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If you do decide to get a mortgage it is important that you get an independent assessment on the market value of your home before you sign any documents. An independent report should be done as soon as possible after your mortgage application is made. If your house has changed significantly since you applied, it is even more important that the assessment is updated to take account of your house's current condition.
There are no hard and fast rules as to how much mortgage you can have if your home value increases significantly. However, a guideline is that there should be a maximum limit of 25 per cent increase on the mortgage over the previous five years.
The reason for this is that the lender would then not only have to bear the difference between a 25 per cent increase in the valuation and the actual value of the house, but also the interest cost on the difference between the mortgage and the current valuation (and a penalty, if the bank is not required to repay the extra capital).
The 25 per cent limit would apply only if the value of the house in question is not already over the limit, such as if the house has been sold and the new owner has not increased the house's value.
What if your house is sold?
If your home is sold, the lender needs to be able to make a new mortgage with your full agreement on the new property, in accordance with the value of the house. In other words, they do not need to make an application to the bank for the mortgag...
When i sign on pdf only the box comes out?
it will be ok
Thanks a lot to everyone.
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Edited by the great one - 10/17/13 #7
neuromancer (Admin)
Edited by neuromancer (09/17/13 06:57 AM)
Post Extras:
It's an interesting
Do the two "boxes" go together?
Does the one that comes out before the one that comes in?
The one that comes out is just the one that's in the
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My Stuff
Strawberry Plants & Cacti
Post Extras:
Quote:
DMT-Tryptophan Hunter said:
It's an interesting
Do the two "boxes" go together?
Does the one that comes out before the one that comes in?
The one that comes out is just the one that's in the
Yes and NO. The whole set of 4 is one thing, and it's the same bag that came in at the start when you picked the mushrooms out of the bag. However, in between those 4 is a second small bag. The "box" that comes in between those is not really the same set of 4. In fact, it may not even be the same mushrooms.
So what's in the first small bag is what's in the second.
If you're curious about what those mushrooms are, check the thread I linked earlier.
And also, in regards to the "box" that comes in the 2nd bag, look at the last 4 pics. There are mushrooms that are on both sides of the box. They might be different from one bag to another in that the top of them have the white ring that marks the end of a patch.
I have pictures for you to see how much difference a "box" can make. Here's a pic:
Edited by the great one - 10/17/13 #8
ne...
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