place of business (Rent agreement/ ownership deed, Rent Bills etc) 5. MOA & AOA of company 6. Current Account in the name of company in any national bank That's All folks! Your STARTUP is up to Conquer the World. UPVOTE & SHARE your views/issues We at labkafe [ http://labkafe.com/ ], prefer taxmantra [ http://taxmantra.com/ ] for our legal requirements.
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What is the best off-page SEO backlink technique in 2018?
I too had trouble with ranking websites and understanding about SEO initially. But then I came across an online site where I learnt more about Search engine optimization and it's strategies. You can find more information in this article. It is not a self-promotion, the information provided by them were really beneficial so I wished to refer them here. Now, I'm going to explain in more detail about your question.(2018) Off-Page SEO Techniques – 10 Best Link buiding MethodsPeople often use Off-page SEO techniques for effective link building purpose that could add a lot of backlinks for ranking their websites.Some Off-page methods work but some sadly fail.Do you know that there are more than hundreds of Off-page Optimization techniques exist? But SEO experts use the best Off-page strategy which works.The methods they use are always safe and even loved by Google.Do you want the best SEO tips and safe link building strategy from the SEO experts?Then check these 10 best Off-page SEO techniques stolen from the SEO’s personal Dairy.What is Off-Page SEO?Before discussing the Off-Page techniques lets know the real meaning of it.We are popular about On-page SEO it is the technique we do within our website to optimize it fully for better SEO.But in Off-page we optimize our websites by using external website links through link building.For example: If Wikipedia links to one of your website articles then some part of Wikipedia power will transfer through your article link getting that particular article ranked in top results.Like this, there are various link building methods carried to rank a website so called Off-Page Search Engine Optimization.Off-Page SEO Techniques1. Guest PostingGuest posting is the most popular link building method where an article is written as a guest post by another website webmaster.Where the author places his/her one of website article links inside the article in that way the link juice passes to guest post author’s website.Some SEO experts claim that Guest Posting is against Google terms and conditions.One minute silence for those, here is the proof of Google allows guest posting on its official blog.Also, he brings visitors to his website and converts them to clients.So do signNow other webmasters relevant to your niche produce mind-blowing content publish it and link to your website.2. Q/A link BuildingPeople often search for the answers on the internet and several webmasters use this opportunity for link building purpose.Take Quora the No 1 question and answers discussing website. Most visitors type their questions and get the answer.What can you do?Visit Quora website and create an account. Then look for questions related to your niche.If you know the answer to the question then write it and in the middle or end of the answer link your website article.Do like what I did in the image below.It will boost your website ranking and also visitors will click to visit to know more information.Of course, Quora links are no follow but still, it is high citation flow and trust flow.3. Social BookmarkingSocial Bookmarking is a way people use for bookmarking or store their favorite web pages, articles, videos, etc.Many Social Bookmarking websites links are Dofollow which allow Google to follow them and rank their websites.Social Bookmarking is an easy way to link building and can be done within minutes.4. Blog CommentsBlog Commenting is my favorite OFF-page SEO link building method by this method you can build powerful backlinks to rank your website.See my blog commenting on Robbie Richards blog.To do blog commenting search on Google for the websites which allow blog commenting.Also, there are lots of dorks available to find blogs for commenting.You can search in Google or in case if you want to use nowIn keyword, place use your search phrase.For example: To comment on digital marketing websites.Search as: site:.com inURL: Digital marketing “post a comment”After hitting Enter it will show digital marketing blogs visit the blog and comment with your website URL.5. Press ReleasePress releases are one of the effective link building strategies and it still continues to boost search engine rankings.Through press releases your website will appear on Google news section from that you would obviously get a large amount of traffic to your website.You can hire SEO experts from SEO Company to do press releases for link building.Press release costs little high but it is still a good investment for gaining dofollow backlinks to our website.6. ForumsForum is a great way for participating and discussing with other webmastersIn the forum you can ask various questions, write an answer for questions asked, join on various discussions.Also, you can use forums for doing Off-page SEO work.To do link building via the forum, join relevant forums and participate in discussions, answer questions.Repeat this for 2 to 3 weeks after making your profile super active search for the question and reply the answers and place your link in it.Check the link building by Black hat world forum member belowIf you place your link on the day 1 itself then forum admin identify your linking article for SEO purpose then they will ban your account immediately.So do this Off-page SEO technique carefully.7. Web 2.0Web 2.0 link building is the great tactics and Secret method for ranking websites.By default, every web 2.0 websites such as WordPress, Blogger, Weebly has high page rank and Domain authority.When we use these sites for link building it works great when done correctly.The biggest advantage of using this Off-page SEO tactic is that you can have full control to handle the links.By having full authority you can change links, modify anchor texts, add or even delete backlinks.How to create web 2.0 links?SELECT top five web 2.0 websites.Create a website with anchor name in the domain name.Your blog should have necessary pages like Home, About, Contact us, etc.Then write 300 – 500 words content with perfect ON-page SEO and link to your website with powerful anchor texts.Since web 2.0’s take a long time to get indexed on Google, Use link indexing services to index your Web 2.0 articles soon.To make even more effective bookmark web 2.0 articles on social bookmarking sites and also share on social media sites.8. Profile linksGood profile links can improve your website ranking. It will not only act as backlink but it is most than a backlink that will increase your overall website branding.Getting profile links from popular websites will act as a good consideration for Google to judge your website and rank on top search results.So join the most popular social media websites with high DA and go to the settings and look for the website or Home Page box and add your website homepage URL.Look my Twitter Profile and see my website Homepage address.9. Directory SubmissionListing your website on directories is part of SEO to get powerful backlinks to your website.In order to get quality backlinks, you need high PR directory websites which give dofollow backlinks.Although directory submissions are easy most people find it difficult for listing their websites.They list their website on unrelated category due to that the directory owners will delete the websites.So always list your website in proper categories and add good title and description.10. Resource PagesIt is another holy grail and best Off-page SEO strategy for effective link building.By this method, you can get easy .gov and .edu backlinks to your website.How to find resource pages?To find resource pages Google as “Keyword” + inurl: linksInstall Moz chrome extension to find sites PA and DA.After finding the good resource pages with good PA and DA, signNow the owner of the website and ask for linking your website on their resource pages.ConclusionCompetitions are too much high in the digital marketing field, in order to rise above your haters you need the best Off-Page SEO strategies.SEO is going to another level already many of them doing various SEO techniques to beat competitors.At the same time what we do for ranking is important and always we have to use white hat SEO otherwise, Google will obviously penalize our website completely.Why because?Google is always watching our movements if we do anything illegal we have to face the problems.So when doing Off-page SEO work don’t do any black hat SEO techniques and strictly avoid it.
