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FAQs
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Will onlineservices.nsdl use the photo on your Aadhar on your PAN card?
While making PAN mandatory for many more transactions, the government has also made it easy to get it by enabling the online application process.The Central Board of Direct Taxes (CBDT), in a circular dated 22 July 2016, has said that a new permanent account number (PAN) card can be applied for online, using an application form that can be e-signed using the Aadhaar linked e-signature. For individual PAN applicants, the entire process is managed by PAN service providers: National Securities Depository Ltd (NSDL) and UTI Infrastructure Technology and Services Ltd (UTIITSL).According to the board, “introduction of Aadhaar based e-signature in PAN application not only ensures paperless hassle-free PAN application process, but also seeding of Aadhaar in PAN, which will curb the problem of duplicate PAN to a great extent.” Here is why having a PAN is a must, and how to get it online.THE NEED FOR A PANIn its endeavor to check black money transactions, government has expanded the list of transactions (and decreased the limit on many existing ones) for which a PAN is mandatory. Effective 1 January 2016, PAN has to be quoted for all transactions above Rs.2 lakh. This applies to sale and purchase of all goods and services, regardless of the mode of payment.PAN is now used for almost all the financial-sector transactions like investing in mutual funds and shares. The government has also made it mandatory for various other things like the purchase of cash cards and prepaid cards amounting to Rs.50,000 or more in year. For purchasing gold jewellery above Rs.2 lakh too, you need to furnish PAN details. Earlier you had to furnish PAN details only if the gold purchase was above Rs.5 lakh.This move will also help the government to widen the tax base, which will result in higher tax collection.ONLINE PAN APPLICATIONAlong with making PAN mandatory for many more transactions, the government has also made it easy to get one by enabling the online application process. These online application can be made either through the portal of NSDL (http://tin.tin.nsdl.com/pan/inde...) or the portal of UTIITSL (http://www.myutiitsl.com/PANONLINE/).Last September a digital signature certificate-based PAN application form (Form 49A) for individuals was enabled on these websites. Now, the application form has also been enabled with the Aadhaar based e-signature. Aadhaar can also be used as a proof of identity, address and date of birth, which are required to get a PAN. After filling up the online application form, an individual has to upload the scanned image of her photograph and the Aadhaar card, as per the specifications on the website.The application fee is Rs.107, including service tax, for persons residing in India and Rs.994 for those with overseas addresses. It can be paid through credit cards, debit cards or Net banking. All these forms of payment attract a small charge, above the fee payable.At present, the facility for dispatch of PAN cards outside India is available for a select list of countries. Applicants from other countries may contact the service provider before applying.
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How do I file income tax in India?
The form is not really that confusing. ITR 1 is actually quite simple. You only find it confusing because you are not aware of the terms used in Income tax parlance. Here is an answer I wrote previously on a similar question. I cannot link to it because for some reason Quora thought it was spam and deleted it (for the same reason I won't be including any links in my answer, you can take the help of Google for that).First of all, to file income tax return, you will need to have a PAN. Let us assume that you already have a PANTo file your income tax return yourself, the best way is to file it online.To do this, you need to register yourself on Income Tax India e-filing website. For registering you will need your PAN, an email ID and a mobile number apart from your personal details.The most basic thing you need to understand is the concept of financial year and assessment year. In India, for Tax purposes, a year starts in April of one year and ends in March of the next year. This is called a financial year. In Income tax terms, it is called Previous Year. So if you are filing the return for your income earned during April 2014 to March 2015, it will be called FY 2014-15 or PY 2014-15.The year following the financial year, is called Assessment Year. This is so because your income is "assessed" by the Income Tax department in the year after you actually earned your income. So if you are filing the return for your income earned during April 2014 to March 2015, it will be called AY 2015-16 because your income will be assessed during the year 2015-16.Now to actually filing your return.To file your income tax return, you need to know the following 3 things first:Your total incomeThe deductions you can claimThe tax that has already been paid by you by way of TDS and advance taxesLet us talk about these one by one.Your Total IncomeAccording to the income tax laws, your income is divided into 5 heads:Income from salary - This is the income you earn if you are employed. In the most basic sense, whatever money you receive from your employer is your salary income, no matter what it is called. But there are some allowances