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FAQs
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What industries must use electronic signature software?
Any industry involving a large amount of paperwork make use electronic signatures. In other words, all industries make use of electronic signatures because all of them have piles of paperwork to handle. Some examples of such industries include financial, life science, healthcare and pharmaceutical industries.Industries such as the pharmaceutical industry, have a number of licenses and other paperwork that they have to handle and keep track of. It can be a tedious task to perform such cumbersome paper processes. Therefore, e-signatures can facilitate an organisation in keeping a track of all this paperwork, by signing electronically.Healthcare industries usually involve time-sensitive documents, which need to be urgently completed. But, it can take days in case of the traditional wet ink paper signatures for the documents to signNow the signer and back, if the parties are geographically scattered. But with electronic signatures, that is not the case. Geographical barriers do not play a role. Documents which earlier needed days to be completed, can now be signed and sent back within minutes, in the click of a button. Furthermore, it takes a long time to bring assets under management. The time taken by the signing process, if wet ink paper signatures are used, may even further delay the process. But by using electronic signatures, the whole process can speed up.Apart from these, there are many paper prone industries which require huge amount of paperwork and with the use of electronic signatures they can make their everyday processes smoother and more efficient.
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Can we apply for an Indian tourist visa (not entry visa) for our US-born daughter? We both have Indian citizenship and live in t
Yes, your daughter is a Person of Indian Origin and qualifies for an OCI card [1] You can apply for the OCI online, and it takes about 12 weeks to get it. An OCI card is a multiple entry visa. Your daughter will be able to travel to India as long as it’s valid. I just went through this for my daughter, and can try to explain itThe OCI application process is the most complicated process I have ever gone through in my life. Recently they have started making everything online, and of course becausewe are like this only, they have to do everything their own way instead of just copying what every other country in the world does. So, buckle up for some fun. See, the thing is that there are many agencies involved here. OCIs are granted by the Indian Passport office. However, the embassy is actually going to provide the OCI card. And the embassy doesn’t want to deal with people anymore (unless there’s an emergency). So, they have picked a private company called Cox and King’s (CKGS) to be the intermediarySo, the process is thisa) You go to the CKGS website to start an applicationb) Midway through the application, you halt the application, and go to the Indian Passport office’s website and start a new applicationc) You scan and upload a bunch of documents. d) During the process, the website will ask you to sign the document by drawing your signature. DONT SIGN THE DOCUMENT BY DRAWING YOUR SIGNATURE. Because after you have submitted your signature, it tells you that if the applicant is a minor, you need a thumbprint and you shouldn’t put the parent’s signature. By the time it tells you that, there is no way to go back and unbdo your signature. Why? because we are like this onlye) The Passport office website will give you a softcopy of the application form that you just filled out. Print this form, and keep the soft copy. It also gives you an application number. Keep this numberf) Go back to CKGS website to complete your application. Upload the application form that the Indian Passport office and paste the application number in the correct field to continueg) CKGS will give you a checklist of the documents that they need. Pay good attention to this checklist. Some of the documents need to be scanned and uploaded. For some of the copies, they need hard copies that needs to be sent to them (more on this later). For some documents, they need the document to be signNowd copies(more on this later), for others they don;t need signNowd copies. I can’t understand how they decide what they can signNow and what they can’t. Pay attention to what needs to be done to which document because if you make a mistake, CKGS will return your application back to you. By the way, these documents are extensive. For example, you will need to show that you and your wife are married, so you have to provide your marriage certificate. I have no idea what single parents do! h) Reupload all the documents that you uploaded in step c. By the way fill all the information again. Why couldn’t CKGS talk to India passport office and get all this information themselves? Because we are like this onlyi) Pay CKGS $300 dollars. This is on the cKGS websitej) Pay CKGS $31.50 courier fees. This is $15.00 to send the documents to CKGS, and $15 for them to send the OCI card back to you. This is also on the CKGS websitek) CKGS will give you a payment reciept for you Print out the payment receipt for both things. CKGS will also give you a prepaid FedEx barcode. Print that outl) Go to the notary to signNow the documents. This is funny. As you might know, notaries signNow documents as “true