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Is the cryptocurrency Bitcoin a good idea?
Yes.Here’s the problem: most people who know a lot about Bitcoin can only speak “tech”.I was at a conference recently. I was the keynote speaker but had zero talk prepared (as usual). It was a crowdfunding conference so I “crowdsourced” my talk.I asked the audience: I can talk about entrepreneurship or I can take fifteen minutes to explain Bitcoin without using any technical jargon. Clap for which one you want.Almost 100% of the people wanted to learn about Bitcoin without the technical jargon.People are hungry for this. They don’t want to hear about “crypto” or “blockchain”. They just want to know what all this Bitcoin stuff is about.Back in 2013, I thought Bitcoin was a scam. I was wrong.First, some credentials.In early 2013 I had my doubts. I started reading everything I could. Then I got my hands dirty.I’ve been a coder / programmer since 1985. I decided to code up a Bitcoin only store (maybe the first ever) and sell my book, “Choose Yourself” on it before it was released on Amazon.It was very hard. I had to develop the store from scratch since there were no easy tools to help me. There still isn’t (hint: business opportunity).Once I launched it, quite a few people bought my book. I sold a PDF of my book for 0.1 Bitcoin. Bitcoin was then $60 so I sold it for about $6 per PDF. Right now, it’s as if I sold each PDF for $1600. I sold many copies.I went on CNBC when they heard I was doing this. The anchor asked me, “Did you just do this for publicity?”I said, “Well, I’m on national TV so I guess it worked.”Another thing worth noting: Most of my customers came from one domain name (they had to submit their email addresses for me to process the sale): Amazon.com. Make of that what you will.A few months ago I started writing about cryptocurrencies again. I saw so many people getting involved in scams, I wanted to help.The other day I had an Uber driver who thanked me during the car ride for helping him “get it”.And last night at a restaurant, the waiter at the end of the meal shook my hand and thanked me for helping him “finally” begin to understand what Bitcoin was about.In order for crypto currencies to succeed, people need to understand at a basic level what they are. Nobody needs to learn complicated cryptography or blockchain.Just understand why now. Why this is important for us a society.TWO CRITICAL REASONS BITCOIN IS HISTORICALLY IMPORTANT AND HERE TO STAYJust understand these two reasons. Then you will know the potential for Bitcoin. And you will be popular at cocktail parties.A) THE HISTORY OF MONEYEvery new style of money solves the major problems of the last style of money.BarterIf I have a bag of rice and I need shoes, what if you make shoes but you only need 1/2 bag of rice. Do I get 1/2 a pair of shoes?Barter has a lot of problems. In the above, coming up with the rice to shoes exchange rate is difficult.Then coming up with 1000s of exchange rates just to go out and buy groceries is almost impossible.PLUS, what if you have to move (your kingdom is attacked). How are you going to carry all that rice? All of those shoes?Money has two purposes:as a store of wealth / savingsto make transactionsThere’s a third, which Ray Dalio, the head of the largest hedge fund in the world, Brigewater, told me the other day. But we’ll get to that later.Barter is horrible as a store of wealth. And for transactions, best case it’s very difficult.But problems lead to opportunities. Which leads to…2. PRECIOUS METALS / COINSGold and silver are scarce. It’s hard to mine them.But it’s hard to forge them because you can measure by weight.So the scarcity combined with the lack of forgery makes them good choices for money. I can convert my rice into gold coins, you can convert your shoes into gold coins, and now we can trade and now we can buy whatever we want.(Marcus Aurelius on a gold coin)As a store of wealth, it’s not great but not horrible.If my kingdom is attacked and I have to move, gold and silver are easily stored and carried as designed jewelry.BUT, two problems.One: what if you live in a country that doesn’t have any gold mines. Now you either have to trade for gold or start attacking countries: (this did not work out so well for the Aztecs).Two: What if you wanted to buy a house right now: are you really going to bring a truck of gold bars to the closing? Or if you have to move to another country and you have a lifetime worth of savings: are you going to ship all of your gold bars to your new home?People say that gold is “real” as opposed to (later) paper money and cryptocurrencies.This is not really true. Gold is a rock. But it does have industrial uses (silver is better for this because of price but still…). Gold and silver are great electric conductors, can be used as SILVERware. Can be used as antibiotics (hence great for fillings on teeth).So we can say that gold money is “backed” by something that has real use with value associated with it.But we still have to solve the problems above.3) PAPER MONEY BACKED BY GOLD AND…PAPER MONEYCountries made paper money that was like a contract with the government that all of that money can be converted into gold.This was great for transactions (easy to carry paper money).This was great for store of wealth (put the money in a bank and you can go anywhere). The first banks for paper money backed by gold helped fund every war in Europe in the 1800s. Good job!When paper money is backed by gold it also puts a clamp on inflation. You only have as much paper money in a country as there is gold in that country.(yes, there is a 100,000 dollar bill in the US. Woodrow Wilson is on it).So you can trust the government to not go crazy printing money that is not backed by gold (like German in the 1920s when trillions of Marks were printed and Germany went into an inflationary death spiral that was at least one cause for World War II).BUT, why benefit the countries where gold is easy to mine and punish the countries where gold is hard to mine.Also, the world is expanding in every way: more people, more technology, more innovation, more THINGS.I’m not sure this is a good thing or a bad thing (see: Germany above) but sometimes countries need to balance debt with money printing to manage their fiscal policy.The US went off of gold in the early 70s in order to fund the financial needs of both the Vietnam War and the social improvement programs of Lyndon Johnson.This created inflation.Paper money will often lead to this situation. Someone will say: why do we need the gold part?Again, might be good or bad. There’s a lot of debate. Did money printing save the US in 2008 and 2009? Maybe. Or will their be future problems caused by this? Maybe.Nevertheless, there are other problems with paper money that need to be solved:a. No