which are deductible, like transport allowance etc. You will receive form 16 from your employer. You can determine how much of your salary is taxable from form 16.Income from House property - This head includes rental income from houses. Keep in mind, income on sale of house is not included here, only rental income. You get a standard deduction of 30% on your rental income.Income from Business or Profession - if you are carrying on your own business or you are a professional, your income will fall under this head. Any business expense can be claimed as deduction from your revenue.Capital Gains - Income of sale of capital asset is included here. Capital asset includes property, gold, equity shares, bonds, mutual funds etc. It does not include personal movable assets like furniture, car etc.Income from other sources - Any income not included in above heads is reported here. This specifically includes interest income on your bank or corporate deposits and dividend income from unlisted companies. Any commission or tuition income you may earn can also be included here. Keep in mind that interest from your Savings account in the bank is not taxable upto Rs. 10,000After listing all your incomes as above, you total them. This, in Income Tax terms, is called Gross Total Income or GTI.Since you are salaried employee and are filing your returns for the first time, chances are, you will only have salary income and interest income. So you do not need to worry about heads 2, 3 and 4. You can simply ignore them for now.Deductions you can claimTo encourage investments and financial planning, the government offers various deductions. These are listed in Chapter VI A of the Income Tax Act.This is what sec 80C, 80D etc. are. These sections list the deductible investments. You can find an excellent summary of Chapter VI A on Taxguru. Just Google for the term "income tax deductions for salaried taxguru"For simplicity, I will give you a list here which is most likely to be applicable for you (I still encourage you to go through Tax Guru).1. 80C - This section contains, among other thingsPF - Your contribution to Employee's provident fund which is generally deducted from your salary by the employerLife insurance premium - If you have life insurance and you pay any premium for it, you can get deduction for it under this sectionPPF - If you have a Public Provident Fund account, the amount you contribute to it can be deducted in this section2. 80D - Medical Insurance premium - If you have medical insurance for yourself or your parents, you can deduct the premium paid from your income under this section3. 80E - If you have education loan, the amount you pay towards interest can be claimed as deduction under this section. Keep in mind, you cannot deduct the whole installment, just the interest portion. Your bank statement will give you the breakup.4. 80G - If you have made a donation to any registered charitable trust or NGO, you can claim it as deduction here. Your donation certificate will specifically say if the donation is deductible for Income tax purpose.Once you know your deductions, list them out and total them. Deduct this from your GTI. This gives you, what is called in Income Tax terms, your Total Income.The Tax that has Already Been Paid by YouTo prevent non-payment of income tax by assessees, govt has put in place Tax Deduction at Source provisions. This means, the person responsible for paying your income is supposed to deduct tax from the income and deposit it with your government.If you are a salaried employee, your employer must be deducting taxes from your salary. If you have bank deposits and your interest for a year exceeds Rs. 10,000 (in one bank), then the bank will deduct tax on your interest income. If you earn commission or provide any service to businesses, TDS will be deducted from your income on these.The easiest way to know what TDS has been deducted on your account, is to see your form 26AS. There are 3 ways to see view form 26AS:TRACES website - Just search for Income Tax traces. You will have to register here separately. It's a bit complicated, so best avoid thisRegister on efiling website (link at the top). You can see form 26AS from thereIf you have internet banking account and your PAN is linked with your bank account, you can view form 26AS from there. This is the easiest way, if possibleIf any tax has been deducted, download your form 26AS in PDF format so that it is readily available for reference.Now you are all set to file your return. Login to the e-filing website. It will ask to confirm your email ID and phone number. Just follow the instructions.On the left hand side, under quick links, click on Quick e-File ITR link. Fill out the form with all the details. This option can only be used if you are an individual with only salary and interest income. Some fields will already be filled. Just verify that the details in those fields are correct. When you are done filling out the form, save it. Now go through it once again and verify that all the details are correct.When done, submit the form. Your return is filed. However, there's just one more step. You will receive an acknowledgement of the return in your email. This is called ITR V. Print out this acknowledgement, put your signature in the space provided and mail it to the given address.Here's a video by the income tax department to help you out with the return filing process:There are a lot of other videos too which you can refer. Just search for it.