copies”, which means that they are basically attesting that the copy is the same as the original. Depending on your jurisdiction, notaries are not allowed to signNow certain documents. For example, in Virginia, notaries cannot signNow birth certificates. What they can do is signNow a statement from you that says that you claim that the copy of the birth certificate is original. If your notary refuses to signNow a document, there is another form that you need to sign and get it signNowd.m) Make a neat packet from all the documents that you need to send to them. Go to fedex. Put the documents in the fedex envelope and give fedex the barcode and they will ship it to CKGS. Note that you are not sending originals yet. Why? Because you have a long way to go! LAso, remember the payment reciepts that you got from CKGS. You have to put the printouts of those payment reciepts in this packet. Where is this packet going? To CKGS. Where did you get the payment recipet from? CKGS. Why do you need to send the reciept back to CKGS instead of them simply looking up the transaction in their database? We are like this only.n) CKGS check the documents and send them to embassyo) Embassy will check the documents and send them to Delhip) Delhi will give their blessing and now you have entered the phase called the OCI Match Up phase. Yay!!! Until now, you were getting ready to apply for OCI. Now you are going to actually apply for OCIq) Go back to CKGS website to start the OCI match up process.r) Now there’ another checklist that says what you need to send them. The checklist lies. It says that you need to send them a Money Order. You don’t need to send them a Money Order. I spent 20 minutes on hold with the CKGS call center today to confirm this. This 20 minutes is my gift to yous) You will again pay for fed ex shipping like you did last time, and it will print out a pre-paid fedex envelope for you. Pay attention because apparently there is a button somewhere that you can use to tell them that you already paid them $15 for return courier when when you paid courier fees last time. I missed this button and paid $15 extra. Again $15 is my gift to you. If you want to give me $5, ping me, I’ll give you my Paypal account. :p I already made a $15 gift to CKGSt) Now you send them copies of the receipt that shows you have made payments, and the actual US passport of your childu) They will process this and send back the OCI card to youFootnotes[1] Visa for India from USA - CKGS USA
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What do you think about Delhi government's initiative to provide doorstep delivery of government services?
The Delhi government’s initiative of doorstep delivery is not just about posting a certificate to the home, but also assigning a facilitator to help the citizen regarding the due process.I don’t think India is at a stage where only the copies of a certificate are respected. Even today, after more than a decade of working in IT sector, if I enroll for a course in some IIM, I would need to show my original certificate to the institute. If IIM don’t respect a scan, why any other agency would?The need of a hard printed original copy of a certificate remains forever. That should change with time, but for now, it has not.The good thing about the middlemen that are being introduced in this scheme is that they are not government employees. Of course any human interaction brings in a scope of corruption, however in some cases, having an optional human interaction won’t hurt.If a person wants to apply for driving licence, he or she would have to call a designated call centre and give the details. Thereafter, the agency would assign a Mobile Sahayak, who will visit the applicant’s residence and get the required details and documents.There is a human interaction today even with the TCS contractors regarding the Passport service, however they have only made the process better.Delhi is not a state which discourages online certificates. In fact it was only the second state after Kerala which went completely online (Delhi to be first state to go paperless in all govt departments). But, governance is also about the last man in the queue who still needs the hard copy.
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I have lost my pan card and know my pan numbers. How to get copy of lost pan card?
Hi!It’s really simple if you rember you PAN number - since you just need to apply for a reprint of your existing PAN online and completely paperless - all you would need is your Aadhaar(If in case anyone was wondering what to do in case you forgot you PAN number - head over to the Search PAN tool and enter your name, DOB and mobile number to retrieve your PAN number from Income Tax database)Head over to TIN-NSDL website and start with the application process with your personal details as asked. Do not forget to note down the temporary token number as you might need it to continue your application should you decide to do it later on.The Application process is pretty much self-explanatory and simple especially if you’re applying for a reprint, you don’t need to select your AO code which is where a lot of applicants get confused. For a detailed guide on applying for a PAN Reprint on TIN-NDSL - refer Team Quicko's answer to How can I get new duplicate copy of my pan card.Did I answer your question? Do upvote if the answer was helpful!
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When can we download the November 2017 UGC NET E-certificate?