privacy.If I’m making a sizable (greater than $1000) transaction I’m usually not using cash but either a credit card or a money wire.So that means your bank knows. Other banks know (the bank you are sending money to, the Federal Reserve, the local Reserve bank, etc).Government agencies know (the IRS, the NSA, etc etc).Potentially sites like Google and Amazon know depending on what payment services you use and what you are buying.So you have no privacy on your transactions with paper money.b. Fees.If I send a friend in Korea money, I go through my bank (fee), local reserve bank (fee), Federal Reserve (fee), International wiring system (fee), their central bank (fee), their local reserve bank (fee), their local bank (fee).That’s a lot of fees. Those fees help create inflation because every transaction needs to have a profit on top of those fees.c. Forgery. Something like $200 billion in forged money is circulating right now.d. Human error. This is a CRITICAL problem. There are so many opportunities for human error. When you transfer money, they can send to the wrong account. Or a bank’s software can be hacked and you lose all of your money.Or, most importantly, the Federal Reserve in the US can decide to print another trillion (Like 2009) and, without your permission, the value of your dollar has gone down.In the US we’ve been lucky. But all of South America hasn’t been so lucky (all of their currencies crashed in the 80s. Most of Asia wasn’t so lucky in the 90s (their currencies wiped them out). Russia in 1997 was wiped out.Many countries have relied on humans to print (or not print) money and the slightest human error can wipe out an entire country’s economy.The United States has been lucky. For now. But this is a HUGE error we risk every day.These are the basic problems. There are more (theft, for instance).e. What is backing paper money?Only our trust. I don’t want to be a conspiracy theorist. But the reality is: a dollar is a piece of paper. Just like gold is just a rock.How do they make us trust that the money has value?They put “In God We Trust” on it. They put George Washington. They put the signature of the Secretary of Treasury (pretending it’s a contract.).And, for the weirdos, they even put a pyramid with an eye on it.And that’s supposed to be why we trust it. I don’t trust it.4) BITCOIN (and, btw, Bitcoin is not the end. There will be a “5”).Bitcoin solves the problems above.a. Human error: there is no printing of money. There is a fixed supply of 21,000,000 coins.How do I know this? I’m a skeptic. So I read the software behind Bitcoin. I read it over and over until I could figure it out. In one part of the code they clearly define how many coins can be “mined” / printed (printed is the wrong word but I’m using it here to make the connection with paper money). And there’s another part of the code which “enforces” the first part.(part of the code that limits the total # of bitcoins to 21,000,000. I found this by reading ALL of the code for bitcoin).b. Theft. Like with every other form of currency, an exchange (like a bank) that stores your Bitcoin can be hacked and money stolen.BUT, I only keep a small amount of money in an exchange. You can get a storage drive, store your money, and put it in a safety deposit box. So even if the exchange is attacked, you still have your money.ALL theft can be prevented this way with Bitcoin. You can’t do this with paper dollars because if you have too many dollars, how will you store it? Ditto for gold.c. Forgery. The software guarantees that Bitcoins can’t be forged.d. Privacy. I can send you a Bitcoin and nobody knows who is sending it, who is receiving it, and no government institutions are aware of it.e. Fees.Some bitcoin transactions have small fees. But it’s nothing like the fees of going through six banks in the transaction described above.What’s backing it?There’s about 1000 man-years of science backing Bitcoin.The underlying technology of Bitcoin which involves heavy amounts of cryptography, financial know-how, and basics of contract law, plus the “blockchain” have 100s of use-cases that we have only just begun to play with.EVEN IF Bitcoin is never used as a coin (although note: it’s being used every day as money) there are 100s or 1000s of other uses for Bitcoin that have nothing to do with the basic money use.I won’t get into the weeds here: but suffice to say that ALL of contract law can be (and will be) eventually replaced by Bitcoin.And ALL of logistics will be replaced by Bitcoin (e.g. UPS is replacing all of their internal logistics (tracking millions of packages every day going from millions of locations to millions of other locations) by Bitcoin technology.There’s nothing behind paper money or gold like this.Now…Bitcoin has problems also.Hence the need for other cryptocurrencies. But that’s ok and not the topic for here. Suffice to say, Bitcoin solves all the basic problems of paper money, which solves the problems of gold, which solves the problems of barter.HOWEVER, there is another reason why Bitcoin is here to stay and it’s so compelling.——EVOLUTION OF EVERY INDUSTRYEverything in life evolves. Not only species but ideas.Let’s look at some industries.MEDICINETheism: 500 years ago if you got sick, you’d either pray to a god to get better, go to a shaman, make a sacrifice, or assume you committed a sin that made you sick and would try to undo the sin.Humanism: Post-rennaissance, we had human “experts” called doctors who would either leech us to death, perform horrible surgeries that would kill us, or would pat us on the back, hammer our knee and say, “take two aspirin”.Doctors aren't bad. They’ve saved many many lives. But Humanism has it’s limits. A known fact is that, on average, the moment when a doctor is most effective is his or her first year out of medical school. After that, statistically downhill.Data-ism:Now when if you go to a doctor, you get tests. You get blood work, you get an MRI, an EEG, an X-Ray, the X-Ray might go into a database and an AI algorithm matches it against other X-rays (does it match a tumor X-ray or a non-tumor X-ray?). We even get genetic testing to see if our illness is in our chromosomes.Then, armed with data, often a computer will tell us the correct solution (and even a computer can do the robotic surgery needed), or a human will help interpret the data (but there’s room for human error here).