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What is the procedure for a PAN card applied to though the eKYC online Aadhaar mode?
You can apply for pan card online through Aadhar based ekyc without sending documents to NSDLThe Central Board of Direct Taxes (CBDT), in a circular dated 22 July 2016, has said that a new permanent account number (PAN) card can be applied for online, using an application form that can be e-signed using the Aadhaar linked e-signature. For individual PAN applicants, the entire process is managed by PAN service providers: National Securities Depository Ltd (NSDL) and UTI Infrastructure Technology and Services Ltd (UTIITSL).According to the board, “introduction of Aadhaar based e-signature in PAN application not only ensures paperless hassle-free PAN application process, but also seeding of Aadhaar in PAN, which will curb the problem of duplicate PAN to a great extent.” Here is why having a PAN is a must, and how to get it online.THE NEED FOR A PANIn its endeavor to check black money transactions, government has expanded the list of transactions (and decreased the limit on many existing ones) for which a PAN is mandatory. Effective 1 January 2016, PAN has to be quoted for all transactions above Rs.2 lakh. This applies to sale and purchase of all goods and services, regardless of the mode of payment.PAN is now used for almost all the financial-sector transactions like investing in mutual funds and shares. The government has also made it mandatory for various other things like the purchase of cash cards and prepaid cards amounting to Rs.50,000 or more in year. For purchasing gold jewellery above Rs.2 lakh too, you need to furnish PAN details. Earlier you had to furnish PAN details only if the gold purchase was above Rs.5 lakh.This move will also help the government to widen the tax base, which will result in higher tax collection.ONLINE PAN APPLICATIONAlong with making PAN mandatory for many more transactions, the government has also made it easy to get one by enabling the online application process. These online application can be made either through the portal of NSDL (http://tin.tin.nsdl.com/pan/index.html) or the portal of UTIITSL (http://www.myutiitsl.com/PANONLINE/).Last September a digital signature certificate-based PAN application form (Form 49A) for individuals was enabled on these websites. Now, the application form has also been enabled with the Aadhaar based e-signature. Aadhaar can also be used as a proof of identity, address and date of birth, which are required to get a PAN. After filling up the online application form, an individual has to upload the scanned image of her photograph and the Aadhaar card, as per the specifications on the website.The application fee is Rs.107, including service tax, for persons residing in India and Rs.994 for those with overseas addresses. It can be paid through credit cards, debit cards or Net banking. All these forms of payment attract a small charge, above the fee payable.At present, the facility for dispatch of PAN cards outside India is available for a select list of countries. Applicants from other countries may contact the service provider before applying.For video guidance click on the link below[Pan Card eKYC] How to make pan card with aadhar ekyc HindiTo know more you can subscribe to my YouTube channelYogendra Vishwakarma
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What is the process to register land in West Bengal?