During the UGC NET Online Application Form Filling Procedure, all the necessary information about the candidate will be captured, including their personal details, academic details, photograph, signature & essential documents. The information will later be used for the award of these e-certificates once the results are announced.The candidates who have qualified the CBSE NET Exam & wish to download their UGC Certificates must follow the step by step procedure given below –Step-1: Visit the official link – Download UGC NET e-Certificate.Step-2: As soon as you’ll click on the above link, a page containing the login form will appear on the screen.Step-3: Here the candidates must enter all the required details accurately and click on Login Button to download their certificates.Step-4: After clicking on the login button, the UGC NET e-Certificate will appear on the screen. Candidates must download it and take its print out for future use.Important Announcement: CBSE UGC NET Nov 2017 Results has been declared now! Keep Visiting the Blog for regular updates.
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How can I register for SSC CGL/SSC CHSL 2017 exam?
All the interested candidates who are looking for all the important details regarding SSC CGL 2017, they can now check out the same from the official website, however the exact dates for several activities regarding SSC CGL 2017 is not out yet. SSC is itself a huge name. Each year, it recruits various vacancies for the several posts. As per the sources, the SSC CGL 2017 examinations may conduct in the month of Aug – Sept. All the interested candidates are advised to have a look on the given details so that they can know, whether they are eligible or not to apply for this examination.Organization’s Name: Staff Selection Commission (SSC)Examination’s Name: Combined Graduate Level Examination(CGLE)The Application form will be available from: February 2017Mode of Apply: Online Mode and Offline ModeMode of Exam: Computer Based Test (CBT)Application form will be available from -February 2017Last date to apply-March 2017Admit card will be available for SSC CGL Tier-1-April 2017SSC CGL Tier-1 Exam-May 2017Result declaration for Tier-June 2017Admit card will be available for SSC CGL Tier-2-July 2017SSC CGL Tier-2 Exam-August 2017Result declaration for CGL Tier-2-September 2017SSC CGL Tier-3 Exam-October 2017Interview/Skill Test/Computer Skill Test-November 2017Eligibility CriteriaEducation: Candidate must have done graduation in any stream from a recognised university.Age Limit – Candidate’s age must be between 18 to 27 years old to be eligible for this examination.How to ApplyFirst of all, all the candidates are requested to visit the official website that is Once you are on the home page, then you will have to open the SSC CGL Apply online link (which will be active after release of official notice for SSC CGL 2017 Examination).Read all the instructions carefully and then fill the application form. Make sure all the details are filled accurately and completely. Once the details are filled in, then you will be asked to upload the scanned photograph and signature in prescribed format. Check all the details, if they are mentioned correctly. Lastly, just submit the form. Don’t forget to take the print out of the confirmation page.
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How do I register a startup in India? How much money and time does it take? If am currently only 17, what issues will I face dur
Algorithm for starting a Private Limited Company: Engineer's View Personally I believe, If someone is starting a company with long term perspective or to bring some change through their unique Product/Services, one must go for Private limited firm. Prime reason for this is easy to raise funds from Angels/VC in case you go for investment. Step 1. Registration of Company 1. Name Selection: Check whether your desired company name is available or not at MCA website [ http://www.mca.gov.in/ ]. Name must be unique & must resemble with business you intend to do (highlighted one). EX: Arihant Labs Retail Services Pvt. Ltd 2. Registration of Name at ROC: Name approval usually takes maximum of 14 days. This is done online through MCA website. Moreover, you need to apply with at least 4 names for approval with a writeup about significance of names with main business of the company. 3. 1. Documents Required: 2. 1. Options for names for the proposed Company (on the basis of preference) 2. Amount of Share Capital; proposed shareholding ratio 3. A paragraph on the proposed major line of business of the company (main objects) 4. City of Registered Office. 5. Copy of ownership deed/sale deed(if property is owned) 6. Copy of rent agreement with NOC (if property is rented) 7. Copy of latest electricity bill/telephone bill/mobile bill for both directors 8. Copy of latest electric bill/telephone bill for the registered office proof. 4. Obtaining DIN & DSC: 5. 1. Documents Required 2. 1. PAN Card copies for directors and shareholders. 2. Voter ID/Passport/Driving License for directors and shareholders. 3. Occupation of the Directors for directors and shareholders. 4. E-Mail IDs of all directors and shareholders. 