(source: National Genome Research Institute)So Medicine has evolved fromTheism → Humanism → DataismLet’s pick another industry:WARTheism: 3000 years ago if two countries went to war, the kings would perform massive sacrifices to their gods the day before.In the Bible, whosever God was stronger (Baal versus Yahweh being a notable Hebrew battle), that group would win the war.Fragments of this exist right now: May the Force Be With You, said to Luke before he flies out to fight the Death Star.Humanism: For the past 500 years, whoever had the most humans on the ground, the most bullets, then the most planes, then the most bombs. ,would win the war.Data-ism:War is being fought every day now. EVERY SINGLE DAY. Every day, some country tries to bring down the electric grid of Poland.Every day, every Fortune 500 company is attacked by “bot armies” coming from…nobody knows.I’ve been involved in the cyber security space for 25 years or more.I once was talking to a company who helps Fortune 500 companies fight “bot armies”. All of the employees were top Phds who were the experts in their fields.One guy told me, “No matter how smart we are, they are smarter.”Who are “they?” The people making the bot armies. Where do they come from? We don’t know. They come from everywhere. They are just smarter than us.Elections are rigged. Companies are attacked. Information is stolen.We have been in World War III for at least 20 years and it will never end. Dataism has taken over war.Ok…MONEYTheism: “In God We Trust”Humanism: “George Washington”. A picture of Independence Hall. Or the White House. Anything. Anything at all so that we trust humans with what we are given in exchange for the hard labor we do every single day.Do we trust humans? I tend to trust humans. But that is maybe not so smart all of the time. Humans make a lot of mistakes and that’s been the downfall of so many companies, so many families, and so many…everything.Data-ism. Bitcoin and now other cryptocurrencies.1000s of man-years of science. 100,000s of lines of code that has been checked by 10,000s of the best programmers.Data-ism prevents forgery, keeps privacy, re-creates all contract law, avoids fees, avoids theft. And this is just a small sample of what data does for money.“In Data We Trust” for better or worse. But it works.The natural evolution of money has arrived. And it’s not only Bitcoin but other cryptocurrencies.FAQ:Why do we need other Cryptocurrencies?Why do we need more than one currency at all? Why is there a US dollar and a Canadian dollar.FOR NO REASON. Just an artificial border created in 1770 and we have two different currencies.Cryptocurrencies have what I call are “problem borders”.One coin is better than Bitcoin for making contracts (Ethereum).Another coin is better for privacy ((Zcash. A problem with Bitcoin is that although there are no names on a transaction, I can see the size and the time. So privacy is still a slight problem).Another coin might be better for solving a problem of decentralized storage (as opposed to storing all of your photos on one centralizes spot that can be hacked like Google Drive). Bitcoin doesn’t address this problem.Problem Borders create new currencies.Is it too late to invest in Bitcoin and other cryptocurrencies?Right now, this reminds me of the Internet in 1995–6. There’s a bit of irrational exuberance in new coins. Prices are going crazy.There will be a massive pullback. BUT, the legitimate coins are here to stay and will keep going.Amazon, of course, pulled back, when the Internet pulled back. Now it will eventually be a trillion dollar company. Many companies that started in the 90s have survived and thrived and were great long-term investments that have paid off.Cryptocurrencies are the “internet of money”. The internet is here to stay and so is the internet of money.We are only in inning one of the cryptocurrency shift in our money.Will cryptocurrencies replace paper money?Yes. Eventually. It might not be Bitcoin although Bitcoin will always exist.But each country, to solve the problems of paper money, will eventually switch. Countries that are debating it include: Israel, Estonia, Venezuela, Argentina.Countries that will use some aspects of cryptocurrency technology in their central bank will soon include China, Korea, Russia, and yes, the United States.And many countries will reject cryptocurrencies but their population will shift en masse to cryptocurrencies in order to avoid corruption, human error, theft, etc. First on my list for this is Argentina.What will the value of cryptocurrencies be?When I first wrote about this, all cryptocurrencies added up was about $200 BILLION. Now it’s around $750 Billion. Although I do view many of the currencies as scams so the number is really less.That’s the “SUPPLY” of cryptocurrencies.The DEMAND is the amount of paper money + gold that exists.That number is $200 TRILLION.So in order to go from ONE TRILLION to 200 TRILLION that’s a 200x gain. In other words, $10,000 turns into $2,000,000.And if you focus on the legitimate currencies, the gains are much greater.So, again, we are very much in the beginning of this. There is no other investment opportunity in our lifetime greater than this. And we ARE at the beginning.What are the legitimate cryptocurrencies?There are many. I don’t want to get into the weeds here and discuss all the technology.And I also don’t like all the speculative trading that is going on in cryptocurrencies. Speculation leads to scams and bubbles.But just like there were Internet companies that survived the bust and became the companies we use every day, there are cryptocurrencies that exist now that we will use every day ten years from now.You said on CNBC that Bitcoin will go to a $1,000,000? Were you kidding?No.Bitcoin hit $20,000 recently. We just said it could go at least as much as 200x higher. That’s $4,000,000. So even at $1,000,000, Bitcoin will be a buy.How else can one make money in the Bitcoin sector?You don’t have to be a software developer.When the gold rush hit in the 1800s, Levis Jeans became the big winner. And the companies that sold “picks” and “shovels”.There will be many picks and shovels companies in the Bitcoin space.Sites that have the latest bitcoin news and analysis will do well. Exchanges will do well. Companies that help integrate traditional companies with the deeper parts of Bitcoin technology will do well (like whoever is helping UPS integrate blockchain tech into their logistics).Companies that help new cryptocurrencies launch will do well.And on and on.Someone said you called “Bitcoin is a Ponzi scheme” in early 2013. Why should we trust you now?First, I’m always a believer that the best investment is in yourself. This will provide greater than 200x returns.That said, I was wrong in early 2013.I’ve been a software guy for 25+ years. I’m able to do my research. Which I did.By May 2013 I had already done enough research to build my own bitcoin store, go on CNBC and discuss Bitcoin, and be an advocate when it was just $60. This is all public info.But, for me, focusing on my physical health, emotional health, creative health, and spiritual health, will always be the most valuable “Currency” I can develop and trade in.Could Bitcoin be just a fad?No.Paper money DOES have