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It is very easy to get a Schengen Visa from India, if you have all documentation in place. My family and I had applied for a Short Stay Tourist Schengen Visa via Switzerland and received it within 3 days of submission in March 2017 in Mumbai. I was travelling to France, Switzerland and UK with my wife and in-laws (All of us are Indian citizens living in India).My wife and I have travelled abroad several times however this was the first foreign trip for my in-laws. My father in-law and I also had sufficient funds (above Rs. 2 lakhs) maintained regularly in our 6 month bank account statements and sufficient income (above Rs. 5 lakhs per annum).The application procedure via VFS (Switzerland Visa Information - New Delhi (North and East India) - Home Page) is very straightforward. If you have any queries, you can call their helpline or mail them. I found them very cooperative and prompt at replying queries. Here is my experience so that others too can obtain their Visa easily.Create an account on Swiss Visa. You can fill multiple application forms for different people using the same account. I created an account and filled out the forms for all 4 of us.The application form is quite short. The Visa Authorities merely wish to confirm if you are a genuine applicant who will not stay back in Europe illegally. It is highly advisable to have a confirmed accommodation booking under your own name, along with the return travel tickets.After filling the forms, you have make the payment of Rs. 5850 per application and take an appointment. We picked the earliest possible appointment, which was on the next day. Print all the necessary forms including your Application Form, Application Checklist, Appointment Letter, Receipt, Passport Xerox, Travel Tickets, Hotel Reservations, Income Tax Returns, Bank Account Statements, Marriage Certificate (in case your spouse’s name is not mentioned in your passport), Travel Insurance, Cover Letter (explaining why are you applying for Visa) and anything else pertaining to your trip. It is better to give them extra information rather than have your application rejected over lack of sufficient information.signNow the Visa Application Centre before time. They have a token system and there is a certain waiting time there. We took nearly 3 hours to complete the entire process as our token number was being skipped due to some computer fault.As we were travelling together in a group, all our documents were bunched together for submission. The biometric data will be taken and you will be asked to leave immediately after all this.We received a mail and SMS after 2 days that our processed application was dispatched from Delhi. We picked up a sealed package with our name from the Application Centre on Day 3. When we opened the package, we had obtained the Visa on our Passports.Overall, it was a pretty simple procedure and it is easy to complete it by yourself with some guidance from the VFS Helplines. If you have all travel documents and finances in place, then you can confidently apply for the Visa without worry of rejection.FYI - Embassy norms dictate that one must obtain UK Visa prior to Schengen Visa irrespective of which country you enter first, if UK happens to be on your travel itinerary.

Thanks for the A2A.Here are some pointers:Apply to the country where you will be spending maximum no of days. Best is to apply through VFS (Can't give specific info as I do not know where you are located). Many Schengen countries have an arrangement with VFS for document collection. If you are in or around Mumbai, you will find the VFS centre in BKC is a single application centre for more than 20 countries.Make sure you have the following documents:INDEX of the documents in the file.Covering letter giving details of your trip- start date, end date, places to be visited, purpose of the visit (Tourism / Business etc).Completely filled Visa FormReturn Ticket with detailed itinerary of your travel within EuropeConfirmed Hotel Bookings at all destinations as per your itinerary.Overseas Mediclaim Insurance of atleast $50,000 cover6 months Bank Statement. The statement should show regular transactions. Submit original statements duly stamped and signed by the bank official and printed on A4 size sheets. (Many banks provide odd-sized statements. In that case you will have to make a special request to the bank and get it on A4). The funds should be sufficient to cover your travel expenses. It is assumed that you have already paid for your Air Ticket, Hotel and Insurance. So for a 14 day trip, about Rs. 1 lakh should suffice.) 3 successive months Salary Slips including the latest one. 2 years Form 16 with a letter from your HR or CA stating that you do not need to file a return as per Clause XYZ of the Indian IT Act. (If you do not have access to HR or CA, you can print the same declaration on your own letterhead. Google the clause which exempts you from filing ITR.) Also enclose a copy of your PAN Card with the Form 16.Copy of front side of your credit card. (there are brownie points for having a credit card).Letter from your employer granting your leave. The letter should mention the date on which you have to resume work. It should also mention how long you have been employed, whether or not you are permanent employee and what project you are working one. This is an important document. Please do not skip this one.Marraige Certificate if you are married. Children's birth certificate if you have kids. (if you are married and have kids and still are travelling alone, mention the same in the covering letter.)3 months Bank Statements are sufficient if your income is good and there are a lot of transactions. Since you mentioned you are not in the taxable limit, I suggest you submit 6 months statements which show that you have a consistent income, though not very high.Over and above you can also attach the statement of the joint account with your father. The statement should clearly mention your name as the joint holder of the account and should show mode of operation as "Either or Survivor". In case the mode of operation is different from EoS, include a letter from your father that he is supporting you financially for the trip and simply transfer the required amount from the joint account to your personal account.Interview is not mandatory for Schengen Visa. But if this is your first International Travel, be ready for a call for Interview. Do not worry. Nothing's wrong. Just that for first time travelers, they want to see you once and make sure that the purpose of travel is same as mentioned in the form. (Expect this especially if you are applying to German Consulate. As per my last information, Germany does not have an arrangement with VFS and you will have to apply directly to the consulate).I hope this is helpful. Make sure you follow this and getting the visa should be a breeze.Happy Travelling!