5. Phone Numbers for all directors and shareholders. 6. Photos for directors and shareholders 6. Company Incorporation: After above mentioned formalities have been completed, we need to file following forms/docs in Rs 100 stamp paper: 7. 1. Affidavits for non- acceptance 2. INC 9, INC 10 3. DIR 2 4. NOC : This is required to be filed by the owner of the property on which your company will be situated. 5. Subscriber Sheets of MOA & AOA 6. Documents required for filling MOA & AOA 7. 1. Must be filled on OWN handwriting 2. Passport size photos 3. Sheets needs to be witnessed by CA/CS/Advocate Step 2. Obtaining PAN/TAN: After company gets incorporated, you may apply for PAN/TAN. Step 3. Trade Licence in case you are selling PRODUCTS: This is required in some places for carrying out sales. You can obtain this from local Municipality. Step 4. VAT/CST registration for selling Products: For selling intra-state, you need VAT registration & for selling inter-state, you need to register for CST. 1. Documents Required: 2. 1. Trade Licence 2. Company Incorporation Certificate 3. PAN card of company as well as of all the directors 4. Proof of residence of Directors 5. Proof of occupancy of place of business (Rent agreement/ ownership deed, Rent Bills etc) 6. MOA & AOA of company 7. Current Account in the name of company in any national bank Step 5. Service tax registration for Service Industry: In India, you need to pay service tax of 14.5% on every services you have charged customer for. 1. Documents Required: 2. 1. Company Incorporation Certificate 2. PAN card of company as well as of all the directors 3. Proof of residence of Directors 4. Proof of occupancy of place of business (Rent agreement/ ownership deed, Rent Bills etc) 5. MOA & AOA of company 6. Current Account in the name of company in any national bank That's All folks! Your STARTUP is up to Conquer the World. UPVOTE & SHARE your views/issues We at labkafe [ http://labkafe.com/ ], prefer taxmantra [ http://taxmantra.com/ ] for our legal requirements.
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I have my PPF with axis and I want to transfer it to SBI, can you help me?
Yes, PPF account can be transferred from one bank to another bank or from Post Office to Bank seamlessly.Procedure to transfer a PPF account from one Post Office or bank to another Post Office or BankTake the photocopy of an existing PPF Account Passbook. Later on, this may be helpful in case you find any discrepancies in your PPF account or showing the proof of investment for tax saving purpose.A written application for transfer needs to be made to the Post Office or Bank from where an investor wants to transfer his PPF Account. Along with this written application, you also have to fill the PPF Transfer Form (SB10-b). You have to provide your PPF Account Details, names and addresses of the branch/bank/post office where it is held, as well as the location where the transfer is sought. You will find the written application format at HERE.The next step is a verification process of signature by the existing Post Office or Bank. Once this process is finished, then the existing Post Office or Bank will arrange to send the original certified copy of the account, the account opening application, nomination form, specimen signature, etc. to bank branch address provided by the customer, along with a cheque or DD for the outstanding balance in the PPF account.Once the transfer documents along with Cheque or DD received by the new Post Office or Bank then you have to fill the fresh PPF Account Opening Form (Form A).Along with that, you have to fill the PPF Nomination Form (Form E), if you have not opted nomination earlier. In case you want to change your nominee, then fill PPF Change of Nominee Form (Form F).You have to submit fresh KYC documents once again (even though you submitted earlier or done KYC earlier with your savings account).You will receive the new passbook from the new Post Office or Bank with past credit is shown as Balance Transfer.From now onward, your account PPF account will be with the new Post Office or Bank as a CONTINUED ACCOUNT.Problems one may face during transfer-Too much delay in transfer (especially if it is from the Post Office to Bank). The Major reason will be the lethargic attitude of officials.Interest credit issue. As I said earlier, the old Post Office or Bank will credit interest up to previous 31st March. The new Post Office or Bank has to calculate the balance of credit interest from 1st April. However, in some instances they may consider from the date of the actual transfer. Suppose you transfer the account on 10th June 2015 then also new Post Office or Bank must credit interest considering the balance from 1st April 2015. However, few Post Offices or Banks, credit interest considering the balance from the date of transfer i.e. from 10th June 2015. Hence, check the balance and interest credited once the interest credited after the end of FY.In such delayed or errors, you have option to complain the Bank or file an RTI to rectify the same.For a complete post related PPF Transfer, refer my blog post “How to transfer PPF Account from Post Office or Bank to another Post Office or Bank?”.
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