the problems described above. Someone has to solve those problems. Bitcoin and other cryptocurrencies solve them.And every industry evolves. Cryptocurrencies are the “In Data We Trust” way in which money is evolving.And $750 BILLION believes in me on this.Who is Satoshi?Satoshi is the secretive founder of Bitcoin. He is worth many many billions in Bitcoin right now. He is anonymous and reporters, governments, etc have never figured out who he is.That said, a number of people know who he is. I read his blog every day, He is a secretive person and nobody wants to blow his cover.Well, what should I do now?Don’t listen to me.a. Get an account on Coinbase (or wherever). Buy $10 worth of Bitcoin just to taste and feel it.b. Then read. Read a lot.Here’s some books not about Bitcoin that are worth reading:Sapiens by Yuval HurariThe Evolution of Everything by Matt RidleyThe Ascent of Money by Niall Ferguson.Antifragile by Naseem TalebThere’s a lot of discussion of cryptocurrencies on Reddit and Twitter. DO NOT read those. Most of those discussions are filled with trolls although there are some decent sources there.Blogs / Sites: start with Coindesk and CoinTelegraph. You'll find the rest as you read more.
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What are the biggest lessons you have learned in the corporate world?
Arriving early and doing nothing is viewed more favorably than staying late and working assiduously. It’s unfair, but it’s only the first boot of real life to kick you in the ass.HR and the ethics hotline don’t exist as a resource to you; they exist to cover management’s ass. I’ve worked for bosses who have used racial slurs, homophobic epithets, threatened and intimidated staff, used drugs in the office, and misappropriated their expense credits, but they were never so much as suspended. I almost lost my job for marking a sale as closed when I got verbal confirmation from my client (with my manager on the phone), only to get the actual signed documents a few days later.Always, always, ALWAYS document and organize files of communication between you and your superiors and you and problem clients. Did I say always? Discrepancies (read lies) in accounts of your interactions from either of these parties is a fast track to being escorted out of the building. Nothing shuts up a lying SOB like a time-stamped email with the intro, “Per my email on July 15, I mentioned….”Always keep a pulse on the job market. At least twice a year apply for jobs in your industry to get a sense on what your skills trade for in the open market and to sharpen your interviewing skills. It’s also a great habit to be in the orbit of recruiters because they operate within a tight-knit ecosystem, network with, and know one another. If you’re not a great fit for one role, and they like you, they’ll refer you to a friend or colleague looking to fill another role as a courtesy.Even if you’re not interested in a role that they may signNow you for, always try to recommend or refer qualified candidates to recruiters. This pays dividends down the road.Be wise as a serpent, yet as humble as a dove. Many people advise against making friends, but I would advise that you make them believe that you’re a friend. Being too cold and stoic in the office will make your colleagues withhold gossip, news, and politics from you that may be actionable. You can be friendly without being friends. Whatever your line is, find it and stick to it.Never get comfortable. I had a former colleague who never placed photos of his family or accomplishments in his cube and I asked him why. He said he is always prepared to walk out of the building with the items on his person at a moment’s notice. Speaking from experience, there’s nothing more humiliating or anxiety-inducing than taking the security assisted walk of shame with all of your belongings in a box and colleagues peeking above their cubes like prairie dogs to watch you walk the green mile. Work is a place where you should be as productive as possible; your family, spouse, hobbies, religion, proclivities, and creature comforts shouldn’t occupy the work space.Your manager is NOT to be trusted with personal information. Whether your mom has cancer, wife left you, your kids are suspended from school, or you’re late on the rent, these aren’t the people to share your most vulnerable moments with for two reasons; 1. They don’t have the power to do anything about them, and 2. They are more likely to report this things up the chain of command to use against you should it ever become convenient as a manipulation tactic. I know this oversimplifies things for the truly empathic, and supportive managers out there, but for the sake of generalities, let’s leave those 8 people out of this and err on the side of caution.Use your lunch hour as an opportunity to network with people within different departments to grow your customer base. Every employee has internal and external customers, and it will behoove you to learn how to cater to them. If you’re in sales, take someone in Dev Ops, Professional Services, R&D, or Customer Experience to lunch. You’ll learn all the horrible things sales people do that make their job a living hell, so you won’t perpetuate that. You’ll also forge some great individual relationships for emergencies when you need to phone a friend.Stay away from the office complainer. Every office has at least one, and he/she is a cancer on your outlook and productivity. Regardless of how valid their complaints are about the quality of the snacks, the scheduled All Hands meetings, the increased co-pays on the new insurance for annual enrollment, the way management is trying to screw us with the new Comp Plan, etc., the best thing to do is to keep your exposure to this individual AT. A. MINIMUM.Become a Subject Matter Expert in at least one or more topics within your department. This makes you indispensable among your peers and management, because they don’t want to(or can’t do) do the job of training the whole staff or answering all their questions.Volunteer to headline new products or services, and you’ll become more visible with leadership and ahead of the curve when those products/services become mandatory.Make your career decisions for the people who will attend your funeral one day; not the people in that office. Days, or even hours after your death, someone will be posting a requisition for your position, and your duties will fall on the shoulders of another. Make sure you spend your strategic decisions improving the quality of time with the people who will be crying at your funeral. This puts a whole lot of unnecessary office bullshit into perspective.If you’re in the US, talk to your colleagues about your salary. Corporations benefit from dwindling unions and individual, rather than collective bargaining by negotiating salary and compensation on an individual basis. Men, this is our opportunity to gain solidarity with women who work equally to ensure that they’re paid equally. White folks, this is an opportunity to ensure Black folks, Hispanics, and Natives are paid equally. This isn’t a zero-sum equation; corporations make enough money to pay us all equally. They have the luxury of not doing so. Hold their feet to the fire, or have them risk losing the war of retention.Be kind. Especially to the people who least deserve it. 9 times out of 10, they’re fighting prodigious personal battles, and the only place they can funnel their energy is at work. Be gentle, but don’t be a doormat either.Bring your authentic self to work. I’ve seen introverts, extroverts, flashy dressers, frumpy dressers, those gifted with supreme elocution, and those with the longest, strongest Southern drawl succeed in business, which proves one thing. Success doesn’t care how you show up; just that you show up. I wish you the best of luck on your journey!