Property registration rules and guidelines in Kolkata are governed by the West Bengal state government. The revenue department of the state has made it easy for property purchasers to register the sale deed online and calculate as well as pay stamp duty, registration charges through net banking. The entire procedure is called ‘e-nathikaran’. While the requisition form and payment of stamp duty can be made online, the deed has to be presented physicallyHere is step-by-step procedure for registering property in Kolkata-1) Visit http://www.wbregistration.gov.in2) Fill e-Requisition form for assessment of market value , stamp duty and fee.You could choose either of the two options- fill up new requisition form or fill up an incomplete requisition form. If you are a new user, you need to choose the first option.You will be redirected to a page where you can check the rules and tips for filling the assessment form.The first form will be ‘Applicant and Transaction’ where you need to feed applicant details, property details and transaction details. Save the form.After saving the form, you will be redirected to the new screen where you have to fill details of the seller. You can fill more than one seller if it is a joint property. Save the form once again.The next screen will be to input the details of the buyer. You can add more than one buyer. Save the form.Once the buyer, seller information is fed, you need to fill in details of the identifier.In the next screen, you need to furnish details of the property such as area, land use, consideration value etc. Save the form once again. You will be asked if you want to submit other property details.Once you save the form, a final screen will appear where you have to select the registration office or where you want to register the deed. Select the suitable office and generate your query number. This query number will be used for deed presentation and payment of stamp duty. Hence, it should be kept secured.3) Pay stamp duty and registration feeGo back to the home page when you have finished filling the e-assessment form.Choose the option stamp duty paymentFeed the query number and query year.Here you need to enter the bank details of the buyer if there is any refund to be credited.Submit the details. A pop-up will ask you to permit the redirection to the payment portal of the state governmentYou will be redirected to the finance department portal ‘Government Receipt Portal System’. Choose payment of taxes and non-taxes revenueSelect the ‘Directorate of Registration and Stamp Revenue’ in department category and select the service ‘Payment of Stamp Duty’Fill depositor's name, query number and other requisite informationProceed with the amount details and payment details.Confirm all the information and category mentionedMake the payment through net banking. Note the government reference number for future reference.Take an appointment for registration of deed by feeding in the query number and year.A registering office will verify all the details mentioned by you in the online form. Take all the original documents along with the attested photocopy.Here your deed will be scanned and fingerprint and signature will be captured.Once the application is verified, your deed will be delivered which will be digitally signed by the registrar office.
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What is the procedure of CBSE improvement exams?
CBSE improvement exam can only be taken in the subsequent year of your passing the senior school exam. You'll appear as a 'private candidate' and thus have to go through all the fuss of manually signing up as one. CBSE releases an online form on their website somewhere around the second week of the month of August for the same. You have to select the subjects you want to improve on, which can be a single subject or all five (or six). The mark sheet is applicable everywhere, except some universities/colleges have their own criteria for dealing with the improvement exam. So, you might wanna check out if you have any disadvantages with the college you wanna get in. As for the engineering entrance, you have to write the exam for at least five subjects to ensure that your percentage is added up with your JEE score. Good luck !
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How do I fill out the NEET 2019 application form?