Hi, if no one knows what you sell, how can you expect people to buy from you? Yup, to get clients you need to get more people to know about your products/services first. Well, if you’re in b2b business, you might have probably asked yourself these following questions more times than you count.Lead, how much it is worth for my business?Is every lead really worth the same amount?How can I get more leads if my product is expensive?Yeah! Fortunately, I can help you out with this.Here, I’ll show you how to generate more b2b leads and drive sales for B2B Marketing. You can just try out these things:Image Source: GoogleEnhance your emails with personalization:These days, grabbing your customers attention to make a purchasing decision is the most challenging factor for the successful business when it comes to b2b email marketing. If a business gives the right resources and builds email marketing campaigns in a more targeted way, then marketers can generate plenty of business in the B2B.It’s the B2B Marketing which involves promoting your business products/services between other business entities. However, having a b2b email marketing strategy is the best way to support a relationship with your current and future b2b clients. You have to build an email list based on your target market.How to build your email list quickly?Well, one of the most important factors for the success of your B2B Email Marketing depends on the email lists you build around it. And such lists should be relevant to your industry and the service you’re providing. It takes ages to build a large number of email lists on your own. So, if you want to grow your email lists, you can better consult with the b2b data providers who have been ready to provide you high-quality targeted email lists at an affordable rate. Speaking from my personal experience, I would recommend trying Dataplace and Marketing Database. In my opinion, they’ll help signNow your decision-makers globally without any geographical barriers.Meanwhile, the tone of your emails is another important factor in your email marketing success. It’s essential for b2b emails to convey a level of professionalism, and this doesn’t mean that they should be robotic. Instead, you can add excitement and life to your email with a focus on friendliness.Create content strategically:Content Marketing is a powerful way to flex your many marketing muscles and in the same way, it positions you as an expert in your b2b industry. Create an attractive content so that your target audience can solve their problems and in turn, will make them get engaged with your brand. Having a content marketing strategy builds trust and as well as enhances your brand visibility in the niche market. However, the process of b2b content marketing includes identifying the issues in the market, directing and planning solutions, and then giving solutions through different content marketing ways such as blogs, infographics, videos, free guides, industry reports, and more.Today, consumers make buying decisions by doing their own research in the market. Before consumers become leads, most prospects will check out your blog. And to win their trust, you should take a strategic, personalized approach to your website’s content. Create content that fits the requirements of your targeted audience. As a result, it helps you generate traffic, subscribers, and leads from your website.Invest in paid Ads:If you’re the one who is wishing to see faster improvements in your B2B lead generation activities, then I would confidently say that investing in paid ads could help you get more website traffic. Creating targeted campaigns, signNowing out to the right audience, and user segments will help build brand awareness and brand visibility. However, it also includes that your website’s landing page should be well-optimized and in line with your SEO strategy. PPC is the most effective way to connect with your target audience through paid ads at Search Engines. You can start a PPC ad once you know your audience based on your business services. It’s the foremost effective channel to come up with quality leads for a business. The cost of your ads differs based on the industry you’re serving.Work with SEO:It isn’t just writing high-quality content that’s important, but also optimizing it for Search Engine Rankings. And SEO is a guaranteed way to boost your brand image and increase your website traffic. These days, most people searching are B2B services on the internet are looking to close the deal. Presenting them with your website is a guaranteed way to effective lead generation for your organization.Get active on several Social Media channels:Social media is one of the best ways to signNow and connect your business to the most prospective audiences. You can make use of social media networks like Facebook, Twitter, Linkedin, and Instagram to generate more leads to your business.While organic social media posts can be targeted to some extent, social media advertising takes targeting to the next level, and therefore, it gives the ability to collect leads from focused groups of potential customers. Using highly specific target audiences to promote gated content is a great way to cut off ad costs, ensuring that the leads you collect meet certain desirable criteria.Final Takeaway!Thus, these different lead generation tactics can work alone or inset. But the important thing is that they all increase your brand visibility and this, in turn, will convert your prospective customers into potential customers, and then into leads.I hope this helps you.Good luck with your hunt!