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Which are the best overseas education consultants in Bangalore?
Consultancy Scams The greatest scams of higher educations are the ‘higher education consultancies’. They are broad daylight robbery agencies that run one of the greatest scamming business in the name of helping students. When people who do not have information about the universities and don’t know the process of applying approach the consultancies, the first thing they do is scare the shit of out such people. They convince you that the application process is something that cannot be done by yourself and if you try, you will never get an admission. They tell you about how many students from their consultancy have gone overseas and the great amount of help they’ll be doing you with your ‘application process’, ‘SOP’ and ‘Visa interviews’. And for all this, they fleece you an unjustifiable 25k-35k. When you pay them the money, that’s it. You’re forgotten like you’re nobody. They don’t give a rat’s ass about your dreams and passion. They want your money and once they have it, they’ll move on to scam the next student. You will be pulling your hair a week after paying them money. Let me break down their scamming techniques: a. List of universities: They promise to give you a list of best universities for your profile after you pay the money. They then take your ‘profile’ in a sheet of paper and randomly make a list of 8 universities. This would be pretty much common for every student they ‘help’ regardless of how good or bad the universities are. After all, the poor students won’t know about any of this. When someone does know of a university better than the consultancy shortlists, they go to the extent of discouraging you from applying there saying your ‘profile’ isn’t good enough. Fix: There are many websites like Edulix and Stupid Sid which actually take your profile and give you a possible list of universities for free. You can also speak to some seniors and find out the credibility of the department and university when you are unsure. This will actually give you a much cleaner view and options. The consultancy fellows are not subject experts. They do not understand if you’re passionate about computer networks or linear algebra or applied mechanics. All they know is the list of ‘probable’ universities that you ‘can’ apply to with your acads. A big risk IMO. b. Documents help: They give you a list of documents that you must gather to submit your application, all of which I have mentioned above. Also, you must run around for the documents. They won’t do shit just because you’ve paid them money. Fix: Check the university/program website and they would have clearly mentioned the documents needed. c. LOR and SOP help: This is where they really hurt your chances. They write a generic LOR by replacing some other student’s name with yours and his/her professor’s name with your professor’s name. There won’t be anything that differentiates you or highlights your efforts. The SOP is a bigger scam. They make you write your SOP. When they have a story long enough for them, they send it to their in-house English expert who then glorifies and beautifies your SOP to unimaginable extents using flowery words and expressions that even Shakespeare himself would cringe to use. The beautiful SOP might look perfect at first, but this is a deadly mistake. The professors in the universities see hundreds of SOPs every year and they clearly know which is original and which is a fake. If they find out, it won’t take a genius to know what the result of your application decision will be. Especially if you’re applying to a ‘dream’ program/university, this majorly dents your chances. Do not do this. Even if the words aren’t flowery or if you haven’t used fabulous range of vocabulary, keep the essay very specific and have solid content to justify your case. No university would reject an honest and deserving SOP. d. Filling-the-Application help: Do you think they know your address, UG scores, you parents’ details and your passport details to fill your application form? They don’t. The best they do is telling you “Fill your details. Ask us if you get stuck anywhere”. There is Google. It is free. No thank you. e. Visa help: If by luck you get an admit, they offer you help with Visa. Again, they make you do all the work, including going to bank, getting affidavits, capability certificates etc. They remotely do none of these things. They can’t even do it if they wanted to. How will they know how much money you have or how you plan to sponsor your education. They simply become your text to speech translators reading and telling you what millions of websites tell you for free. Some even go to the extents of meddling with your bank account by pouring in huge amounts of money temporarily and faking bank manager signatures to get your financial documents ready for Visa. This is extremely dangerous and if caught, you might be permanently blacklisted by the American embassy, which means, say good-bye to your dreams of ever setting foot on American soil. Fix: Check out Edulix and other websites. They’re filled with tons of information regarding financing and Visa information and if that confuses you, you can always signNow out to one of your seniors or just about anyone studying abroad. Somebody should be able to help you if you ask him or her nicely. Bottom-line: The consultancies are never an answer to your application process confusion. In fact they should not exist legally or morally. They loot your money and play with your future in the name of getting you an admit in a foreign university. Do not fall prey to their lies and scary/flowery words. In today’s age of the Internet, no information is too far away. If you make a little effort in looking, you will