NEET 2019 will start from 1 November 2018. The registration will continue from November 1 to November 30, 2018. The unreserved category candidates should have a minimum of 50%, whereas the reserved category candidates should have minimum 45% marks in PCB to appear for NEET examination. Previously CBSE conducted medical entrance examination. From next year onwards, the National Testing Agency (NTA) will conduct the medical entrance exam. The exam pattern will remain the same. The government wants to enhance medical education in India.Important DatesRegistration Starts: November 1, 2018Last Date of registration: November 30, 2018Issue of Admit Card: April 15, 2019NEET 2019 exam: May 5, 2019Result: June 5, 2019Counseling: June/July 2019How to fill up the application form of NEET 2019The applicants have to follow a necessary instruction to fill up the form of NEET examination. As per the instructions are given in the bulletin, the applicants have to fill up the form· The applicants have to fill up the form through online.· From 1 November 2018, onwards the students have to start filling up the form.· The applicants have to upload the scanned pictures of photograph and signature.· A confirmation page will appear after completion of the process. The applicants have to download it.Fees to be paid· For Unreserved Candidates (General and OBC): Rs.1400· For Reserved Candidates (SC/ST/PH): Rs. 750The candidates have to make the payment through net banking, UPI, credit/debit card and e-wallet.Procedure to fill up the Application form· Go to the official website of cbse to fill up the application form. Until last year, CBSE was the governing body to conduct the NEET examination. So the applicants can fill up the form even on the old website of CBSE.· Click on the link “Apply Online”.· The candidates must click on the button present below the page “Proceed to Apply Online NEET (UG) 2019”.For New Registration· Carefully fill up the registration form. Any kind of wrong input will bring difficulty later.· The applicants have to fill all the necessary information like Own Name, Father’s Name, Mother’s Name, Category, DOB, Gender, State of Eligibility, Nationality, Aadhaar Card Number, Email ID, and Mobile Number.· The applicants will get two options “Preview and Next” and “Reset”.· If the applicant does not want to change any information can click “Preview and Next”.· If the applicant wants to change any information has to click “Reset” option.The applicants must note down the registration number to look after the procedure. It is advisable to choose a strong password for security purpose. The students also have to choose a security question. An OTP will be generated in the registered number, then the candidates have to click the submit button.The candidates also have to fill up the necessary personal details. The applicants can take an examination in 11 languages; therefore, it is necessary to choose the medium of the question paper. There are around 249 centers all across India for conducting NEET examination. The applicants have to fill up the permanent address along with the correspondence address as well. Apart from this, the candidates have to fill necessary details like educational qualification, annual income, and occupation of parents and guardians. The candidates also have to choose the dress code. It is necessary to enter the security pin and click on the preview button before submitting. Finally, click on the final button to submit the entire form.Secondly, the candidates have to upload the scanned images of photo and signature with a specific size. The size of the photograph lies between 10kb to 100kb and that of signature varies from 3kb to 20kb in JPEG format.Finally, the candidates will be directed to the link for fee payment purpose. The candidate has to submit the necessary application fee after choosing the bank. At last, the candidates have to take the printout of the final confirmation page.The admit card will be issued by the candidates on April 15, 2019.Best of Luck for NEET 2019.
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What is the full procedure of TCS from the offer letter to joining?
TCS ( ILP ) joining process and document preparationThe most important part of joining TCS is its documentation! This is just a general guide to the new ILP candidates. You should always strictly follow your Annexure ! So let’s do this fast!The Joining Process is Divided into seven parts:1.Accept the joining letter2.Complete the TCS Survey Monkey3.Complete the BGC form filling4.Fill the NSR (NASSCOM) ITPIN5.Fill the ON BOARDING forms6.Prepare the Agreements (Service Agreement & Affidavit/signNowd Undertaking)7.Prepare the supporting documentsAccept the joining letter:a). First you have to accept your joining letter by using your DT reference idTCS Next Step>>ILP corner>>Joining letter>>Acceptb). Download the Joining letterTCS Next Step>>ILP corner>> Joining letter >>DownloadNote: Accepting the joining letter is necessary to complete the other formalitiesSo first accept your joining letter (if you are going to join TCS)Complete the TCS Survey MonkeyYou have to complete the TSC survey monkey. TCS recruitment team will send you the link by mailRequired details:1. TCSL Reference id (DT reference id)& passwordhttps://www.surveymonkey.com/r/T...Complete the BGC form filling:You have to complete the Background Check Verification Before Your Joining datea). Fill BGC Form:i). Fill the Basic Details (Passport, PAN, Address Details)ii). Academic Details (CGPA or overall percentage)iii). Reference: You have to fill any two person’s following detailsØ NameØ Company/Institute NameØ DesignationØ Contact NoØ Email idØ Relationship with the applicantØ Period for which reference knows the applicantiv). Fill Security Detailsb). Declaration:Ø In declaration part