A personal loan is an unsecured advance offered by both banks and NBFCs to any eligible individual. Personal Loans for Salaried class include people working in private or government enterprises and does Salaried Doctors working in health institutions, CAs working in companies, employees of Public listed and Private limited companies , MNCs, SMEs and Government Sector employees including public sector undertakings. Each bank has separate minimum criteria for income, age, employment type, credit score, job status, etc. You will need to meet these criteria in order to qualify for a personal loan.Personal Loan Eligibility1. Minimum and Maximum AgeThe minimum age for getting a loan is 21 Years whereas the maximum is 60 Years.2. Net Monthly IncomeFor salaried individuals, timely and regular salary credit is important to get eligible for loan. Min. Rs. 20,0003. Employment TypeSalaried customers have more choices for personal loan banks. Interest rates are typically in the range of 10.99% to 33.00% per annumPersonal loans to self-employed professionals and businessmen are classified as Business Loan4. Minimum Work Experience2 years of total work experience. Some banks also give loans with 1 year of total experience. Tenure from the current company should not be less than 6 – 12 months5. CIBIL Score for Personal LoanThe CIBIL Score for a Personal Loan should be more than650 & more credit history. The more the Credit Score the more chance for getting a LoanDocumentation RequiredDuly-filled and signed application form2 passport-size photographsCheque – Processing feeProof of Identity – Voter ID/ Passport Copy/ Driving License / PAN Card (any one)Address – Passport Copy/ Utility Bill (Electricity, Water)/ Rental Agreement/ Ration Card (any one)Income (depending on type of employment) – Latest Salary Slips (3 months) / Bank Statements (3 – 6 months) / Passbook (3 – 6 months)/ Current Salary Certificate (any one)Tax paid – Latest Form 16/ Income Tax ReturnKYC Documents – Address Proof, proof of Date of Birth, Identity Proof.How Income determines your Eligibility?Monthly Income to get personal loan should be at least Rs. 25,000. However, some banks give loans to individuals with salary less than Rs. 25,000. Banks also follow different limit to calculate the ratio of fixed obligations to monthly income.Suppose, your income is Rs. 25,000, then bank calculates your eligibility such that fixed obligations do not exceed 50% of your income. However, if your income is more than Rs. 35,000 per month, then banks will allow higher fixed obligations to income ratio of 65%, which means that your fixed expenses (including rent and other EMIs) can be up to 65% of your income to be eligible for a loan from a bank. Higher the income, better are the chances to get high loan amount.How to improve your eligibility for personal loan?You can improve your eligibility for personal loan by doing following things:To increase your eligibility, pay off your running debts firstPay your EMIs or other obligations on time to improve credit history and to negotiate with banks in future to get high loan amountTransfer your existing loans to lower rate to reduce your existing EMI and to get new loan of higher amount.FundsTiger can arrange loans from all the banks we can help you to get all types of loans and also balance transfers on existing loans and can also help you to giving free credit consultation.

If your parents do not provide you with the required information, you will not receive any financial aid.I agree that it's a lot of work, but if you want the university to spend tens of thousands of dollars on you, you should be willing to spend some time and fill the CSS profile.If your parents can afford to spend $300,000 on your undergraduate education, do not bother filling the CSS profile because you will not receive any financial aid.Unfortunately, you will not qualify to receive financial aid if your parents are not cooperative. You need to realize that you are not doing the university a favor by filling the CSS profile. The university is doing you a favor by offering you money.After you apply, some universities will ask you to submit your parents’ income tax documents.If your parents do not want to provide you with the required information, you can apply to state universities that you can afford. Most state universities do not offer financial aid to international students.Good luck!

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A perfect set of solution for people who are interested in creation of bulk emails in their respective email account is by using Blackbulkmail. The positivity attained by it is that it can work perfectly on other platforms like – outlook, live, yahoo, gmx, fastmail, runbox, Yandex etc. once the user has successfully, user can schedule their emails through it and later on subsequently auto send them at any moment of time.The salient features of it are: -• Task, create, manage and run unlimited tasks• Account – Perfect Account Management• Template – Create Amazing Email Template Easily.• Settings – Proxy, Captcha, and Spinner Settings• Stats – Full Statistical Functions.Now carrying of work will be carried out easily and for further clarification user can dial Gmail Help Number. Panel of expert will make sure that clients queries are resolved without any further escalation of confusion.

Sharing quick tips to apply for the visa of Singapore for tourists traveling from India:1. Documents to prepare before applyingIndian Passport with minimum 6 months validity from the date of your entry into SingaporeReturn Air-Tickets.Duly filled and signed Form 14A from https://www.ica.gov.sg/cms/files/Form14A.pdf(Please ensure that you have answered it in completely and that your signature matches the one in your passport)Covering Letter introducing yourself and purpose of visit.2 passport sized colored photos (35mm wide by 45mm high) without border with white plain background, not older...