surely find answer to any complex issue. The universities have excellent websites detailing every information applicants need to successfully complete the application. If you still can’t find answers, you can always call the university admission office and get your doubts cleared. The consultancies DO NOT do anything that you cannot do yourself. It’s like paying them money to become your bosses and order around what you must do. And paying them an insane 25k-35k to do that is making a fool out of ourselves. Think about it; is it worth paying someone 25k for (max) an hour’s Googling? Absolutely not. Do not contribute to such scam businesses and worse put your future in the hands of such people. Applying for master’s programs can be an exhausting exercise. It takes a lot of time and a lot of effort. But if you do it honestly enough, it can be very rewarding in the end. After all, the process of applying, is a part of the education that you will pursue after you go there. If you find this very hard, then you must re-consider your plans and goals. All the best.If you want to learn about the process of applying yourself, which I encourage you to, check this blog (free): Higher Education 101
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How do someone can avoid the consequences occur during tax preparation?
Following are the ten tax filling mistakes one should avoid while filing his return of Income.1. Math miscalculationsThe most common error on tax returns, year after year, is bad math. Mistakes in arithmetic or in transferring figures from one schedule to another will get you an immediate correction notice. Math mistakes also can reduce your tax refund or result in you owing more than you thought.Using a tax software program to file your return can help reduce math errors. The built-in calculators do the work for you, adding, subtracting and inserting numbers on additional forms as needed. But you still have to make sure your initial numbers are correct. Entering $3,500 when the real figure is $5,300 makes a lot of tax difference. Getting the numbers right is crucial because you can be sure the IRS will be double-checking numerical entries against its copies of your tax statements (W-2, 1099s and the like).When IRS examiners find a discrepancy, they'll definitely let you know and, in many cases, will correct your mistake and refigure your taxes for you. Don't give them the chance. Make sure your math entries are right.2. Computation errorsThese are cousins to the standard math mistakes. In these computation cases, taxpayers or their tax pros make mistakes in figuring such tax-return entries as taxable income, withholding and estimated tax payments.Credits and special deductions also pose problems. Errors regularly show up, says the IRS, in figuring the earned income credit, the taxable amount of Social Security benefits or in calculating the larger standard deduction for taxpayers who are age 65 or older or blind. A common connection in all of these errors is added work sheets or forms before the amounts are transferred to the taxpayer's Form 1040.3. Misspelled or different namesThe IRS is all about numbers, but words -- specifically names -- are important, too. When the names of a taxpayer, his or her spouse or their children don't match the tax identification number that the Social Security Administration has on record, that difference will cause the IRS to kick out or slow down processing of the tax return.This often is a problem for new wives. Many women change their surnames when they marry. That's also an option for spouses in same-sex marriages, which the IRS now recognizes. If you didn't alert the Social Security Administration of your name change soon after your wedding, do so now so that your new name won't cause a problem when you file your first joint tax return.And if marital bliss doesn't last and you change your name after a divorce, make sure Uncle Sam's appropriate agencies know that, too.4. Direct deposit dangersTaxpayers can have a refund directly deposited into multiple bank accounts. This option is a great way to save your refund money, but the more numbers you enter on a tax form, the more chances you have to enter them incorrectly. And a wrong account or routing number could cause you to lose your refund entirely.You can divide your refund into 3 accounts by filing Form 8888 along with your individual return. It's not a difficult document to complete, but if you put in wrong account numbers, your refund could end up in someone else's account or be sent back to the IRS. Either way, you might not be able to retrieve your refund because there is no IRS procedure for replacing lost electronically transferred funds.Incorrect account numbers aren't just a problem when a refund is split multiple ways. Even if your refund is going to just 1 account, make very sure you enter your account and bank routing numbers correctly.5. Additional income, additional filing workDid you have a side job this year? If so, as a contractor you probably received a Form 1099-MISC detailing the extra earnings.What about savings and investment accounts? For these, you should have received Form 1099-INT and Form 1099 DIV statements.In each 1099 instance, the IRS knows precisely how much extra money, either as wages or unearned investment income, you made as soon as you did, thanks to the copies of your 1099 forms that went to the tax agency.If you forget to include any of these earnings on your return, the IRS examiners will let you know you owe taxes on them, too. And depending on when your oversight is discovered, you also could owe penalties and interest on the unreported earnings.6. Filing status errorsMake sure you choose the correct filing status for your situation. You have 5 options, and each could make a difference in your ultimate tax bill.If this is the first tax-filing season since your divorce and you now are a single parent, writing "head of household" probably will be more beneficial. And what if you're still married, but you and your spouse are thinking about filing separate tax returns? That works in some cases, but not all.Make sure you know what each tax-filing status entails, and choose the one that best fits your personal tax situation7. Social Security number oversightsBecause the IRS stopped putting taxpayer Social Security numbers on tax package labels in response to privacy concerns, some taxpayers forget to write in their identification numbers. Your tax ID number is crucial because there are so many transactions -- income statements, savings account interest, retirement plan contributions -- keyed to this number.The 9-digit sequence also is vital to claim several tax credits, such as the child tax and additional child tax credits, as well as ones for educational expenses and dependent care costs.8. Complete