you have to agree and submitØ Download the BGC completed formc). Documents uploading:You have to scan and upload the following documents in PDF or JPEG format each file size should be less than 2MBØ NSR e-cardØ Birth certificate or Birth AffidavitØ Permanent, present address proof(aadhaar / passport / ration card / EB, GAS, mobile Bill / credit, debit card / Bank statement)Ø PAN cardØ Passport / passport application receiptØ ID proof (voter id, ration card, driving license, bank passbook, aadhaar)Ø X- grade mark sheetØ XII-grade mark sheetØ All semester mark sheetsØ Non-Criminal Affidavit (first page of the stamp paper)Fill the NSR (NASSCOM) ITPIN:You have to enter your NSR ITPIN atTCS Next Step>>ILP corner>>National skill registry>>ITPIN(you have to complete the registration and bio-metric process of NSR before joining ILP (please visit site www.nationalskillsregistry.com). And they will send you a NSR-e card by mail or you can generate by yourself by login to your NSR profile)Fill the ON BOARDING formsYou are mandatorily required to fill and submit the Onboarding Forms before your joining date to smoothen your Onboarding process, failing which your joining formalities will not be completed. These forms are required to be filled as per statutory compliance norms.Onboarding forms consists of five forms:Ø Provident Fund (PF)/ Pension Scheme Nomination form (Form 2 — Part A and Part B)Ø Gratuity Form (GF)Ø Superannuation Form (SF) -only to eligible employeesØ Declaration Form (Form 9)Ø Group Life Insurance (GLI)You would have to fill all the Onboarding forms online and declare nominee(s) for the above mentioned forms. Submit a Hard copy of the completed forms on the day of Joining ILPTCS Next Step>>Onboarding>>Fill all the formsAfter filling these form, you can download these 5 documents at “Dashboard tab”-in the same pageSuggestion: 1. nominee is father or mother 2. share of money -100%Required information: Name, DOB of the nominePrepare the Agreements (Service Agreement & Affidavit/signNowd Undertaking):a) Service Agreement:1.Buy a Rs.100 stamp paper on your name2.Print the service agreement page 1Download.pdf3.Buy 5 demi (court paper) / green paper (court paper) / Legal / A4 papers4.Print the service agreement page 2 – 6 Download.pdfNote: page 6 is also called as surety verification formNote: Blanks should be written using pen it should not print or typeIt doesn’t matter how many pages in your agreement but make sure that proper page number and proper contentOther instructions:If Rs.100 stamp paper is not available, you can also do this in two Rs.50 stamp papers Make sure the text starts in the stamp paper. You can print first 3 Lines on first Rs.50 stamp paper and next some paras on another Rs.50 stamp paper and the remaining pages on other demi paper.Read the service agreement guidelines carefully before filling up anything. Many might find this silly but I prefer filling up Xerox copies first. It can save you the money for printing again in case something goes wrong! So we are here going to use a Rs.100 stamp paper for the first few lines(THIS AGREEMENT made at Mumbai on this 1.______________________________________ day of 2._________________, Two thousand and 3._______________________ between TATA CONSULTANCY SERVICES LIMITED,)and print the rest on simple A4 papers or Legal or demi papers. Fill everything up in CAPS, using a pen. Do not remove any clause, not even the page numbers! Don’t forget your signature and surety’s signature on the bottom of each page!! Service Agreement needn’t be signNowd.Surety Verification:This is a part of the Service Agreement. Any person who is an Income Tax Payee or has Land property can be your surety! Example: your father! So just make sure you place the signatures in proper places and have your surety fill up the “Surety Verification Form”. This form has to be attested by a Gazetteer Officer or the manager of a nationalized bank where the surety holds an account or employer of the surety! or public notaryØ Attested photocopies of the surety’s pan card.Ø Attested photocopies of the surety’s Form 16 (or) Attested photocopies of the surety’s latest income tax returnNOTE: Make sure your surety’s signature everywhere matches with that done in his/her Pan Card or you are in some serious troubleb) Non-Criminal Affidavit:1.Buy a Rs.100 stamp paper on your name2.Print the Non-criminal affidavit page 1 Download.pdf3.Buy 2 demi (court paper) / green paper (court paper) / Legal / A4 papers4.Print the Non-criminal affidavit page 2 – 3 Download.pdf5.Get this affidavit signNowd by a notary public in court (signature in all the pages)Note: Make sure you choose non-blood relation people as witnesses! Example: Neighbors.Other instructions:If Rs.100 stamp paper is not available, you can also do this in two Rs.50 stamp papers Make sure the text starts in the stamp paper. You can print first 2 paras on first Rs.50 stamp paper and next some paras on another Rs.50 stamp paper and the witness page on another demi paper. just fill in the blanks with a pen DO NOT remove any clause.Prepare the supporting