charitable contributionsDo you give to charitable groups? All types of donations, from cash to cars, could be valuable tax deductions, so make sure you count them all when you file. Be sure to follow the donation tax rules, the most important being that you give to a qualified organization -- that is, one that has tax-exempt status with the IRS. Also be careful when calculating any gifts of clothing and household items. Tax law now requires that these donations be in good or better condition or the deduction is disallowed. And remember that the amount you can claim for donated goods is the fair market value of the items; that's what a willing buyer would pay for it in its current condition, not what you paid for it.9. Signature requiredSign and date your return. The IRS won't process it if it's missing a John Hancock, and that means on e-filed returns, too. Taxpayers filing electronically must sign the return electronically using a personal identification number, or PIN. To verify your identity, you'll have to provide the PIN you used last year or your adjusted gross income from your previous year's tax return.Your tax software should walk you through the e-signature process, but if you're still mailing your return, don't be in such a hurry that you stuff your 1040 in the envelope without signing it. And if it's a joint filing, both you and your spouse must sign.10. Missing the deadlineMillions of taxpayers put off filing until the very last minute. That's OK as long as your mailed paper return is postmarked by the April filing deadline or you hit "enter" to e-file your 1040 by midnight of the deadline day.The good news for 2016 is that the April 15 due date is pushed to April 18 because of a federal holiday and the weekend. If you still can't get your forms finished by then, file Form 4868 by the deadline. This will give you a 6-month extension (which is Oct. 17, 2016 since the usual Oct. 15 deadline is on a Saturday) to submit your tax forms.Also be sure to send any tax you owe with your extension request. If you don't, you could face late-filing or non-filing penalties. Nobody wants to pay Uncle Sam a penny more than necessary, so don't make the mistake of missing the filing deadline.
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Is it mandatory for an individual to get their online income tax return signed by CA?
Thanks for the A2A.Assuming by Income Tax return you mean the ITRV, the 1 page statement you readily get when you file your returns, which you're told to sign (or in case of e verification, not so).Mandatory? I don't understand how it could even be possible for a CA to sign some other Individual's Income Tax return.If you have noticed the ITRV, it's specifically stated:I…..son/daughter of….., solemnly do hereby declare.This is where the signature of the Individual is required. In case of DSC, Aadhar verification etc. that is taken care of, but in case of manual verification - the Individual is the one who has to sign this.Why does the Individual sign this?He/she verifies that the return was checked by the assessee. That the information declared, the incomes and expenses and exemptions and deductions were considered, and the calculations in total effect are correct.Whose return is this? - Of the Individual. The Individual should be confident that his return is correct. The CA can only provide a service. The Individual is the one whose return is filed.Thus, the Individual needs to sign this.When is a CA's sign applied?On tax computations if the client asks, or in case of an auditOn Profit and Loss Account/Income Statement/Income and Expenditure Account if attested by CA.Balance Sheet/Statement of Liabilities and AssetsAudit ReportCash Flow statement and other statements required to be submitted along with financial statements.A CA shouldn't attest an ITRV, since its a Government document.The Acknowledgement number is generated by Income Tax website, the seal and watermark are of the Income Tax Department.Its best the CA doesn't attest this, because it could be taken as verification that even the ITRV is not fake, and we all know that fake ITRVs can be easily created and presented in MS-word and other software packages.I hope I answered the question sufficiently.
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How can I promote a page on social media?
Social media has become an integral part of daily online life. It has become so powerful with its viral nature that succeeding in this arena may become a make or break deal for your website. If you plan to harness it, you might as well do it properly. Here are just a few tips.1. Link Bait – The content on your site should be stuff that’s interesting and/or useful, the type that other people would want to link to and share with their friends. There are many ways to do this: having a blog on your site, offering free white papers, gathering breaking news, how-to articles, pictures, videos, statistics, and collections of multiple resources and tools.2. Others First Policy – A common mistake rookies commit (including myself when I was starting out), is that they submit their own content to social media sites exclusively, right from the start. That’s a no-no. Build your reputation first as a source of great sites within the communities of these sites. Digg or Stumble other people’s content. Only when you get yourself a sizeable following should you start submitting your own.3. Presentation – Now when you send other people to your site, make sure they’ll like what they see. Great content badly presented will not be terribly effective, negating all your hard work. So, make sure your ads, if any, don’t clutter up your pages. Check for the site design’s compatibility to major browsers and screen sizes. Add life to your pages by including relevant images. To make reading easier for your visitors, break the content down to sections and highlight the titles.4. Buttons – All the popular social bookmarking sites have their own little buttons you could put at either the top or bottom of your post. If you’re using WordPress or some other CMS, make them part of your template.5. Discuss – Social media sites have their own groups and forums. Try to join the discussions on topics related to your site. If there are questions you can answer, by all means offer your take on things. This helps to boost your ranking among the community. In forums that permit it, you can put a link to your site on your signature.6. Reciprocate – If someone Diggs your article or posts it on a forum, write a thank you note to that person. If he or she has a blog, try to see if you like any of the entries and return the favor. You can also ask if this person wants to exchange links, which is mutually beneficial for climbing the search engine rankings.
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