documents:1. Medical Certificate:Download medical certificate format from TCS next step portal and print it (Black & white is enough) Make sure The doctor signs and places his seal on the second page. He should also sign and place a seal on your photo. format download.pdfYou’ll need two attested copies of everything but make sure you keep more copies with you (many times it will help you)Here’s a list of the supporting documents you’ll need to get attested by:Ø Gazetteer Officer orØ Government higher secondary school head master orØ Tehsildar of the village in which the Applicants resides. orØ District collector of the district in which the Applicants resides1. Birth Certificate:(If your birth certificate is not in English, or your name/place of birth/date of birth is missing/the details are mismatching, then it is recommended that you apply for a new one before it’s too late.Otherwise, you need a signNowd affidavit on Rs.100 stamp paper, which is only atemporary arrangement.)2. Class X - mark sheet.3. Class XII-mark sheet.4. Consolidated Mark sheet (from your institution)5. Degree Certificate(or Provisional Certificate / course complete Certificate if you. Don’t receives your Degree Certificate yet)6. All Semester Mark sheets7. Transfer certificate (if you have)8. Your Pan Card9. Your Passport10. surety’s information:a) If Income tax payee : photocopy attestedi). Surety’s Form 16 ( or )Surety’s Income Tax Return / saral / form 2d / form12Bii). Surety’s PAN cardb) If Surety have landi). Surety’s land documents photo copy – Registered in Englishii). Latest land valuation certificate from the respective authority-photo copy with attestedc) Else Fixed deposit of Rs. 50,000 at nationalized bank on TCS name for two years) photocopy attested by bank manager11. your aadhaar card (if you have)12. your voter card (if you have)13. Ration card (if you have)You’ll need two self-attested copies of Following documents but make sure you keep more copies with you (many times it will help you)1. Joining letter2. Offer letter3. ID proof (Passport, Voter ID)4. Address Proof (Passport, Voter ID)- give a separate copy for permanent & (if Present) address5. Highest degree mark sheets (for BGC)6. Degree Certificate / Provisional / Course complete (if only degree certificate not provided byyour institution)(for BGC)7. NSR e-card printout (after you’re done with Biometrics, you’ll get your ITPIN and e-card with your picture, in your e-mail).8. Documents for break in education (if any otherwise no need)(i) Medical records, if the break was due to medical reasons.(ii) Certificates / Examination results, if the break was due to additional course done.(iii) Affidavit on a Rs.100 stamp paper with notary authorization, if the study break was due to other personal reasons.9. CID Form (if you are from Mumbai/ Navi Mumbai/ Thane City/ Thane Rural / Pune otherwise no need) You need to submit Self-Attested Criminal Investigation Division (CID) forms forthe respective region. (details about forms will be mailed to you just before your joining)10. 12+ copies Recent passport size photos11. All the documents Original compulsory. Don’t forget to take the originals with you!Advise: keep more copies of your documents and attested copies it may help you if any problem
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What's a safe website for fast cash loans?
Times can be tough, but that doesn’t mean you should settle for just any short-term loan you can find. Payday loans and installment loans aren’t legal in every state, and even if they are legal, lenders usually have to abide by strict regulations. Any lender that isn’t willing to comply with state law won’t be legit.Finding a legit lender doesn’t have to be difficult. All you need is a good sense of your state laws and a baseline for finding a good deal.What is a legit short-term loan?A legit payday loan is one that is offered to you legally. The lender needs to abide by the regulations set by your state, even if you are temporarily visiting somewhere else. Short-term loans can be applied for online and in-store but fall under the same regulations.Generally, short-term lenders have more relaxed criteria than banks and other lenders. You’ll be able to apply for a short-term loan if you have bad credit, are on a lower income or receive government benefits. However, the relaxed eligibility criteria does mean rates and fees are higher than other loans.Lenders still have to stick to state-mandated APR and can only lend up to the state’s maximum amount.Lenders must make a reasonable judgment on an applicant’s ability to repay the loan. The lender should assess factors such as income, housing expenses and existing debt in determining if the applicant can reasonably repay the loan.If a lender doesn’t ask you for any of that information or doesn’t attempt to evaluate if you can afford the loan, the lender probably isn’t legit. Since there are plenty of lenders that check, you should move on and find one that combines good terms with a strong lending ethic.
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